Ripple CTO David Schwartz has recently addressed a misconception about XRP Ledger's UNL. A unique node list (UNL) refers to a server's list of trusted validators.
An X user said in a tweet that he was unable to change trusted validators in his public XRP-GUI wallet, indicating that he was looking to use a UNL outside that provided by Ripple. He also posed the question, "99% of the population is reliant on the UNL that Ripple publishes, what is stopping them from manipulating the UNL?"
The UNL affects the way the network makes forward progress. Wallets just observe that. And manipulating the UNL to do what? If nodes don't agree with the validators on their UNL, the network halts.
This tweet attracted a response from Ripple CTO David Schwartz, who clarified the essence of UNL to the XRPL network. Schwartz responded that UNL affects the way the network makes forward progress, and wallets also observe this, answering the X user's question of why trusted validators could not be changed.
Squashing concerns about a potential network manipulation, Schwartz added that if nodes do not agree with the validators on their UNL, the network halts.
Every XRP Ledger server is natively configured with a UNL, which determines which validation votes it listens to and which votes it throws out during the consensus process.
Why it matters
Each server operator has full control over which validators are included in their UNL.
However, if two servers operate with totally different UNLs, they are likely to reach different conclusions about when ledgers (and the transactions in them) are validated. This could cause a fork in the network with parties on different sides unable to mutually agree and transact with one another.
To avoid forking, servers on XRP Ledger are required to be configured with UNLs that have a high degree of overlap with one another.
To make it easier to get a different and reliable list of validators that has high overlap with others, XRP Ledger utilizes a system of recommended validator lists. Currently, the default configuration for XRP Ledger servers uses two lists: one published by the XRP Ledger Foundation and one published by Ripple. The term default UNL (sometimes abbreviated dUNL) refers to the set of validators included in these lists.
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As the crypto market heats up in late 2025, investors are looking for the best crypto presale opportunities combined with the most promising AI crypto presale projects. Solana, a leading Layer 1 blockchain, is trading near $193 and poised for growth with potential upside to $225-$230 in the coming weeks.
Meanwhile, Blazpay is capturing attention with its Phase 2 presale at $0.0075, offering innovative AI utilities such as Unified Services and Conversational AI. Together, these projects represent a strategic combination of stability, innovation, and high-growth potential for those exploring top AI crypto coins and the next wave of crypto AI investments.
Blazpay (BLAZ) is emerging as one of the most dynamic top AI crypto coins of 2025. Its Phase 1 presale is completed, with over 40 million tokens sold and $250,000+ raised. The Phase 2 price increase to $0.0075 incentivizes early participation.
Beyond price speculation, Blazpay integrates AI-powered Multichain technology, allowing users to interact seamlessly across Ethereum, Solana, Polygon, and BNB Chain. This cross-chain capability simplifies swaps, bridges, and portfolio management, positioning Blazpay as a key player in the evolving AI-driven decentralized finance ecosystem.
One of Blazpay’s standout features is Unified Services, which consolidates multiple DeFi functions into a single, intuitive interface. Investors can stake, swap, track portfolios, and access NFT marketplaces without navigating separate platforms. This utility enhances usability, reduces friction, and increases adoption, making Blazpay a highly practical choice for both beginners and experienced users seeking efficient exposure to crypto AI projects.

Blazpay’s Conversational AI utility adds another layer of innovation by acting as an intelligent assistant for crypto management. Users can query market trends, receive portfolio insights, and execute trades via natural language commands. This tool transforms traditional DeFi engagement into a user-friendly experience, attracting retail investors while demonstrating how AI integration is reshaping decentralized finance.
Investors can participate in Blazpay’s presale through the official website. Start by connecting a compatible wallet such as MetaMask, Trust Wallet, or Coinbase Wallet. Fund the wallet with USDT, USDC, or ETH, then select the number of BLAZ tokens to purchase at $0.0075. Confirm the transaction, and the tokens will be deposited in your wallet. From there, users can access AI utilities, Unified Services, and Conversational AI features through the Blazpay app, unlocking the full potential of this AI crypto presale.
