Ripple CTO David Schwartz has resumed collecting XRP NFTs after a 14-month pause. He purchased a unique piece titled Pats for 30 XRP. The NFT, created by artist Dale Forward, represents the emotional bond of petting a dog. Ripple CTO David Schwartz added a new one-of-one NFT to his digital collection this week. He purchased the artwork Pats, which artist Dale Forward listed on XRP Café. The artist described it as, “It’s like love is coming out into you and the dog.” Made this 1/1 on @xrpcafe about how it feels to give a dog pats. Like love is coming out into you and the dog. pic.twitter.com/4GLKkVLSfj — Dale (@dfart2287) October 10, 2025
This transaction marks the first time the Ripple CTO has bought an XRP NFT since August 2023. At the time, he acquired Space Mermaid #335 for 120 XRP. However, despite the higher XRP price, the dollar cost of that purchase was just $72. This latest acquisition cost him 30 XRP, which equated to approximately $90 at the time. Still, due to its exposure, its current value is likely significantly higher. This purchase has sparked speculation around Schwartz’s return to NFT activity. The wallet believed to belong to the Ripple CTO is currently holding 146 NFTs. These tokens come from 117 different collections across the XRP Ledger ecosystem. The estimated value of the total holdings is 64,265 XRP, or roughly $190,000. The Ripple CTO’s address, rHzWtXTBrArrGoLDixQAgcSD2dBisM19fF, often showcases bids on obscure XRP NFT projects. His collection includes several niche works that represent early XRPL art culture. This consistent pattern shows his deep-rooted engagement with the space. Moreover, Schwartz has supported artists by acquiring lesser-known pieces since NFTs began emerging on XRPL. This behavior further solidifies his reputation as an early advocate of digital art. His buying history continues to reflect that commitment. This purchase breaks a 14-month pause in Schwartz’s XRP NFT acquisition activity. His last buy occurred in August 2023, when NFT interest was declining. Market watchers now see his move as potentially meaningful for the NFT space. Maxwell is a crypto-economic analyst and blockchain enthusiast, passionate about helping people understand the potential of decentralized technology. His goal is to spread knowledge about this revolutionary technology and its implications for economic freedom and social good. TLDR Max Keiser states Bitcoin’s surge marks the end of centralized fiat money. Bitcoin’s rise…
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XRP is one of the most talked-about cryptocurrencies in the market. For years, it was stuck in a long legal fight with the U.S. Securities and Exchange Commission (SEC). This case created a lot of doubt, with many investors unsure whether XRP had a future. Now that the lawsuit is over, XRP is back in the spotlight.
Now, https://cryptomarketnews.com.au/price/xrp/ is moving in a narrow range and facing a big challenge at the $3.30 mark. Investors are monitoring closely to see if it can break this level and move higher. The outcome will depend on a mix of things, which includes clearer rules from regulators, growing interest from big financial institutions, and how the overall crypto market performs.
In this article, we’ll examine the signs that focus on XRP’s potential breakout, the hurdles it still faces, and what investors should watch as the next chapter in Ripple’s story unfolds. Back in December 2020, the U.S. Securities and Exchange Commission (SEC) filed a case against Ripple Labs, the company behind XRP. The SEC claimed that Ripple had raised more than $1.3 billion by selling XRP as an “unregistered security”. Simply, the SEC argues that Ripple treated XRP coin like shares of stock without following the rules.
This case dragged on for years, and it became one of the biggest legal battles in the history of crypto. Important moments included the release of the so-called “Hinman emails”, which showed earlier SEC officials providing mixed signals about how digital assets must be classified. Another important point was the court’s decision to separate the XRP’s sales. Institutional sales to big investors were considered securities; however, retail sales to the public on exchanges weren’t. This was a huge win for Ripple and XRP coin holders.
Finally, in August 2025, Ripple settled with the SEC. The company agreed to pay a $125 million fine and accepted some limits on institutional sales, but XRP itself was not banned. The case ended with Ripple gaining more clarity, setting an important precedent for how cryptocurrencies are judged in the U.S. While the SEC lawsuit created years of uncertainty, it also ended up giving XRP a stronger story in the long run. Here’s why.
First, the court’s ruling made it clear that XRP, when traded on public exchanges, is not a security. This was huge because it meant everyday investors could buy and sell XRP without fearing it would suddenly be removed from exchanges. The decision also gave the crypto market a kind of “roadmap” for how courts might treat other tokens in the future.
