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XRP News: What SWIFT’s ISO 20022 Announcement Means In Its Race With Ripple | Bitcoinist.com – Bitcoinist.com

Ripple competitor SWIFT has announced its plans regarding adopting the ISO 20022 standard and integrating blockchain technology into its operations. Furthermore, the firm suggested that it has no plans to launch a token, which could have competed with XRP. 
In an X post, crypto commentator John Squire shared a video in which a SWIFT executive highlighted how the company will be adopting the ISO 20022 data format for its payment services. She noted that this will open up opportunities for banks to offer value-added products and services to their customers. This comes as the company faces increased competition from Ripple, which uses XRP as the bridge currency for its payment services. 
Furthermore, the SWIFT executive opined that the biggest opportunity for the industry in relation to their new platform is the potential for integration with several networks, rails, and third parties. She explained that the new platform will leverage the ISO 20022 format and the transaction orchestration to manage this interoperability. Based on her statement, SWIFT will be able to integrate with any crypto network through a single central framework. 
This means that SWIFT doesn’t plan to establish or adopt a particular network just the way Ripple uses the XRP Ledger (XRPL) and its native token XRP. Squire opined that the company was making this move to avoid competing with networks like the XRPL, which are already established in the crypto space. 
Meanwhile, the market commentator added that the future is interoperability, not monopoly, suggesting that all networks will have a role to play in global payments. However, this could impact projections of XRP reaching ambitious price targets on the grounds that most transactions will be settled on the XRPL at some point through Ripple’s payment solution.
It is worth mentioning that Ripple is also working on interoperability for its payment network as it looks to overtake SWIFT. XRPL Validator Vet had previously pointed out the fact that Ripple’s latest acquisition, stablecoin platform Rail, supports SEPA, FedWire, ACH, and SWIFT payment rails. 
Furthermore, the stablecoin platform also supports four layer-1 networks: Bitcoin, Ethereum, Tron, and Solana. He noted that the XRP Ledger will soon join the last and that a pair of XRP/USD could make use of the support payment rails. 
Meanwhile, as part of the push for interoperability, Ripple’s RLUSD stablecoin is also available on the Ethereum network alongside the XRPL. There are also plans to integrate it into the Cardano network. It is worth mentioning that the stablecoin also plays a key role in Ripple’s payment solutions. 
At the time of writing, the XRP price is trading at around $3.04, down in the last 24 hours, according to data from CoinMarketCap.
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Scott Matherson is a leading crypto writer at Bitcoinist, who possesses a sharp analytical mind and a deep understanding of the digital currency landscape. Scott has earned a reputation for delivering thought-provoking and well-researched articles that resonate with both newcomers and seasoned crypto enthusiasts. Outside of his writing, Scott is passionate about promoting crypto literacy and often works to educate the public on the potential of blockchain.
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© 2025 Bitcoinist. All Rights Reserved.

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Who qualifies for 'no tax on tips' and what counts as a tip? Here are the new rules – The Frederick News-Post

FILE – A waiter delivers food to patrons at a restaurant, Jan. 21, 2022, in Miami Beach, Fla.

FILE – A waiter delivers food to patrons at a restaurant, Jan. 21, 2022, in Miami Beach, Fla.
WASHINGTON — The Treasury Department is moving closer to making President Donald Trump’s “ no tax on tips ” promise a reality. But new guidance released Friday tends to limit the number of tipped workers who will be able to claim the benefit.
The agency on Friday submitted proposed regulations to the Federal Register that includes greater detail on the occupations covered by the rule and who will qualify and what counts as a “qualified tip.”
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Copyright 2025 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.
An unscientific take on an issue in the news.

