XRP price today is coiling tightly near key support levels, setting the stage for what analysts say could be one of its most significant moves of 2025.
A classic “cup-and-handle” pattern has emerged on the daily chart, a formation historically associated with powerful breakouts. If confirmed, this setup could propel XRP toward the $8–$9 range in the coming months, potentially rewriting the current market narrative.
The short-term picture shows a battle between bulls and bears near the $3 mark, but institutional activity, ETF inflows, and favorable regulatory tailwinds may soon tilt momentum decisively.
Technical analysts are closely monitoring the cup-and-handle structure forming on the XRP/USD chart. First popularized by William J. O’Neil, this pattern often signals a bullish continuation when the price breaks above the handle’s resistance.

XRP’s cup-and-handle pattern is nearing completion, with analysts eyeing a potential breakout toward the $8–$9 range. Source: @CryptoBullr2020 via X
The current XRP price is holding near $2.97, just below the key breakout zone of $3.08–$3.20. “A sustained close above $3.20 would validate the pattern and open the door for a measured move toward $8–$9,” one market analyst noted. Historically, similar setups in both equities and crypto have preceded sharp rallies, lending weight to this projection.
On the daily chart, XRP is oscillating between the 0.382 Fibonacci retracement at $2.97 and the 0.5 retracement at $3.19. The 20-day EMA is currently positioned at $2.99, acting as immediate support, with the 50-day EMA at $2.95 offering additional reinforcement.

XRP was trading at around $2.97, down 0.40% in the last 24 hours at press time. Source: XRP price via Brave New Coin
Bollinger Bands are narrowing on the 4-hour timeframe, signaling compression and the likelihood of a breakout. A push above $3.05 would bring the $3.12–$3.20 zone into focus, while losing $2.95 could pull the XRP value back toward $2.83, where the 100-day EMA sits.
Fundamental developments are supporting the bullish narrative. Ripple recently announced that BDACS Korea, one of the country’s licensed crypto custodians, has integrated Ripple Custody to provide secure institutional access to XRP and tokenized assets. This marks another step in Ripple’s strategy to drive adoption across Asia, one of the fastest-growing markets for blockchain-based settlements.
Meanwhile, newly launched XRP ETFs have attracted significant inflows, with $54.7 million traded on the first day alone. Whale accumulation in the $2.70–$2.84 range suggests that large holders are positioning ahead of a potential move higher, adding to the bullish undertone.
Regulatory clarity continues to play a role in shaping price expectations. Ripple’s partial legal victory in the XRP SEC lawsuit in 2023 confirmed that XRP is not a security in retail transactions, removing a major overhang. However, analysts caution that unresolved issues around institutional sales and potential appeals still carry risk.

Judge Torres has issued the final ruling in the SEC vs. Ripple case, ordering a $125M payment while confirming XRP is not a security. Source: CryptoBull via X
Some market commentators argue that XRP’s price action has been artificially suppressed. Analyst Dr. Jim Willie recently suggested that banks may be deliberately keeping XRP’s price subdued to accumulate at discounted levels before the token becomes a core settlement asset in the global financial system.
For now, the near-term XRP price prediction hinges on whether buyers can reclaim $3.08–$3.20. If successful, technical models point to an advance toward $3.30–$3.46, with the potential for a larger breakout as the cup-and-handle formation matures.

XRP has broken out of its long-standing downtrend, forming higher highs and lows that signal renewed bullish momentum and rising demand. Source: Mentor_Michael03 on TradingView
If momentum falters, a retest of $2.83 could follow, with deeper liquidity pockets near $2.73 and $2.58 acting as last lines of defense. Analysts stress that while the $8–$9 target remains on the table, market cycles and macro conditions will need to align for that move to materialize.
As long as XRP today holds above $2.95, the broader technical picture favors the bulls. Institutional demand, ETF flows, and growing use cases on the XRP Ledger create a supportive backdrop for price expansion.
While near-term volatility remains a risk, many traders see this as a period of accumulation before the next leg higher. If the breakout above $3.20 confirms, XRP could finally break free of its multi-year range and set its sights on the $8-$9 zone — a move that would mark one of the most significant rallies since its all-time high.
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What's cookin'?
Not the plethora of homemade videos from wannabe chefs during the circuit breaker period. We're talking about local actress Sheila Sim's bun in the oven.
Yesterday (April 27), the 35-year-old — who is married to banker Deon Woo — took to Instagram to announce her pregnancy which she has kept pretty low-key.

