Author: 1to90

As the crypto world evolves, the tug-of-war between consumer protection and innovation is only getting more intense. Some lawmakers in the U.S. have recently proposed some serious regulations on decentralized finance (DeFi), making industry leaders anxious about the potential chokehold on innovation. In this post, we’ll unpack what these changes could mean, how the crypto community is reacting, and why we desperately need a balanced approach that nurtures growth while keeping consumers safe.
Senate Democrats have a new plan that could really shake things up. They’re looking to tighten the screws on crypto apps and wallets by putting decentralized finance platforms on a “restricted list” if they’re considered risky. This proposal was sent to the Senate Banking Committee and suggests adding Know Your Customer (KYC) checks to crypto app frontends, including non-custodial wallets that individuals use. Critics are rightfully worried that these measures could lead to a compliance nightmare, pushing developers and investors to look elsewhere.
On top of that, they want to remove legal protections for crypto developers, which many in the industry think could choke off innovation and send talent and projects packing to more crypto-friendly locales. The consequences of such regulations could be massive, as they might undercut the U.S.’s position as a leader in digital finance.
The reactions from industry players have been swift and strong. Coinbase CEO Brian Armstrong took to social media to air his grievances, saying, “We absolutely won’t accept this.” He pointed out how detrimental this plan could be for the U.S.’s ability to lead in crypto innovation and stressed that the industry needs clear and fair rules that promote growth.
Summer Mersinger, CEO of the Blockchain Association, backed him up, saying that the proposal could banish decentralized finance and wallet development from the country altogether. She called on lawmakers to engage in discussions that promote responsible innovation instead of stifling it.
Legal experts, including Jake Chervinsky, have warned that the proposal could undo the progress made by the bipartisan CLARITY Act, which was supposed to clarify regulatory jurisdiction over digital assets. The concern is that instead of regulating digital currencies, the new plan could effectively ban them.
If these proposed regulations go through, they could have major implications for startups, especially those using crypto payroll solutions. More companies are turning to crypto payroll for DAOs and other decentralized organizations, so the regulatory landscape needs to keep up. Stricter regulations could make it harder for startups to use crypto payroll, which is a tool that promotes financial inclusion and gives a competitive edge in the global market.
With many startups banking on crypto to streamline operations and cut costs, new regulatory burdens could put a damper on growth and innovation. As the industry deals with these challenges, best practices for crypto treasury management will be crucial for compliance and operational efficiency.
The future of crypto regulation in the U.S. is a bit of a guessing game as lawmakers try to balance consumer protection with the need to encourage innovation. While the proposed regulations aim to tackle risks linked to decentralized finance, they might also snuff out the innovation that makes the crypto space so vibrant.
As industry figures like Brian Armstrong push for fair regulations, it’s vital for lawmakers to think about how their proposals will impact the crypto ecosystem. By promoting an environment that encourages responsible innovation, the U.S. can stay at the forefront of the global crypto market while ensuring consumer safety and security. The road ahead will require collaboration, open discussions, and a commitment to finding solutions that work for everyone in the crypto space.

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Senate Democrats propose stricter crypto regulations, raising concerns among industry leaders about innovation and consumer protection in the U.S. crypto landscape.
Discover effective strategies for managing cryptocurrency volatility in trading, focusing on compliance and risk management for businesses and traders.
Stablecoins offer European SMEs a stable payment solution amid regulatory challenges, enhancing efficiency and paving the way for crypto payroll adoption.
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Say Goodbye to JAMB, Enter 200-Level Directly!
Have you ever wondered what you can’t bring into a JAMB examination hall? With the updated list of prohibited items for the 2025 Unified Tertiary Matriculation Examination (UTME), candidates are urged to take note and comply. Why has JAMB decided to ban these specific items, and how will this impact your examination experience? Read on to uncover the rationale behind these decisions and what you need to do to prepare. The Joint Admissions and Matriculation Board (JAMB) has established stringent rules for the upcoming 2025 Unified Tertiary Matriculation Examination (UTME), continuing its policy of prohibiting electronic devices and other items within the examination halls. This move is part of JAMB’s commitment to uphold the integrity and security of the examination process, ensuring it aligns with global best practices.
SEE: 2025 JAMB UTME Guide: Batch Timings, Keyboard Shortcuts & Tips.



