Category: Uncategorized

Plateau Cleric Vows Divine Judgment on Reno Omokri over Genocide Denial  gistlover.com
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The Illinois Lottery offers multiple draw games for those aiming to win big. Here’s a look at Oct. 31, 2025, results for each game:
02-24-52-66-68, Mega Ball: 09
Check Mega Millions payouts and previous drawings here.
Midday: 3-1-7, Fireball: 3
Evening: 1-9-6, Fireball: 8
Check Pick-3 payouts and previous drawings here.
Midday: 5-4-7-3, Fireball: 2
Evening: 3-9-7-8, Fireball: 3
Check Pick-4 payouts and previous drawings here.
Midday: 10-13-16-28-40
Evening: 05-18-29-32-38
Check LuckyDay Lotto payouts and previous drawings here.
Feeling lucky? Explore the latest lottery news & results
This results page was generated automatically using information from TinBu and a template written and reviewed by an Illinois editor. You can send feedback using this form.

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Latest News: New Date  Coleraine FC
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Tao Crypto Hits $500: Could It Be the Nvidia of Crypto by 2026? TAO Price Prediction  99Bitcoins
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Global Money Supply Is Increasing, Supporting Bitcoin Price  Forbes
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XRP has swiftly become one of the most popular opportunities in the cryptocurrency sector over the last year.
Although XRP’s utility is clear, a number of factors could prevent the token from moving higher anytime soon.
XRP has already witnessed a stunning run-up, and a decline could be in store.
10 stocks we like better than XRP ›
The last 12 months have been a rollercoaster ride in the capital markets. While the S&P 500 (SNPINDEX: ^GSPC) and Nasdaq Composite (NASDAQINDEX: ^IXIC) both generated double-digit percentage gains in 2024, each index took a nosedive earlier this year.
Two of the driving factors that inspired the market sell-off were concerns around heightened competition in artificial intelligence (AI) from China, as well as President Donald Trump’s new tariff policies — which, admittedly, remains a fluid situation.
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Nevertheless, the capital markets have demonstrated an impressive sign of resilience during the past several months — with the S&P 500 now trading at all-time highs. Stocks are not the only investments that have held up well during the past year, though.
Major cryptocurrencies have also benefited from the bull market. During the past year, Bitcoin and Ethereum have surged by about 61% and 55%, respectively. Meanwhile, XRP (CRYPTO: XRP) has posted even larger returns of more than 400% during the same time frame.
Bitcoin Price data by YCharts
With XRP trading at about $2.65 (as of Oct. 29), investors may be curious about where the token could be headed and why. Below, I’ll break down what Wall Street thinks about XRP, while also providing my own analysis of whether I think the cryptocurrency is headed even higher.
Standard Chartered‘s Geoff Kendrick is one of the most well-respected cryptocurrency analysts on Wall Street. Kendrick is bullish on XRP, going as far as to say the token could surpass Ethereum in value during the next few years.
Some of the macro tailwinds that could benefit XRP include lower interest rates and rising institutional adoption of the coin.
Generally speaking, when borrowing costs are lower, investors are more willing to take on some added risk as their purchasing power improves. Should the Federal Reserve loosen its monetary policy in the near term and cut rates, it’s plausible that more investors will gravitate toward alternative asset classes, such as cryptocurrency.
Moreover, in the same way that spot Bitcoin exchange-traded funds (ETFs) paved the way for accelerated adoption of the cryptocurrency among major banks on Wall Street, the launch of XRP-themed funds could witness a similar trajectory.
Lastly, the Trump administration has so far echoed a pro-crypto stance with respect to leadership changes at the Securities and Exchange Commission (SEC), as well as new regulatory frameworks. Should this continue, XRP’s perception in the investment world could swiftly evolve from skepticism to broader acceptance — thereby propelling its value.
Image source: Getty Images.
Although XRP has a number of catalysts that could drive its price higher, I am suspicious about whether this will actually happen during the next five years.