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A post shared by Sheila Sim 沈琳宸 (@sheila_sim)

She wrote: "We've been hiding a secret… After 2 beautiful years of marriage with my confidante, my best friend, my soulmate, my partner-in-crime, our hearts are swelled with love and joy to share that our family is growing!"
However, the road to conception wasn't easy as Sheila revealed to CNA Lifestyle.
She had a health condition which hindered the couple's attempts to have a baby ⁠— after consulting fertility doctors, Sheila realised that she "had fibroids in my womb – and there were a lot of them".
ALSO READ: Pregnant police officer works at frontline amid Covid-19 pandemic
She went through surgery last September to get the fibroids removed, but described the period before that as a period of "uncertainty".
"Before we went to the doctor, we didn't know that that was the reason we weren't getting pregnant. I'm always quite positive and I believe everything happens in God's time, but at some point, I told my husband, 'If we really can't conceive naturally, then so be it'."
ALSO READ: Congratulations! Tavia Yeung gives birth to baby girl
Lo and behold, the good news arrived within five months of the operation, and Sheila has television presenter Diana Ser to thank for her advice.
Sheila explained: "I was 34 and she said, 'If you're going to be trying, get the checks done and get all the questions out of the way first.' So, that's what I did. I'm thankful for angels and their pro tips. The women's community is so strong, powerful and important… It's important to know your choices and to stay happy."
[[nid:483960]]
In another heartwarming twist, Sheila received the joyous news on the couple's second anniversary — they got married in 2018 — and broke the news to her hubby by giving him a card (which they do for every special occasion) with the pregnancy test kit in it.
"He was in shock for about five minutes. He couldn’t really talk. He was very, very happy. I think he’s always wanted a baby more than I, because his twin brother was already a father by the time we got married," she told CNA Lifestyle.
And she's also been keeping safe while growing a baby amid rising Covid-19 fears. She explained: "Initially, I felt a bit of anxiety and fear because it’s not just me now. If I get the virus, I know how to deal with it, but I don’t know what’s going to happen to the baby inside me.”
The model-turned-actress is also taking extra precautions by masking up, and sanitising and washing her hands.
ALSO READ: Sheila Sim shares why she got engaged 6 months into dating
So far so good, though, as Sheila has not experienced the common symptoms aside from the insomnia and backaches. She's had "no morning sickness or special cravings" and the latter is a surprise for her hubby as Sheila admitted to being "the kind of person who has a craving every day".
[[nid:479985]]
Sheila added: "He was expecting to have to travel far away at midnight to get something I specifically wanted. But none of that has happened."
It's also been easier on Sheila because many of her friends have been through pregnancy and they've been passing on their wisdom to the soon-to-be mother.
"I really don't know what I'd do without all this advice. Within my group of friends, the one who got pregnant first had to get all the information from Facebook forums. I feel so lucky because I don't have to do that ⁠— all these confinement nanny numbers were given to me."
The baby is said to be due in end September or early October, and Sheila won't be taking on future acting commitments for now apart from finishing up the second season of local dialect drama Ho Seh Bo (Hokkien for How Are You?).
bryanlim@asiaone.com

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Floki crypto has been steadily attracting attention as it continues to form higher highs and higher lows, signaling a growing bullish momentum.
The coin has shown remarkable resilience in defending critical levels, suggesting that the trend is not just speculative but backed by consistent support.
With meme coins often prone to sudden swings, the asset’s patient buildup separates it from the usual hype-driven movements. If the upward pressure holds, a significant breakout could be on the horizon.
In a recent X post, CRYPTOBIRB highlighted that $FLOKI is on a steady climb marked by higher highs and higher lows, indicative of a strong bullish trend. The chart shows a key resistance level at $0.00011, which represents a crucial breakout point for the continuation of this momentum.
This price area acts as a technical barrier that, once overcome, could validate the long-term bullish trend currently in place.