Secondly, the case brought the XRP community together. Supporters of Ripple, often called the “XRP Army”, became more vocal, filing affidavits and showing strong public support during the trial. This community backing helped keep XRP relevant, even when it was delisted from several U.S. exchanges for a time.
Third, the lawsuit highlighted an important distinction: not all sales are the same. Institutional sales, where Ripple sold XRP directly to large investors, were judged differently from retail sales to the public. This nuance gave companies and regulators a clearer idea of how to separate legitimate token sales from securities offerings.
Finally, the end of this lawsuit built trust with institutions. Banks and financial firms had hesitated to work with Ripple because of the case. Now, when it has been resolved, they can explore partnerships without as much legal risk. This is already showing up in Ripple’s moves into stablecoins and tokenised finance, where big names like Franklin Templeton and DBS Bank are getting involved.
The lawsuit tested XRP, but it also gave it a stronger foundation and renewed credibility. With the lawsuit finally left behind, many investors expected XRP’s price to skyrocket. However, so far this hasn’t been that simple. Right now, the XRP coin is trading in a tight range, with one big barrier standing in the way: the $3.30 resistance level. Every time the price gets close to this mark, sellers step in, and the rally loses steam. Until XRP breaks through this wall, it’s hard for XRP to move into a new growth phase.
On the flip side, there are also strong support levels keeping XRP from falling too far. Analysts point to the $2.70–$2.80 range as an important area where buyers return to the market. If the XRP token drops below this zone, it could signal more downside pressure. But as long as support holds, XRP is considered stable in the short term.
Technical indicators give a mixed picture. For instance, XRP has struggled to stay above its 50-day moving average, which investors usually view as a sign of momentum. Trading volumes have also been uneven, showing that investor interest rises and falls quickly depending on news. Similarly, the Relative Strength Index (RSI) shows that XRP coin isn’t in overbought territory, meaning there’s still a chance for upward movement if demand increases.
XRP’s price chart is at a turning point. Breaking resistance at $3.30 could open the door to higher levels, but failure to sustain support might cause a setback. Before making their next significant move, traders are currently awaiting a clear signal. One of the biggest positives for XRP after the lawsuit is that banks and financial companies are now more open to partnering with Ripple. Financial companies can now explore partnerships with less risk, and this has already begun.
This month, DBS Group has teamed up with Franklin Templeton and Ripple to provide trading and lending services using tokenised money market funds and Ripple’s U.S. dollar stablecoin. These transactions are significant because they introduce XRP’s technology outside of the cryptocurrency market and into actual finance. When banks and big firms use Ripple’s network, it adds credibility and shows that blockchain can provide solutions to real problems, such as global payments and quicker settlements.
Another major use case is Ripple’s RLUSD stablecoin, which is designed to run on the XRP Ledger. Stablecoins are growing in demand because they combine the benefits of digital money with less price volatility. Through linking stablecoins and tokenised assets to its system, Ripple increases the utility of the XRP coin in the financial world.
Simply, partnerships like these mean XRP is no longer just a speculative coin. It’s part of a bigger plan to modernise payments and finance, with institutions finally willing to get on board. With risks and lawsuits settled and new collaborations forming, XRP still faces some challenges that investors should keep in mind.
The first is regulation. While Ripple got clarity in the U.S., rules for crypto are still being developed worldwide. Governments in Europe, Asia, and other regions may set new standards that could affect how XRP is used or traded. Any sudden changes in law can shake investor confidence.
The second risk factor is market competition. XRP is not the only crypto which is targeting payments and finance. Coins like Stellar and even newer blockchain networks are competing for the same space. If these alternatives attract more, XRP might lose a few of its advantages.
Another risk factor is market volatility. Just like most cryptocurrencies, XRP can fluctuate in price. News headlines, Bitcoin’s performance, or worldwide events often cause sudden rises and declines. This makes the XRP coin both exciting and risky for the investors.
Lastly, technology adoption does take time. Although Ripple has partnered with big banks, turning those partnerships into large-scale ones is a slow process. If adoption doesn’t expand as rapidly as it was expected, it could limit the coin’s momentum.