First and foremost, XRP is a cryptocurrency coin native to Ripple‘s financial infrastructure. At its core, Ripple is seeking to disrupt legacy payment systems that often feature slow processing times and hefty foreign exchange fees.
Within Ripple’s system, users have the option to denominate their transactions in XRP — essentially using the coin as a bridge currency to avoid locking up funds that go toward exchange settlements.
While the value proposition is clear, I think XRP’s usage will remain limited for quite some time. In other words, I’m more optimistic about Ripple’s ability to disrupt incumbents in the financial services arena than I am about broader adoption of XRP. That leads to a key distinction: banks and corporations can use Ripple’s network and still denominate their transactions in fiat currencies as opposed to using XRP. In other words, broader usage of Ripple does not guarantee higher adoption rates of XRP.
This leads to a second concern of mine. Ripple has recently gotten into the stablecoin movement, as shown by its $200 million acquisition of Rail.
Major financial institutions such as JPMorgan Chase, Citigroup, Wells Fargo, and Bank of America, payment processors Visa, Mastercard, and PayPal, and retail powerhouses Walmart and Amazon are all either exploring stablecoins as a means of payment or already accepting them. This is important because the rise of stablecoins adds yet another layer to the evolving cryptocurrency landscape, and could potentially serve as a headwind for XRP’s adoption.
When you layer these factors on top of the fact that XRP already competes with the likes of Stellar and some other cryptocurrencies, I’m hard-pressed to buy into the narrative that its upward trajectory is a sure thing.
The chart below illustrates XRP’s price movement during the past 12 months. With the exception of a pronounced melt-up at the end of last year, the token has essentially been trading sideways throughout 2025.
XRP Price data by YCharts.
I see XRP as more of a narrative-driven investment than one supported by sound fundamentals. In other words, the token moves based on the latest headlines. Against that backdrop, I don’t have a crystal ball to see what future news will look like with respect to XRP and the sentiment around it.
If I had to pick a 2030 price target, I would lean more in the direction that XRP could retrace back to its prior lows — somewhere between $0.50 and $1. I think there are too many structural hurdles in its way to confidently say that the token is headed much higher during the next five years.
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JPMorgan Chase is an advertising partner of Motley Fool Money. Citigroup is an advertising partner of Motley Fool Money. Bank of America is an advertising partner of Motley Fool Money. Wells Fargo is an advertising partner of Motley Fool Money. Adam Spatacco has positions in Amazon. The Motley Fool has positions in and recommends Amazon, Bitcoin, Ethereum, JPMorgan Chase, Mastercard, PayPal, Visa, Walmart, and XRP. The Motley Fool recommends Standard Chartered Plc and recommends the following options: long January 2027 $42.50 calls on PayPal and short December 2025 $75 calls on PayPal. The Motley Fool has a disclosure policy.
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Can you feel the ground shifting beneath the cryptocurrency landscape? The Bitcoin Lightning Network is not just another tech buzzword; it’s a dynamic force reshaping how we perceive Bitcoin’s transactions. Major exchanges are enthusiastically embracing this innovation, creating a ripple effect that challenges long-held beliefs about Bitcoin metrics. The rise of private channels threatens to obscure the reality of network engagement, raising pressing questions about the future of Bitcoin (BTC) and Tether (USDt)—factors that could disrupt market behaviors in ways we may not yet fully comprehend.
At its core, the Bitcoin Lightning Network is a revolutionary second-layer solution designed to enhance transaction speed and reduce costs within the blockchain milieu. By enabling off-chain transactions, it alleviates congestion and trims fees, granting users a smoother and more efficient interaction. With leading exchanges like Coinbase, Binance, and Kraken adopting this technology, the ramifications for Bitcoin metrics and transaction days are profound. However, the introduction of private payment channels complicates traditional methods of gauging network throughput and liquidity patterns. This presents both an exciting opportunity and a significant challenge for analysts and traders alike.
