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Guide to Fantasy Hockey – The GIST

Just Google the word “fantasy” and it’ll land you right in the thick of podcasts, YouTube videos, articles and draft predictions for the four major sports leagues (that’s the NHL, MLB, NBA and NFL). This fantasy stuff is a BFD! In fact, we also have a guide to fantasy football and a guide to fantasy basketball you can check out. But back to hockey…
Fantasy hockey is one part real, one part fake and 100% a whole lot of fun. Your mission, should you choose to accept it, is to pick a team of players that is better than any other team in your fantasy league. The players are real, the points they score are real, but the combination of players together is what makes it fantasy. You have the opportunity to create a dream team (or the dreamiest looking team, depending on your draft strategy swoon) made up of your favourite players and, ideally, the players you think will do the best this season.
To play, you’ll need to join a league. A lot of workplaces will get groups together to do this. Or you can join a league for free online. We’d recommend taking a look at these websites:
Then it’s time to do a little prep work (this is a lot more fun than homework or that powerpoint presentation your boss keeps hounding you for). You’ll want to make up a list of players that you have the most interest in and want to try and get on your team. Most often, teams are made up of nine forwards, six defensemen, one utility player (forward or defence, your choice), two goalies and five to seven bench spots (these are the extra guys you’ll need when someone gets hurt, goes on a cold streak or doesn’t play for a few days).
Each day, as an owner, you get to set your lineup and pick which players hit the ice and which players will ride the pine. Then sit back and relax as your fantasy site calculates scores for you live, so you can watch your guys play in real life and watch your fantasy team rocket to the top of the standings at the same time.
You could pick your team based on best hockey flow (oh hey there William Nylander) but maybe go with something a little more practical if you want to compete with the best fantasy owners in your league. ESPN and Dobber Hockey have some top player lists that can help you with this.
If your league is hosted on Yahoo (which it likely is), the site will also give you a list of players the experts think will have the best season. Don’t get overwhelmed by these sites. They’re showing you way more information than you’re probably ever going to need to know.
Here’s a list of things that will definitely come up so you’re ready for the big leagues.
Draft Day – This is undoubtedly the most important day of your fantasy year because this is the day that you get to build your team. The most common type of draft is a snake. Each team will have a predetermined draft number (if your league has ten teams, you’ll get to draft somewhere between first and 10th). In a snake format, the 10th team to draft also gets to pick the 11th player because the order switches directions. This means that, as awesome as it is to draft first, you’ll have to wait around until the 20th player to get to choose again.
Your goal is to draft the best player that’s still available. And don’t worry, Yahoo will give you suggested picks so you don’t have to frantically flip through your research if the guy you really wanted went one draft pick ahead of yours.
ADP (Average Draft Position) – Each fantasy site will show the average draft position of players. This is the average spot that that player was taken across all of the drafts run on that website. The higher the ADP, the more in demand that player is.
Trades – Just like the real NHL, your league will give you the option to trade. This can be great news if the #1 player you really wanted on your team went to someone else, though you’ll likely have to give up something big in return. Trades are a great way to shake things up and get access to players you might have thought were gone forever.
Waiver Wire – This is where you’ll be able to get players that weren’t chosen in the draft. Sometimes players get hurt or they underperform and you’re going to want to give them the snips. (Don’t worry, we won’t tell them wink) You can replace them with players from the waiver wire. As long as no one else owns a player, they are fair game for you to add to your squad.
Sleeper Pick – These guys are not actually asleep (hopefully). A sleeper pick is a player that has the possibility of being a big breakout star, kind of like an underdog. It’s not a guarantee, but if you get lucky he could be one of the best guys on your team. At one point, both Mark Scheifele and David Pastrnak were sleeper picks — now they are two of the best guys on their respective teams.
Head-to-Head – This is the most common type of fantasy league. Say your league has 12 teams, each week you’ll face off against another team. Your goal is to be better than the team you’re up against in a number of categories; goals, assists, shots on goal, blocks, hits, etc — the categories will depend on your league. At the end of the week, you’ll get one point per category that you won.
Rotisserie League – Wipe the drool off your face, this has nothing to do with chicken (unfortunately). This type of league might be a little easier to understand than head-to-head. Think of rotisserie like “total points.” Every category is tallied from the beginning of the season to the very last game. To win, you must have the most points at the end of the year.
Each league will have categories that are a little bit different (some might include penalty minutes, others might not), so tweet us questions (@thegistnewsca or @thegistusa) if you want help with your specific league!
Fantasy hockey might not be the biggest fantasy format, but it was the first! Fantasy hockey launched on the web in early 1995 and it paved the way for all other fantasy formats.
Still have questions? That’s what we’re here for! Slide into our DMs, tweet us @thegistnewsca/@thegistusa or hit us up with an email — we want to help you be the best fantasy hockey owner you can be.
Written By: Alexis Allison
GIST Guest Writer and Hockey Guru
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Temple community rallies around local restaurant after tip jar was stolen – kcentv.com

