David Schwartz, Ripple’s long-serving Chief Technology Officer, announced that he will step down from his position after more than 13 years with the company. His decision marks a major leadership transition at Ripple, although he confirmed that his involvement with the XRP Ledger and the wider community will continue.
In an announcement shared on X, David Schwartz explained that he will leave his day-to-day responsibilities as CTO by the end of the year. He described his years at Ripple as one of the most significant experiences of his career, second only to family. Schwartz emphasized that stepping down does not mean stepping away from the role. He stated that he plans to remain active in technical work, developer engagement, and broader community discussions surrounding Ripple and XRP.
The smartest (and maybe the funniest) person I know. A true OG in crypto with the conviction and vision to see what others couldn’t – you are a legend. Thank you David for everything you’ve done for the industry, for Ripple and for the XRP Ledger. We are all forever grateful…… https://t.co/tt4uX4JlkV
— Brad Garlinghouse (@bgarlinghouse) September 30, 2025

Schwartz expressed gratitude to Ripple executives Brad Garlinghouse, Monica Long, and Chris Larsen, as well as Arthur Britto, who collaborated with him on the development of the XRP Ledger. He extended his thanks to the RippleX team, core ledger developers, and community contributors, noting that working with them has been an honor.
During his announcement, Schwartz reflected on his recent efforts within the XRP Ledger. He has operated his own node, published its output data, and researched applications for XRP beyond Ripple’s primary focus. He said he enjoys building, coding, and discussing use cases with developers, and he intends to continue these activities even after stepping down.
The timing of the announcement coincides with the introduction of major upgrades to the XRP Ledger, which will support greater adoption. External projects, including Flare Network, are developing ways to expand XRP’s DeFi capabilities, offering yield opportunities to token holders.
Looking ahead, Schwartz confirmed that he accepted an invitation from Chris Larsen to join Ripple’s Board of Directors. He will continue to contribute as “CTO Emeritus,” which will allow him to remain present in advisory and governance capacities while no longer managing daily operations.
Ripple’s executives responded to the announcement with strong acknowledgments of Schwartz’s impact. CEO Brad Garlinghouse described him as a “true OG in crypto” whose vision and conviction helped shape Ripple and the XRP Ledger. Garlinghouse emphasized that Schwartz’s contributions will remain central to Ripple’s history and ongoing progress.
Monica Long, Ripple’s President, credited Schwartz with innovations such as Proof of Association, the decentralized exchange, and smart escrow. She praised his creativity, integrity, and foresight, calling his role critical to building the community that supports Ripple today.
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Home> News> US News
Callum Jones
For all these years we've just assumed that winning the lottery is simply luck of the draw, and it is, right?
Well, not exactly, as a retired couple once used math to crack the lottery code and win a whopping $26 million.
But before you get any bright ideas, it's worth pointing out that you've got a better chance of getting struck by lightning than you do winning the lottery.
Statistics show that odds of winning the Powerball jackpot by matching all numbers with the white and red balls are one in 292 million.
Yep, pretty impossible, right?
Advert
However, Jerry and Marge Selbee from Evart, Michigan, found a 'loophole' in the system that would allow them to become mega-rich.
So, how did they do it?
Well, let it be known that they were only able to benefit from a specific game called the Cash Winfall – which has since been suspended after authorities realised people were exploiting it for easy cash.
So don't go quitting your jobs just yet.
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For the Selbees, however, they managed to cash in on the loophole, earning multiple and legitimate wins that made them $26 million richer in total.
It's quite the star story given that they had initially retired in their early 60s with no plan other than to put their feet up and 'enjoy life', as they explained in an episode of CBS News' 60 Minutes Overtime.
In Cash Winfall, if the jackpot reached $5 million and no one matched all six numbers, the money would 'roll down' to the lower-tier prize winners.
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And since Jerry has always possessed what he calls a 'head for math', with a bachelor's degree in the subject, it only took a few minutes before he realised that this was a unique game.
Though he explained his exact tactic in detail, you're going to need some serious math literacy to understand what he's saying – see what you think.
"If I played $1100, mathematically I'd have one four-number winner – that's 1000 bucks." he said.
"I divided 1100 by six instead of 57, because I did a mental quick dirty, and I come up with 18. So I knew I'd have either 18 or 19 three-number winners, and that's 50 bucks each.
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"At 18, I got $1000 for a four-number winner, and I got 18 three-number winners worth $50 each, so that's 900 bucks.
"So I got $1100 invested and I've got a $1900 return."
Phew. Even if you didn't understand all of that, it's easy to see that a $800 return on a $1100 investment is pretty damn good.
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The first time Jerry trialled the plan, he went all in buying $3600 worth of Winfall tickets – and his trick worked, earning the couple $6,300.
The next time, he bought $8,000 worth of tickets and nearly doubled the investment. This cycle continued, and before long they began playing with hundreds of thousands of dollars.
They even got their kids and close friends involved, only for the Winfall game to close down in Michigan.
But they just continued to cash in by playing it in Massachusetts where it was still being offered.
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"It is actually just basic arithmetic," added Jerry. "It gave you the satisfaction of being successful at something that was worthwhile to not only us personally but to our friends and our family."
Eventually their plan was foiled after the Boston Globe got a tip that the lottery game was being scammed, and it was shut down by the Massachusetts Lottery.
But it was 2011 at this point, and the Selbees and their loved ones had already made their fortune.
Advert
Although authorities launched an investigation into the matter, they soon realised the couple hadn't committed any crimes whatsoever – they had simply discovered a loophole.
Their story is so larger than life that it became the subject of a feature film named Jerry & Marge Go Large, which was released last year and stars Bryan Cranston.
If you'd like to see the unlikely plot unfold on the big screen, the movie is available to watch on Paramount Plus.
Topics: US News, Money
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Crispus Nyaga is a financial analyst, coach, and trader with more than 8 years in the industry. He has worked for leading companies like ATFX, easyMarkets, and OctaFx. Further, he has published widely in platforms like SeekingAlpha, Investing Cube, Capital.com, and Invezz. In his free time, he likes watching golf and spending time with his wife and child….

