Author: 1to90

Reports from Bloomberg claimed earlier this year that Ripple Labs explored a potential $5 billion acquisition of Circle Internet Group, the issuer of USDC, in a move that would have united two of the most influential entities in blockchain payments. Sources said Circle rejected the offer as too low, viewing the company’s valuation as significantly higher.
Following the report, Ripple’s CEO Brad Garlinghouse publicly dismissed the story, stating during a private Las Vegas event that the company had never considered buying Circle and held no current interest in its business. Georgetown Law Professor Chris Brummer, who moderated the discussion, later confirmed Garlinghouse’s remarks.
Regardless of how the discussions unfolded, the rumor itself underscored a growing strategic reality: control over reserves and yield mechanisms has become the defining theme in the post-ETF XRP era. That same logic is now driving attention toward the staking infrastructure being built inside XRP Tundra.
Even if Ripple never made an official offer, its alleged interest in Circle signaled how seriously major payment networks view reserve-backed assets. With Circle’s USDC now exceeding $60 billion in circulation, stablecoin issuance has become a financial infrastructure business — anchored on collateral management and predictable yield.
For XRP holders, that narrative connects directly to staking. The XRP Ledger has long lacked a native yield layer, and that gap is precisely what Tundra’s dual-token system is addressing. The pairing of TUNDRA-S (utility on Solana) and TUNDRA-X (governance on XRPL) creates an architecture where users can lock tokens into Cryo Vaults, earning returns tied to genuine network activity rather than speculative emissions.
Tundra’s staking system revolves around Cryo Vaults — smart contracts that let participants stake TUNDRA-S for fixed durations, generating up to 30% annual yield depending on lock period and vault tier. Short-term locks deliver flexibility, while extended periods multiply yield. Rewards are distributed transparently and linked to actual on-chain activity rather than abstract token minting.
The design is supported by a verifiable foundation: full KYC verification by Vital Block  and three independent audits —  Cyberscope , Solidproof , and FreshCoins . This audit chain positions Tundra as one of the few DeFi projects on XRPL and Solana capable of offering yield with institutional-grade documentation.
Tundra’s presale doesn’t include active staking yet — Cryo Vaults will open after listing. What buyers secure now is guaranteed early access to that yield layer. Tokens purchased during the presale automatically qualify for the first staking phase once the platform goes live, giving participants a time advantage before public vaults open.
Over $2 million has been raised to date, and around $32,000 in bonuses distributed through the Arctic Spinner, an on-chain system that instantly rewards participants with extra tokens. Once staking launches, those presale tokens gain early access to Cryo Vaults, allowing users to compound value long before open-market trading begins.
The model has drawn growing attention across crypto commentary channels. In a recent analysis, Crypto Infinity described Tundra’s staking design as “the missing economic layer” that converts XRP’s network strength into active yield participation.
Unlike projects that rely on high-inflation token releases to fund yields, Tundra’s staking pool is integrated with Meteora’s DAMM V2 liquidity framework. The system applies dynamic fees and NFT-based LP positions to prevent early dumping and bot trading while generating real trading fees that feed Cryo Vault payouts.
This approach aligns staking rewards with organic market activity: the more liquidity and transaction volume generated within Tundra’s pools, the stronger the vault yield. The architecture supports both linear and exponential fee schedules, giving developers flexibility to balance market conditions and reward sustainability — key principles missing from earlier DeFi cycles.
Ripple’s reported overture toward Circle — real or not — reinforced how competition in crypto is now about locked value, collateral and yield rather than raw token supply. If stablecoin firms and payment companies are focusing on reserve yield, staking becomes the on-chain mirror of that economic logic.
For XRP holders and institutional participants seeking compliant DeFi entry, Tundra’s Cryo Vaults represent a bridge between those worlds: staking built on transparent code, backed by audits, and aligned with the XRPL’s regulatory clarity.

