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Bingo night raises money to help feed hungry children in Tuscaloosa – The Tuscaloosa News

Bingo night at Innisfree Irish Pub turned into a battleground to combat food insecurity for West Alabama’s children thanks to an effort by Susan Daria’s public relations class at the University of Alabama.
Alabama Credit Union founded the Secret Meals program to feed hungry children in 2008. The program began in Tuscaloosa at Martin Luther King Jr. Elementary but has spread like wildfire since its inception. The program now serves 101 schools in Alabama and Florida.

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Ghana Lotto Results Today Your Official Guide

Waiting for the Ghana lotto results today? You are in the right place. We post the official winning numbers fast, so you can check your tickets right away.

Your Instant Ghana Lotto Results

No need to search everywhere. We get the information straight from the National Lottery Authority (NLA) and put it right here for you. This way, you can check your numbers in seconds and know if you have a win.

A person checking lottery numbers on their smartphone

Latest Official NLA Ghana Lotto Results

Below is the summary for today's draw, or the most recent one available. All numbers come directly from the NLA, so you know they are correct.

Game Name Draw Date Winning Numbers
[Game Name Here] [Date of Draw Here] [Numbers Here]
[Game Name Here] [Date of Draw Here] [Numbers Here]
[Game Name Here] [Date of Draw Here] [Numbers Here]

Good luck to all players!

How to Read the Results Table

It's very simple. The "Game Name" tells you which game it is, like Monday Special or National Weekly. "Draw Date" shows the day the numbers were drawn, and "Winning Numbers" has the official results you need.

To be sure you're checking your ticket correctly and not making any mistakes, check out our full guide on How to Verify Your Lotto Ticket Safely. It will give you the confidence to know for sure if you've won.

How to Verify Your Lotto Ticket Safely

So, you have the Ghana lotto results today and you think you might have a winning ticket? Good for you! The next step is a big one: confirming your win. Be very careful here, because the only way to be 100% sure and avoid scams is to use the official channels.

Lots of unofficial pages and people will claim to check tickets, but this can lead to wrong info or even fraud. Stick with the official sources to protect your money.

A person's hands holding a lottery ticket and checking numbers against results on a phone screen.

The National Lottery Authority (NLA) has made it simple and secure to check your ticket. They have a few trusted methods so every player can check their numbers without any worry.

Official NLA Verification Channels

To be sure about your win, you must use one of the NLA's approved methods. These all connect directly to the official draw results, so you get an instant and correct check every time.

Here are the best ways to check your numbers:

  • Official NLA USSD Code: This is usually the fastest way. Just dial the official NLA shortcode, *959#, on your phone. Follow the menu to enter your ticket information and see if you've won.
  • Authorised Lotto Retailers: You can walk into any licensed NLA retailer shop. They have special terminals that can scan your ticket and tell you right away if it's a winner and for how much.
  • NLA Official Website: The official NLA website also allows you to check. Find their results portal and type in your ticket numbers to see how they match up against the official draw.

Let's say the winning numbers for a draw were 10-25-40-55-70 and your ticket has those same numbers. An official check will confirm your win. It will also tell you what prize you've won. You can learn more about this in our guide to Understanding NLA Prize Tiers and Payouts.

Important: The NLA will never call, text, or email you to say you have won a prize. You must always be the one to start the check using these official channels. Following this simple rule is the best way to protect yourself from the many lotto scams out there.

Understanding NLA Prize Tiers and Payouts

So, you've checked the Ghana lotto results today and you have some winning numbers. Congratulations! Now for the big question: how much have you won? The National Lottery Authority (NLA) has a proper system that decides your payout based on the game you played and how many numbers you matched.

Knowing these prize tiers is the key to figuring out what your ticket is worth. A win is not just a win; its value depends on your stake and the type of play. This keeps things fair and clear for every player.

Direct Play Payouts

Direct Play is the simplest way to get in on the action. You just pick your numbers and hope they drop in the draw. The more numbers you catch, the bigger the payout multiplier on your stake.

