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Uphold reintroduces its XRP debit card in the U.S. after Ripple’s SEC lawsuit resolution, allowing users to spend over 300 cryptocurrencies.
Uphold has officially reintroduced its XRP debit card for U.S. users, following the resolution of Ripple’s legal issues with the U.S. SEC. This relaunch allows customers to use the card to spend XRP and over 300 other cryptocurrencies at any Visa-accepting location.
With this move, Uphold joins Gemini in offering crypto-based payment solutions and strengthens its support for the XRP community.
Uphold has made its XRP debit card available again in the United States. The card allows users to spend XRP and other digital assets at millions of locations that accept Visa. Users can earn up to 6% cashback in XRP on every purchase, with no credit checks or waiting periods required.
The Uphold Debit Card is now available across the U.S. 💳
Spend 300+ digital assets anywhere Visa is accepted, online or in-store.
Earn up to 6% in $XRP on everyday purchases.
No credit checks. No waiting.
Just your crypto, your card, your way. pic.twitter.com/gbMBzRpGOT
— Uphold (@UpholdInc) October 30, 2025
The company had previously paused the card in March 2023 due to the uncertainty created by the SEC’s lawsuit against Ripple. Now, following the resolution of the lawsuit, Uphold has resumed offering the card. This marks a significant step forward in Uphold’s commitment to its XRP holders.
Nancy Beaton, President of Uphold, said the company has always had a strong base of XRP holders. She also emphasized that Uphold never delisted XRP, even when other platforms did. This decision earned Uphold a loyal following within the XRP community.
Uphold’s return to the crypto debit card market follows the launch of Gemini’s XRP credit card. Gemini’s card offers up to 4% XRP rewards on purchases, further highlighting the growing interest in crypto payments. It is part of a broader movement to integrate cryptocurrencies into everyday transactions.
Other firms are also making moves in the space. For example, Fold has partnered with Visa and Stripe to offer a Bitcoin Rewards Credit Card. Additionally, Trump’s WLFI project is developing its own debit card linked to USD1 stablecoins for use with Apple Pay.
These developments signal a growing trend in the crypto industry toward easier-to-use payment products. With more companies entering the market, consumers are getting more options for using cryptocurrencies in daily life.
Alongside the relaunch of its XRP debit card, Uphold is also reintroducing staking rewards for 19 digital assets. These assets include Ethereum, Solana, and NEAR, giving users more options to earn rewards. Uphold’s expansion is designed to strengthen its position in the U.S. market and attract more customers.
The company is clearly focusing on offering more value to its users. By reintroducing staking rewards and the XRP debit card, Uphold is enhancing its service offerings. These efforts align with the broader crypto industry’s focus on product innovation and customer engagement.
With more crypto products emerging in the market, Uphold’s actions reflect its commitment to adapting to the growing demand for crypto payment solutions. The relaunch of the XRP debit card is just one of many moves to bring more utility to digital assets.
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