Stake early through the Tundra presale and prepare for Cryo Vault activation — yield in the XRP ecosystem now has a home.
Website: https://www.xrptundra.com/
Medium: https://medium.com/@xrptundra
Telegram: https://t.me/xrptundra
X: https://x.com/Xrptundra
Contact: Tim Fénix — contact@xrptundra.com
Michelle is an editor at CoinCentral & Blockonomi, covering the latest trends in crypto, blockchain, and digital finance. With a sharp eye for detail and a passion for emerging technologies, Michelle ensures every story delivers clarity, accuracy, and insight to our readers.
TLDRs; Apple’s shares are up 8% this month, briefly touching a $4 trillion market value…

Never Miss Another Opportunity.
Get hand selected news & info from our Crypto Experts so you can make educated, informed decisions that directly affect your crypto profits!
Type above and press Enter to search. Press Esc to cancel.
BC Game Crypto: 100% Bonus & 400 Free Casino Spins, Claim Here!

source

Matthew Shevlin scored his 100^th goal for Coleraine as his team came from two goals down to rescue a point in a pulsating 2-2 draw at the Showgrounds in tonight’s Sports Direct Premiership tie.
The result keeps Coleraine top of the league with Linfield remaining fourth, but it will be Glentoran in second and Larne in third who will be happiest with tonight’s result.
Linfield had the stronger opening half, and David Healy must have thought all his prayers were answered when they went into the sheds two goals to the good thanks to strikes from Matthew Fitzpatrick and Sam Roscoe-Byrne. However Shevlin and Declan Dunne scored goals in the second half as the hosts began to dominate proceedings.
In front of a bumper crowd in north Antrim, Coleraine looked to establish themselves early in the tie, however, it wasn’t long before the Blues began to assert their dominance, harrying keeper Aidan Harris at every opportunity. And it was the reigning league title-holders who hit the front on 15 minutes.
Kirk Millar swung in an inviting free-kick across the face of the goal where Fitzpatrick arrived on time to guide his header past Harris and into the bottom corner of the goal and silence the home support.
Coleraine responded well though and almost hit back five minutes later through Shevlin.
Zane Okoro raced to the byeline, where he clipped a cross into the six-yard box onto the head of the big striker who rose well, but his header was straight into the arms of a grateful Chris Johns in the Linfield goal.
David Healy’s men then set about re-establishing their dominance with Millar crashing an effort off the woodwork and Ethan McGee’s long throw getting Harris into more difficulty, but the hosts escaped. However, it would only be a temporary respite.
Eight minutes before the break, the blues doubled their advantage. Millar again firing in a corner which Harris failed to deal with. The ball made its way across goal to the waiting Roscoe-Byrne, who tapped into an empty net.
Manager Ruaidhri Higgins made three changes at the beginning of the second period and it wasn’t long before the impact was felt.
On 55 minutes substitute Lewis McGregor, only on the pitch two minutes, brilliantly to beat a Linfield defender before delivering a low cross into the danger area. Shevlin swings first time but Sean Brown does well to block his effort, before the ball fell to the striker once more and this time he made no mistake from five yards, firing low into the goal for his century of goals for the club.
The Bannsiders turned up the heat thereafter and managed to draw level with eight minutes of time remaining.
Will Patching delivered a corner deep to the Linfield rear post where Dunne was on hand to fire home for his first goal for the club.
As weather conditions worsened, the home team pushed hard for a winner, but it wasn’t to be as both teams shared the spoils on the night
Coleraine: Harris, Jarvis, Boyle, Patching, Shevlin, Cooper, Ives (c), Glackin, Dunne, Stewart, Okoro.
Subs: Webb, Kane, Long, Lyons-Foster, McGregor, McDonald, McManus.
Linfield: Johns, Roscoe-Byrne, East, Millar (c), McClean, Hall, Brown, Baird, McGee, Fitzpatrick, Taylor.
Subs: Walsh, Offord, Allen, Yates, Archer, McCullough, Morrison.
1
2
3
4
5
1
2
3
4
5
@2025 The Irish News Ltd

