Non-dilutive financing allows companies to secure funding without giving up equity. In the realm of cryptocurrency, this often means utilizing assets like Bitcoin as collateral for loans. This model is becoming increasingly popular, allowing businesses to access capital while maintaining complete control over their operations and future profits.
Take, for instance, the recent $100 million Bitcoin-backed credit facility offered to CleanSpark by Coinbase Prime. This instance illustrates how non-dilutive financing can enable crypto startups to scale without the apprehension of diluting ownership. Such a strategic maneuver proves crucial, especially in a volatile market where asset control is essential for sustainability.
Bitcoin-backed borrowing functions by enabling businesses to put their Bitcoin possessions up as collateral for loans. CleanSpark’s $100 million credit facility allows the firm to finance its mining expansion while retaining its Bitcoin holdings. This method of financing is attractive as it provides rapid access to capital, which startups desperately need to capitalize on market prospects.
The mechanics typically involve a lender evaluating the collateral’s Bitcoin value and deciding the loan amount based on that valuation. To mitigate liquidation risks, borrowers must uphold a certain collateralization ratio, especially in circumstances where Bitcoin’s value may plunge. This arrangement allows firms to leverage their crypto assets without liquidating them, thus preventing taxable occurrences and preserving investment potential.
Bitcoin-backed loans undoubtedly come with advantages; however, they also bear substantial risks:
Market Volatility: The inherent price fluctuations in the cryptocurrency market are notorious. A rapid decline in Bitcoin’s value can lead to margin calls or forced liquidations. This volatility can inflict significant monetary losses if mismanaged.
Regulatory Uncertainty: The evolving regulatory landscape introduces compliance risks for firms relying on crypto-backed loans. Non-compliance with AML and KYC regulations can result in legal issues and operational setbacks.
Market Perils: The largely unregulated crypto arena heightens the risk of fraud and defaults. Hence, firms must be discerning when evaluating creditworthiness in this terrain.
Operational Vulnerabilities: Cybersecurity threats and lack of transparency in DeFi platforms can amplify risks. Lax security practices can lead to theft or scams, complicating the financial situation for crypto startups.
Liquidity Complications: Sudden market downturns can restrict liquidity, disrupting trading and causing distress in crypto markets. This could spill into broader financial systems, impacting businesses relying on Bitcoin-backed loans.
Despite these risks, Bitcoin-backed loans can offer notable benefits for crypto startups:
Capital Access Without Asset Liquidation: Startups can tap into funds without selling their Bitcoin, maintaining long-term asset exposure. This can be advantageous in a market where Bitcoin’s value could rise over time.
Speed and Flexibility: Bitcoin-backed loans often permit more rapid access to capital than traditional funding methods. This flexibility allows startups to respond to market dynamics and manage cash flow effectively.
No Taxable Events: Loans do not necessitate Bitcoin sales, enabling startups to avert capital gains taxes and preserve funds for reinvestment.
Support for Innovation Ecosystems: In regions with crypto-friendly regulations, Bitcoin-backed loans are driving a new wave of blockchain and crypto startups. This financing alternative can facilitate business growth without the restrictive conditions common in VC or bank loans.
Institutional Engagement: As banks and financial institutions begin to enter the Bitcoin-backed lending field, startups can gain enhanced legitimacy and access to new revenue avenues.
To mitigate Bitcoin-backed loan risks, companies can explore various alternative funding strategies:
Revenue-Based Financing (RBF): Firms can repay investors a percentage of their monthly revenue, avoiding equity dilution and providing flexible repayment terms. However, it requires revenue transparency and is mainly limited to profitable firms.
Decentralized Finance (DeFi) Business Loans: Blockchain-based lending platforms offer global accessibility and fast approval without conventional credit checks. Risks include crypto volatility and regulatory uncertainty.
Traditional Personal Loans and Credit Cards: Though pricier, these methods can offer unsecured funding with extended repayment periods.
Selling Crypto Assets: Companies can raise funds by liquidating crypto holdings, though this may result in tax implications.
Bitcoin Treasury Companies Model: Public companies can amass capital through preferred stock or convertible bonds to add to their Bitcoin reserves without collateralizing coins. This approach allows for flexible funding while avoiding forced liquidation.
The outlook for Bitcoin-backed financing appears bright, especially with burgeoning institutional adoption and market maturation. While Bitcoin’s volatility remains a concern, the trend of lower volatility may stabilize Bitcoin-backed credit facilities.
This development could draw more institutional investors, enhancing Bitcoin’s collateral legitimacy. Nonetheless, vigilance regarding risks remains paramount. Efficient risk management and regulatory adherence will be critical in maneuvering the intricacies of crypto. As the landscape evolves, Bitcoin-backed loans could significantly influence the financing realm for crypto startups, thereby nurturing innovation and development.
In summary, Bitcoin-backed loans usher both opportunities and hurdles for crypto startups. By comprehending the risks and examining alternative financing avenues, companies can leverage these loans for growth while adeptly navigating the volatile crypto market.

