Category: Uncategorized

Winning numbers drawn in Wednesday’s Michigan Daily 3 Evening  San Francisco Chronicle
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July 19, 2025 Rhoda Gistlover Politics 0
Former Minister of Works and Housing, Babatunde Fashola, has weighed in on the recent formation of a new political coalition involving key opposition leaders, asserting that the development disproves concerns that Nigeria is heading toward a one-party system.
Speaking during an interview on Channels Television on Saturday, Fashola said the decision to adopt the African Democratic Congress (ADC) as the coalition’s platform reinforces the constitutional right of Nigerians to freely associate politically. However, he raised questions about the ideological depth and sustainability of the alliance.
“There’s something significant about what’s happening. It completely counters the narrative that Nigeria is becoming a one-party state. The presence of a coalition even if its strength is uncertain shows that there is still organized opposition,” he remarked.
The former governor of Lagos State welcomed the renewed political participation, but emphasized that the coalition’s influence will depend on the strength of its policies and clarity of purpose.
“Coming together to say you want to change Nigeria is not enough. What is the alternative vision? Without a clear manifesto or action plan, it’s difficult to gauge how effective or convincing the group will be,” he said.
Fashola also criticized the opposition for what he called a prolonged period of silence, saying they had failed to perform their role of holding the ruling party accountable in recent years.
“I support political association and believe the country can benefit from this renewed energy in opposition politics. But truthfully, they’ve been inactive for the past two years,” he added

Copyright © 2025 Gistlover Media. All Rights Reserved

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So, you’re an SME looking to take the plunge into crypto payments? Well, as someone who’s been keeping an eye on the market, let me tell you, these Bitcoin options expirations can be a double-edged sword. With over $17.5 billion worth of options about to expire, the stakes are high. I mean, the “max pain” price is sitting at an unrealistic $107,000. Sounds fun, right? But historical patterns suggest that Bitcoin often moves towards this max pain level, and that can mean significant volatility.
Historically, September has been a tough month for Bitcoin. It often sets the stage for seasonal bottoms before the more positive vibes of Q4. Combine that with the anticipation of the options expirations, and you’ve got a potentially bearish setup. For SMEs who are planning to pay employees in cryptocurrency, this volatility could wreak havoc on payroll timing and amounts.
So how do we manage this rollercoaster? Well, here are a few strategies that could save some sanity:
Timely Conversion: Think about converting your Bitcoin receipts immediately. This way, you can avoid the wild swings that could mess with your cash flow.
Diversification: Don’t put all your eggs in one crypto basket. Spread those assets around a bit. It’s good to have a cushion when the crypto tides turn.
Hedging: Use disciplined buying and selling guidelines, and consider stop-loss orders if you’re comfortable.
Crypto Payment Platforms: Some third-party platforms convert crypto payments to fiat instantly. That could offload some of the volatility risk from your balance sheet.
Stablecoins are your friend. They’re pegged to traditional currencies, which means your employees won’t be affected by Bitcoin’s wild swings. And your payroll processes will be a lot smoother.
As the crypto payment landscape continues to evolve, staying adaptable is key for SMEs. With the right strategies, you can navigate the volatility of Bitcoin and keep your payroll stable. It’s a tricky dance, but with some foresight, your business can still thrive in this ever-changing environment.

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Vishal Dixit
FXStreet
Pi Network (PI) trades at $0.3653 at press time on Thursday, retracing from the $0.3747 high. The technical and exchange reserves indicate a bullish bias, with an RSI divergence, a double bottom pattern, and a sharp outflow from the Centralized Exchanges (CEXs) wallet balances, pointing to increased demand. 
PiScan data shows the CEXs’ wallet balances recording an outflow of 5.14 million PI tokens in the last 24 hours, dropping the reserve to 409.55 million tokens. This massive withdrawal accounts for a 1.24% decrease in CEX’s balances, indicating a surge in demand among investors, is likely driven by the start of the Pi Hackathon 2025, the ecosystem’s first hackathon after the launch of Open Network. 
CEXs’ wallet balances. Source: Coinglass
Pi Network’s PI token edges higher by nearly 1.50% at press time on Thursday, extending the 4.92% rise from Wednesday. The reversal from the $0.3442 support level hints at a double bottom pattern reversal, previously tested on August 6, targeting the 50-day Exponential Moving Average (EMA) at $0.4319. 
The declining average line aligns with the resistance trendline of a falling channel pattern, as marked on the daily chart (shared below). A decisive close above this level could reinforce a potential bullish trend, targeting the $0.5000 psychological level. 
The Relative Strength Index (RSI) reads 42 on the daily chart, inching closer to the halfway line as buying pressure recovers. Additionally, the RSI has significantly recovered compared to the previous dip at $0.3442 level, indicating a bullish divergence. 
Still, the Moving Average Convergence Divergence (MACD) and its signal line have merged and moved sideways, signaling a loss in decisive trend momentum.
PI/USDT daily price chart.
On the contrary, a reversal below the $0.3442 support level would invalidate the double bottom reversal pattern, increasing the risk of the $0.3220 support level, which aligns with the all-time low. 
Higher Open Interest is associated with higher liquidity and new capital inflow to the market. This is considered the equivalent of increase in efficiency and the ongoing trend continues. When Open Interest decreases, it is considered a sign of liquidation in the market, investors are leaving and the overall demand for an asset is on a decline, fueling a bearish sentiment among investors.
Funding fees bridge the difference between spot prices and prices of futures contracts of an asset by increasing liquidation risks faced by traders. A consistently high and positive funding rate implies there is a bullish sentiment among market participants and there is an expectation of a price hike. A consistently negative funding rate for an asset implies a bearish sentiment, indicating that traders expect the cryptocurrency’s price to fall and a bearish trend reversal is likely to occur.