As the years roll on, we’ve seen prominent cryptocurrency exchanges integrating the Lightning Network at an accelerating pace. This shift ripples into the metrics we depend on for evaluating cryptocurrency performance. To rely solely on visible transaction volumes now seems like an outdated strategy; private channels have obscured what could be considered the actual utilization of the network. Consequently, conventional analytical methods may prove inadequate in representing Bitcoin’s standing and the broader market’s reaction to its evolving regulatory landscape. This reality underscores a critical need for fresh strategies that can genuinely capture user engagement metrics, as sticking to antiquated measures may lead to erroneous conclusions.
The advent of private channels adds a layer of complexity to the evaluation of Bitcoin’s functionality. These channels, while fostering efficiency and enhancing user experience, come at the cost of transparency. As decentralized autonomous organizations (DAOs) and Web3 startups grapple with this metamorphosing landscape, rethinking compliance frameworks to encompass new channel dynamics is crucial. The metrics we once relied on for regulatory oversight now demand a thorough reevaluation, ensuring they reflect the realities shaped by these private channels.
The financial environment is in flux, highlighted by a surge in transactions between Bitcoin and Tether (USDt) driven by the Lightning Network’s widespread adoption. Institutional giants like BlackRock are reporting substantial inflows into their Bitcoin ETFs, signaling a strategic shift towards regulated finance that could challenge Bitcoin’s stability and induce unforeseen market volatility. Such developments accentuate the necessity for a reimagined understanding of how liquidity fluctuations influence asset management and institutional commitment.
As we witness this ever-evolving landscape, the urgency for innovative protocols and benchmark criteria that account for rising private channels is unmistakable. Industry experts are racing against time to devise modern analytical methodologies that accurately reflect genuine network activity. Achieving this will not only require advanced analytical tools but also a proactive reassessment of frameworks that promote regulatory vigilance while enhancing transparency.
The transformation ushered in by the Bitcoin Lightning Network fundamentally alters the terrain of cryptocurrency transactions, nudging industry professionals to re-evaluate their analytical practices and methodologies. The recreation of traditional BTC metrics is a clarion call for sound, trustworthy insights into blockchain engagement and activity. For Web3 ventures and DAOs, understanding these complexities is crucial for compliance and for navigating a landscape teeming with regulatory intricacies. As we chart the course for future crypto innovations, adaptability, awareness, and readiness for rapid changes remain pivotal.
This evolution represents more than just a technological advancement—it signifies a transition to a more inclusive financial ecosystem, one where the potential of digital currencies can be embraced by all, illuminating pathways through uncertainty.

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The Bitcoin Lightning Network is transforming transaction metrics by reshaping payment systems and introducing private channels, affecting BTC and Tether dynamics.
Evernorth's Nasdaq launch with ticker XRPN marks a pivotal moment for XRP, enhancing institutional trust and paving the way for crypto ETFs and large-scale adoption.
Virtu Financial's $63 million investment in XRP highlights rising institutional interest amid significant whale sell-offs, reshaping market dynamics.
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Mega Millions numbers in Oct 31 lottery drawing tonight: Winning Mega Millions numbers, results  Yahoo
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XRP snapped a four-day losing streak on Friday, October 31, as spot ETF filings fueled speculation about an imminent launch of XRP-spot ETFs.
The US government shutdown stretched to 31 days. The shutdown left the SEC with a skeleton staff, delaying reviews of ETFs beyond their final decision deadlines. ETF issuers have filed S-1 amendments to circumvent the shutdown and avoid potentially lengthy delays to the launch of spot ETFs.
These filings are expected to enable XRP-spot ETFs to begin trading in November and trigger an influx of much-needed institutional money. Crucially, sticky institutional inflows into XRP-spot ETFs could significantly reduce price volatility. Reduced price volatility could boost demand for XRP as a treasury reserve asset, as seen with Bitcoin (BTC).
Bitwise Invest joined a growing number of crypto-spot ETF issuers, filing an S-1 amendment to potentially allow the launch of its XRP-spot ETF in 20 days.
Bloomberg Intelligence analyst James Seyffart shared sections of the filing, stating:
“Only the Bitwise XRP ETF has the shorter language that might allow it to launch in 20 days. But tons of issuers filing amended and updated documents past day+.”