For investors aiming for high-growth exposure in 2025, allocating the full $2,000 to Blazpay offers a focused strategy to maximize returns from its AI-powered DeFi ecosystem. At the current Phase 2 presale price of $0.0075, this investment secures around 266,666 BLAZ tokens, positioning investors early in one of the most promising AI crypto projects of the year.
As Blazpay’s ecosystem expands through Gamified Rewards, Perpetual Trading, and Multichain utilities, token demand is expected to rise sharply. With projections suggesting a potential price range of $0.25-$0.30 post-adoption, this allocation could grow substantially. Investing solely in Blazpay allows investors to capture the full upside of an AI-driven presale positioned to redefine decentralized finance through innovation, engagement, and utility.

Solana continues to impress investors with its high throughput and Proof of History consensus, maintaining a market capitalization of around $90.2 billion and daily volumes near $9.37 billion. Technical indicators show cautious optimism, with SOL trading above $190 but below the 50-day average of $216. Analysts forecast short-term fluctuations between $202 and $209, with potential growth toward $219 by December 2025. Longer-term projections see Solana possibly exceeding $400 as adoption increases, supported by decentralized applications, NFT marketplaces, and social finance platforms built on its network. With a moderate ROI of 2.5-3.7% in the near term, Solana remains a compelling layer 1 crypto presale benchmark.
Beyond price performance, Solana continues to drive adoption through its high-performance blockchain infrastructure. Developers are leveraging Solana to launch decentralized applications, NFT platforms, and SocialFi projects that benefit from low transaction fees and fast confirmation times. These real-world applications contribute to network activity, liquidity, and long-term investor confidence. As adoption expands, Solana’s ability to support scalable, efficient dApps positions it as a key Layer 1 network, enhancing its status among the best crypto AI coins and increasing its appeal to institutional and retail investors alike.
Solana provides the reliability of a high-cap Layer 1 blockchain, while Blazpay introduces cutting-edge AI utilities like Unified Services and Conversational AI, designed to maximize investor engagement and returns. For those exploring the best layer 1 crypto presale and top AI crypto coins, Blazpay offers a unique opportunity to participate in the next generation of decentralized finance.
Take Action Today: Secure your Phase 2 Blazpay tokens at $0.0075 via https://blazpay.com and explore AI-powered utilities that are shaping the future of crypto.
Alt Text – Blazpay – AI crypto presale

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Beware the bubble in bitcoin treasury companies  MoneyWeek
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Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer. The Motley Fool reaches millions of people every month through our premium investing solutions, free guidance and market analysis on Fool.com, top-rated podcasts, and non-profit The Motley Fool Foundation.
Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer. The Motley Fool reaches millions of people every month through our premium investing solutions, free guidance and market analysis on Fool.com, personal finance education, top-rated podcasts, and non-profit The Motley Fool Foundation.
Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer. The Motley Fool reaches millions of people every month through our premium investing solutions, free guidance and market analysis on Fool.com, top-rated podcasts, and non-profit The Motley Fool Foundation.
Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer. The Motley Fool reaches millions of people every month through our premium investing solutions, free guidance and market analysis on Fool.com, personal finance education, top-rated podcasts, and non-profit The Motley Fool Foundation.
You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More
Key Points
Could index investing be coming for crypto?
On Oct. 7, S&P Global (SPGI 0.35%) launched its new S&P Digital Markets 50 Index. This is a new market cap-weighted index from S&P Dow Jones Indices that will track a basket of 50 cryptocurrencies and crypto-related stocks. In theory, it should give investors a quick snapshot look at how the broader crypto ecosystem is performing.
Some have already hailed the new index as a potential game-changer for the crypto and blockchain space. But is it really? Here’s what you need to know.
Image source: Getty Images.