Source: X
The broader pattern reflects a slow and steady ascent following strong defenses of critical lows earlier this year. The memecoin’s price action shows a level of resilience rarely seen in meme coins, which are often defined by abrupt volatility.
Support zones around $0.00005400 and $0.00004750 have consistently held firm, serving as solid foundations for the ongoing rally and reinforcing the upward trajectory.
Supporting the bullish view, BraveNewCoin data shows the coin trading at $0.00009648, marking a -6.47% decline in the past 24 hours. Despite the short-term pullback, the coin maintains a market capitalization of $931,038,798, with a strong daily trading volume of $70,467,577.
This level of liquidity suggests that interest in the token remains high even during corrective phases, a factor that often precedes renewed upward pressure once momentum stabilizes.

Source: BraveNewCoin
The trading range over the last day reflects consolidation, with price levels moving between $0.0000945 and $0.0000985. Such stability, combined with a consistently large circulating supply of more than 9.65 trillion tokens, highlights the resilience of its market position.
While the immediate dip may appear as a setback, the data indicate that buyers continue to support the coin within tight ranges, keeping the broader uptrend intact as it approaches the $0.00011 resistance.
At the time of writing, the coin was trading at $0.00009648, moving within a sideways “chop” pattern near a horizontal support level. According to the chart shared by Posty about 20 hours ago, the price is testing a critical zone at the intersection of a rising trendline and the 200-day moving average (200MA).
This confluence acts as a major dynamic support, and the structure remains bullish as long as both elements hold, allowing for the formation of a higher low.

Source: X
The chart also outlines a wedge breakout pattern, with price action recently pushing above resistance levels to confirm upward momentum. The 200MA and trendline together create a strong technical base, while visible accumulation on the volume bars suggests steady buyer activity.
As long as this support continues to serve as a reliable floor, the broader setup favors continuation to the upside, reinforcing the view that the current consolidation phase is part of a larger bullish framework.
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According to Fundstrat co-founder Tom Lee, the upcoming Federal Reserve rate cuts could improve liquidity conditions in the markets. Thus, assets like Bitcoin, Ethereum, and AI-driven cryptos may be positioned to soar in Q4 2025.
Furthermore, Lee believes that the Fed signaling an easing cycle will push investors to rotate further into risk assets. 
Despite the projected surge in the largest cryptocurrencies, some traders believe that real gains can be made in altcoins and presale tokens and are increasingly wondering what is the best crypto to invest in during Q4. 
Shrewd investors and traders are shifting their attention to presales such as DeepSnitch AI after it raised $210K in presale. Early entrants believe that this token will significantly impact their portfolio for years to come, potentially increasing 100x from the current price of $0.01667. 
The Federal Reserve rate cut is rightfully dominating headlines. According to Tom Lee, co-founder of Fundstrat, the Fed cut could spark a new inflow of capital into cryptocurrencies. 
Historically, easier monetary policy has boosted risk assets. In essence, such an environment means cheaper borrowing costs and increased liquidity. Therefore, a sharp rally for Bitcoin and Ethereum could be in the cards in the next three months.
As the hype around Fed rate cuts picks up, Bitcoin managed to stay in the $115K area, according to CoinMarketCap.

According to analysts, BTC must reclaim the $117K level if it’s to break out higher. Furthermore, failure to do so may also cause a slight dip to around $113K in the middle of the week. 
Other analysts aren’t as bullish on Ethereum as Tom Lee. According to Citigroup, Ethereum may likely end the year at $4.3K, slightly down from the September 16 price of around $4.5K. However, depending on the market, the bullish scenario proposed by Citigroup sees ETH ending the year as high as $6.3K.