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4 arrested, including 3 teens, in alleged hate crime attack on transgender woman: Police – ABC News – Breaking News, Latest News and Videos

  1. 4 arrested, including 3 teens, in alleged hate crime attack on transgender woman: Police  ABC News – Breaking News, Latest News and Videos
  2. Renton police arrest two outstanding suspects in attack on transgender woman  KING5.com
  3. Two teens charged with hate crime in Renton assault that left woman hospitalized  KIRO 7 News Seattle
  4. Suspects in Renton attack on transgender woman appear in court  MyNorthwest.com
  5. 4th person arrested in connection with hate crime of WA transgender woman  FOX 13 Seattle

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$8,800 Daily Profit: The XRP ETF Wave is Coming, How to Increase Your Daily Profits on GoldenMining – CoinCentral

The XRP ETF ($XRPR) saw $37.7 million in first-day trading volume, surpassing $IVES to become the highest first-day (organic) trading volume of all new stock issuances in 2025.
The launch of the XRP ETF is accompanied by a strong wave of investment. Although XRP is currently in a flat period, the future prospects of XRP currency are even brighter. The question that investors are most concerned about is: how to convert the XRP in their hands into a steady stream of daily income?
GoldenMining, through deep integration of XRP blockchain technology, has launched cryptocurrency mining contracts payable in XRP. Investors can use XRP to generate cloud computing power and mine cryptocurrencies remotely. This uniquely designed mining contract not only allows investors to easily capitalize on this wealth-enhancing opportunity, but also fully unleashes the potential of idle XRP, achieving a fixed daily income of $8,800.
(For more contracts, please visit goldenmining.cc)
GoldenMining cloud computing contracts offer stable growth potential, making them a popular global investment platform. Leverage the fixed income generated from these contracts for secondary investment or to enhance your contract portfolio, potentially achieving a 200% asset appreciation.

GoldenMining operates over 90 cryptocurrency mining farms worldwide, boasting over 200,000 independently operated advanced mining machines. When users pay for XRP investment contracts, the platform intelligently allocates the required computing power to the contract, helping them earn more cryptocurrency. A professional team maintains the mining machines at the physical farms in real time, generating returns at extremely low cryptocurrency acquisition costs. Fixed returns are deposited into investor accounts. Ultimately, investors can convert their account balances into major cryptocurrencies, without any currency restrictions.
Savvy investors are taking action. They understand that capitalizing on market momentum is just the first step; more importantly, they need a tool to convert this potential into tangible returns. GoldenMining’s exclusive contracts are the perfect bridge between XRP’s market potential and personal wealth growth.
Investing in GoldenMining’s cryptocurrency mining contracts and making strategic allocations not only provides stable daily returns but also allows you to cash out when prices fall. This is equivalent to buying at a low point and waiting for a small price correction, easily achieving an asset appreciation of over 200%.
Visit the official website GoldenMining.cc to invest in cryptocurrency mining contracts
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Layer Brett Takes #1 Spot As The Best Crypto To Buy Now Over Pi Coin, Hedera & Avalanche – livebitcoinnews.com

