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Kettell's Greenhouse shares tips to help prepare for season's first freeze – WNEP

FALLS, Pa. — Kettell’s Greenhouse is busy prepping for an expected freeze in Wyoming County and the rest of northeastern and central Pennsylvania. 
At their greenhouse in Falls, they are taking the more sensitive flowering plants and moving them inside. The greenhouse can naturally keep temperatures 10 degrees warmer at night. 
Manager Sylvia Gruber knows that not everyone has a greenhouse. “We’ve had quite a few calls this week already, trying to prepare. So, we’ve encouraged to cover what you can, bring in what you can.”
She says it’s important to know which plants you should bring inside, and which ones are safe outside. “Mums are considered hearty. They can handle the colder temperatures, but it’s the flower buds that are really going to struggle with the cold temperatures.”
Plants that are rooted in the ground can be covered, but Sylvia warns against using plastic, “What happens is the cold penetrates through the plastic and can damage your plants further.”
If you do plan on plastic, make sure there is space between the plant and the plastic.
The freeze warning means our area could see overnight temperatures in the 20s in higher elevations. Temperatures in the valleys should hover right around the freezing mark. 
Winds won’t be breezy, so covering should stay in place through the night.
After this freeze, the current thinking at the Stormtracker16 weather team is some milder weather for a week or so before another possible freeze sets in.
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State Regulators Fight Crypto Bill Over Fraud Concerns – wealthmanagement.com

In a letter to senators, Massachusetts Secretary of the Commonwealth William Galvin requested that Congress modify certain aspects of the proposed bill. At the same time, regulatory experts argued that the legislation would make it “easier” for scam artists.
October 9, 2025
State securities regulators are sounding the alarm about legislation that could upend the country’s digital asset market structure rules. 
In a letter to U.S. Sens. Tim Scott (R-S.C.), Elizabeth Warren (D-Mass.) and Ed Markey (D-Mass.), Massachusetts Commonwealth Secretary William Galvin claimed that if passed, the bill would be “a recipe of disaster for millions of savers” that would reach “financial assets far beyond crypto.”
Galvin’s letter focused on the Responsible Financial Innovation Act of 2025, which would modify the regulatory framework for digital assets between the Securities and Exchange Commission and the Commodity Futures Trading Commission.
U.S. Sen. Cynthia Lummis (R-Wyo.) first introduced the legislation in 2022, but with Republicans holding both houses of Congress and the White House, passage is closer than ever. Additionally, in July, the House of Representatives passed the Clarity Act, its version of a revised regulatory framework for digital assets. Senate Republicans unveiled their draft legislation for the Responsible Financial Innovation Act in September.
In his letter, Galvin argues that RIFA is “unacceptable in its expansive impact on the treatment of ‘real world assets’” at the state level, and urged Congress to modify certain sections of the bill “to preserve state anti-fraud authority.” 
Related:Compliance Experts Warn Shutdown Could Trip Up New RIA Registrations
According to Galvin, one section would preempt state authority “over a wide range of high-risk securities, including abusive penny stocks and microcap stocks,” while another section is a “misplaced effort” to scale back the oversight of “tokenized ‘real world assets’ including real estate and other contractual rights.” 
The new rule would designate the CFTC and SEC as the entities enacting rules affecting operations that Galvin’s office has overseen for decades.
“A mere passing reference … to a study of potential ‘fraud and false claims’ is insufficient, and the lack of state involvement is unacceptable,” the letter read.
Additionally, in a separate letter signed by 28 academic leaders in securities and financial regulation, the North American Securities Administrators Association urged Congress to oppose parts of the legislation that would undermine regulators’ ability to combat fraud. 
Particularly, signers targeted Section 105, which would “redefine the investment contract” test federal and state regulators often relied on to protect investors against “new and emerging fraud,” including pig butchering, Ponzi schemes, promissory note frauds, real estate swindles and fraudulent oil and gas offerings.
Related:Florida Former Advisor Pleads Guilty to Scamming Firms, Clients and Feds
“Given the epidemic of fraud being perpetrated against American investors, especially older investors, Congress should not be pursuing policies that will make it easier for scam artists to get away with their crimes and harder for law enforcement and regulators to act,” the letter read.
Ben Edwards, a professor at the William S. Boyd School of Law at the University of Nevada, Las Vegas, was one of the signees. He told WealthManagement.com that it was “dangerous to meddle” with the investment contract test, as it helps capture misconduct that might otherwise escape the scope of securities laws.
“One of the risks you face is that if you limit the test or otherwise inhibit the ability of state securities regulators to go after bad behavior, it can make it easier for fraudsters and scammers to escape accountability,” he said.
Earlier this year, state securities regulators urged federal lawmakers not to exclude the states from crypto enforcement, with a letter to senators from NASAA President Leslie Van Buskirk claiming that it would be a “decision with net-negative, significant consequences for Americans.”
In an interview with WealthManagement.comAlabama Securities Commission Director Amanda Senn stated that without “clear authority” for states to pursue crypto-related fraud, investors within the states “will have no recourse” when it comes to pursuing justice, with many cases likely going unscrutinized due to the sheer volume of schemes.
Related:Aligning With FINRA in the Crypto Age
“These are our friends and family,” she said. “They’re people in our communities, and nobody wants to be helpless when it comes to helping a victim of fraud or crime.”
Patrick Donachie
Senior Reporter, WealthManagement.com
Patrick Donachie is a senior reporter for WealthManagement.com, covering federal and state regulation, litigation and M&A deals in financial services. Patrick was born in Staten Island, and now lives in Brooklyn, N.Y.
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Ripple’s Middle East expansion could put XRP and RLUSD in the flow – here’s how? – CryptoSlate