Because the Fed rate cuts could swing the market toward a bull run, some investors are eyeing alternative options that could deliver a higher upside than either BTC or ETH. As a result, many are wondering what the best crypto is right now in anticipation of a massive rally.
While Bitcoin and Ethereum are dominating as blue-chip investments in the crypto world, Deep Snitch AI is emerging as one of the hottest presales of 2025. In its first stage, the project raised over $210K with the token’s price sitting at just $0.01667.    
The value proposition behind the project is a full trading suite revolving around five AI agents specialized in key crypto trading analytics. 
These agents will be able to track whales, provide on-chain insights, spot emerging opportunities, discover promising tokens, provide alpha news, and perform contract risk analysis. 
Unlike Bitcoin and Ethereum, DSNT, the token behind Deep Snitch AI, is at the ground floor stage, priced at just $0.01667. 
For early entrants, this could translate into far greater upside. Some anticipate the token to balloon by 100x (over $1 post-launch). 
If this does come to fruition, a $100 investment today could balloon into nearly $6,000. Considering other AI coins easily fetch prices above $3 (for instance, RENDER trades in that area), it’s not unrealistic to believe DSNT could log the same performance after launch, 
For traders willing to take on early-stage risk, DSNT offers what established tokens may no longer be able to deliver: 100x potential.  
The presale is picking up steam, and many retail investors are fighting to jump in early before whales realize that DeepSnitch AI may be one of the best cryptocurrencies to invest in during 2025. 
The news surrounding the 1B Dogecoin treasury helped put Dogecoin on the map and helped restore some of the hype necessary to sustain a healthy pump.
According to CoinMarketCap, when the aforementioned treasury added 285M of DOGE, it helped drive the rally toward the $0.2620 area on September 12. DOGE reached $0.30 the following day, followed by a sharp descent back to $0.2630. 
On September 16, DOGE traded at $0.2660, meaning the bulls managed to sustain a solid price.
The treasury will continue amassing more DOGE, and in conjunction with Fed rate cuts, the OG meme coin may be able to shoot past $0.30. Some analysts believe Dogecoin could go as high as $0.80 if the bullish sentiment continues.
One of the most prominent names in the AI+Blockchain crossover is certainly Bittensor. The network encourages developers to create and share machine learning models, while rewarding them in TAO tokens. 
At the time of writing, the token was trading at $339.76, while technical traders believe a significant breakout could be in the books. If the technical breakout does occur, the chart may test all-time highs, and the token may potentially reach $700. 
Other, more realistic forecasts predict TAO reaching $449 by the end of the year, offering over 30% returns. In the short term, TAO could be one of the top altcoins of 2025. As a leading AI-focused project, TAO could see its upward trend reinforced by upcoming Fed rate cuts and a strengthening bullish outlook.
Lee’s forecast for a Q4 risk assets surge is a perfect backdrop for investors looking for the best crypto to invest in. While an increase in liquidity may lead to a surge in price for Bitcoin and Ether, those returns are unlikely to be life-changing for most retail traders. 
Historically, presale tokens, such as Deep Snitch AI, have been the largest beneficiaries of liquidity spikes. Previous cycles show the trend: early buyers in innovative projects enjoy the highest ROI. With the DSNT presale moving fast and the price potentially skyrocketing, timing is critical. 
DSNT has already increased by 10% so far. Still in stage 1, further price jumps are scheduled down the line. As such, this is the perfect roll call for traders who want to maximize their upside with a promising AI project.

Visit the official DeepSnitch AI website to reserve your spot. 
While BTC and Ethereum remain strong choices, presale AI tokens such as Deep Snitch AI keep attracting investors looking for a 100x, making it the best crypto to invest in. 
Analysts and investors predict that DSNT could reach $1 after launch. A mere $100 investment could skyrocket to $6,000, returns that Ethereum and Bitcoin cannot realistically match in 2025. 
Presale tokens let investors get in on the ground floor of innovative projects and promising tokens. This is a sale before major exchanges list the tokens. Historically, early-stage projects deliver the largest returns during bull markets.
BlockchainReporter is a trusted name in the cryptocurrency and blockchain technology news space, keeping its readers abreast of the latest and most significant trends in the industry.
Here at BlockchainReporter, our team of global writers is dedicated to providing price analysis on leading cryptocurrencies and covering the latest developments pertaining to bitcoin news, altcoins news, blockchain news, NFT news and cryptocurrency adoption news from around the world.