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Crypto Price Prediction Today 11 July – XRP, Pi Coin, Dogecoin  Cryptonews
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XRP faced a brutal start to the week, plunging to a session low of $2.6935, its lowest level since July 12.
Notable tailwinds have failed to snap the current downtrend, extending into a five-day losing streak. Notably, XRP has been on the retreat since the Fed cut interest rates on Wednesday, September 17. While the FOMC Economic Projections signaled two further rate cuts in October and December, sticky inflation challenges the Fed’s dovish rate path.
A stronger US dollar has complicated the picture for XRP and the broader crypto market. 10-year US Treasury yields climbed for the fourth consecutive session, supporting the US Dollar Index’s rebound from a September 17 low of 95.804. The DXY closed at 97.335 on Monday, September 22.
While currently up 2.73% for the month, XRP’s five-day losing streak risks consecutive monthly losses. The token dropped 8.14% in August despite the SEC and Ripple withdrawing their appeals and the resolution of the SEC vs. Ripple case.
Monday’s losses came despite tailwinds circulating ahead. October could potentially be a historic moment for XRP, with spot ETF final deadline decisions looming.
21Shares, Bitwise, Canary Capital, CoinShares, Franklin Templeton, Grayscale, and WisdomTree have XRP-spot ETFs pending an SEC decision. Except Franklin Templeton, the ETF issuers have final decision deadlines ranging from October 18 to October 25. The SEC could potentially approve all seven spot ETFs on October 18 to avoid giving some issuers a first-to-market advantage.
The launch of an XRP-spot ETF market could coincide with a surge in retail demand for alternative assets. On Monday, September 22, Republican party members of the US House Committee on Financial Services, chaired by Rep. French Hill, sent a letter to SEC Chair Paul Atkins.
Nine Republican lawmakers signed a letter addressed to Chair Atkins, expressing their support for President Trump’s August 7 Executive Order, ‘Democratizing Access to Alternative Assets for 401(K) Investors.’ The letter stated:
“We encourage the SEC to provide swift assistance to the Secretary of Labor and to make any necessary revisions to its current regulations and guidance. We also request the SEC review bipartisan legislation being advanced in the 119th Congress concerning accredited investors.”
The lawmakers underscored the potential impact of crypto investments qualifying for 401(K)s, stating:
“We are hopeful that such actions will help the 90 million Americans that are currently restricted from investing in alternative assets to secure a dignified, comfortable retirement.”
Unlocking crypto to 401(k)s, further Fed rate cuts, and the approval of XRP-spot ETFs could create a perfect storm for the token.
Nate Geraci, President at NovaDius Wealth Management, commented:
“A record $7.7 tril currently parked in money market funds… Average yield = 4.1%. If rates continue to decline, does that $$$ look to find a home elsewhere? If so, where does it go?”