Ripple’s partnership with Bahrain Fintech Bay strengthens Middle East presence, enhancing XRP liquidity and RLUSD stability.
Cover art/illustration via CryptoSlate. Image includes combined content which may include AI-generated content.
Ripple is deepening its presence in the Middle East through a new partnership with Bahrain Fintech Bay (BFB), the kingdom’s leading fintech incubator and blockchain ecosystem builder.
The collaboration, announced on Oct. 9, strengthens Ripple’s foothold in a region rapidly becoming a testing ground for digital asset infrastructure.
Indeed, Bahrain has long positioned itself as a fintech gateway to the Gulf. In 2019, the country’s central bank was one of the first in the world to issue comprehensive crypto-asset regulations, attracting early pilots from firms like Binance.
By joining forces with BFB, Ripple gains access to an innovation hub that connects government regulators, banks, and fintechs experimenting with cross-border remittance technologies.
This gives it a strategic foothold in the Middle East market, where digital payments rapidly expand but remain constrained by compliance costs, exchange-rate risks, and patchy interoperability between national regimes.
Meanwhile, the Bahrain partnership complements Ripple’s earlier regulatory victory in Dubai, where it obtained a payments license from the Dubai Financial Services Authority (DFSA) in March.
These jurisdictions anchor a two-hub strategy to connect the Gulf’s most significant financial centers under a shared digital-asset framework in the Middle East.
According to World Bank data, the Middle East and North Africa (MENA) region collectively handled over $58 billion in remittance flows last year.
These massive multi-currency flows present a significant opportunity that Ripple’s technology was built to solve.
Through its XRP-based settlement network, Ripple enables institutions to move value instantly without maintaining costly pre-funded accounts. This results in cheaper and faster cross-border transfers in corridors that traditionally take days to settle.
If the Brad Garlinghouse-led firm captures just 2% of the region’s $58 billion remittance market, this would translate into more than $1 billion in annual on-chain transactions, potentially driving liquidity demand for XRP.
However, the opportunity in the region is matched by an attendant complexity. Despite Bahrain’s openness, most MENA jurisdictions still impose stringent controls on cross-border money transfers.
The divergent anti-money laundering and know-your-customers frameworks create overlapping requirements that can delay settlements and increase operational costs, especially for smaller providers.
Ripple’s approach of embedding auditable, real-time transaction data directly on-chain offers regulators a unified view of money movement, potentially streamlining oversight while preserving transparency. If implemented widely, this structure could reconcile the region’s fragmented compliance systems with the global reach of digital finance.
Push for remittances
The move toward digitized remittances has also introduced heightened cybersecurity and fraud risks. Phishing scams, identity theft, and data breaches have tested consumer trust in mobile and online transfers.
Ripple’s institutional-grade custody framework, layered with advanced encryption and blockchain immutability, could provide the assurance regional banks need to expand digital-asset services without compromising security.
Exchange-rate volatility adds another layer of uncertainty. Currency fluctuations routinely erode the real value of remittances, reducing the amount that families ultimately receive. Ripple USD (RLUSD), a US dollar–backed stablecoin now valued at approximately $790 million in market capitalization, provides a stabilizing mechanism for regional transactions.
By pairing RLUSD with XRP as a bridge asset, institutions can execute near-instant conversions between local currencies and dollar settlements, shielding users from currency swings and improving predictability for both senders and receivers.
Meanwhile, competition across the remittance industry remains fierce. Established players like Western Union and MoneyGram face mounting pressure from digital-first challengers such as Wise and Remitly, which have reset consumer expectations around fees and speed.
Ripple’s advantage lies not in retail front-ends but in building the institutional infrastructure that underpins them. By equipping banks and licensed fintechs with the same efficiency as consumer-facing platforms, within a compliant framework, Ripple’s network could transform XRP-driven settlements into a standard component of regional financial infrastructure, rather than a speculative experiment.
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Disclaimer: Our writers’ opinions are solely their own and do not reflect the opinion of CryptoSlate. None of the information you read on CryptoSlate should be taken as investment advice, nor does CryptoSlate endorse any project that may be mentioned or linked to in this article. Buying and trading cryptocurrencies should be considered a high-risk activity. Please do your own due diligence before taking any action related to content within this article. Finally, CryptoSlate takes no responsibility should you lose money trading cryptocurrencies.
The XRP Ledger is a decentralized cryptographic ledger powered by a network of peer-to-peer servers.
Ripple USD (RLUSD), issued by Standard Custody & Trust Company, LLC, a subsidiary of Ripple Labs, is a USD-backed stablecoin designed with trust, liquidity, and regulatory compliance as foundational principles.
Ripple is a US-based technology company which develops the Ripple payment protocol and exchange network using XRP, the digital asset native to the XRP Ledger.
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Cryptocurrency as a Shield for Small Communities Facing Inflation – The News-Item