source

The winter season often brings added challenges for seniors. Cold weather can raise the chances of getting sick, slipping or falling, and experiencing isolation or sadness. 
According to the National Institutes of Health, cold-related deaths were highest among adults aged 75 and older in 2022, with 4.23 per 100,000 individuals affected. Adults aged 45 to 74, however, experienced the fastest rise in mortality rates during the same period. 
Seniors, in particular, need thoughtful preparation and support to stay safe, warm, and comfortable through the season. In this article, we’ll share essential home care tips to help seniors prepare effectively for winter and maintain their well-being throughout the colder months.
As temperatures drop, seniors can benefit greatly from the support of a personal care assistant who helps them stay safe and comfortable. 
AmeriBest Home Care states that a personal care assistant can assist with home safety checks and organize warm clothing. They can also help manage daily routines and ensure timely medication and meal preparation. Their presence also provides valuable companionship during the colder, more isolating months. 
In cities like Philadelphia, where the senior population continues to grow, the need for dependable home care support is increasing. According to USAFacts, the 65+ group in Philadelphia grew by 24.4% between 2010 and 2022. Having a personal care assistant in Philadelphia ensures older adults receive the personalized attention and safety oversight they need throughout the winter season.
By partnering with a trusted personal care assistant, seniors can enjoy greater safety and comfort. This support also brings peace of mind throughout the challenging winter months.
Keeping the home warm and safe during winter begins with well-maintained heating systems and proper insulation. Seniors should have furnaces, space heaters, and chimneys inspected before the cold season sets in to prevent malfunctions or fire risks. 
The National Fire Protection Association reports that almost half of U.S. heating equipment fires occur from December to February. This accounts for about 46 percent of total home heating-related incidents each year. An annual average of 38,881 such incidents was reported from 2019 to 2023. 
Properly insulating walls, windows, and doors helps retain warmth while lowering heating expenses. Regular maintenance and safety checks can make a significant difference in keeping older adults comfortable and protected throughout the winter months.
Cold weather raises the likelihood of slips and falls, particularly among older adults who may have limited balance or mobility. Keeping floors dry, clearing walkways of snow and ice, and using non-slip mats can help create a safer environment. Installing handrails near stairs and in bathrooms adds extra stability. 
The CDC reports that over 25 percent of seniors experience at least one fall every year. However, fewer than half of them report the incident to their doctor. Falling once also doubles the likelihood of another fall, and nearly 319,000 seniors are hospitalized annually for hip fractures. 
Taking preventive steps now can significantly reduce these risks and help older adults remain safe and independent during the colder months.
Eating well and staying hydrated are essential for older adults to maintain strength and immunity in winter. Many seniors may not feel as thirsty in colder weather, which can lead to dehydration. 
The National Council on Aging recommends drinking enough fluids based on body weight to stay properly hydrated. For instance, someone weighing 150 pounds should aim for at least 50 ounces, or around six cups, of water daily. 
Alongside staying hydrated, a balanced diet with soups, whole grains, fruits, and vegetables helps strengthen immunity and maintain body warmth. Encouraging regular meals and warm beverages can go a long way in supporting overall well-being throughout winter.
Cold temperatures and limited daylight often cause seniors to feel lonely and less encouraged to keep up with regular activities. Engaging in light physical activities such as stretching, yoga, or indoor walking helps maintain mobility, boost energy, and improve mood. 
Maintaining regular social interactions is also vital for supporting mental and emotional health. Staying connected through frequent conversations, online chats, or intimate get-togethers with loved ones helps ease loneliness and improve mood. Participating in local senior programs, hobby clubs, or virtual community groups also keeps the mind engaged. 
Combining physical activity with social interaction helps combat the winter blues. It also supports better overall health and happiness throughout the season.
Cold-season conditions can create unforeseen difficulties, including loss of power, slippery roads, and unexpected health issues. Seniors should keep an emergency kit ready with essentials like blankets, first-aid supplies, non-perishable food, flashlights, and extra batteries. 
It’s also important to have a sufficient supply of medications and to store them in an easily accessible place. Keeping a list of emergency contacts, including family members, doctors, and caregivers, ensures quick communication during urgent situations. Seniors can also benefit from using medical alert devices or phones with emergency call features. 
Signs a senior may need extra help include difficulty keeping the home warm, skipping meals, or forgetting medications. Poor hygiene, frequent falls, and signs of loneliness or confusion can also indicate the need for additional support.
The safest and warmest clothing materials for seniors include wool, fleece, and thermal cotton blends. These fabrics trap heat effectively while allowing breathability. Layering lightweight, moisture-wicking materials also helps maintain warmth and comfort without restricting movement during cold winter days.
Great indoor hobbies for seniors in winter include reading, puzzles, painting, knitting, or playing board games. Gentle exercises like yoga or stretching help keep the body flexible and strong. Activities such as cooking or indoor gardening also keep the mind active and engaged during the colder months.
Preparing for winter is about more than just staying warm; it is about ensuring safety, comfort, and peace of mind for seniors. With proper care, older adults can face the colder season with confidence. 
Support from personal care assistants, regular home maintenance, healthy routines, and social engagement all contribute to their safety and well-being. By taking simple preventive steps, families and caregivers can help seniors stay independent, protected, and comfortable throughout the winter months.