Here’s a quick look at how it works:

  • Direct-1 (First Number Drop): If you correctly forecast the very first number drawn, you win. The payout for this is 40 times your stake.
  • Direct-2 (Any Two Numbers): Correctly picking any two of the five winning numbers gives a very nice return, usually 240 times your stake.
  • Direct-3 (Any Three Numbers): If you match any three numbers, you're looking at a payout of about 2,100 times your stake.
  • Direct-4 (Any Four Numbers): This is a serious win, paying out around 6,000 times your stake.
  • Direct-5 (Jackpot): The ultimate prize! Matching all five winning numbers will land you a massive payout of roughly 50,000 times your stake.

For example, if you stake GHS 1 on Direct-2 and your two numbers appear, you walk away with GHS 240. Simple as that.

Permutation and Banker Plays

Serious players often use other strategies like Permutation and Banker to improve their chances, though these plays affect both your stake and potential payout.

A Banker is one number you feel strongly will be drawn, which you then play against other numbers. Be warned: if your Banker does not drop, your whole ticket is a loss. It’s a high-risk, high-reward move.

Permutation (or 'Perm') means you select more than five numbers and then play every possible combination from that selection. For instance, if you perm three numbers (say, 10-20-30), you are actually playing three different Direct-2 tickets: (10-20), (10-30), and (20-30). It costs more because you're playing more lines, but it gives you a much better chance to catch a winning combination. Your final payout will depend on how many of these combinations win.

Your Complete Guide to Ghana's Lotto Games

Before you can check the Ghana lotto results today, you need to know which game you've played! The National Lottery Authority (NLA) keeps things exciting with different draws almost every day of the week, giving players plenty of chances to win from Monday all the way to Sunday.

Every game uses the same simple 1–90 format, but each has its own following. Knowing if you staked on Midweek or National is the first step. It's all part of the fun, and this daily action is a big part of lotto culture here in Ghana.

Getting to Know the Daily and Weekly Draws

The NLA has a packed schedule, so there’s always a draw just around the corner. Some games, like the National draw, are old favourites with a massive following. Others have become popular simply because they fall on a lucky day for someone.

Here’s a quick look at the main games you’ll come across:

  • Monday Special: A great way to kick off the week with a fresh chance to win.
  • Lucky Tuesday: Just as the name says, it's a shot at some midweek good fortune.
  • Midweek: This is a big one. Held every Wednesday, it's one of the most popular games around.
  • Fortune Thursday: Keeps the excitement rolling as we head towards the weekend.
  • Friday Bonanza: What better way to end the work week than with another opportunity to cash in?
  • National Weekly: For many, this Saturday draw is the main event. It’s a classic.
  • Sunday Aseda: This "Thanksgiving" draw is a newer game that wraps up the week perfectly.

With a draw nearly every day, there's always a result to look forward to. This table below will help you keep everything straight.

NLA Lotto Draws Weekly Schedule

Here’s a simple guide to know which day each of the official NLA lotto games are drawn.

Game Name Draw Day Official Draw Time
Monday Special Monday 6:30 PM
Lucky Tuesday Tuesday 6:30 PM
Midweek Wednesday 6:30 PM
Fortune Thursday Thursday 6:30 PM
Friday Bonanza Friday 6:30 PM
National Weekly Saturday 6:30 PM
Sunday Aseda Sunday 6:30 PM

Player Tip: Many old hands stick to one favourite game they play week in, week out. Others like to try their luck on a few different draws. There's no right or wrong way—it all comes down to what you prefer and what your pocket allows.

What the Numbers Tell Us: A Look at Lotto Statistics

It's one thing to check the Ghana lotto results today, but it's another to step back and look at the bigger picture. The National Lottery Authority (NLA) keeps records on everything, and this data paints a fascinating picture of how people play lotto across Ghana.

You can quickly see a big difference between city and country players. The numbers show that most of the action happens in the major cities. This tells us a lot about how access to lotto and even local culture affects how popular the game is from one area to the next.

Player Habits and Popular Numbers

When you dig into the official reports, you start seeing clear patterns—where tickets are sold the most and which numbers seem to pop up more often over the years. Of course, this is just statistics; every draw is random and these numbers don't predict what will come next.

Looking at these stats helps players understand just how big the NLA games are and what the real odds look like. It moves the conversation away from superstition and more towards how the game actually works.

The NLA reports show that roughly 65% of all lotto tickets are bought in urban areas like Accra and Kumasi. The other 35% comes from more rural communities.

As for the numbers themselves, a look back at the last decade shows that 7, 14, 21, 28, 35, and 42 have been drawn most frequently, showing up in about 12% of all draws. If you're curious, you can find more official data like this on popular NLA results portals.