XRP slid 4.06% on Monday, September 22, following Sunday’s 0.09% loss, closing at $2.854. Tracking the broader market trend (-3.13%), the five-day losing streak left XRP well below the key $3 level. Traders are watching the following technical levels:
In the near term, several key price catalysts could drive price action:
The balance of inflows, regulatory developments, and institutional appetite will determine whether XRP tests lower supports or breaks higher resistance.
Bearish Scenario
These bearish events could push XRP below $2.8, exposing $2.5, the next key support level.
Bullish Scenario
These catalysts could drive XRP toward $3. A break above $3 may pave the way toward $3.2. A sustained move above $3.2 could open the door to testing $3.335.
The Market Structure Bill and XRP-spot ETF approvals could trigger a recovery, potentially sending the token to fresh highs. However, ongoing delays to spot ETF approvals and regulatory roadblocks may drag prices toward key support levels.
Analysts will closely monitor how regulatory and economic risks affect XRP’s trajectory in the coming weeks.
With over 28 years of experience in the financial industry, Bob has worked with various global rating agencies and multinational banks. Currently he is covering currencies, commodities, alternative asset classes and global equities, focusing mostly on European and Asian markets.
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Top 6 Uterine Fibroid Questions, Answered by an Expert  UW Medicine
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The Powerball winning numbers are in for the Monday, Sept. 22 drawing with a jackpot back to $113 million ($52.5 million cash value).
The largest winning Powerball jackpot ticket sold in Michigan was worth $842.4 million and sold in January 2024 at Food Castle in Grand Blanc.
The winning numbers from the Monday, Sept. 22 drawing are 3, 29, 42, 46 and 59. The Powerball was 15. The Power Play multiplier was 3x.
Check back to see if anyone won the Powerball jackpot.
The next Powerball drawing is Wednesday, Sept. 24. Drawings are held at 10:59 p.m. every Monday, Wednesday and Saturday.
In Michigan, in-store and online ticket sales are available until 9:45 p.m. on the night of the draw.
Powerball costs $2 to play. For an additional $1 per play, the Power Play feature can multiply non-jackpot prizes by two, three, four, five or 10 times.
The complete guide to winnings is:
The overall odds of winning the Powerball jackpot are 1 in 292.2 million.
Powerball drawings are broadcast live every Monday, Wednesday and Saturday at 10:59 p.m. from the Florida Lottery draw studio in Tallahassee. Drawings are also lived streamed on Powerball.com. The winning numbers are posted to the Powerball and Michigan Lottery websites.
In-store Powerball purchasers can select the Double Play option to use their numbers in a second drawing immediately following the regular Powerball drawing for a chance to win additional prizes up to $10,000,000. Players can add the Double Play feature to their Powerball ticket for an additional $1 per play.
The Powerball Double Play drawing takes place between 11:30 and 11:40 p.m.
The Power Play multiplier does not apply to prizes won in the Double Play drawing.