In short, XRP has potential, but it’s not without hurdles. With the lawsuit chapter mostly behind it, XRP is looking at a fresh start. The crypto community is now focused on what the future holds, and most of it largely depends on how Ripple expands its network.
One big opportunity XRP coin has is in international payments. Ripple’s objective has always been to make international transactions quicker and cheaper. If more banks and financial companies go for Ripple’s technology, demand for XRP could rise.
Another area is the tokenisation of assets. Ripple has indicated at using its platform for things like tokenised real estate or bonds. If Ripple succeeds, this will bring new use cases for XRP beyond just payments.
Nevertheless, the future also depends on the crypto market cycle. If Bitcoin and other big players of the market continue to rally, XRP could ride that wave. On the flip side, another downturn could slow progress.
Overall, the XRP coin stands at an interesting point. It has survived legal battles and kept strong partnerships. Now, its challenge is to turn this resilience into growth and real-world adoption. Your email address will not be published.Required fields are marked *
The American banking holding Morgan Stanley has expanded access to crypto investments for all clients and allows such investments in any type of account, including pension accounts. This is with reference to the sources writes CNBC. Starting October 15, Morgan Stanley financial advisors will be able to offer cryptocurrency funds to any client. Previously, this opportunity was available only to clients with high risk tolerance and assets of at least $1.5 million. The move marks another expansion of access to cryptocurrencies at the world’s largest asset management company after the US government’s position on this new asset class has changed with the election of the president Donald TrumpcNBC notes. Last month, Morgan Stanley announced that it would soon allow trading in bitcoin, ether, and solana through its E-Trade subsidiary. Over the past two decades, Morgan Stanley has grown into an industry giant, accumulating $8.2 trillion in client assets through its wealth management and investment banking operations. As Morgan Stanley lowers its requirements for crypto funds, the bank will rely on an automated monitoring process to ensure that clients are not overly focused on the volatile asset class. The bank’s Global Investment Committee recently published a model that recommends a maximum initial investment in cryptocurrencies of up to 4%, depending on the goals – from “wealth preservation” to “opportunistic growth”. The committee “sees cryptocurrency as a speculative asset class that is gaining popularity and that many investors, but not all, will be eager to explore,” said Lisa Chalette, chief investment officer of the company’s asset management division. At the moment, advisors are still limited to offering bitcoin funds from BlackRock and Fidelity. But, according to knowledgeable sources, Morgan Stanley is monitoring the industry for possible additions to these offerings, including other types of cryptocurrencies. In September, The Wall Street Journal wrote that the family of US President Donald Trump received up to $6 billion of “paper” assets after the start of trading in the new cryptocurrency WLFI of their World Liberty Financial project
Jim Edwards is the executive editor for global news at Fortune. He was previously the editor-in-chief of Business Insider's news division and the founding editor of Business Insider UK. His investigative journalism has changed the law in two U.S. federal districts and two states. The U.S. Supreme Court cited his work on the death penalty in the concurrence to Baze v. Rees, the ruling on whether lethal injection is cruel or unusual. He also won the Neal award for an investigation of bribes and kickbacks on Madison Avenue. Hargreaves Lansdown, the largest retail investment platform in the UK, which has about $225 billion in assets under management, issued a surprisingly harsh warning to its customers: Stay away from Bitcoin. The cryptocurrency has “no intrinsic value,” it told its clients, and should not be included in their life savings and retirement plans. HL is the third large financial institution recently to remind customers that crypto might be based on nothing, following Deutsche Bank and Elliott Management. “While longer-term returns of bitcoin have been positive, bitcoin has experienced several periods of extreme losses and is a highly volatile investment – much riskier than stocks or bonds. The HL Investment view is that bitcoin is not an asset class, and we do not think cryptocurrency has characteristics that mean it should be included in portfolios for growth or income and shouldn’t be relied upon to help clients meet their financial goals. Performance assumptions are not possible to analyse for crypto, and unlike other alternative asset classes it has no intrinsic value,” the company said in a statement that also said the platform would begin offering crypto trades for customers. A few days ago, Deutsche Bank told clients that Bitcoin was “backed by nothing” even though it would also likely end up being used as a reserve asset by central banks in the next few years. And back in January, activist investor Elliott Management told clients that Bitcoin faced an “inevitable collapse” because as an asset it has “no substance.”