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TEMPLE, Texas — When Samuel Andrade and Crystela Garcia went to distribute tips to their employees at La Monarca Cravings in Temple, they discovered something was missing. The tip jar had vanished, leaving hardworking staff members without the money they had earned.
“I give my employees their tips every night and I had asked my employees, I was like, ‘do you guys know where the tip jar is?'” Garcia recalled. “Nobody knew.”
Security camera footage revealed the unsettling truth: a DoorDash delivery worker picking up an order had taken the jar. For Garcia and Andrade, who have operated their Temple location for two years, it was a devastating blow.
“It just breaks my heart to see that somebody would, somebody actually that’s picking up an order from DoorDash would do that,” Garcia said.
Breaking the news to employees was particularly difficult. 
“It was a little disappointing because my employees work very hard for their tips, you know, some of them are here from open to close,” Garcia said.
What happened next transformed a story of theft into one of community compassion. Garcia shared the incident on Facebook, not expecting much response. Instead, the Temple community flooded La Monarca Cravings with support.
“I was just sharing something on my Facebook and I didn’t think it was going to be a big deal, but the way they all came together, it was just amazing,” Garcia said.
“It’s very overwhelming on how the community came together and they came to support us,” Andrade added.
Local photographer Nick Lopez offered a complimentary photo shoot for the business. Community member Alicia Johnson donated $200 in tips for the employees to share. Customers poured into the snack spot, filling tip jars and lifting spirits.
In a statement to 6 News, Johnson said: 
“I’m the owner of Right Up Your Ally Cleaning Service. As a newer small business owner in our community, I’ve seen first hand the impact that kindness and support can have on our neighbors and friends, which is why I was compelled to make a donation to a local small business after their tip jar was stolen. I know how hard these employees work, and I couldn’t bear the thought of them losing out on tips that are such a vital part of their income. At the heart of any successful business are the people who keep it running day in and day out and for me, it’s their team — their hard work, dedication and pride in what they do. It was my pleasure to help, and I hope that my small act of kindness inspires others to pay it forward. In our community, we look out for each other, and I’m grateful to be a part of it.”
Then came an ending no one expected. While Nick Lopez was conducting the free photo shoot at the restaurant, someone walked through the door—the same delivery worker who had taken the jar.
“I just turned around in disbelief,” Garcia said. “He was like, ‘I brought the tip jar and the money is all in there.’ He was like, ‘I’m sorry.'”
Garcia’s response reflected grace under surprising circumstances. 
“I was just in shock, but I’m just glad he did the right thing,” Garcia told 6 News.
The experience has deepened the owners’ commitment to their community. While they’re grateful for the support, they’re also paying it forward.
“I know a lot of people are going through hard times right now,” Garcia said. “If anybody ever needs anything, some water, a drink, even some ice cream, and you don’t have any money, you can come and ask and we will give that to you guys.”
For this small business, the message to the Temple community is clear: they appreciate every customer who walks through their doors. And while they’re happy to help those in need, Garcia added one gentle request with a smile:
“Don’t be shy to come ask. Just don’t steal anything.”

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LIVE | Kerala Lottery Result Today (21.10.2025): STHREE SAKTHI SS-490 TUESDAY 3PM Bumper Draw DECLARED – 1st P – ABP Live English

(For The Tickets Ending With The Following Numbers below)
LUCKY NUMBERS FOR 5TH PRIZE OF RS 2,000 (Number Of Prizes: 6)
LUCKY NUMBERS FOR 6TH PRIZE OF RS 1,000 (Number Of Prizes: 30)
LUCKY NUMBERS FOR 7TH PRIZE OF RS 500 (Number Of Prizes: 76)
LUCKY NUMBERS FOR 8TH PRIZE OF RS 200 (Number Of Prizes: 90)
LUCKY NUMBERS FOR 9TH PRIZE OF RS 100 (Number Of Prizes: 150)
(For The Tickets Ending With The Following Numbers below)
LUCKY NUMBERS FOR 5TH PRIZE OF RS 2,000 (Number Of Prizes: 6)
 