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The hunt for the best crypto to buy now is always a mix of proven names and fresh challengers. While Pi Coin (PI), Avalanche (AVAX), and Hedera (HBAR) each bring something unique, a new project called Layer Brett ($LBRETT) is getting a lot of love.
This new meme token is in a crypto presale priced at just $0.0058, while staking rewards are around 690% APY. But, not everything revolves around the price; $LBRETT is also popular because of its tech, speed, and explosive growth.
The real reason Layer Brett is gaining momentum is that it’s an Ethereum Layer 2 blockchain built for speed and scale. Transactions run much faster than Ethereum itself, with gas fees reduced to fractions of a cent. On top of that, its social presence has grown quickly, showing strong community energy.
The presale is live at $0.0058, with early stakers locking in around 692% APY. More than $3,784,000 has already been raised, proving how quickly it’s gaining traction. Add in features like gamified staking, NFT integration, and cross-chain bridges in the roadmap, and it’s easy to see why traders are calling it the best crypto to buy now.
Pi Coin (PI) came to market in 2025 with a mission of mobile accessibility. But the biggest challenge it faces is its locked supply. A huge portion of tokens is still not circulating, which creates constant uncertainty for holders.
Today, PI trades around $0.35–$0.36, far below its all-time high of $2.98. Until liquidity improves and major exchanges list it more widely, many investors will stay cautious.
Avalanche (AVAX) is one of the better-known Layer 1 blockchains, built for scalability and DeFi. It’s fast, cheap, and home to a range of decentralized applications. But competition in the Layer 1 space is fierce, with Ethereum and Solana often grabbing the spotlight.
Currently, AVAX trades near $39.47, with a market cap of about $15.9 billion. Its all-time high was $146.22 back in November 2021. While it has clear strengths, newer projects with unique features, like Layer Brett’s Layer 2 approach, are drawing investor attention away.
Hedera (HBAR) is different from traditional blockchains, running on its own hashgraph consensus model. Known for speed and sustainability, it has secured institutional traction, even being added to a Grayscale fund.
Right now, HBAR trades around $0.24, with a market cap of $10.3 billion and over 42 billion tokens in circulation. Its all-time high was $0.57 in September 2021. While Hedera continues to grow through enterprise partnerships, its price action often depends on large-scale adoption rather than retail hype.
This gap in market cap is critical. While PI, AVAX, and HBAR are already multi-billion-dollar projects, Layer Brett is still early. Even modest inflows could move its price dramatically.
PI, HBAR, and AVAX all bring value, but they also face challenges in liquidity, adoption, and competition. Layer Brett (LBRETT) offers something different, a blend of memecoin culture and Ethereum Layer 2 speed. With its presale still open at $0.0058, staking rewards and millions raised already, the window for early entry is closing.
For investors searching for the best crypto to buy now, Layer Brett looks set to dominate headlines and portfolios as the 2025 bull run builds momentum.
Website: https://layerbrett.com
Telegram: https://t.me/layerbrett
X: (1) Layer Brett (@LayerBrett) / X
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Pi Network Price Prediction 2025, 2026 – 2030: Why Is Pi Coin Dropping? – CryptoRank