No calendar events have been scheduled for today.

source

XRP Price Prediction: Bulls Eye $3.10 Breakout as XRP Defends $2.53 Support  FXLeaders
source

Bitcoin Price (BTC) Analysis: S&P 500 Takes the Lead in 2025  CoinDesk
source

XRP Price Under Pressure: Market Signals A Potential Pullback  99Bitcoins
source

[LIVE] Crypto Price Tracker: Is the Fed’s 98% Likely October 29 Rate Cut the Catalyst Crypto Has Been Waiting For?  Cryptonews
source

The Pi Network community is turning optimistic again after months of decline. Pi Coin (PI) has staged a strong comeback, jumping over 15% in the past 24 hours and gaining more than 30% weekly, as traders eye a breakout above $0.28. The surge follows Pi’s official inclusion in the ISO 20022 group, aligning it with global payment leaders like Ripple XRPUSDT and Stellar XLMUSDT, a move that could redefine its place in the financial ecosystem.
Why ISO 20022 Matters?
ISO 20022 is reshaping how global payments work. It introduces a unified messaging standard that lets banks and payment providers exchange rich, structured data, such as sender, receiver, and payment details- securely across borders.
The shift is already underway, with SWIFT and the US Federal Reserve’s Fedwire moving toward full ISO 20022 adoption by November 22, 2025. After this date, most global financial institutions will use the standard, setting a new benchmark for speed, transparency, and efficiency in international payments.
Pi Coin Price Gains Momentum
Pi Coin’s price recovery marks a strong return from its $0.19 low earlier this month, finding support near $0.20 and surging to a three-week high above $0.25 before stabilizing around $0.61. Analysts note that the token’s rebound signals growing confidence among traders.
Market analyst Devid James highlighted that while the overall trend looks bullish, $0.36 remains a key resistance. A rejection there could cause a pullback to $0.23, but sustained momentum may push Pi toward a new growth phase.
Joining the ISO 20022 framework puts Pi Network alongside compliant assets like XRP and XLM, opening doors to banking integration and cross-border payment compatibility. This move could make Pi more accessible to institutional players and help it gain recognition within traditional finance, improving its credibility and adoption potential.
What’s Next for Pi Coin?
Pi Network’s growth continues beyond price action. Over 3.36 million users have now completed KYC verification, boosting trust and participation in the ecosystem. Meanwhile, the upcoming Protocol 23 upgrade, set for Q4 2025, aims to enhance scalability and transaction speed, preparing the network for mainstream adoption.
With rising momentum, banking alignment, and a growing user base, Pi Coin is showing signs of real progress. If bulls manage to break past $0.28, Pi could enter a stronger uptrend, marking a major leap toward becoming a key player in crypto-integrated global finance.
FAQs
ISO 20022 is a global payment standard improving speed and security in financial messaging. Pi’s inclusion boosts its credibility and integration potential.
It positions Pi for smoother banking and cross-border payments, aligning it with trusted networks like Ripple and Stellar for better financial interoperability.
The Protocol 23 upgrade will enhance speed and scalability, while rising KYC users and ISO 20022 compliance could drive wider adoption and trust.
Select market data provided by ICE Data Services. Select reference data provided by FactSet. Copyright © 2025 FactSet Research Systems Inc.Copyright © 2025, American Bankers Association. CUSIP Database provided by FactSet Research Systems Inc. All rights reserved. SEC fillings and other documents provided by Quartr.© 2025 TradingView, Inc.