The argument that crypto has no fundamental value is based on the view that other assets—stocks, bonds, cash, property, or derivatives thereof—usually entitle holders to an underlying right, such as dividends, interest, land, or other legal rights. Crypto, by contrast, is merely a medium of exchange whose price reflects only the balance of supply and demand. While HL is right that Bitcoin is volatile and risky, it has also been a profitable trade. Bitcoin is currently at $121,000 per coin and is up 30% this year, compared with the S&P 500 which is up 15%. Fortune contacted HL for comment.
100x crypto opportunities have been the driving obsession of community members in Q4 2025. Bitcoin is holding above $123K, signaling renewed strength across markets, while XRP (XRP) trades near $2.82 with bullish forecasts pointing higher. Yet beyond steady utility plays, one project is taking center stage for its viral adoption model and explosive upside: LivLive ($LIVE). LivLive ($LIVE) transforms real-world actions into tokenized rewards, blending AR, wearable tech, and blockchain into a lifestyle-driven ecosystem. With XRP forecasted above $3.60 by 2030, market watchers are increasingly calling LivLive the true breakout candidate. October 2025 could mark the month that participants who spotted the shift locked in a position in what many believe is the 100x crypto for the next cycle. XRP price prediction shows $2.82 today, with price charts holding firm at the $2.70 support and eyeing $3.20 as the next resistance level. Daily trading volume of 10.8M keeps liquidity strong even as markets cool from summer highs. Community sentiment is highly optimistic, with 56% rating XRP as very bullish. With Ripple’s focus on payments and cross-border settlements, analysts believe XRP remains a solid mid-term hold. Short-term projections expect XRP to edge slightly higher to $2.84 by November 2025, while long-term models forecast it reaching $2.97 in 2026, $3.11 in 2027, and $3.61 by 2030. This aligns with XRP’s fundamental adoption curve as banks and financial firms integrate Ripple’s technology. Though XRP may not carry the headline-grabbing energy of emerging projects, its stability ensures it remains an anchor for portfolios heading into 2026. LivLive ($LIVE) is quickly being positioned as the 100x crypto opportunity of 2025. Unlike speculative plays, it rewards real-world activity—walking, shopping, attending events, and leaving reviews—with $LIVE tokens. This proof-of-action model transforms lifestyle into currency. Its tokenomics are designed for fairness, with 65% of the supply dedicated to participants and only 5% to the team. The wearable-powered AR ecosystem and lifestyle benefits like travel rewards, exclusive gear, and treasure vault access give it both viral appeal and lasting utility. LivLive is more than a token; it is an operating system for lifestyle rewards. Key features include entry into a $2.5M Treasure Vault Giveaway, guaranteed 50% mining bonus at token generation, and verified reputation management for businesses through LiveRep. The global loyalty and advertising market exceeds $1 trillion, projected to hit $1.3T by 2027. Capturing even a small fraction positions LivLive for billions in potential demand. The project’s gamified model already draws comparisons to Pokémon Go, which demonstrated the power of AR engagement on a massive scale. LivLive enhances that model with token-driven rewards, making its growth potential far larger. LivLive presale began at $0.02, raising over $2M with 50+ holders in Stage 1. The next stage doubles to $0.04, with the final Stage 10 price set at $0.20. That is a built-in 10x jump from the earliest entry, with further upside possible post-launch. A $5,000 entry at Stage 1 would grow into $50,000 by Stage 10, excluding referral bonuses or the 30% extra tokens available with the EARLY30 code. With features such as mining bonuses, referral rewards, and lifestyle perks, LivLive presale offers a multi-dimensional value proposition that makes it a clear 100x crypto contender. XRP price prediction shows steady growth into 2030, highlighting its continued role as a utility-driven anchor coin. However, LivLive ($LIVE) brings an entirely different type of opportunity. With AR-driven adoption, lifestyle benefits, and presale momentum, it stands out as the project with 100x potential for early adopters. The LivLive presale price is $0.02, with bonuses and 15% referral rewards still available for participants. Those entering today are securing tokens at a fraction of future prices. The case is clear: XRP delivers long-term resilience, but LivLive is shaping up to be the bold 100x crypto play of October 2025. Website: www.livlive.com X: https://x.com/livliveapp Telegram Chat: https://t.me/livliveapp Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.
TLDR Bitget rewards early traders with BinanceLife and PALU tokens in airdrop. The Early Hunter…
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