S&P Dow Jones is best known for its S&P 500 Index (^GSPC 0.53%), which is arguably the most famous stock market index in the world. If investors want to know how “the market” is doing, they check out the S&P 500. If they want to track the market, they invest in exchange-traded funds (ETFs) and mutual funds that track the S&P 500.
So it’s understandable why the term “game-changer” is being thrown around right now. Arguably, for crypto investing to go fully mainstream, it needs to be as approachable and accessible as investing in stocks. That’s where the S&P Digital Markets 50 Index could play a big role, making it much easier for investors to track the crypto market.
That being said, it’s important to point out that there have been other attempts to create similar types of crypto indices. For example, in November 2024, Coinbase Global (COIN 1.72%) launched its Coinbase 50 Index.
Typically, though, any “crypto index” focuses either on cryptocurrencies or on crypto-related stocks, but not both of them at the same time. That’s what makes the new S&P crypto index so unique: It is truly a hybrid index, tracking both cryptocurrencies and crypto stocks.
The launch of the S&P Digital Markets 50 Index could lead to the introduction of new ETFs and mutual funds that track the crypto space. With just a single click, investors will be able to get immediate exposure to a broad basket of cryptocurrencies and crypto-related stocks.
That will make it much easier for investors to diversify their portfolios. And they won’t have to worry about using a variety of exchanges or trading platforms to get their exposure just right. It will soon be as easy to load up on crypto as it is to load up on the U.S. stock market.
Longer term, the introduction of the new S&P crypto index could entice a number of high-profile investment firms to embrace crypto for the first time. The obvious company here is Vanguard, the $10 trillion investment firm known for its popular index mutual funds and ETFs.
Until recently, Vanguard had ignored the crypto space. But in September, Vanguard hinted that it would be open to the idea of offering third-party crypto ETFs (such as spot Bitcoin ETFs) to brokerage clients who want exposure to crypto. So what if Vanguard decides to get involved with crypto? That’s when you’ll know that crypto has gone fully mainstream.
That being said, index investing might make sense for stocks, but it might not make sense for cryptocurrencies. There are hundreds of great companies to invest in, but are there hundreds of great cryptocurrencies to invest in?
For that reason, the new S&P Digital Markets Index will track only 15 cryptocurrencies. But even that number may be too large. Beyond Bitcoin (BTC -0.01%) and Ethereum (ETH -0.57%), the pickings are slim. Maybe you’d want to own some Solana (SOL -0.65%) and XRP (XRP -0.28%), both of which rank among the world’s top six cryptocurrencies by market cap.
But would you want to own meme coins as part of the index? Would you want to own highly speculative AI cryptos? Would you want to own tokens used in decentralized finance (DeFi)? If you look through the composition of the Coinbase 50 Index, it looks like a mixed bag. There are definitely some cryptocurrencies in there that would not have a lot of appeal for institutional investors.
Moreover, there is the risk of over-diversification. In other words, you might be loading up on a variety of 50 different digital assets, but not gaining any additional diversification beyond the first couple of names. Instead, you’ll simply be churning the portfolio as it rebalances from time to time, racking up additional costs, and spreading your portfolio too thin.
Keep in mind: Most crypto stocks, in one way or another, are highly correlated with the price of Bitcoin. As a result, you might not gain any real diversification from investing in a bigger basket of crypto companies. For example, consider Bitcoin mining companies and the new Bitcoin treasury companies. All of these are largely tied to the price of Bitcoin.
Nonetheless, the move by S&P Global is a positive one, and one that should be applauded. At the very least, it will give investors a quick, snapshot look at how “the crypto ecosystem” is doing. It remains to be seen, however, if any new crypto-themed ETFs or mutual funds will be worth investing in later.
Dominic Basulto is a contributing Motley Fool crypto analyst covering cryptocurrencies, digital assets, and crypto-related companies. Prior to The Motley Fool, Dominic was a technology and innovation journalist at The Washington Post and Fortune. He holds a bachelor’s degree in politics from Princeton University and an MBA in finance from Yale School of Management.