source

Bitcoin (CRYPTO: BTC) is trading around $113,000 ahead of Wednesday’s Federal Reserve meeting, with traders watching whether the Fed's stance on quantitative tightening (QT) or rate cuts will shape the next leg of the crypto rally.
What Happened: In his latest podcast, analyst Benjamin Cowen said the Fed's QT decision could have a far greater impact on Bitcoin than the widely expected 25-basis points rate cut.
Continuing QT, he argued, would likely support Bitcoin dominance, while ending it might spark capital rotation into altcoins, a potential sign of a cycle peak.
Cowen compared the current setup to 2019, when Bitcoin topped months before QT ended.
This cycle, Bitcoin's bull trend and rising dominance have both unfolded under ongoing QT.
While JPMorgan expects QT to end soon, Goldman Sachs sees it extending into 2026, keeping markets divided.
Also Read: Bitcoin Dominance Nears ‘Explosive Phase’—Here’s What It Means For You
Why It Matters: Cowen says Bitcoin's so-called "blue-chip rotation" depends less on rate policy and more on how long liquidity tightening persists.
He also noted the Fed faces a tricky balance, cutting rates amid inflation uncertainty and incomplete economic data from the recent government shutdown.
Trader Daan Crypto Trades added that the 25-bps cut and another rate cut in December are already priced in, and short-term volatility may follow as leverage resets.
He said markets will be focused on Powell's post-meeting remarks, especially any hints on QT timing or early signals about future quantitative easing, though the latter remains unlikely for now.
Read Next:
Image: Shutterstock
© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
A newsletter built for market enthusiasts by market enthusiasts. Top stories, top movers, and trade ideas delivered to your inbox every weekday before and after the market closes.

source

It’s finally that time of the school year: the excitement of welcome week has faded away, you have to wear a jacket shirt outside, and sadly, Oakland University students are drowning in homework and exams.
It’s during this period — around weeks seven and eight of the semester — where everything falls apart. You have two back-to-back exams on the same Monday, a group project is due Tuesday night, and you’re struggling to keep your grades up to pass your classes. 
In light of this, let’s talk about some study tips for getting through the last half of the semester.
Pay attention 
I cannot emphasize enough how important it is to actually pay attention in class. In most cases, for most courses, what you learn during class time is the same content that is being tested on the exam. If you pay attention in lectures, take meaningful notes and try your best to learn the material, chances are you will get a better grade.
Your professors are also one of your most valuable resources at OU. Take time to visit office hours and get personal time with experts in the field. If you did poorly on an exam, visit office hours to talk about the exam and ways to improve for next time. 
Break it down
If you’re taking multiple classes, like most OU students are, break your schedule down. What assignments are due on what days? What assignments will take the most amount of time to complete?
Take some time in your week to map out all the assignments and upcoming exams — that way, you have an orderly list of everything you’re responsible for. Everything can seem super overwhelming when looking at multiple assignments and classes all at once, but break it down and tackle it piece by piece. 
Do something that isn’t school-related
It’s easy to make your entire life about university. You go to campus, and you do your homework — it can seem like your whole life. Find something that isn’t academically related. It feels like a different world when you spend time doing something that isn’t school-related, and in most cases, it’s a much-needed break. 
Take breaks
I always go on a walk between study breaks. There’s something about fresh air and a break from looking at my laptop screen that does wonders for my focus. Sometimes the best thing you can do for yourself is walk away from your work and come back with fresh eyes. 
In fact, when I’m on campus for the two-hour-long classes on Tuesdays and Thursdays, around the hour mark, I’ll always go for a walk around the hallways, check my phone and fill up my water bottle. During long classes, taking a walk break for two minutes can help clear your mind.
On top of all this, be sure to take care of yourself. Drink water and get enough sleep. Your mind works better when your physical body is in good shape. 
Reward yourself
After a tough midterm or difficult project, it’s a good idea to reward yourself. Get yourself a nice coffee or sweet treat. I have hundreds of tabs open on my Safari of clothing items I want, and after a rough day, I’ll order one.
A Trusted Source of Independent Student Journalism since 1987.
Cancel reply
Your email address will not be published. Required fields are marked
Comment
Name
Email

source