JAMB has reinforced its policy on items prohibited in the examination centres to align with global best practices in examination management. For your benefit, avoid bringing the following restricted items to the examination venue:
SEE ALSO: Expos & Runz: How to Succeed in the 2025 JAMB UTME.
Dr. Fabian Benjamin, a spokesperson for JAMB, emphasized the necessity of adhering to these rules. In previous examinations, candidates who did not comply were disqualified and faced severe consequences.

Biometric verification remains the sole method for admitting candidates into the examination centres. This process is mandatory and must be followed without exception.
Candidates who encounter issues with biometric verification should not be delayed. Instead, they should be recaptured at the centre before their departure. Only genuine cases will be considered for further action.
It’s important to note that there is no other form of attendance registration apart from biometric verification. This method will also serve as the attendance register during the examinations.
Examination officials, including security personnel, are tasked with ensuring strict adherence to all the guidelines. It is vital that all involved in the examination process comply with these rules to ensure a smooth and fair examination experience for all candidates.
As you prepare for the 2025 UTME, it is crucial to familiarise yourself with JAMB’s regulations. Understanding and adhering to these guidelines will not only smoothen your examination process but also enhance the overall integrity of the examinations. Remember, compliance with JAMB’s protocols is in your best interest and key to your success in the UTME.
For more information and updates on the examination guidelines, candidates are encouraged to visit the official JAMB website or consult directly with the examination centres.



This post is authored by Olusegun Fapohunda, the founder and editor of MySchoolGist.
Boasting over a decade of expertise in the education sector, Olusegun offers current insights into educational trends, career opportunities, and the latest news.
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Between fun costumes and tasty treats, Halloween is one of the most anticipated nights of the year for many children. However, these precautions can be taken — by kids and parents alike — to help ensure an enjoyable, fun-filled time.
Pick Proper Costumes
Before Halloween, choose a costume that doesn’t pose safety risks. Look for costumes, wigs and accessories that are flame-resistant and flexible. Ideally, costumes will be bright and reflective. If not, add reflective tape to costumes or bags and provide glow sticks or flash lights. Make sure shoes fit properly and costumes are not too long to help prevent tripping, entanglement or contact with flames. Also consider non-toxic makeup and decorative hats as safer alternatives to masks, which can obscure vision.
Prep Your Home for Visitors