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Winning numbers drawn in Saturday’s New Mexico Pick 3 Plus Evening  New Haven Register
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Winning numbers drawn in Saturday’s North Carolina Pick 4 Evening  New Haven Register
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According to the Ripple chief technology officer, a number of banks have started to adopt XRP for payments and one planned bank tied to Ripple will run entirely on the XRP Ledger.
That claim comes as Ripple seeks a New York banking charter, a Federal Reserve master account, and says it will conform with ISO 20022 messaging standards used by major banks.
Reports have disclosed that these steps aim to make the token useful for large-scale settlement work.
Banks Begin Real-World Use
DBS and Franklin Templeton signed a memorandum of understanding this week to work on tokenized trading and lending products, reports disclosed. Franklin Templeton’s sgBENJI, a US dollar money market fund token, is launching on DBS Digital Exchange.
Ripple’s RLUSD stablecoin is being used to support trading activity and is reported to be valued at nearly $730 million. DBS is also exploring the acceptance of sgBENJI as repo collateral, which would add liquidity for tokenized assets. Lim Wee Kian of DBS said the move is a step toward offering institutional-grade digital asset services.
RIPPLE CTO CONFIRMS, BANKS HAVE BEGUN INTEGRATING #XRP, REVEALING THAT RIPPLE BANK WILL RUN 100% ON THE XRP LEDGER, DRIVING ALL PAYMENTS AND UNLOCKING TRILLIONS!
TRILLIONS OF DOLLARS ARE READY TO FLOOD THE XRP LEDGER. POWERED BY REAL TOKEN, SET TO TOKENIZE THE WHOLE REAL… pic.twitter.com/M1tsWvuXIf
Stablecoins, Custody, And Switching Between Assets
According to Nigel Khakoo of Ripple, the system makes it easier to move between stablecoins and yield-generating tokens within a single setup. Franklin Templeton said it selected the XRP Ledger for cost and speed reasons, and for its role in scaling tokenized securities.
Reports also name BNY Mellon as the custodian for reserves backing RLUSD, a detail that underlines the institutional angle Ripple is pushing. Regulatory And Infrastructure Moves
The token’s momentum follows legal and regulatory shifts in the US after Ripple’s long fight with the SEC. Reports note that more than 20 spot XRP ETFs are under consideration, a factor that could pull large institutional capital into the market.
The Depository Trust & Clearing Corporation — which handles up to $4 quadrillion in settlements a year — has mentioned tokenization in its planning documents, and researchers point out how tokenized settlement rails might change back-office flows if adopted widely.
The XRP Endgame: Everything Is Aligning at Once
What I’m about to lay out isn’t hype, it’s a map of tectonic shifts converging around Ripple & $XRP.
If you don’t see the magnitude after this thread, you’re not paying attention. pic.twitter.com/FZRCjDd0Re
Momentum Meets Caution
Banks are said to be moving slowly. Early integration tests and compliance checks are still under way. Industry sources say the combination of custody arrangements, stablecoins, and ledger-based settlement could unlock multi-trillion-dollar flows if real-world tokenization proves reliable. But those sources also warn that large-scale adoption will take time and careful risk controls.
Without a doubt…and it’s not a belief. It will.
I know, I know. Some people always say : let’s cross ATH first.
But that’s not the point.
When articles said Bitcoin will reach $1M people said let’s reach $1000 first.
Look at the price today. And many regret not holding a… https://t.co/DHtcauZGFt
Speculation On Prices
XRP currently trades around $2.8. Market chatter has heated up since the token rose nearly 600% between November 2024 and January 2025.
Some analysts forecast a move to $50; others, like Edoardo Farina of Alpha Lions Academy, have floated $100. A handful of commentators discuss targets at $1,000. A small vocal group even claims $10,000 is possible.
One community pundit known as Xena said she believes it will reach that level “without a doubt,” a comment that highlights how much optimism lives alongside technical and regulatory progress.
Featured image from Meta, chart from TradingView
Select market data provided by ICE Data Services. Select reference data provided by FactSet. Copyright © 2025 FactSet Research Systems Inc.Copyright © 2025, American Bankers Association. CUSIP Database provided by FactSet Research Systems Inc. All rights reserved. SEC fillings and other documents provided by Quartr.© 2025 TradingView, Inc.