The National Lottery's Economic Contribution

When you check the Ghana lotto results today, you're doing more than just seeing if you’ve won. Every single ticket bought plays a part in a much bigger system, one that directly funds Ghana's economy. The National Lottery Authority (NLA) isn't just about games and prizes; it's a major financial engine for the country's development.

This means even a non-winning ticket has a purpose. The money from sales is channelled back into communities, supporting everything from new infrastructure to essential social programmes. It’s a system designed to build the nation, one draw at a time.

The chart below shows just how many people are playing, broken down by urban and rural areas.

Infographic showing 65% of lotto players are in urban areas and 35% are in rural areas.

As you can see, the engagement from city centres is strong, which makes sense given the easier access to lotto retailers there.

How Lotto Revenue Is Shared

The amount of money flowing through the NLA is serious business. Based on the National Lottery Authority’s own annual report, total revenue from lotto sales hit a massive GHS 1.8 billion, which was a 12% increase over the previous year.

So, where does all that money go? It's carefully split:

  • 55% is set aside for prize payouts to winners like you.
  • 30% goes straight into government funds for national development projects.
  • The last 15% covers the NLA's operational costs and the commissions paid to retailers.

If you want to dig deeper into the numbers, you can find more details in the NLA's official records.

A Practical Guide to Responsible Gaming

Let's be real, checking the Ghana lotto results today brings a rush of excitement. But it's vital we remember the golden rule: lotto is for fun, not a financial plan. Playing responsibly keeps the game enjoyable and prevents it from becoming a problem. The most important thing is to only play with money you are genuinely okay with losing.

A person holding a piggy bank, symbolizing saving and responsible spending.

This means you must set a firm budget for what you'll spend on tickets each week or month—and stick to it, no matter what. Never borrow money to play or try to "chase" your losses by spending more than you planned. That's a quick way to get into trouble.

Key Principles for Safe Play

To keep your lotto playing healthy and fun, keep these simple guidelines in your mind. They're here to help you stay in control and enjoy the game for what it truly is.

  • Set Clear Limits: Before you even think of playing, decide on a budget. Treat it just like you would any other entertainment expense, like going to the cinema or buying data.
  • Understand the Odds: You have to accept that winning is rare. Play for the thrill of the chance, not because you expect to win every time.
  • Recognise It's Not a Job: Lottery games are not a substitute for a job or a way to pay off debts. Think of it as a small bit of fun, nothing more.

Remember, the main goal of playing lotto is for a bit of entertainment. If it stops being fun or starts causing you stress and worry, it’s a clear sign to take a break. Help is always available if you feel your gaming is becoming a problem.

Your Ghana Lotto Questions, Answered

Got questions about today's lotto results or how the games work? We've got you covered. Here are straight answers to the most common things players ask, all based on the official rules from the National Lottery Authority (NLA).

How Long Do I Have to Claim a Win?

You don't have forever to cash in on a win, so pay attention here. According to NLA rules, you generally have between 14 to 30 days from the draw date to claim your prize.

It’s always a good idea to double-check the back of your ticket or the NLA website for the exact deadline, as it can sometimes change. Don't let your winnings slip away!

What If I Lose My Winning Ticket?

This is the tough part. A lotto ticket is what they call a "bearer document," which is a fancy way of saying whoever holds it, owns it. Unfortunately, the NLA can't help if your ticket is lost or stolen.

Pro Tip: The moment you get your ticket, sign the back of it. This simple step can help prove you're the real owner if there's ever a dispute.

Where Do I Go to Claim My Money?

Where you collect your winnings depends on how much you've won. It’s pretty straightforward:

  • For Smaller Wins: You can usually collect your cash from any authorised NLA lotto retailer. Simple and quick.
  • For Bigger Prizes: If you've hit a major win, you'll need to visit an official NLA regional office or their headquarters in Accra.

Make sure you bring a valid ID, like a Ghana Card or your passport, when claiming a big prize. They'll need it to verify who you are before handing over the cash.


Here at One2niety, we give you more than just results. We provide the analysis and winning records you need to stay on top of your game. For more insights, check out our Crypto Hub for the latest in finance and tech.

