Author: 1to90

March 23, 2024 Rhoda Gistlover Entertainment 0
Nigerian music sensation Divine Ikubor, often known as Rema, has announced plans to open Africa’s largest music school.

The 23-year-old artist reportedly invested more than N200 million in this ambitious project.

The institution, appropriately named the “Rema Music Institute,” is poised to become a beacon for music education not only in Nigeria, but throughout the African continent.

One of the most notable features of this project is its dedication to tuition-free education.

When asked about his vision for the institute, Rema stated his joy and desire to give back to the community that has supported him throughout his spectacular journey to fame.
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Reacting to the post…
@falaqamin said; “This will be good for us.” Students will flood in from all over Africa.”
@AchokoArtcha said; “We need more mentalities like this man. Although not many people put value on free things.There should be a cretaria on how one qualifies to get in,such that they will work hard for it. It could be as easy as competition based,such that only the focused enter.”
@Isahazara19 said; “After you don graduate from “Rema Music Institute” Naija go decide whether na panel beating, painting or na vulcanizer you go be …
I love my country 🇳🇬.”
@amosuccy said; “God bless you abundantly. more success.”
@Ocgeneral1234 said; “Kudos to him and his entire family. I hope our other celebrities are willing to do little to support the people instead of boasting about western countries and do something here in Nigeria 🇳🇬.”
@moses_oiro said; “Wish you success in your endeavours Rema:”

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XRP Whale Holdings Near 3-Year Low: What Does It Mean For The Altcoin’s Price?  Yahoo Finance
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Dogecoin's supply is increasing, and its pricing is based on hype.
BNB's supply is shrinking, and its pricing is based on its built-in mechanisms affecting supply and demand.
Historically, Dogecoin has been the better asset to own, but that may not be the case in the future.
10 stocks we like better than BNB ›
Despite being very different crypto-assets, Dogecoin (CRYPTO: DOGE) and BNB (CRYPTO: BNB) haven't actually performed that differently. During the past three years, BNB is up by 255%, whereas the king of the meme coins is up by 277%.
Could either of these coins continue to deliver such outstanding returns during the next few years, making investors into millionaires in the process?
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BNB sits at the center of two large funnels that drive demand, and it also faces two key constraints on its supply. When paired together, they create a mix of forces that tend to push up its price.
First, it functions as a utility asset for the Binance cryptocurrency exchange, providing trading fee discounts and other account perks that heavily incentivize traders on the exchange to buy and hold it more or less indefinitely in at least a small quantity.
Second, it's the gas (user) fee token for the BNB Smart Chain (BSC) and its related Layer-2 (L2) chains, meaning that all activity on the blockchain is paid in BNB, which thus means that it's necessary to hold some of it, no matter what you want to do on the network. In other words, more exchange users and more transactions on the BNB Chain both push incremental demand for the coin.
On the supply side, BNB's auto-burn feature removes coins from the float — coins in public circulation — at regular intervals, based on price and block production, providing a structural offset to issuance and a modest tailwind to coin prices if demand is steady or rising. That mechanism is also paired with constant coin burning as part of every transaction's gas fees. Although neither of these two drivers of a shrinking supply is likely to make anyone rich, they do contribute to the coin's upward trajectory.
BNB Chain is among the busiest networks by daily active users, a useful proxy for demand for space on the blockchain and thus its gas fee-based burning. Furthermore, Binance itself remains one of the largest centralized exchanges (CEXes) by market share, which means it can add large numbers of newcomers and continue to expand the business. A larger, more active exchange increases demand for BNB.
But the coin is 100% reliant on Binance continuing to expand its exchange, as well as the BNB Smart Chain, to have any real growth over the long term. Thus far, Binance has followed through — but it's fundamentally still a crypto exchange, not a fintech or other type of company that could target a vast addressable market for its services. Therefore, it is unlikely that BNB will make investors into millionaires, as the scale of growth that it would need to accomplish is probably not going to occur even on a long time horizon.
As you can guess, Dogecoin's story is very different from BNB's. It doesn't have any real utility, and its tokenomics are less favorable.
The protocol issues 5 billion new coins per year, which means that supply is always growing, unlike BNB's shrinking supply. Unless there is growing demand for Dogecoin, its supply growth is at odds with price appreciation.
The even bigger challenge is utility. Dogecoin does not natively support smart contracts on its base layer, which limits the growth of decentralized finance (DeFi) or complex decentralized apps (dApps) that might create persistent demand for the coin. There are proposals to bolt on new capabilities or provide interoperability with other chains, but those efforts are early, may be contentious, and are not guaranteed to be ready for rollout anytime soon, or ever.
To be fair, this coin is widely listed by crypto exchanges, is very well known, and has plenty of liquidity. Its notoriety and survival for more than a handful of years now means it probably won't go to zero even though it has no anchors for its value. But its adoption bursts have historically been sporadic, and without a reinforcing economic loop, they inevitably fade. Even if Dogecoin minted millionaires in the past, it is thus not reasonable to bet on it repeating the feat in the future for anyone who buys it today.
So where does all of that leave investors?
Dogecoin can still surprise investors in spurts, and it might evolve into something greater eventually, but today it lacks a mechanism that adds value with usage. And that's a dealbreaker.
Assuming a long holding period, BNB is the better builder of wealth because it benefits from activity in two growing areas, specifically Binance's exchange and on-chain demand. It won't make you a millionaire, but it might be worth owning.
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XRP has surged past the $3.00 mark, reigniting momentum as traders target a move toward the $4.00 level. The surge follows a recovery from a recent dip, and the push upward coincides with fresh highs for Bitcoin. XRP’s rebound has attracted significant attention, with market watchers eyeing the $3.10–$3.30 range as crucial for determining the next move. If the price maintains momentum, some analysts project a potential breakout to the $4.00–$4.20 range.
Market Movements and Key Resistance Levels
After struggling to hold above $3.00 in early trading, XRP experienced a brief breakdown to $2.95 on October 4. This dip followed a sharp sell-off driven by high-volume liquidations of leveraged positions. However, the market quickly reversed course, with XRP regaining the $3.00 level in Sunday’s Asia session.