Clear skies. Low 33F. Winds ENE at 5 to 10 mph..
Clear skies. Low 33F. Winds ENE at 5 to 10 mph.
Updated: October 9, 2025 @ 4:11 pm

Your grocery bill stings more each month, and your savings barely keep pace. In small towns scattered across Pennsylvania’s Coal Region, where coal’s legacy casts long shadows over rising costs, Bitcoin and cryptocurrencies are becoming an unexpected hedge against inflation. Watching the bitcoin price today on platforms like Binance, residents are starting to see digital assets as a potential shield for their savings. Here’s how global economic pressures are nudging everyday residents toward digital assets, and what this quiet revolution means for your financial survival.
The gravel crunches under truck tires at the corner store, same as it has for decades. But inside, everything’s different now. Milk’s up again. Bread costs what a full meal used to. Even the simplest hardware like screws, washers, basic lumber keeps climbing in price, squeezing budgets already stretched thin in a region that’s been rebuilding since the mines closed.
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Winning Set For Life numbers for Thursday October 9 £10k a month jackpot – The Sun

THE National Lottery Set For Life numbers are in and it's time to find out if you've won the top prize of £10,000 every month for 30 years.
Could tonight's jackpot see you start ticking off that bucket list every month or building your own start-up as a budding entrepreneur?
You can find out by checking your ticket against tonight's numbers below.
Good luck!
The winning Set For Life numbers are: 10, 16, 36, 39, 40 and the Life Ball is 07.
The first National Lottery draw was held on November 19 1994 when seven winners shared a jackpot of £5,874,778.
The largest amount ever to be won by a single ticket holder was £42million, won in 1996.
Gareth Bull, a 49-year-old builder, won £41million in November, 2020 and ended up knocking down his bungalow to make way for a luxury manor house with a pool.
Sue Davies, 64, bought a lottery ticket to celebrate ending five months of shielding during the pandemic — and won £500,000.
Sandra Devine, 36, accidentally won £300k – she intended to buy her usual £100 National Lottery Scratchcard, but came home with a much bigger prize.
The biggest jackpot ever to be up for grabs was £66million in January last year, which was won by two lucky ticket holders.
Another winner, Karl managed to bag £11million aged just 23 in 1996.
The odds of winning the lottery are estimated to be about one in 14million – BUT you've got to be in it to win it.
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Our journalists strive for accuracy but on occasion we make mistakes. For further details of our complaints policy and to make a complaint please click this link: thesun.co.uk/editorial-complaints/

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Google’s AI Gemini Predicts Price of BNB, XRP, Solana by End of 2025 – CoinCentral