Bitcoin price has bounced back this week as demand from American investors has rebounded. The BTC/USD pair has jumped in the last three days and is hovering at its highest point since September 22.
Bitcoin has rebounded as investors moved to buy spot Bitcoin ETFs. Data compiled by SoSoValue shows that these funds have accumulated almost $1 billion in assets this week, bringing its cumulative inflows to over $57 billion.
BlackRock’s IBIT ETF has accumulated over $87.6 billion in assets after having $60.7 billion in inflows. It is followed by Fidelity, Grayscale, and Cathie Wood’s Ark Invest.

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Bitcoin price has also done well as investors move to safe-haven assets as the US government shuts down. This explains why the US dollar index has slipped and the gold price has jumped to a record high this week.
Meanwhile, crypto investors are talking about Uptober, when most cryptocurrencies do well. Historically, the fourth quarter is Bitcoin’s best period, with its average return since 2013 being over 80%.
The next key catalyst for the BTC/USD pair will be the upcoming ADP jobs report. A weak jobs report will be bullish for Bitcoin as it will boost the odds of Fed cuts.
The daily timeframe chart shows that the BTC/USD pair has rebounded in the past few days. It moved from a low of 108,237 on September 25 to 114,500.
Bitcoin price has formed a double-bottom pattern whose neckline is at $117,800. Also, it moved above the 50-day Exponential Moving Average (EMA) and the 23.6% Fibonacci Retracement level.
The BTC/USD pair has jumped above the Major S/R Pivot Point of the Murrey Math Lines at 112,500. Therefore, the most likely scenario is where the pair will rebound and initially hit the neckline at $117,800.
A move above that resistance will point to more gains, potentially to the psychological point at 120,000. On the other hand, a drop below the support at 112,000 will invalidate the bullish outlook and point to more downside.
Ready to trade our free Forex signals? Here are the best MT4 crypto brokers to choose from.
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SEC’s tokenized stock push has unclear benefits for crypto: Dragonfly Exec  Cointelegraph
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Crappie anglers Bob Gist and Brad Carlisle with a boat full of rescued fox hounds.
Two anglers and their fishing guide rescued 38 hounds that the men found desperately treading water in the middle of a 90,000-acre Mississippi lake earlier this month.
Bob Gist and Brad Carlisle set out for a day of crappie fishing on Grenada Lake on June 8 with Jordan Chrestman, who runs Tri-Lake Guide Service
in Calhoun City, Mississippi. They’d been on the water only a short time when Gist spotted something odd in the distance. He asked Chrestman what he was seeing, according to Jonesboro Right Now
, and Chrestman yelled, “I think those are dogs!” 
Chrestman motored closer to investigate, and the men were astounded to find dozens of hounds wearing electronic collars and struggling to stay afloat as they paddled randomly in different directions. And they were a long way from dry ground.
“The dogs were at least a mile offshore,” Gist told the news organization. “The way their heads were in the water, there’s no way they could see the shore. They were dog paddling and completely lost.”
Gist estimated that the dogs had been in the water 15 or 20 minutes, and they weren’t going to survive without help. The men began hauling them into the small bass boat; when they got 27 of the hounds aboard, there was no room for more. So they made a run to shore and returned for the remaining 11. By then, some of the hounds had been in the water for 45 minutes to an hour.
Gist, of Jonesboro, Arkansas, and Carlisle, of Covington, Tennessee, are both State Farm Insurance agents. That led to a lot of jokes online quoting the company’s ad slogan about good neighbors being there when needed. But the real hero is Chrestman, Gist told the Associated Press
. “If it wasn’t for Jordan, there would have been 38 dead dogs,” he said.
The hounds were reunited with their owners, who explained that they were in the middle of a fox hunt when a deer jumped up, plunged into the lake, and swam away with the dogs in hot pursuit. Gist said the grateful hunters offered reward money, but Chrestman declined, suggesting the men pay it forward by helping someone else in need.