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Nasdaq-listed DeFi Development Corp (DFDV) is increasing its stock repurchase program from $1 million to $100 million, following board approval on Wednesday.
BNB is holding steady above $1,000 on Wednesday as Franklin Templeton announced it will expand its Benji tokenization platform to the BNB Chain.
Ripple (XRP) rises above $2.88 on Wednesday, reflecting a bullish wave across the wider cryptocurrency market, which has seen Bitcoin (BTC) also climb above the $113,000 level.
Hyperliquid (HYPE) is staging a recovery, following five consecutive days of declines, which have been mirrored across the cryptocurrency market since late last week. 
Bitcoin shows strength, continuing its three consecutive weeks of recovery and holding steady above $116,000 on Friday. The recovery extends following the dovish Federal Reserve stance.
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For Sunday’s game, which kicks off at 1 p.m. ET on CBS, oddsmakers have issued player prop bets on Kendre Miller. This Week 4 matchup features Miller’s New Orleans Saints (0-3) taking on the Buffalo Bills (3-0) at Highmark Stadium in Orchard Park, New York.
National Football League odds courtesy of BetMGM. Odds updated Wednesday at 9:31 p.m. ET. For a full list of sports betting odds, access USA TODAY Sports Betting Scores Odds Hub.
Our team of savvy editors independently handpicks all recommendations. If you purchase through our links, the USA Today Network may earn a commission. Prices were accurate at the time of publication but may change.
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Winning numbers drawn in Wednesday’s Ohio Pick 3 Evening  San Francisco Chronicle
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Roughly half of financial advisors hold personal investments in cryptocurrency, though in general they continue to steer their clients away from the assets. 
Half of advisors say 5% or fewer of their clients hold any cryptocurrency. Of advisors with clients who hold crypto, about half say at least some have experienced notable losses. But 70%  say at least some have experienced notable gains.
Of the advisors who personally own crypto, their holdings are likely to be between $1,000 and $50,000.
Those were among the findings in Financial Planning’s September Financial Advisor Confidence Outlook (FACO), a survey of financial advisors and planners that measures confidence in the economy and other factors.

Most advisors report that crypto remains a relatively small slice of client portfolios. However, a minority of advisors note larger allocations among select clients.
Chris Diodato, founder of WELLth Financial Planning in Palm Beach Gardens, Florida, said in an interview outside the survey that up to 40% of his clients own some amount of crypto.
“If that percentage seems high, it’s probably because my client base is primarily the Financial Independence, Retire Early community and tilts younger,” he said.
READ MORE: How teaming with relatives gives advisors an edgeSimilarly, Ramiro Marmolejo, founder of Financial Rubrics in San Antonio, Texas, said in an interview that around 30% of his clients hold some positions in crypto. He said his approach to crypto is to present it as its own asset class.
“I emphasize to my clients that they should not consider it as a real currency,” he said. “I suggest they hold it as an aggressive growth asset.”
Marmolejo said he also suggests clients treat crypto as any other investment type and not be overweighted in it.
“If they consider how it best fits into their financial plan and continue to monitor, then they should be OK, regardless of what happens in that asset class,” he said.
Kevin Newbert, a financial advisor with Ausperity Private Wealth in Moorestown, New Jersey, estimated in an interview that fewer than 10% of his clients hold crypto.
“Our largest client segment is high-income millennials that are largely in tech, consumer packaged goods and health care who have a larger interest in the asset class,” he said.
At the opposite end of the spectrum from Diodato and Marmolejo is Vincent D’Eletto, an advisor and operating manager at Investment Insight Wealth Management in South Farmingdale, New York, who said in an interview that of the over 160 households at his firm, he is the only one holding crypto in his portfolio.
“The average age of our client roster is 66 years old, so crypto isn’t exactly suitable for most of them,” he said. “For our retiree-heavy client base, we prioritize planning, liquidity and risk management over speculative growth assets. For younger investors or founders with longer horizons, crypto may be an educational topic we discuss, but it’s not a default allocation in our portfolios.”