With Bitcoin reaching new all-time highs (ATHs) this week, investor confidence is growing, and many people are now exploring altcoins that could offer stronger gains in the months ahead.
While Ethereum’s increasing institutional demand and on-chain activity create an exciting outlook, many are turning to other leading altcoins, such as BNB, XRP, and Solana. One main reason for this is that their comparatively lower valuations leave more room for growth.
But how far can these projects realistically go in 2025? Will they meet investor expectations and deliver significant returns, or will their gains be more modest? To find out, we asked Google’s AI Gemini for insights.
The chatbot provided optimistic analysis for all three projects, but also mentioned that a new project called Best Wallet Token could present greater upside. This is due to its use case as a next-generation Web3 wallet, as well as its lower market capitalization.
The first point Gemini highlighted was that BNB has surged to new heights this week, continuing to break previous price records and showing “incredibly strong momentum.” And this pace isn’t just fueled by hype; it’s driven by BNB’s key role in the Binance ecosystem.
Gemini states that BNB’s position, both as an ecosystem utility token for BSC and a core component of the Binance exchange, offers “a constant source of intrinsic value that fuels its upward movement.”
The second reason Gemini is bullish is that a combination of upcoming institutional adoption and a technical breakout set the stage for continued gains, which it says could push the price to between $1,400 and $2,000 by the end of 2025.

XRP has had a less emphatic performance this month. While BNB is up 46%, XRP has declined by 4%, resulting in a loss of its position as the third-largest cryptocurrency. However, Gemini still believes it has strong growth potential.
According to the chatbot, there are two main reasons XRP could surge: increased institutional use of the XRP ledger and the six XRP ETF deadlines scheduled for October. Both could trigger liquidity surges into the ecosystem, which, according to Gemini, could enable upward price movement.
It suggests that ETF approvals could push the XRP price to $4, and increased institutional adoption could drive the rally to peaks of $5.5 by the end of the year.

What’s interesting about Solana is that its narrative is quietly shifting from ‘meme coin chain’ to ‘real-world asset chain.’ Gemini notes that SOL recently hit a new ATH of total value locked (TVL), which it says reflects “robust user confidence and rapid protocol expansion.”
It also mentions that a proposal is in place to reduce SOL inflation, which, if approved, could boost investor sentiment and potentially trigger another rally. And the final key factor is institutional participation, with the chatbot suggesting its price has been “heavily supported by growing institutional backing” in 2025.
Gemini states that this combination of factors could push SOL’s price to between $360 and $500 this year.

We then asked the chatbot for its thoughts on smaller altcoins, and it suggested that Best Wallet Token might provide disproportionate returns in the coming months. Let’s explore why that is.
One reason Best Wallet Token stands out is its exposure to multiple ecosystems. It’s building a multichain Web3 wallet that will support over 60 blockchains, including Bitcoin, Ethereum, BNB, XRP, and Solana. This approach means it’s not overly reliant on the success of any single network, allowing it to steadily grow throughout the bull market.
The Best Wallet app includes a range of innovative features, such as a futures exchange, a presale aggregator, a staking aggregator, a cross-chain DEX, and even a crypto debit card. This means that Best Wallet functions more like a full-stack DeFi ecosystem rather than just a simple wallet.

The BEST token plays a vital role in the platform, offering trading fee discounts, higher staking yields, governance rights, and access to promotions on partner projects. It’s this combination of token utility and ecosystem features that’s leading Gemini to predict market-beating gains.
Gemini describes Best Wallet Token as a “bet on the wallet infrastructure supporting the entire crypto market,” and suggests it could rally to between $0.35 and $0.65 this year.

From its current price of $0.025765, that equates to an incredible 2,422% increase. But the only reason such a large upside is possible is that BEST is currently in a presale, meaning investors can buy at the ground level.
The presale has already raised an impressive $16.4 million, indicating strong interest and hinting that it may continue to attract substantial inflows once it hits exchanges.
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Bracketology 101: Wild, weird, and wacky March Madness trends – The GIST

The odds of making a perfect bracket? 1 in 9.2 quintillion.
But that doesn’t mean there aren’t tips, tricks, and tools of the trade when it comes to filling out your Big Dance predictions. On today’s episode of The GIST of It, co-hosts Ellen Hyslop and Steph Rotz look at the shocking men’s March Madness trends that have stood the test of time, from the seed that always seems to pull off the upset to the underrated skills that turn unknown teams into contenders. Grab your pencils: Bracketology 101 is in session.
A special shout out to Peloton for sponsoring today’s episode! No matter where you are in your fitness journey, Peloton’s easy-to-use app is here to provide you with the workout, support, and community you need. Download the app today for a free 30-day trial.
**New members only. Terms apply. See onepeloton.com for details.

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