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After a short-lived rebound last week, Pi Coin price today is once again under pressure, hovering near $0.4560. The rally that followed ecosystem news around the Pi2Day campaign and new app integrations failed to sustain, reinforcing bearish sentiment. Market attention is now shifting toward the upcoming unlock of over 276 million PI tokens this month. With no major exchange listings or ecosystem expansions expected in the near term, this potential dilution is adding further strain on an already fragile trend.

The broader Pi Coin price action reflects persistent weaknes…
The post Why Pi Coin Price Is Going Down Today July 8 appeared first on Coin Edition.
Read More
After a short-lived rebound last week, Pi Coin price today is once again under pressure, hovering near $0.4560. The rally that followed ecosystem news around the Pi2Day campaign and new app integrations failed to sustain, reinforcing bearish sentiment. Market attention is now shifting toward the upcoming unlock of over 276 million PI tokens this month. With no major exchange listings or ecosystem expansions expected in the near term, this potential dilution is adding further strain on an already fragile trend.

The broader Pi Coin price action reflects persistent weaknes…
The post Why Pi Coin Price Is Going Down Today July 8 appeared first on Coin Edition.
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Expert road cycling advice, since 2001
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Jim’s Tech Talk
By Jim Langley
Let’s start with why last week’s Tech Talk was for beginners traveling with bikes with disc brakes (here’s that article) and then we’ll share an additional tip.
It seems important to explain the “why,” because there were multiple anti disc-brake comments to last week’s article. It’s completely understandable why disc brakes – especially hydraulic discs aren’t popular with roadies – and several of you elegantly made the case in your remarks – thank you. But there’s an excellent reason for us (“us” as in we editors of RBR and you readers who ride disc brake road bikes) to provide help with disc brakes anyway.
That reason is because many (maybe most) new road riders may not have a choice of purchasing a rim brake road bike when they visit their local shops. Since most of the major bike brands are only offering bikes with discs. If these buyers are brand new to cycling, they might never even realize that there’s anything out there except disc brakes. So the chances are high that a new road rider’s new bike will be one with hydraulic disc brakes.
Part of our mission at RoadBikeRider is to help new cyclists get the most out of road riding. And as components on road bikes have changed, we’ve always helped with the new gear too like hydraulic disc brakes. If we didn’t we’d be ignoring issues a lot of roadies are and will be experiencing.
This wasn’t included in last week’s tips because with a little luck, you might not experience it. But luck goes both ways and this tip will help if yours goes badly.
The problem you can run into removing and reinstalling wheels when traveling with bikes that have hydraulic disc brakes is rubbing. What happens usually is that something changes slightly and the rotor starts rubbing against a brake pad when the wheel spins. If you lift and hold up the front or rear wheel and spin it and it stops spinning abruptly, the rotor is probably rubbing.
You might hear the rotor make a little brushing sound as it rubs against the rotor when it’s spinning. Or it can make a little squeaking noise if you move the bike slightly like when leaning it against a wall, etc.
This rubbing can be frustrating if you notice it. If it’s barely noticeable, you probably won’t feel it when you’re riding, but you probably want to fix it just to ensure you aren’t wasting energy riding. And if it’s making noise, that can drive you crazy.
There are 2 ways to fix it. With both, the idea is to center the disc brake caliper over the rotor. The calipers are the parts attached to the fork in front and frame on the rear. The rotors are the parts attached to the center of the wheel. Applying the brake levers causes the brake pads inside the calipers to close on the rotors, which slows and stops the bike.
The following instructions assume that the rotors are straight, not bent. To tell, spin the wheel with the rubbing rotor and focus on its edge. It should spin true without any lateral wobbles. If it’s bent, the following adjustments won’t fix your rubbing issue. Instead you need to fix the bent rotor or replace it with a new one.
On newer bikes this procedure usually stops rubbing disc brakes. And it’s worth trying even on older or well-used bikes. There are only 2 steps. First, find and loosen the 2 bolts that attach the calipers to the frame or fork. Just loosen them, do not remove them. When they’re the right looseness you will be able to hold and wiggle the caliper a bit, it won’t be held tightly in place by the bolts to the frame.