Dominic Basulto has positions in Bitcoin, Ethereum, Solana, and XRP. The Motley Fool has positions in and recommends Bitcoin, Ethereum, S&P Global, Solana, and XRP. The Motley Fool recommends Coinbase Global. The Motley Fool has a disclosure policy.
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What’s Next for Bitcoin and XRP: Moon or Doom?  Analytics Insight
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Jakarta, Pintu News – Pi Coin (PI) is becoming one of the most popular crypto projects thanks to its user-friendly mobile mining approach and its vision to create a decentralized financial ecosystem.
For those of you who want to optimize your earnings and increase your Pi ownership, there are various strategies you can employ – from daily activities to community involvement. This article will cover practical steps to help you maximize your potential in Pi Network!
Mining Pi doesn’t require sophisticated hardware or large amounts of electrical power like Bitcoin . You just need to open the Pi Network app every day and press the “Mine” button. A session lasts 24 hours, so missing a day means missing out on the opportunity to earn new coins.
To avoid forgetting, enable daily notifications or set reminders on your phone. Consistency is key, because the longer your active streak runs, the greater your reputation and potential rewards in the long run.
Pi Network relies on the concept of social mining, where your earnings increase with the number of active users you invite. Every time someone mines through your referral code, your mining rate goes up.
You can share the invitation code on social media, crypto community groups, or to interested friends and family. Also, teach them to be active every day, as only active members have an effect on increasing your earnings. The stronger your network, the higher your daily mining speed.
Read also: 5 Curious Things About Pi Network (PI)
One of Pi Network’s unique features is the Security Circle, a group of users who verify each other’s authenticity. By creating a security circle of 3-5 trusted people, you not only help keep the network safe, but also increase your account trust score.
Pi Network rewards this participation by providing a slight increase to the mining rate. Make sure you only add real, active users to avoid the risk of passive accounts not contributing.
Being part of the Pi community is not just about mining, but also contributing to the growth of the ecosystem. You can join the official forums, take part in online events, or participate in decentralized apps (dApps) projects built on the Pi Network.
This activity often provides additional bonuses, such as internal airdrops or rewards in the form of Pi Coin. Additionally, active engagement will keep you up to speed on the latest updates around mainnet phases or new features being released.
Read also: Why isn’t Pi Network (PI) listed on Binance yet? CZ Opens Up!
The Know Your Customer (KYC) process is mandatory for your Pi Coin to move to the mainnet and become a tradable asset. After receiving the KYC invitation, complete your identity verification immediately. This is important to ensure your Pi is not stuck in the testnet phase.
Also, use Pi Network’s official wallet or a trusted web3 wallet like Bitget Wallet for added security. Enable all security features such as two-factor authentication (2FA) and store recovery phrases in a safe place. Avoid sharing personal data or security codes with anyone.
Earning more Pi Coin is not just a matter of who starts first, but who is the most consistent and active. With the discipline of mining every day, building an active network, maintaining security, and participating in the ecosystem, you can accelerate Pi accumulation and become an important part of the future of the decentralized digital economy.
That’s the latest information about crypto. Follow us on Google News to get the latest crypto news about crypto projects and blockchain technology. Also, learn crypto from scratch with complete discussion through Pintu Academy and stay up-to-date with the latest crypto market such as bitcoin price today, xrp coin price today, dogecoin and other crypto asset prices through Pintu Market.
Enjoy an easy and secure crypto trading experience by downloading Pintu crypto app via Google Play Store or App Store now. Also, get a web trading experience with various advanced trading tools such as pro charting, various types of order types, and portfolio tracker only at Pintu Pro.
*Disclaimer
This content aims to enrich readers’ information. Pintu collects this information from various relevant sources and is not influenced by outside parties. Note that an asset’s past performance does not determine its projected future performance. Crypto trading activities have high risk and volatility, always do your own research and use cold cash before investing. All activities of buying and selling bitcoin and other crypto asset investments are the responsibility of the reader.