To ensure you’re ready for trick-or-treaters, remove tripping hazards from your yard and porch, including hoses, bikes and other toys, and clear wet leaves, snow or other debris from the sidewalk. Make it known you’re home by turning on your porch light; test it early and replace burnt out bulbs, if necessary, to ensure visibility. Also consider substitutes for sweets, which may contain ingredients some trick-or-treaters are allergic to, opting instead for more inclusive options such as stickers, coloring books, pencils, rubber insects or colored chalk.
Trick-or-Treat with Care
Regardless of the age of your children, some extra precautions should be taken before they go out in search of treats. Remind children to avoid trick-or-treating alone; walk in groups or with a trusted adult. If older children are going with a group of friends, plan and review an acceptable route and agree on a specific time for them to return home. Tell them to only visit homes with illuminated porch lights and always use direct paths, crossing the street at corners using sidewalks crosswalks. If there are no sidewalks, walk facing traffic and stay as far away from passing cars as possible.
Watch for Walkers
The risk for children being hit by cars is higher on Halloween than on any other day of the year, according to Safe Kids Worldwide. To help minimize that risk, slow down and be especially alert in residential neighborhoods – especially between the hours of 5-10 p.m. when most children are typically trick-or-treating – as excited kids may move in unpredictable ways. Take extra time to look for kids at intersections, on medians and curbs, and minimize distractions such as cell phones as much as possible.
Inspect Candy
Though tampering is rare, a responsible adult should closely examine all treats and discard spoiled, unwrapped or suspicious items once children return home. Teach your child to politely decline homemade items such as cupcakes, brownies and popcorn balls, and always read ingredient labels as many popular candies contain common allergens like peanuts, milk, eggs, soy or wheat.
Find more tips for a safe and fun Halloween at eLivingtoday.com.
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The GIST: One WNBA playoffs semifinal is locked in, the other depends on tonight’s winner-take-all Game 3, and just when you thought things couldn’t get spicier, the league MVP will be crowned on Sunday. The hoops drama is about to hit a crescendo — turn it up.
🃏 No. 2 seed Las Vegas Aces and 🥵 No. 6 Indiana Fever to clash in semifinal: Indy stunned the No. 3 Atlanta Dream 87–85 last night, while it was business as usual for the Aces, who outmuscled the No. 7 Seattle Storm 74–73. There’s no rest for the winners though: Game 1 of the best-of-five set tips off Sunday at 3 p.m. ET, featuring two squads with vastly different playoff experience.
💪 Phoenix Mercury vs. NY Liberty Game 3 could come down to defense: The No. 4 Mercury stifled the No. 5 Liberty in Wednesday’s 86–60 Game 2 win, forcing 15 turnovers and holding the sharpshooting Libs to their lowest shooting percentage of the season…in their own gym. Phoenix’s game plan for tonight’s 9 p.m. ET tilt is simple: rinse and repeat.
Sign up for The GIST and receive the latest sports news straight to your inbox three times a week.