In the photos I placed 2 multi tools on the 2 bolts I loosen on my bike to give an idea where yours will be. Note that older hydraulic disc brakes may have more complicated setups with spacers and shims on the bolts and even other bolts. So look carefully to be sure you’re working on the right bolts before loosening anything. If you’re not sure, I recommend asking a shop to do it for you the first time and ask them to show you which bolts to turn. It will be worth whatever small fee they charge you.
Once the bolts are loose the second step is to squeeze and hold on the lever of whichever brake was rubbing. Don’t let go. If you can’t hold the brake lever on and reach the caliper that you just loosened, then use a Velcro strap or a toe strap (remember those?) or whatever you have to keep the lever squeezed – even a strong elastic band can work. And with the lever squeezed like this, retighten the disc brake caliper bolts. The recommended torque is about 6-8 Newton meters, which is a bit less than how tight you get thru axles, which we talked about last week.
When tightening these bolts, tighten a bolt gradually, then do the same to the other bolt. Then add a little more tightness on one bolt and then the other. Repeat until both bolts are fully tightened. Doing it this way will prevent rocking the brake out of position.
Now, when you let go of the brake lever or release the strap, there’s an excellent chance that what you just did will have recentered the brake and stopped the rubbing.
If the first procedure (#1 above) did not stop the rubbing, the rubbing may be due to another issue with the brake, such as uneven pad wear or a caliper out of alignment. On some bikes the problem might be the mounts on the frame poorly aligned from the factory. To fix the rubbing, again you loosen the correct two bolts holding the caliper on the frame, but this time, you don’t want to loosen them too much. You actually want a little tension on the bolts to hold the caliper from moving on its own. Because you’re going to move it into place with your hand or by gently tapping with a rubber mallet or similar. So loosen them little by little until the caliper isn’t fully tight. 
Next hold a piece of white paper beneath the caliper and look down through the caliper to spot where the rotor rubs against the brake pad. Use a flashlight if it’s difficult to see and move the paper around and change your position or the bike’s position until you can see through the brake caliper, in between the brake pads. 
Once you’ve spotted the rubbing area, tap on the caliper in such a way to create clearance and stop the rubbing. Usually you will tap near one bolt or the other to rock the caliper in either direction. It will take a little experimentation and practice to learn how to get it where it needs to go, but you can do it if you keep trying.
Once you have created clearance where it was rubbing and feel good that it’s fixed, you can retighten the 2 bolts. But, do this gradually because if you just torque them fully, the caliper could move back to where it was before since it’s been there for awhile already. So, to tighten it gradually, tighten each bolt a ¼ turn or so at a time, going back and forth until both bolts are tight again to 6-8 Nm. Then, give the wheel a spin and apply the brake and see if the adjustment stuck and the rubbing is gone. Congrats if so. If not, then repeat the procedure a second time. Sometimes it might take a few tries to get it just right and you’ll get better at it each time you do it.
That’s a lot of words that I hope helps you fix your rubbing disc brakes. I realize it’s a lot and especially if you’re new to your bike and/or working on it. So, I searched and found a great video showing these steps by my friends at Park Tool. Here it is:
In my opinion, manufacturers of hydraulic disc brakes should address the rubbing issue and invent an easy built-in adjustment to recenter a caliper and stop the rubbing when it occurs. To me, it’s crazy to have to break out wrenches and loosen, reset the caliper and retighten the bolts every time a brake rubs, especially since it’s such a common issue. How long will it be before you strip the threads on a bolt?
It seems like there ought to be a way to provide a mechanical centering screw on calipers sort of like the limit screws on derailleurs only they would push the caliper just so to recenter it. Maybe it could be turned by hand too so no tools would be needed, wouldn’t that be a great improvement? How about it disc brake makers?
Jim Langley is RBR’s Technical Editor. A pro mechanic & cycling writer for more than 40 years, he’s the author of Your Home Bicycle Workshop in the RBR eBookstore. Tune in to Jim’s popular YouTube channel for wheel building & bike repair how-to’s. Jim’s also known for his cycling streak that ended in February 2022 with a total of 10,269 consecutive daily rides (28 years, 1 month and 11 days of never missing a ride). Click to read Jim’s full bio.

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