(For The Tickets Ending With The Following Numbers below)
 
 
LUCKY NUMBER FOR 3RD PRIZE OF RS 5 LAKHS
The Kerala government released the Sthree Sakthi SS-490 Bumper Lottery third prize result on behalf of the lottery department. Refresh the page for the latest Kerala lottery live updates only on ABP LIVE.
LUCKY NUMBER FOR 2ND PRIZE OF RS 30 LAKHS
The Kerala government released the Sthree Sakthi SS-490 Bumper Lottery second prize result on behalf of the lottery department. Refresh the page for the latest Kerala lottery live updates only on ABP LIVE.
LUCKY NUMBER FOR 1ST PRIZE OF RS 1 CRORE
The Kerala government released the Sthree Sakthi SS-490 Bumper Lottery first prize result on behalf of the lottery department. Refresh the page for the latest Kerala lottery live updates only on ABP LIVE.
LUCKY NUMBER FOR 1ST PRIZE OF RS 1 CRORE
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
LUCKY NUMBER FOR 2ND PRIZE OF RS 30 LAKH
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
LUCKY NUMBERS FOR 3RD PRIZE OF RS 5 LAKH
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
LUCKY NUMBERS FOR CONSOLATION PRIZE OF RS 5,000
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
(For The Tickets Ending With The Following Numbers below)
LUCKY NUMBERS FOR 4TH PRIZE OF RS 5,000 (Number Of Prizes: 20)
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
LUCKY NUMBERS FOR 5TH PRIZE OF RS 2,000 (Number Of Prizes: 6)
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
LUCKY NUMBERS FOR 6TH PRIZE OF RS 1,000 (Number Of Prizes: 30)
LUCKY NUMBERS FOR 7TH PRIZE OF RS 500 (Number Of Prizes: 76)
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
LUCKY NUMBERS FOR 8TH PRIZE OF RS 200 (Number Of Prizes: 90)
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
LUCKY NUMBERS FOR 9TH PRIZE OF RS 100 (Number Of Prizes: 150)
To Be Announced Next. Stay tuned for the latest Kerala Lottery live updates only on ABP Live.
MONDAY (20.10.2025) Kerala Lottery Result Today: BHAGYATHARA BT-253 Draw DECLARED – 1st Prize Ticket No. BF 176282 (PALAKKAD)
SUNDAY (19.10.2025) Kerala Lottery Result Today: SAMRUDHI SM-25 Draw DECLARED – 1st Prize Ticket No. MD 718692 (KASARAGOD)
SATURDAY (18.10.2025) Kerala Lottery Result Today: KARUNYA KR-727 Draw OUT – 1st Prize Ticket No. KV 708982 (NEYYATTINKARA)
FRIDAY (17.10.2025) Kerala Lottery Result Today: SUVARNA KERALAM-23 Draw OUT – 1st Prize Ticket No. RB 749913 (IRINJALAKUDA)
THURSDAY (16.10.2025) Kerala Lottery Result Today: KARUNYA PLUS KN-593 Draw OUT – 1st Prize Ticket No. PB 504987 (KOLLAM)
WEDNESDAY (15.10.2025) Kerala Lottery Result Today: DHANALEKSHMI DL-22 Draw DECLARED – 1st Prize Ticket No. DY 867458 (PAYYANUR)
TUESDAY (14.10.2025) Kerala Lottery Result Today: STHREE SAKTHI SS-488 Draw DECLARED – 1st Prize Ticket No. SX 649740 (KANHANGAD)
Kerala Lottery Result (04.10.2025): THIRUVONAM ONAM BUMPER BR-105 (25 CRORE) Draw OUT – 1st Prize Ticket No. TH 577825 (PALAKKAD)
MONSOON BUMPER BR-104: Kerala Lottery Result Today (23.07.2025) – 1st Prize Ticket No MC 678572 (PAYYANUR)
CHRISTMAS NEW YEAR BR-101 (20 CRORE): Kerala Lottery Result Today (05.02.2025) – 1st Prize Ticket No. XD 387132
POOJA BUMPER BR-100 (12 CRORE): Kerala Lottery Result Today (04.12.2024): 1st Prize Ticket No. JC 325526
One of the seven lotteries that are held each week is STHREE SAKTHI. The STHREE SAKTHI Lottery Result lottery draw is held every Tuesday at 3 p.m. Every lottery has an alphabetical code to identify it; the draw number and lottery code for the STHREE SAKTHI Lottery Result SS-489 is “SS.” The STHREE SAKTHI lottery only costs Rs. 50 (fifty rupees).
Total Agent’s Commission given for Pooja Bumper BR-106
 