Traders are now watching the $3.10–$3.30 range as an important zone. The price will need to close above $3.30 to confirm further upside potential. Currently, $3.03 is seen as the immediate resistance, while the $3.30 level is viewed as the next key hurdle. A move past this zone could open the door for a push to $4.00 and higher, with some projections targeting as high as $4.20–$4.80 in the medium term.
Influence of Bitcoin’s Recent Highs
Bitcoin’s recent price action has had a notable impact on the broader cryptocurrency market. As Bitcoin reached new highs, XRP saw a corresponding surge. The strong performance of Bitcoin has provided a tailwind for altcoins, including XRP, and traders are closely monitoring this relationship. The correlation between Bitcoin’s price movements and XRP’s performance has been clear, and many expect that continued Bitcoin strength could fuel further upside for XRP in the short term.
Additionally, broader market sentiment has been affected by Bitcoin’s volatility. While the cryptocurrency market remains prone to large swings, the surge in Bitcoin prices has encouraged renewed interest in altcoins, including XRP. As such, XRP’s price has become more sensitive to shifts in Bitcoin’s value, making it important for traders to monitor Bitcoin’s performance closely.
Technical Indicators and Trading Strategies
Technical indicators suggest a generally positive outlook for XRP in the short term. The Relative Strength Index (RSI) currently sits in the mid-50s, signaling a neutral-to-bullish bias. Meanwhile, the Moving Average Convergence Divergence (MACD) is showing signs of a bullish crossover, further reinforcing the case for upward momentum.
The high volume on October 4, when XRP hit its lows, also indicates a strong rotation of positions. This volume spike suggests that bargain hunters and large investors, including whales, are accumulating XRP in anticipation of higher prices. If XRP can sustain above the $3.00 level and build a solid base, it could be poised for a move toward $3.30 and beyond.
Upcoming Events and Market Focus
As traders eye potential breakout levels, several key events are on the horizon that could influence XRP’s price. One such event is the October 18 decision by the U.S. Securities and Exchange Commission (SEC) regarding a Bitcoin ETF. The outcome of this decision could have broad implications for the entire cryptocurrency market, with XRP potentially benefiting from any positive developments in the ETF space.
Moreover, Ripple’s continued partnerships, particularly with its Japanese partner SBI, are fostering institutional interest in XRP. Last week, SBI deepened its lending program tied to XRP, which could further strengthen its position in Asia. Such institutional integrations are seen as important drivers for long-term price appreciation.
XRP’s price action remains closely tied to broader market trends, with Bitcoin’s performance playing a significant role in shaping its short-term trajectory. As the cryptocurrency landscape evolves, traders will continue to monitor key resistance levels, technical indicators, and fundamental developments to guide their strategies.
Kelvin Munene is a crypto and finance journalist with over 5 years of experience in market analysis and expert commentary. He holds a Bachelor’s degree in Journalism and Actuarial Science from Mount Kenya University and is known for meticulous research in cryptocurrency, blockchain, and financial markets. His work has been featured in top publications including Coingape, Cryptobasic, MetaNews, Coinedition, and Analytics Insight. Kelvin specializes in uncovering emerging crypto trends and delivering data-driven analyses to help readers make informed decisions. Outside of work, he enjoys chess, traveling, and exploring new adventures.
TLDR XRP rebounds above $3 after a drop to $2.95, with $3.30 as next key…