The S-1 stated:
“This registration statement shall hereafter become effective in accordance with the provisions of Section 8(a) of the Securities Act of 1933.”
Bitwise’s filing came after the launch of other crypto-spot ETFs earlier this week. These ETFs did not include ‘delaying amendment’ language, allowing them to launch despite the US government shutdown. Canary Funds also filed an S-1 amendment, removing the ‘delaying amendment’ terms this week. The Canary Funds XRP-spot ETF could be the next crypto ETF to debut on Wall Street, potentially giving it a first-to-market advantage.
For context, ETF issuers are filing amended S-1s to remove a ‘delaying amendment’ clause that gives the SEC control over when the ETFs could launch. Without a ‘delaying amendment,’ registrations can become auto-effective, allowing ETFs to begin trading after a 20-day waiting period.
Exchanges must approve issuers’ 8-A filings before XRP-spot ETFs can launch after the 20-day waiting period. Issuers file 8-As with the exchanges to get listing approvals, allowing them to trade on the exchanges. The Bitwise and Canary Funds XRP ETFs have filed 8-As with the Nasdaq, meaning the Nasdaq must approve the paperwork before the ETFs can begin trading.
However, the timelines could vary if the US government reopens before the 20-day waiting period. The SEC has the authority to review the filings during the waiting period and could:
We previously speculated that XRP-spot ETF issuers could remove ‘delaying amendment’ language, given the US Senate impasse.
Market experts expect substantial inflows into XRP-spot ETFs, potentially sending XRP to new highs. Canary Capital CEO Steven McClurg has been increasingly optimistic about demand for XRP-spot ETFs. He recently increased his XRP-spot ETF inflow forecast, stating:
“I may have been a little bearish. We’re going to hold to that number. If it hits that number, at least I’ll be right, and if it’s $10 billion, then I’m still right because we got at least $5 billion. If we saw that kind of inflow, I think it would definitely be in the top 20 ETFs of all time, if not in the top 10.”
Notably, the REX-Ospreys XRP ETF has reported total net inflows of $124.9 million since launch. While the ETF is a hybrid, robust demand suggests strong institutional appetite for XRP-spot ETFs, reinforcing McClurg’s bullish outlook.
XRP gained 2.84% on Friday, October 31, partially reversing the previous day’s 4.4% loss to close at $2.5094. The token outperformed the broader crypto market, which advanced 1.19%.
Despite snapping a four-day losing streak, XRP remained below the 50-day and 200-day Exponential Moving Averages (EMAs), indicating a bearish bias. However, several events could change the narrative.
Key technical levels to watch include:
In the upcoming sessions, several key events could influence near-term price trends:
These bearish scenarios could push XRP toward $2.35, bringing the $2.2 support level into play. If breached, the $2.0 would be the next key support level.
Despite the rebound from sub-$2.2 levels, the descending channel revealed repeated tests of upper resistance in early October. However, each breakout broke down at a lower price level. See the chart below for reference.
These bullish events could send XRP toward $2.62, allowing buyers to target $2.80. A sustained move through $2.80 may pave the way toward the $3.0 psychological level and open the door to testing the all-time high of $3.66.
Despite October’s loss, XRP continues to trade within a narrowing range ahead of key events. See the chart below. The current structure suggests an imminent move, with the US Senate, the SEC, and the OCC in focus. A break above the upper band will be key for XRP to retest the $3.0 level.
XRP’s near-term trajectory will now hinge on Capitol Hill and the timing of XRP-spot ETF launches.
The token slid 11.84% in October, cutting year-to-date gains to just 19.71%. However, the launch of XRP-spot ETFs and crypto-friendly legislation, including the passing of the Market Structure Bill, could send the token to new highs.
With over 28 years of experience in the financial industry, Bob has worked with various global rating agencies and multinational banks. Currently he is covering currencies, commodities, alternative asset classes and global equities, focusing mostly on European and Asian markets.
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