The POOJA BUMPER BR-106 Kerala State Lottery is expected to be held live at on November 22, 2025. This POOJA BUMPER is one of the largest prize moneys on a single ticket in India, a first prize of Rs 12,00,00,000.
The Pooja Bumper first prize for this year is Rs 12 crore. The second prize carries an amount of Rs 1 crore each, distributed across multiple winning tickets. A ticket for this bumper draw is priced at Rs 300. According to the State Lottery Directorate, the third prize is Rs 5 lakh, while the fourth prize is Rs 3 lakh. Smaller prizes in the Thiruvonam Bumper range from Rs 5,000 to Rs 300, with multiple winners across these lower tiers.
Pooja bumper 2025 lottery ticket price is ₹300/- only. (Ticket Price ₹ 234.38 + 28% Goods and Services Tax)
If the prize money awarded to today’s lottery winners is less than Rs. 5,000, they can pick it up from any Kerala lottery shop. They must turn in their tickets to the bank or government lottery office along with documentation of their claim if the sum exceeds Rs. 5,000. There is a 10% agent commission and a 30% tax deduction for the Kerala lottery.
If the prize is more than one lakh rupees, the winning ticket must be presented to the Director of State Lotteries after the winner’s name, address, and signature are pasted on the ticket’s back along with the necessary paperwork.
If the winnings from the Kerala lottery today are less than Rs. 5,000, the winners may pick up their winnings from any Kerala lottery retailer. In order to make a claim, they must turn in their tickets and provide identification to the government lottery office or bank if the amount exceeds Rs. 5000. 30% of the total amount is deducted for Kerala lottery taxes, and 10% goes toward the agent’s commission. Follow ABP Live English for more information regarding Kerala lottery prize claims and Kerala lottery prize structures.
 
Note: The price of bumper lotteries varies from ₹200 to ₹500, depending on the prize amount.
Purchasing the Kerala lottery through an online transaction will definitely have repercussions. Because the state government has made it illegal to sell Kerala lottery tickets online via any means. The Kerala government prohibits the sale of lottery tickets online as well, and violating this law may have serious consequences.
No, under no circumstances may a ticket be sold for more than face value.
No, neither directly nor indirectly are agents allowed to sell Kerala State lottery tickets outside of the state.
Kerala lottery tickets are only sold within the state, and only state residents are eligible to win prizes. This is in accordance with government policy.
The government has designated the Secretary to the Government, Taxes Department, Government of Kerala, as the authority responsible for organizing the lottery and overseeing the sale of other state lotteries in the state.
Live coverage of the Kerala lottery results will start at 3:05 pm on ABP Live English.
The Kerala State lottery has various benefits associated with it. Kerala’s welfare programs have benefited from the GST collected from lottery ticket sales. The Karunya scheme is one of them, which offers financial assistance to state residents who are unable to pay for their medical expenses. Over 27,000 citizens have benefited from it since its founding. The primary objective of the scheme is to offer financial support to underprivileged individuals in Kerala who are afflicted with severe illnesses such as cancer, hemophilia, kidney disease, and heart disease, as well as palliative care. Every month, the Kerala lottery helps hundreds of families escape poverty. In the hopes of winning a lottery worth crores, thousands of people watch the results every day.
The Karunya scheme is one of them, which offers financial assistance to state residents who are unable to pay for their medical expenses. Over 27,000 citizens have benefited from it since its founding. The primary objective of the scheme is to offer financial support to underprivileged individuals in Kerala who are afflicted with severe illnesses such as cancer, hemophilia, kidney and heart diseases, and palliative care. Every month, the Kerala lottery helps hundreds of families escape poverty. In the hopes of winning a lottery worth crores, thousands of people watch the results every day at 3 pm.
The Kerala state lottery offers a number of advantages. The GST collected from lottery ticket sales has aided in funding a number of Keralan welfare programs.
Among the seven weekly lotteries is Sthree Sakthi. The Sthree Sakthi lottery draw takes place at 3 p.m. on Tuesdays. Every lottery has an alphabetical code to represent it, and the Sthree Sakthi lottery code is “SS,” which also includes the draw number.
Kerala Lottery Results Tuesday, 21-10-2025 LIVE: 1st Prize Announcement:  The winners list is out! Click here to check the latest STHREE SAKTHI SS-490 winners.
Kerala Lottery Result Today (21.10.2025): STHREE SAKTHI SS-490 TUESDAY 3PM Bumper Draw DECLARED – 1st Prize Ticket No. SG 638137 (KASARAGOD)
The STHREE SAKTHI Lottery, part of Kerala’s seven weekly lottery schemes, is held every Tuesday. Each ticket is priced at ₹50 and is identified by the code “SS” followed by the draw number.
(For The Tickets Ending With The Following Numbers below)
LUCKY NUMBERS FOR 5TH PRIZE OF RS 2,000 (Number Of Prizes: 6)
LUCKY NUMBERS FOR 6TH PRIZE OF RS 1,000 (Number Of Prizes: 30)
LUCKY NUMBERS FOR 7TH PRIZE OF RS 500 (Number Of Prizes: 76)
LUCKY NUMBERS FOR 8TH PRIZE OF RS 200 (Number Of Prizes: 90)
LUCKY NUMBERS FOR 9TH PRIZE OF RS 100 (Number Of Prizes: 150)
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Flare Becomes the Leading EVM DeFi Ecosystem for XRP as FAssets Launch Triggers XRPFi Growth – markets.businessinsider.com