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Ripple’s XRP continues to dominate headlines as investors debate its next big move, but attention is quietly shifting toward Remittix (RTX), a rising PayFi project targeting institutional adoption.
While XRP price predictions point to gradual growth, Remittix’s real-world payment utility is drawing strong investor interest. With over $27 million raised, experts say RTX could become the next major player in blockchain-based finance.

XRP has become the center of renewed speculation as traders assess whether the current momentum could take the XRP price beyond $10 or trigger another liquidity trap near $5. The latest XRP news highlights mixed technical signals and a cautious tone among analysts.
Recent Ripple price prediction charts reveal strong resistance levels near $10, aligning with historical liquidity zones where large buy orders tend to cluster. Meanwhile, support around $5 suggests an area of potential recovery if the XRP price today falters under market pressure.

Momentum indicators show the Ripple price forming higher lows but nearing exhaustion, raising questions about how long this bullish streak can last. Trading volume data indicates growing whale activity, with institutional players likely positioning for volatility. The broader market outlook remains split, as ongoing developments in the SEC case continue to shape Ripple news and investor sentiment.
Many traders believe that institutional demand for faster payment solutions could stabilize XRP’s long-term outlook, especially as PayFi competitors like Remittix gain traction in cross-border settlement. If liquidity flows shift toward utility-driven platforms, XRP could still maintain relevance in the evolving payments landscape.

While XRP investors wait for the next major breakout, many have begun shifting focus toward Remittix (RTX), a PayFi project built to fix what Ripple started but never fully completed. The Remittix platform bridges cryptocurrency and traditional banking, allowing users to send and convert digital assets directly into fiat for deposit into any global bank account in minutes.
Remittix delivers a working real-world solution that serves institutions, freelancers, and global businesses. Its streamlined process eliminates intermediaries. This makes it possible to offer lower fees, faster settlement, and greater accessibility. This focus on efficiency and compliance has made Remittix a clear alternative for institutions seeking practical blockchain integration.
With Ripple price prediction models suggesting institutional demand will continue to shape the future of finance, Remittix could capture a major slice of this market. Analysts now see RTX as the next utility token poised for mass adoption, not through hype, but through real payment use cases.
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Every crypto cycle has its breakout projects, and Q4 2025 is no exception. Right now,…