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The post Pi Network Price Prediction 2025, 2026 – 2030: Why Is Pi Coin Dropping? appeared first on Coinpedia Fintech News
The Pi Network is making waves once again, as its price sees a sudden and powerful breakout backed by real-world developments and renewed investor confidence. With increased activity on major exchanges, rumors of Pi Coin Binance listing, and global adoption efforts, Pi is becoming one of the most-watched tokens in the Crypto market. Global interest in Pi Coin price is surging, especially in regions like India and Pakistan, where users are actively searching for “1 Pi to PKR in 2025” and “Pi Network price in India in the future.”
In August 2025, PI crypto entered a bleeding phase and has built a new all-time low after taking a significant strike by bears in mid-May. The sell-off has continued for the last 86 days and still shows no signs of recovering.
Therefore, if the fall extends, a new low is possible.
However, if demand rises, then there is potential for a retest of the $0.45 and $0.66 mark within August.
The Pi Network price in H1 2025 stayed poor and kept making lower lows until it crashed to $0.40 in April.
It has thwarted all investors’ hopes, despite the fact that a ray of bullish momentum propelled the price toward the $1.68 mark in May, acting like a magnet. However, this level was also recognized as a supply zone, meaning it would require intense buying pressure to break through and maintain a position above it. A daily close above this level was essential.
Unfortunately, the price peaked at $1.65 but ultimately closed around $1.20, resulting in a nearly 30% drawdown in gains on the same day. This sharp decline was attributed to a wave of profit-taking, which caused the weighted sentiment to shift from positive to negative.
From May’s peak, the downtrend continued even into August, marking a fresh ATL of $0.3223. 
The PI crypto is trending negatively in social communities as investors have realized tremendous losses in this asset, and people are booking profits in FOMO, triggering a domino effect, where one by one, dominoes are falling like its price.
In August, demand is extremely poor, and if the price slips further, a new low could be on the horizon.
On the flip side, if the PI network figures out something in order to improve its fundamentals, and bullish demand is received in August.
Then, in that case, breaking through the 20-day and 50-day EMA bands is of extreme value.
If PI price flips these short-term EM bands and even jumps beyond $0.70, then it would signify a Change of Character (ChoCh) in the current bearish trend. Following a ChoCh, the price might advance to retest the Fibonacci 0.236 and 0.5 levels, which lie around $1 and $1.65.
Under extreme and very ambitious bullish conditions, if PI does manage to surpass the 0.5 Fibonacci level, which is closely aligned with a “fixed range volume profile-tool based level,” then odds are higher for higher targets of $2.00 and $3.00 could become attainable later in 2025. However, this potential hinges on the success of utility-driven programs and increased adoption.
The Pi crypto prediction for the year 2026 could range between $0.85 to $3.50. Considering the buying and selling pressure, the average price could be around $2.25 for that year.
During 2027, the Pi network value could reach a maximum trading value of $5.25 with a potential low of $1.25. Evaluating the market sentiments, the average price of this altcoin could settle at around $3.25.
By 2028, the value of a single Pi coin price could reach a maximum of $8.50 with a potential low of $2.00. With this, the average price could land at around the $5.50 mark.
Looking forward to 2029, the Pi coin Price may range between $3.50 and $13.75, and a potential average value of around $8.50.
As per our Pi Coin Price Prediction 2030, the Pi coin value in 2030 could reach a high of $22.00. However, the viral altcoin could record a low of $5.50 and an average price of $13.75, if the crypto market turns bearish.
Considering stacking more ETH tokens before the altcoin season begins? Read CoinPedia’s Ethereum price prediction 2025, 2026 – 2030!
*The aforementioned targets are the average targets set by the respective firms.
Also, read Binance coin price prediction 2025, 2026 – 2030!
In 2025, a large accumulation is observed with some important integrations in its ecosystem, and there are more developments too, to join in the following year, which paints the picture green mostly for the  Pi Network.
It is expected to see significant price action, with a target of $1.74 as a key resistance level. If bullish momentum continues, the price could potentially reach $2.0 and $3.0.
The Pi Network’s recent developments—from major token accumulation and Banxa integration to Binance listing rumors—are clear indicators that Pi is no longer just a test project. As market conditions turn favorable and institutional interest grows, Pi Coin is entering a new phase of maturity.
Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.
Complete KYC in the Pi Network app, then migrate your Pi to the Mainnet, and use a supported exchange like OKX, MEXC, Gate.io, or Flitpay, deposit your Pi and sell it for cryptos or FIAT.
The Pi coin today is changing hands at $0.5607.
If the bullish sentiment sustains, the PI value could reach as high as $2.1007 this year.
The value of 1 Pi coin in rupees is INR ₹48.37
Currently, there is no clarity on the launch of Pi coin on Binance.
The Pi network price in India in 2030 could be a maximum of $22.00.
Pi Coin is listed on 12 exchanges, including OKX, Bitget, MEXC, Gate.io, HTX, CoinEx, BitMart, LBank, DigiFinex, CoinW, GCB Exchange, and Pionex.