Dubai, UAE, October 21st, 2025, Chainwire
Flare Network is experiencing rapid growth following the launch of FAssets and the introduction of FXRP, a trustless representation of XRP on Flare. Since the launch on September 24, total value locked (TVL) on the network has risen 37.9%, driven by increasing FXRP activity. Another 15 million XRP was bridged to Flare over the weekend, bringing the total value of XRP on the network to $86.2 million as of writing – effectively making Flare the largest EVM DeFi ecosystem for XRP.
This milestone signals the emergence of XRPFi, a growing on-chain economy where XRP holders can earn yield, lend, and trade within Flare’s decentralized infrastructure. By enabling XRP to participate in DeFi through FXRP, Flare is unlocking previously untapped liquidity and positioning itself as the core hub for XRP-based DeFi activity.
“This is a turning point for the XRP ecosystem,” said Hugo Philion, Co-founder of Flare. “For the first time, XRP holders can participate in non-custodial  DeFi using their existing assets — earning yield, providing liquidity, and engaging in a growing ecosystem powered by Flare’s native technology.”
In parallel, last week Flare announced that users can now mint FXRP directly using their Xaman wallet, further lowering the barrier to entry for XRP holders. The integration allows users to supply XRP through Xaman while confirming transactions via an EVM-compatible wallet such as Ledger or Bifrost. This integration is just the first phase. Xaman and Flare are working on chain-abstracted solution to make the XRPFi journey on Flare even smoother and safer 

Insights from the Latest Messari Report
According to a recent Messari report, FXRP’s launch filled its initial 5 million mint cap in under four hours, with subsequent increases to 15 million reached just as quickly – highlighting strong underlying demand. The report also notes that Flare’s native oracles – Flare Times Series Oracle (FTSO) and Flare Data Connector (FDC) continue to anchor its position as a data blockchain, enabling decentralized pricing and trustless briding  of non-smart contract assets like FXRP.
Additionally, Messari points to growing institutional participation from Uphold and VivoPower, and a 2.2 billion FLR incentive program designed to foster long-term liquidity and yield generation rather than short-term yield farming. Together, these developments reflect a maturing XRPFi ecosystem and reinforce Flare’s role as the bridge between traditional XRP holders and decentralized finance.
What’s Next: MoreMarkets Simplifies XRPFi Access
Further expanding XRP utility on Flare, MoreMarkets has launched the XRP Flare Account, a non-custodial solution that automates DeFi participation for XRP holders. The new account allows users to earn yield on their XRP through vetted DeFi strategies on Flare — including lending via Kinetic and trading on SparkDEX and Enosys – all while maintaining full self-custody. Rewards are distributed monthly in rFLR and other ecosystem tokens.

Built on top of Flare’s FAssets system, the XRP Flare Account simplifies yield generation by automatically deploying wrapped XRP (FXRP) across decentralized protocols within the network, with no bridging to external platforms. Upcoming phases will introduce direct minting of FXRP, automated redemption to XRPL, and integration with Firelight staking – paving the way for “real yield” from network-secured services.
About Flare
Flare Network is a Layer 1 blockchain platform that enables digital assets like XRP to participate in decentralized finance applications. Through its smart contract infrastructure, Flare unlocks yield-generating opportunities for traditionally non-yielding assets while maintaining institutional grade security and compliance standards.
https://flare.network
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