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The global financial landscape is undergoing a seismic transformation, driven by the rapid adoption of blockchain technology. At the forefront of this revolution are two major players: Ripple and SWIFT. While SWIFT has long been the backbone of international banking, Ripple, powered by its native cryptocurrency XRP, is challenging the status quo with faster, cheaper, and more efficient solutions. This article delves into the key differences, strengths, and challenges of both systems, offering insights into the future of global payments.
SWIFT, the global leader in cross-border payment messaging, is actively modernizing its infrastructure by integrating blockchain technology. Through a partnership with ConsenSys and Ethereum's Linea Layer-2 solution, SWIFT is developing a blockchain-based shared ledger to enhance its services. Key features of SWIFT's blockchain initiative include:
Real-Time Payments: SWIFT's blockchain prototype aims to enable 24/7 real-time cross-border payments, addressing delays often associated with traditional banking systems.
Token-Agnostic Infrastructure: Unlike Ripple, SWIFT's system is designed to support a variety of digital assets, including CBDCs, stablecoins, and tokenized deposits, ensuring neutrality and flexibility.
Compliance and Governance: SWIFT emphasizes regulatory compliance and governance, which are critical for its widespread adoption among financial institutions.
While SWIFT's blockchain initiative is still in development, its focus on neutrality and compliance positions it as a strong contender in the evolving financial ecosystem.
Ripple's XRP Ledger (XRPL) is a decentralized blockchain designed specifically for fast and cost-effective cross-border payments. Unlike SWIFT, Ripple leverages its native cryptocurrency, XRP, as a bridge asset to facilitate instant settlement between different fiat currencies. Key features of Ripple's XRPL include:
Speed and Cost Efficiency: Transactions on the XRPL are completed in seconds, with minimal fees, making it an attractive option for remittances and international payments.
Interledger Protocol (ILP): Ripple's ILP enables interoperability between blockchain networks and traditional financial systems, allowing seamless value transfer without requiring all parties to adopt the same technology.
Real-World Adoption: Ripple has partnered with over 100 financial institutions globally, gaining traction in regions like Southeast Asia and Latin America for remittances and cross-border payments.
Ripple's focus on enhancing existing financial systems through blockchain technology, rather than replacing them entirely, has been a key factor in its growing adoption.
The competition between SWIFT and Ripple highlights a broader debate in the financial world: neutral, token-agnostic infrastructure vs. crypto-native, token-driven solutions. Here's how the two compare:
Neutrality vs. Token Dependence: SWIFT's blockchain initiative is token-agnostic, allowing it to support multiple digital assets. Ripple, on the other hand, relies on XRP as a bridge asset, tying its success to the adoption and performance of the token.
Compliance and Regulation: SWIFT's long-standing relationships with financial institutions and regulators give it an edge in compliance. Ripple, however, has gained significant legal clarity in the U.S. following the resolution of its SEC lawsuit, strengthening its position in the market.
Technology and Adoption: Ripple's solutions are already live and operational, while SWIFT's blockchain prototype is still in development. However, SWIFT's entrenched network and partnerships with major banks provide it with a significant advantage in terms of reach and trust.
Both SWIFT and Ripple recognize the growing importance of Central Bank Digital Currencies (CBDCs), stablecoins, and tokenized deposits in the future of cross-border payments. Here's how they approach these innovations:
SWIFT: By adopting a token-agnostic infrastructure, SWIFT aims to support a wide range of digital assets, including CBDCs and stablecoins. This flexibility could make it a preferred choice for central banks and financial institutions.
Ripple: Ripple's XRPL is already equipped to handle tokenized assets, and the company has been actively exploring partnerships with central banks to pilot CBDC projects. XRP's role as a bridge asset could further enhance the liquidity of these digital currencies.
One of the biggest challenges in modernizing cross-border payments is ensuring interoperability between traditional financial systems and emerging blockchain technologies. Both SWIFT and Ripple have developed solutions to address this:
SWIFT: By collaborating with ConsenSys and leveraging Ethereum's Linea Layer-2 solution, SWIFT aims to create a seamless bridge between legacy systems and blockchain networks.
Ripple: Ripple's Interledger Protocol (ILP) is designed to connect different payment networks, enabling interoperability without requiring all parties to adopt blockchain technology.
Despite its technological advantages, Ripple faces several challenges in its quest to compete with SWIFT:
Entrenched Competition: SWIFT's established network and relationships with financial institutions make it difficult for Ripple to gain widespread adoption.
Regulatory Scrutiny: While Ripple has gained legal clarity in the U.S., XRP's status as a bridge asset continues to face scrutiny in other jurisdictions.
Volatility: The price volatility of XRP could deter some financial institutions from adopting it as a bridge asset.
The competition between Ripple and SWIFT is not just about technology; it represents a broader debate about the future of global finance. While SWIFT's token-agnostic approach emphasizes neutrality and compliance, Ripple's crypto-native solutions offer speed, cost efficiency, and innovation.
In the coming years, the cross-border payments landscape is likely to see the coexistence of multiple systems, each catering to different needs and use cases. Whether Ripple can disrupt SWIFT's dominance or whether SWIFT can successfully modernize its infrastructure remains to be seen. What is clear, however, is that blockchain technology will play a pivotal role in shaping the future of global payments.
The rivalry between Ripple and SWIFT underscores the transformative potential of blockchain technology in the financial sector. While SWIFT leverages its established network and token-agnostic approach, Ripple's innovative use of XRP and blockchain technology offers a compelling alternative. As both systems continue to evolve, the ultimate winner will be determined by their ability to address the needs of a rapidly changing global economy.

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