Crypto is a particularly volatile asset, as investors have learned. Advisors in the FACO survey reported a mix of outcomes, with some experiencing notable gains, while others suffered losses.
For many, results have been relatively modest or stable.
For his clients invested in crypto, Marmolejo said it’s a “mixed bag” for returns. He said at least three of his clients lost a substantial amount due to panicking-selling in 2022.
“However, the majority of my clients who hold positions are up,” he said. “My firm did not offer any crypto options until very recently. My clients whom I recommended and who bought these offerings are up.”
READ MORE: How advisors could use agentic AI to deepen client engagementThe losses have been particularly acute for Diodato’s client base, especially with early adopters who were buying NFTs and so-called memecoins back in 2020 and 2021.
“In many cases, these losses drove folks to focus their investments on the most ‘blue chip’ currencies, such as bitcoin and ethereum, which have both done well since,” he said.
Similarly, Newbert said his firm has seen situations where clients invested in alternative coins in an attempt to get rich quickly.
“This has led to some significant losses,” he said. “We have worked these into the overall plan to take profits from other concentrated positions to be proactive with the losses that were taken and actively communicate with the client’s accountant.”

Slightly more than half of the advisors in the FACO survey said they have personal investments in cryptocurrency. Those who do have crypto holdings range from modest stakes of less than $1,000 (14%) to more than $100,000 (4%).
Most began investing in crypto recently, but 4% reported they’ve been involved for 10 years or longer.
Diodato said he personally has around $10,000 invested in bitcoin ETFs. He said he started investing in crypto last summer.
“It’s enough to participate in potential upside but not enough to steer the performance of an entire portfolio,” he said. “Yep, I was late, but the story behind bitcoin is compelling to me, especially in a world where governments don’t seem to care about budget deficits.”
D’Eletto said he made his first crypto purchase in late 2017, and today his personal allocation is approximately $60,000.
“I’ve experienced significant volatility over the last four years, which tracks with crypto’s risk profile,” he said.
For clients holding crypto, about half have experienced notable losses. But 70% have experienced notable gains, the latest Financial Advisor Confidence Outlook found.
The events for prospective clients may sound old-fashioned or too sales-focused, but marketing experts and advisors explain how they can be powerful lead tools.
Merrill accuses industry rivals of conspiring with a group of former employees to remove confidential client information and trade secrets for the formation of a new RIA.
Firms are increasingly looking to provide high net worth clients with services stretching beyond basic wealth management. The offerings include everything from help with cybersecurity to taking out complicated loans.
Many express frustration with either real or perceived doubts about clients’ concerns, but experts say they’re missing an opportunity to address them up front.
JPMorgan credits Sieg for helping to oversee the absorption of First Republic Bank and drive the firm’s revenue and net new asset figures higher.
Business goals cannot always put clients’ best interests first. Here’s why even the executives leading fast-expanding advisory firms say the critics have a point.

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RDG Mining unlocks a new XRP cloud mining one-day contract (unlimited purchases) with a yield of up to 49.73%.  Muddy River News
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July 7, 2025 Gistlover Stella News 0
Former Nigerian senator, Shehu Sani, has taken to social media to send a word of advice to Tesla boss, Elon Musk.
Reacting to Musk’s recent clash with U.S. President Donald Trump, Sani urged the billionaire to leave American politics alone and instead reconnect with his South African roots.
Posting via his X handle on Monday, the former lawmaker advised Musk to focus on his businesses and not get carried away by the hype from political supporters.
This comes after Musk publicly criticised Trump’s policy proposals, sparking a heated exchange between the two powerful figures.
He said: “Elon should leave Trump and American politics, reconcile and reconnect with his South African roots. Elon should concentrate on his businesses and not get carried away by the cheering of supporters in the comments section.
“Most times when businessmen delve into deep politics, they end up being ruined. No matter how hard you try to make your adopted country your own country, you will someday be reminded that you don’t belong.”

Copyright © 2025 Gistlover Media. All Rights Reserved

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Bonneville County Sheriff’s Office shares roundabout safety tips for National Roundabout Week  Local News 8
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