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Kerala Lottery Results LIVE Today (October 11): Karunya KR-726 draw at 3 PM – Check winning numbers, prize structure and more  Mathrubhumi English
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Crypto market crash pushes Binance into emergency mode  TheStreet
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US President Trump announced an additional 100% tariff on Chinese shipments, triggering a flash crash. XRP plunged to a session low of $0.7745 before reclaiming the $2.3 handle.
President Trump reacted to China’s plans to introduce export controls on rare earth minerals, effective November 1, stating:
“Based on the fact that China has taken this unprecedented position, and speaking only for the U.S.A., and not other Nations who were similarly threatened, starting November 1st, 2025 (or sooner, depending on any further actions or changes taken by China), the United States of America will impose a Tariff of 100% on China, over and above any Tariff that they are currently paying. Also on November 1st, we will impose Export Controls on any and all critical software.”
The effective date is crucial given that President Trump and China’s President Xi are to meet at the APEC Summit, October 31 to November 1.
Notably, XRP and the broader market’s rebound from session lows suggest optimism over the US and China avoiding a full-blown trade war. However, traders will likely be nervous in the coming days. Further measures from China and tit-for-tat tariff hikes could dampen optimism for a potential Trump-Xi deal.
Beyond the crypto market, the Nasdaq Composite Index tumbled 3.56%, while gold gained 1%.
While a full-blown US-China trade war hit risk assets, the expected launch of XRP-spot ETFs provided much-needed support.
XRP-spot ETF issuers continued to file S-1 amendments on Friday, October 10, signaling an imminent launch. Bitwise Asset Management filed an S-1 amendment for the Bitwise XRP ETF.
Since approving the Generic Listing Standards (GLS) for Commodity-Based Trust shares, the SEC must approve the S-1s for issuers to launch spot ETFs. ETF issuers previously withdrew their 19b-4s at the SEC’s request, removing the review process and final decision deadlines.
The US government shutdown will extend to Tuesday, October 14, and potentially further. The Senate is due to return on October 14, with 60 votes needed to pass a stopgap funding bill. A government reopening would likely raise expectations of imminent ETF approvals, potentially triggering a wave of institutional demand.
The US government shutdown and latest tariff announcement have sent XRP crashing from $3.1027 (October 2) to $2.3628 (October 11), a 24% loss. Analysts expect XRP to strike new highs on the launch of the spot ETFs.
An XRP-spot ETF launch could come at a pivotal time, given Trump’s recent Executive Order permitting 401(k) investors to access alternative assets, such as crypto.
Financial advisors are also opening their doors to crypto. Vanguard recently reversed its stance, with plans to offer crypto access through its brokerage platform. On Friday, October 10, Morgan Stanley expanded its investment offerings to include BTC-spot ETFs, underscoring growing demand for crypto.
The US banking giant will reportedly offer crypto funds to all clients. Previously, the bank restricted access to investors with aggressive risk tolerances and at least $1.5 million in assets.
Vanguard and Morgan Stanley’s shifts in policy further legitimize digital assets, potentially boosting adoption.
XRP tumbled 15.3% on Friday, October 10, following the previous day’s 2.64% loss, closing at $2.3753. The token underperformed the broader market, which slid 9.38% and traded below the 50-day and 200-day Exponential Moving Averages.
Traders are watching the following technical levels:
In the coming sessions, several key scenarios could drive near-term price trends:
Bearish Scenario
These bearish scenarios could drag XRP toward $2.3, exposing the $2 support level.
Bullish Scenario
These bullish scenarios could send XRP to $2.5, enabling the bulls to target $2.8. A sustained move through $2.84 could bring $3 into play.
Despite October’s meltdown, several price catalysts could send XRP to new highs. Spot ETF launches and the Senate passing the Market Structure Bill could fuel broader demand from retail and institutional investors. However, extended delays to XRP-spot ETF launches and legislative setbacks would likely weigh on sentiment.
Given the market focus on spot ETFs, an October launch will be crucial. If the government reopens on Wednesday, October 15, the SEC could potentially approve the S-1s within 10 days. However, if the shutdown extends beyond October 20, issuers may face delays until November.
Analysts will closely monitor how regulatory risks influence XRP’s price outlook in the coming weeks.
With over 28 years of experience in the financial industry, Bob has worked with various global rating agencies and multinational banks. Currently he is covering currencies, commodities, alternative asset classes and global equities, focusing mostly on European and Asian markets.
NASDAQ Index, SP500, Dow Jones Forecasts – Stocks Retreat As Traders Prepare For U.S. – China Trade War
Gold (XAU/USD) Price Forecast: Bulls Defend Near Record Highs
Natural Gas Price Forecast: Sellers Drive Prices Toward Key Support
Natural Gas News: Futures Sink Below Key Support as Bearish Inventory Report Hits
US Dollar Forecast: DXY Pulls Back as Trump Tariff Threat Hits Market Confidence