Read More
The post Pi Network Price Prediction 2025, 2026 – 2030: Why Is Pi Coin Dropping? appeared first on Coinpedia Fintech News
The Pi Network is making waves once again, as its price sees a sudden and powerful breakout backed by real-world developments and renewed investor confidence. With increased activity on major exchanges, rumors of Pi Coin Binance listing, and global adoption efforts, Pi is becoming one of the most-watched tokens in the Crypto market. Global interest in Pi Coin price is surging, especially in regions like India and Pakistan, where users are actively searching for “1 Pi to PKR in 2025” and “Pi Network price in India in the future.”
In August 2025, PI crypto entered a bleeding phase and has built a new all-time low after taking a significant strike by bears in mid-May. The sell-off has continued for the last 86 days and still shows no signs of recovering.
Therefore, if the fall extends, a new low is possible.
However, if demand rises, then there is potential for a retest of the $0.45 and $0.66 mark within August.
The Pi Network price in H1 2025 stayed poor and kept making lower lows until it crashed to $0.40 in April.
It has thwarted all investors’ hopes, despite the fact that a ray of bullish momentum propelled the price toward the $1.68 mark in May, acting like a magnet. However, this level was also recognized as a supply zone, meaning it would require intense buying pressure to break through and maintain a position above it. A daily close above this level was essential.
Unfortunately, the price peaked at $1.65 but ultimately closed around $1.20, resulting in a nearly 30% drawdown in gains on the same day. This sharp decline was attributed to a wave of profit-taking, which caused the weighted sentiment to shift from positive to negative.
From May’s peak, the downtrend continued even into August, marking a fresh ATL of $0.3223. 
The PI crypto is trending negatively in social communities as investors have realized tremendous losses in this asset, and people are booking profits in FOMO, triggering a domino effect, where one by one, dominoes are falling like its price.
In August, demand is extremely poor, and if the price slips further, a new low could be on the horizon.
On the flip side, if the PI network figures out something in order to improve its fundamentals, and bullish demand is received in August.
Then, in that case, breaking through the 20-day and 50-day EMA bands is of extreme value.
If PI price flips these short-term EM bands and even jumps beyond $0.70, then it would signify a Change of Character (ChoCh) in the current bearish trend. Following a ChoCh, the price might advance to retest the Fibonacci 0.236 and 0.5 levels, which lie around $1 and $1.65.
Under extreme and very ambitious bullish conditions, if PI does manage to surpass the 0.5 Fibonacci level, which is closely aligned with a “fixed range volume profile-tool based level,” then odds are higher for higher targets of $2.00 and $3.00 could become attainable later in 2025. However, this potential hinges on the success of utility-driven programs and increased adoption.
The Pi crypto prediction for the year 2026 could range between $0.85 to $3.50. Considering the buying and selling pressure, the average price could be around $2.25 for that year.
During 2027, the Pi network value could reach a maximum trading value of $5.25 with a potential low of $1.25. Evaluating the market sentiments, the average price of this altcoin could settle at around $3.25.
By 2028, the value of a single Pi coin price could reach a maximum of $8.50 with a potential low of $2.00. With this, the average price could land at around the $5.50 mark.
Looking forward to 2029, the Pi coin Price may range between $3.50 and $13.75, and a potential average value of around $8.50.
As per our Pi Coin Price Prediction 2030, the Pi coin value in 2030 could reach a high of $22.00. However, the viral altcoin could record a low of $5.50 and an average price of $13.75, if the crypto market turns bearish.
Considering stacking more ETH tokens before the altcoin season begins? Read CoinPedia’s Ethereum price prediction 2025, 2026 – 2030!
*The aforementioned targets are the average targets set by the respective firms.
Also, read Binance coin price prediction 2025, 2026 – 2030!
In 2025, a large accumulation is observed with some important integrations in its ecosystem, and there are more developments too, to join in the following year, which paints the picture green mostly for the  Pi Network.
It is expected to see significant price action, with a target of $1.74 as a key resistance level. If bullish momentum continues, the price could potentially reach $2.0 and $3.0.
The Pi Network’s recent developments—from major token accumulation and Banxa integration to Binance listing rumors—are clear indicators that Pi is no longer just a test project. As market conditions turn favorable and institutional interest grows, Pi Coin is entering a new phase of maturity.
Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.
Complete KYC in the Pi Network app, then migrate your Pi to the Mainnet, and use a supported exchange like OKX, MEXC, Gate.io, or Flitpay, deposit your Pi and sell it for cryptos or FIAT.
The Pi coin today is changing hands at $0.5607.
If the bullish sentiment sustains, the PI value could reach as high as $2.1007 this year.
The value of 1 Pi coin in rupees is INR ₹48.37
Currently, there is no clarity on the launch of Pi coin on Binance.
The Pi network price in India in 2030 could be a maximum of $22.00.
Pi Coin is listed on 12 exchanges, including OKX, Bitget, MEXC, Gate.io, HTX, CoinEx, BitMart, LBank, DigiFinex, CoinW, GCB Exchange, and Pionex.
Read More