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By Clinton
Key Takeaways
Ripple introduced a new development roadmap for the XRP Ledger (XRPL), focusing on lending, compliance, and RWA tokenisation.
The upgrades include a native lending protocol, a new Multi-Purpose Token (MPT) standard, and decentralised identity verification tools.

Ripple plans to integrate Zero-Knowledge Proofs (ZKPs) in 2026 to enhance confidentiality and attract regulated institutions.
Ripple has revealed a new development roadmap for the XRP Ledger (XRPL), positioning itself as a serious contender in the decentralised finance (DeFi) space. Announced on September 22, 2025, the roadmap outlines major protocol-level upgrades set to arrive with XRPL Version 3.0.0, pending validator approval.
The move signals Ripple’s intention to transform XRPL into a competitive hub for real-world asset (RWA) tokenisation and regulated on-chain financial services. With demand for compliant and scalable blockchain infrastructure on the rise, Ripple is taking direct aim at enterprise-grade platforms in the ongoing race to attract institutional adoption.
At the heart of Ripple’s new roadmap is a native lending protocol, detailed in the XLS-66 specification. Unlike third-party DeFi applications, this lending functionality will be embedded directly at the ledger level, enabling pooled lending and underwritten credit on-chain. Ripple says this design creates a more secure and compliant environment for institutions exploring blockchain-based credit markets.
The roadmap also introduces the Multi-Purpose Token (MPT) standard, which expands XRPL’s tokenisation capabilities beyond simple fungible or non-fungible assets. MPTs are designed to represent complex financial instruments, such as bonds, structured products, and tokenised debt.
In terms of compliance, Ripple highlighted two recently implemented features:
Together, these features reflect Ripple’s focus on building blockchain rails that meet the operational and regulatory needs of traditional finance players.
Looking ahead, Ripple plans to introduce Zero-Knowledge Proofs (ZKPs) into the XRPL infrastructure. ZKPs are cryptographic tools that allow transactions to be verified without revealing sensitive details, enabling confidential transactions.
The first application will be confidential Multi-Purpose Tokens (MPTs), scheduled for early 2026. These tokens could provide institutions with the necessary privacy assurances to tokenise sensitive financial assets without compromising regulatory oversight.
By adding ZKPs, Ripple aims to keep pace with other enterprise-focused blockchains that are also pursuing confidentiality as a cornerstone of institutional DeFi.
The upgrades represent Ripple’s most significant DeFi-focused push to date, but competition is fierce. XRPL’s upcoming native lending protocol will go head-to-head with existing decentralised credit solutions like Aave on Polygon and Trader Joe on Avalanche, which already have strong user bases.
Similarly, Ripple’s entry into the multi-trillion-dollar RWA tokenisation market puts it up against ecosystems that thrive on Ethereum Virtual Machine (EVM) compatibility. While Ripple is betting on the efficiency of a protocol-native approach, Ethereum’s broader ecosystem of applications and developers gives it a strong advantage in flexibility and adoption.
Still, Ripple’s emphasis on compliance, security, and privacy could carve out a niche in regulated finance. If financial institutions adopt XRPL’s new tools, it could mark a significant shift in how RWAs are issued and traded on-chain.
More News: Finary Raises $29.37M Series B to Redefine Money Management with AI.
Ripple’s roadmap illustrates a clear strategy: build infrastructure that appeals to regulated financial firms while offering advanced DeFi capabilities. With tools like on-chain credit markets, advanced token standards, compliance frameworks, and upcoming ZKPs, Ripple is laying the groundwork to challenge competitors and expand XRPL’s footprint in institutional finance.
The success of this effort will ultimately hinge on adoption. If Ripple can attract liquidity and establish partnerships with major financial institutions, XRPL could emerge as a leading platform in the next phase of blockchain-based finance.
To stay updated on crypto funding news and trends, visit our venture capital news section for more insights.
Clinton
Clinton Nwachukwu is a crypto and finance writer with an MBA in Artificial Intelligence and 6+ years of experience creating content for leading global brands. He turns complex topics into clear, actionable insights for readers worldwide.
Disclaimer
VentureBurn is a media platform covering the latest in cryptocurrency, artificial intelligence, venture capital, and the startup ecosystem. Opinions expressed on VentureBurn are for informational purposes only and do not constitute investment advice. Before making any high-risk investments in digital assets or emerging technologies, readers should conduct their own due diligence. All transactions and financial decisions are made at your own risk, and any losses incurred are solely your responsibility. VentureBurn does not endorse or recommend the buying or selling of any digital assets and is not a licensed investment advisor. Please note that VentureBurn may participate in affiliate marketing programs.