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Winning numbers drawn in Friday’s North Carolina Cash Pop  San Antonio Express-News
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We participate in marketing programs, our editorial content is not influenced by any commissions. To find out more, please visit our Term and Conditions page.
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Bitcoin drops below $120K as Trump threatens higher tariffs on China, sparking market-wide volatility and liquidations across cryptocurrencies.
 
Bitcoin experienced a sharp decline after U.S. President Donald Trump threatened to raise tariffs on Chinese imports. This announcement sent shockwaves through the crypto market, causing Bitcoin to drop below the key $120,000 support level. 
The decline in Bitcoin’s price was part of a larger market downturn that affected other cryptocurrencies as well.
Bitcoin was trading just above $121,000 before Trump’s comments but quickly fell below $120,000 after the announcement. 
The sharp drop was linked to the threat of higher tariffs on China, which raised concerns over a new trade war. As a result, Bitcoin’s price suffered a significant drop, breaking through key support levels.
The price of Bitcoin remained volatile after the initial decline, struggling to regain support. Investors were wary of the broader implications of Trump’s comments, which sparked uncertainty in the market. 
With Bitcoin’s price under pressure, many traders chose to sell their holdings.
Bitcoin was not the only cryptocurrency affected by Trump’s tariff threat. 
Other major cryptocurrencies, including Ethereum, Solana, and Dogecoin, also saw losses. Ethereum dropped below $4,200, falling by more than 3% in just a few hours. Solana and Dogecoin experienced similar declines, with both dropping over 2%.
The broader crypto market reacted negatively to the news. Cryptocurrencies, which are considered riskier assets, tend to be sensitive to macroeconomic uncertainty.
As a result, the market witnessed a widespread sell-off, with investors pulling out of positions to avoid further losses.
The sudden drop in Bitcoin’s price led to a wave of liquidations in the crypto market. CoinGlass data shows that over $420 million in long positions were liquidated within an hour of Trump’s remarks.
Bitcoin and Ethereum accounted for most of these liquidations, with $73 million and $175 million, respectively.
In total, around $895 million in liquidations were recorded within 24 hours. This included both long and short positions, with long positions making up the majority. 
Despite the increased volatility and liquidations, institutional investors continued to buy Bitcoin during the dip, as evidenced by recent inflows into Bitcoin ETFs.
Moreover, Trump’s tariff threat has created renewed uncertainty in the market. While Bitcoin and other cryptocurrencies faced losses, institutional interest remains strong, showing that the crypto sector continues to attract investors. 
Hence, the ongoing volatility reflects the broader economic concerns that continue to shape market sentiment.
LiveBitcoinNews is a leading online platform dedicated to providing the latest news and insights about Bitcoin and the broader cryptocurrency market. It offers timely updates on market trends, regulatory developments, technological advancements, and expert analyses, catering to both seasoned investors and newcomers in the digital currency space. The site features a variety of content, including articles, guides, interviews, and opinion pieces, making it a comprehensive resource for anyone interested in staying informed about the rapidly evolving world of cryptocurrencies.
Contact us: support@livebitcoinnews.com
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The Mega Millions lottery jackpot continues to grow after no one matched all six numbers from Tuesday’s Mega Millions jackpot.
Here are the winning numbers for the Friday, Oct. 10, lottery drawing jackpot worth $575 million with a cash option of $264.6 million.
Grab your tickets and see if you’re the game’s newest millionaire.
Friday night’s drawing will take place at 10 p.m. CT. Winning numbers will be posted here. Tuesday night’s winning numbers were 17, 26, 33, 45, 56, and the Mega Ball was 19.
Results are pending.
You only need to match one number in Mega Millions to win a prize. However, that number must be the Mega Ball, worth either $10, $15, $20, $25 or $50.
Matching two numbers won’t win anything in Mega Millions unless one of the numbers is the Mega Ball. A ticket matching one of the five numbers and the Mega Ball is worth either $14, $21, $28, $35 or $70. Visit www.megamillions.com for a complete list of payout information.
The Mega Millions jackpot for Friday night’s drawing continues to grow to an estimated $575 million with a cash option of $264.6 million, according to megamillions.com.
Drawings are held twice a week at approximately 10 p.m. CT every Tuesday and Friday. You can watch drawings via YouTube.
A Mega Millions ticket costs $5 per play. The Multiplier is included in the price of a single $5 wager, according to megamillions.com.
Here’s how to play Mega Millions:
The winning numbers for Wednesday night’s drawing were 8, 10, 44, 48, 54, and the Powerball is 14. The Power Play was 2X.
The current Powerball jackpot continues to grow at an estimated $244 million with a cash option of $114.2 million, after no one matched all six numbers from Wednesday night’s drawing.
Here is the list of 2025 Mega Millions jackpot wins, according to megamillions.com:
Here are the all-time top 10 Mega Millions jackpots, according to megamillions.com:
Here are the nation’s all-time top 10 Powerball and Mega Millions jackpots, according to powerball.com:
Chris Sims is a digital content producer for Midwest Connect Gannett. Follow him on Twitter: @ChrisFSims.

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