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XRP News Today: Will BlackRock Join XRP-Spot ETF Race After GLS Approval? – FXEmpire

The first US-domiciled XRP ETF launched on Thursday, September 18, fueling speculation about a potential XRP breakout. The REX-Osprey XRP ETF (XRPR) gives investors exposure to XRP, XRP-linked ETFs, and XRP derivatives.
The REX-Osprey XRP ETF reported net inflows of $15 million on its first day, disappointing traders. For context, the US BTC-spot ETF market registered total net inflows of $655.2 million on day one and $1.594 billion in January 2024, setting a high bar for XRP ETFs.
Two other ETFs launched on Thursday, September 18: the Grayscale Digital Large Cap Fund (GDLC) and the REX-Osprey DOGE ETF (DOJE).
Bloomberg Intelligence Senior ETF analyst Eric Balchunas commented on the first day’s performances of XRPR, the Grayscale Digital Large Cap Fund, and the REX-Osprey DOGE ETF, stating:
“GDLC (the first spot crypto ‘5’ basket ETF) did $22m on its first day as an ETF. Really solid. DOJE did $12m and XRPR did $15m. All of them crush the avg ETF launch altho far cry from bitcoin. Still, gotta be happy with that if you are those issuers.”
XRPR may have fallen short of market expectations. However, given that the ETF has a hybrid investment strategy, institutional investors may be holding out for XRP-spot ETFs.
Seven ETF issuers await the SEC’s final decision on XRP-spot ETF filings, including 21Shares, Bitwise, Canary Capital, CoinShares, Grayscale, and WisdomTree. However, investors may have to wait until October 18 for the SEC to announce its decisions. While final decision deadlines range from October 18 to November 14, it’s plausible the SEC will decide on all seven on the same day to mitigate first-mover advantage.
The SEC approved all eleven BTC-spot ETFs on January 10, 2024, preventing one issuer from capturing early market share by being first to market.
BlackRock (BLK) remains one notable absentee from the list of XRP-spot issuers awaiting SEC approval. A BlackRock iShares XRP Trust inclusion could be pivotal to the success of an XRP-spot ETF market.
For perspective, iShares Bitcoin Trust (IBIT) and iShares Ethereum Trust (ETHA) have reported net inflows of $60.4 billion and $13.3 billion, respectively, since launch. For comparison, Fidelity’s BTC-spot and ETH-spot ETFs, the second largest by inflows, have registered net inflows of $12.8 billion and $2.9 billion, respectively.
An iShares XRP Trust filing could be on the horizon, given that the SEC approved the rule change requests from Cboe, Nasdaq, and NYSE. The exchanges requested approval for the Generic Listing Standards for Commodity-Based Trust shares. The GLS means that issuers can list and trade crypto-spot ETFs without the SEC’s review process.
Notably, BlackRock had met with the SEC Crypto Task Force in May to discuss ETF approval standards. The GLS approval could pave the way for BlackRock to list and trade altcoin-spot ETFs, including an iShares XRP Trust.
However, the ETF issuer may assess the demand environment before considering a filing.
Despite solid ETF inflows on day one, XRP tracked Bitcoin into negative territory on Friday, September 19. Pro-crypto lawyer Bill Morgan remarked:
“There is no mystery why XRP price is down the last 24 hours. Just playing follow the leader. This is the overwhelming reality and the most significant factor in XRP price movement, which is heavily correlated with Bitcoin price dynamics. It is consistent with Ripple’s expert evidence in the SEC v Ripple lawsuit.”
Morgan was likely referring to expert testimony arguing XRP is not a security. Ripple’s expert submitted a declaration and a report in 2022 showing the token’s high correlation with BTC (often 0.8-0.95 on a rolling 30-day basis). Doody also provided evidence showing that Ripple’s XRP sales, escrow releases, and corporate statements had negligible impact on price.
The evidence was pivotal in the SEC v Ripple case and Judge Analisa Torres’ 2023 ruling that programmatic sales of XRP did not satisfy the third prong of the Howey Test.
BTC fell 1.13% on Friday, September 19, closing at $115,784.
XRP slid 2.67% on Friday, September 19, following the previous day’s 0.3% loss, closing at $2.9926. The token underperformed the broader market (-1.69%) but traded close to the psychological $3 level. Traders are watching the following technical levels:
In the near term, several key events could drive price action:
XRP’s price outlook hinges on whether institutional inflows and regulatory approvals align, or if headwinds dominate.
Bearish Scenario
These bearish events could push XRP toward $2.8, exposing $2.5, the next key support level.
Bullish Scenario
These events could drive XRP above $3, bringing $3.2 into sight. A sustained break above $3.2 could pave the way to $3.335, opening the door to testing the record high of $3.66 (Binance).
XRP sits at a pivotal moment in crypto history. Spot ETF approvals and regulatory breakthroughs could send the token to new highs, while setbacks could drag it toward $2.5. For traders, events over the next few weeks could determine whether XRP reaches new highs or tumbles on regulatory and market developments.
Analysts will closely monitor how regulatory and economic risks affect XRP’s trajectory in the coming weeks.
With over 28 years of experience in the financial industry, Bob has worked with various global rating agencies and multinational banks. Currently he is covering currencies, commodities, alternative asset classes and global equities, focusing mostly on European and Asian markets.
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