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Leading coins diverged from stocks on Monday as ‘Fear’ sentiment gripped the cryptocurrency market.
Bitcoin fell below $113,000 and spent the rest of the day in the $112,000 region. Bitcoin spot exchange-traded funds recorded net outflows of over $360 million on Sept. 22, according to SoSo Value.
Similarly, Ethereum plunged to an intraday low of $4,092.40 and wobbled in the $4,100-$4,200 zone.
Bitcoin and Ethereum, which reached all-time highs last month, are down 9.59% and 15.6%, respectively, since their peak.
Liquidations in the last 24 hours hit $1.5 billion, with $1.34 billion in long positions wiped out.
Bitcoin’s open interest dipped by 1% in the last 24 hours, while funds locked in Ethereum derivatives plunged 7%. Interestingly, the percentage of Binance traders going long on Bitcoin increased to 59% from 55%, according to the Long/Short Ratio.
"Fear" sentiment gripped the cryptocurrency market, according to the Crypto Fear & Greed Index.
Top Gainers (24 Hours) 
The global cryptocurrency market capitalization stood at $3.89 trillion, following a contraction of 3.09% in the last 24 hours.
Stocks clocked fresh highs on Monday. The Dow Jones Industrial Average rose 66.27 points, or 0.14%, to settle at 46,381.54. The S&P 500 climbed  0.44% to finish at 6,693.75, while the tech-heavy Nasdaq Composite rallied 0.70% to finish at 22,788.98.
The rise was fueled by Nvidia Corp. NVDA, whose shares rose 3.93% after the chipmaker announced an investment of up to $100 billion in OpenAI.
Investors will keep an eye on the personal consumption expenditures price index, the Federal Reserve’s preferred inflation gauge, which is set to be released on Friday, for indications regarding monetary policy. 
Bitcoin has spent the early week trapped between $112-113,000, with volatility limited to a $107,000 downside liquidation pool and a $118-122,00 upside cluster, on-chain analytics firm CryptoQuant noted.
CryptoQuant said that “hot labor and sticky inflation” could drag BTC below $107,000. On the other hand, a softer print could push it to the range between $118,000 and $122,000.
Widely followed stock and cryptocurrency market analyst Heisenberg, highlighted a crucial $3,900-$4,100 support zone for Ethereum, adding that maintaining this level is essential for bullish momentum.
Read Next:    
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Pi Network (PI) is back in the headlines after months of silence. While many holders continue waiting for open mainnet access, analysts are finally putting some concrete numbers to Pi Network price prediction models.
In the meantime, traders are already rotating into other low cap crypto gems that are showing actual traction.
The current market value of Pi Coin sits in limbo, with IOUs (informal trading tokens) on centralized exchanges pricing it between $35–$40, despite no official listing. Analysts caution that once real market trading begins, prices could sharply adjust to reflect supply, utility, and liquidity.

Source: TradingView
Bearish models expect $0.33–$0.55, citing inflationary supply and slow roadmap execution. Neutral scenarios see Pi landing near $0.75, assuming gradual mainnet adoption. Bullish predicts a breakout to $1.00–$1.25 by late 2025 if open mainnet launches and utility improves.
So far, Pi’s closed mainnet has stifled momentum. Until full withdrawals are unlocked and listings go live, most predictions remain positive.

While Pi Coin holders wait on promises, Remittix (RTX) is shipping real features. This PayFi project has already processed live testnet transfers in over 30 countries and just crossed $17.5 million in early-stage funding. Built on Ethereum and audited by CertiK, it’s quickly becoming one of the best crypto to buy now for investors seeking crypto with real utility.
Remittix (RTX) is already outperforming most new altcoins this year and is being tipped as the next 100x crypto by multiple analysts. Unlike Pi, it’s not relying on hype, it’s delivering.
The Pi Network price prediction story hinges entirely on one event: open mainnet. If it doesn’t happen soon, the project risks fading from relevance. Even in the best case, competition from faster, more accessible platforms will be fierce.

On the other hand, Remittix has momentum, utility, and actual users. If you’re searching for the best crypto to invest in before the next bull run fully ignites, smart money might already be looking past Pi. Want early access to Remittix? Now’s the time to act before listings drive the next wave of attention.
Website: https://remittix.io/
Socials: https://linktr.ee/Remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

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1. Supreme Court allows Trump firing of FTC commissioner, accepts case for December argument  ABC News – Breaking News, Latest News and Videos
2. Supreme Court Allows Trump to Fire F.T.C. Commissioner  The New York Times
3. Supreme Court agrees to reconsider precedent that limits who Trump can fire  CNN
4. Supreme Court lets Trump fire FTC’s Slaughter for now  CNBC
5. Supreme Court dusts back administrative state in win for Trump, blow to Biden-appointed FTC commissioner  Fox News

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Winning numbers drawn in Monday’s Ohio Pick 4 Evening  Connecticut Post
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