Gist and Carlisle went back to crappie fishing, and even boated a few—though that must have seemed like small fry compared to a limit of hounds. “We didn’t reel in a lot of fish,” Gist told Rick Karle Good News
, “but we reeled in a lot of dogs.”
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The Florida Lottery offers several draw games for those hoping to win one of the available jackpots. Here’s a look at the winning numbers for games played on Tuesday, Sept. 30, 2025
04-08-27-37-63, Mega Ball: 14
Check Mega Millions payouts and previous drawings here.
11-13-15-16-18-30
Check Jackpot Triple Play payouts and previous drawings here.
29-34-37-50-56, Cash Ball: 01
Check Cash4Life payouts and previous drawings here.
Midday: 08-13-18-25-32
Evening: 16-22-26-28-29
Check Fantasy 5 payouts and previous drawings here.
Morning: 04
Matinee: 11
Afternoon: 14
Evening: 12
Late Night: 05
Check Cash Pop payouts and previous drawings here.
Midday: 6-4, FB: 2
Evening: 9-7, FB: 5
Check Pick 2 payouts and previous drawings here.
Midday: 3-2-2, FB: 2
Evening: 8-7-6, FB: 5
Check Pick 3 payouts and previous drawings here.
Midday: 9-0-9-8, FB: 2
Evening: 5-6-1-1, FB: 5
Check Pick 4 payouts and previous drawings here.
Midday: 4-9-7-7-3, FB: 2
Evening: 8-8-8-8-8, FB: 5
Check Pick 5 payouts and previous drawings here.
Tickets can be purchased in person at any authorized retailer throughout Florida, including gas stations, convenience stores and grocery stores. To find a retailer near you, go to Find Florida Lottery Retailers.
Feeling lucky? Explore the latest lottery news & results
You also can claim your winnings by mail if the prize is $250,000 or less. Mail your ticket to the Florida Lottery with the required documentation.
If you’re a winner, Florida law mandates the following information is public record:
This results page was generated automatically using information from TinBu and a template written and reviewed by a Florida digital producer. You can send feedback using this form.

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The Wisconsin Lottery offers multiple draw games for those aiming to win big. Here’s a look at Sept. 30, 2025, results for each game:
04-08-27-37-63, Mega Ball: 14
Check Mega Millions payouts and previous drawings here.
Midday: 7-7-6
Evening: 2-8-7
Check Pick 3 payouts and previous drawings here.
Midday: 1-2-8-0
Evening: 4-6-3-6
Check Pick 4 payouts and previous drawings here.
Midday: 01-07-08-09-10-12-13-14-16-18-19
Evening: 01-02-07-08-14-16-17-18-20-21-22
Check All or Nothing payouts and previous drawings here.
03-05-07-15-20
Check Badger 5 payouts and previous drawings here.
10-11-18-20-35-36, Doubler: N
Check SuperCash payouts and previous drawings here.
Feeling lucky? Explore the latest lottery news & results
No, according to the Wisconsin Lottery. Due to the state’s open records laws, the lottery must, upon request, release the name and city of the winner. Other information about the winner is released only with the winner’s consent.
That lucky feeling: Peek at the past week’s winning numbers.
Feeling lucky? WI man wins $768 million Powerball jackpot **
WI Lottery history: Top 10 Powerball and Mega Million jackpots
This results page was generated automatically using information from TinBu and a template written and reviewed by a Wisconsin editor. You can send feedback using this form.

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1. Here’s How a Government Shutdown Works  The New York Times
2. Government headed to a shutdown after last-ditch vote fails in Senate  AP News
3. LIVE: US government shutdown starts as Trump threatens mass layoffs  Al Jazeera
4. It’s official: White House orders federal agencies to shut down  Politico
5. See which Democrats broke ranks to fund the government  USA Today

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Best Memecoin Presales to Look Out For in 2025  CryptoDnes.bg
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4 Best Crypto Coins in 2025 Already Beating Market Expectations: BlockDAG, Avalanche, Hedera & Pi Network!  BlockchainReporter
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