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Mint Miner has introduced an AI-powered cloud mining platform that streamlines the process of allocating computing resources across major digital assets, including XRP, BTC, ETH, SOL, and DOGE. Designed to make cloud mining more accessible, the platform enables users to participate in mining through automated computing contracts supported by secure infrastructure and intelligent technology.

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Kerala Lottery Results Sunday, 19-10-2025 LIVE: 1st Prize Announcement: The winners list for today has been DECLARED! Click here to check the latest SAMRUDHI SM-25 (October 19, 2025) winners.
Kerala Lottery Result Today (October 19, 2025): SAMRUDHI SM-25 SUNDAY 3 PM Bumper Lucky Draw Result – TO BE OUT SOON
The SAMRUDHI Lottery, part of Kerala’s seven weekly lottery schemes, is held every Sunday. Each ticket is priced at ₹50 and is identified by the code “SM” followed by the draw number.
The Kerala State lottery has various benefits associated with it. Kerala’s welfare programs have benefited from the GST collected from lottery ticket sales. The Karunya scheme is one of them, which offers financial assistance to state residents who are unable to pay for their medical expenses. Over 27,000 citizens have benefited from it since its founding. The primary objective of the scheme is to offer financial support to underprivileged individuals in Kerala who are afflicted with severe illnesses such as cancer, hemophilia, kidney disease, and heart disease, as well as palliative care. Every month, the Kerala lottery helps hundreds of families escape poverty. In the hopes of winning a lottery worth crores, thousands of people watch the results every day.
The Karunya scheme is one of them, which offers financial assistance to state residents who are unable to pay for their medical expenses. Over 27,000 citizens have benefited from it since its founding. The primary objective of the scheme is to offer financial support to underprivileged individuals in Kerala who are afflicted with severe illnesses such as cancer, hemophilia, kidney disease, and heart disease, as well as palliative care. Every month, the Kerala lottery helps hundreds of families escape poverty. In the hopes of winning a lottery worth crores, thousands of people watch the results every day at 3 pm.
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EOS Falls 13% In Bearish Trade  Investing.com
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October 29, 2024 Jessica gistlover Extra 0
In a recent interview on The Cruz Show, Tems expressed her passion for rap music, recounting how she used to emulate Lil Wayne.
She revealed that her appreciation for hip-hop began in her childhood, largely influenced by her older brother.
“My brother is the one that introduced by to rap because he used to listen to a lot of rap music…That’s how I got the influences,” she said.
“I used to pretend to be Lil Wayne when I was younger,” Tems discussed on the podcast, emphasizing ‘Mrs. Officer’, ‘Mr. Carter’, ‘Comfortable’, and ‘Hustle Music’ as a few of her preferred tracks by Lil Wayne.
When questioned about her ability to rap, the Oscar-nominated singer acknowledged that she possesses a rap voice, albeit with some hesitation to demonstrate it.
“It is a little cringy,” she humorously remarked regarding her attempts to imitate a rapper.
Additionally, Tems mentioned that she has not yet had the opportunity to meet Lil Wayne but is enthusiastic about the prospect and hopes it will occur soon.
Her dedication to hip-hop is prominently featured in her debut album ‘Born In The Wild’, which includes the rap track ‘T Unit’ and a collaboration with Grammy-winning rapper J. Cole on ‘Free Fall’.
Tems has worked with various rappers, including Future on the Grammy-winning single ‘Wait For U’, and she was also featured by Drake on ‘Fountain’ from his album ‘Certified Lover Boy’.
WATCH VIDEO
In other news, Nigerian actress Iyabo Ojo and her daughter, Priscilla, have once again captured hearts with their special mother-daughter relationship.
Recently, Priscilla shared some new dance moves with her mom as they welcomed her boyfriend Juma Jux’s sister, Fatima, to Nigeria.
In a video shared by @Shantizworld on Instagram, Priscilla is seen sitting at a dining table with her family, demonstrating the dance moves.
The camera then shows Iyabo Ojo trying to follow along, creating a joyful atmosphere as the Nollywood star and her loved ones enjoyed their time together.

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