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Cordova man wins $350,000 in lottery’s Big Spin – The Times and Democrat

Here’s why lucky numbers could be hurting your (already slim) lotto chances.
Two days before his wedding, a Cordova man found out he was going to be a contestant on the S.C. Education Lottery’s The Big Spin Live. Three weeks later, the newlyweds are debt free.

Subscribe to our Daily Headlines newsletter.
Here’s why lucky numbers could be hurting your (already slim) lotto chances.
Adam A. is pictured holding his oversized lottery check for $350,000 alongside The Big Spin Live show host Amy.
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strands today



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Cracks seen in windshield: Lahore-Jeddah flight diverted to Karachi

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India’s top court says Air India crash report does not insinuate anything against pilot

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“Don’t Carry Burden On Yourself”: Top Court To Father Of Air India Pilot

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Air India pilot ‘not to blame’ for crash

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Yahoo



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After Zohran Mamdani’s historic win in New York, Mumbai BJP chief’s warning: ‘If anyone tries to impose a Khan…’ | India News

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Hindustan Times


‘Won’t allow a ‘Khan’ to become Mumbai Mayor: BJP leader Satem’s warning after Mamdani’s win

https://www.deccanherald.com/india/maharashtra/wont-allow-a-khan-to-become-mumbai-mayor-bjp-leader-satems-warning-after-mamdanis-win-3789096
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Deccan Herald


The Utopia of the Livable City

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ChatGPT Price Prediction For: Ripple (XRP), Cardano And Pepeto By End Of 2026 – Outlook India

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November began with a hard reset across crypto. Bitcoin dipped under $100,000, Ethereum followed, and the entire market turned red as traders rushed to sell. Screens were flashing losses everywhere, but experienced investors see something else. Every deep correction in past cycles, from 2018 to 2020 and 2022, set up the biggest rallies that followed.
In a market this volatile, clear analysis matters more than ever, so we asked ChatGPT to review the data and identify the best crypto investment heading into 2026. The idea was simple, find where the risk to reward looks strongest as the market resets.
So we did that. We asked ChatGPT for a clear price prediction, covering two major names, XRP (XRP) and Cardano (ADA), and a new meme-utility project that is now drawing investors’ attention: Pepeto (PEPETO), that many see as a strong contender.
ChatGPT Prediction:
So, what does ChatGPT’s $10 XRP price prediction really mean? The AI projections that XRP could hit $10 within the next few months, implying a move of more than 300% from today’s levels. While that sounds bold, the reasoning behind it is grounded in both macro and on-chain trends that align with previous market recoveries.
The key argument is liquidity. As inflation keeps coming down and central banks prepare rate cuts, capital tends to rotate back into risk assets, and crypto historically reacts first. ChatGPT’s analysis suggests that this easing environment, paired with ETF inflows, could send new institutional money into XRP just as supply tightens.
Ripple’s structured monthly releases remain a factor too. Most of the unlocked XRP is quickly re-locked, limiting the amount that actually enters circulation. This supply discipline, combined with visible whale accumulation, sets the stage for a potential breakout if momentum returns above the $2.40–$2.60 range.
The projection isn’t only about price action, though. It also leans on the idea that a friendlier macro backdrop and ETF access could finally give XRP what it has lacked for years, consistent institutional liquidity. If those pieces fall into place, ChatGPT’s $10 target by early 2026 doesn’t sound like hype, but rather a reflection of renewed confidence in one of crypto’s oldest large-cap assets.

For Cardano (ADA), ChatGPT’s short-term prediction of $3 by mid to late 2025 suggests a strong comeback that fits with the broader altcoin rotation narrative. From its current range near $0.55 to $0.60, that would be roughly a 5× rise,ambitious but within reach if liquidity returns and Bitcoin stays above $100,000.
The forecast points to three clear reasons this could happen. First, ADA’s high staking participation shows long-term confidence even through weak markets. Second, Cardano’s growing TVL and ecosystem development, including real-world app integrations and sidechain projects expected in 2025, add steady demand for the token. Third, the last cycle’s $3.10 peak gives technical traders a reference for what a full recovery could look like.
That said, the next leg depends heavily on timing and macro flow. If institutional interest spreads beyond Bitcoin ETFs and rotates into major altcoins, ADA could be one of the first to benefit. ChatGPT’s call suggests a view that Cardano’s patient, research-driven model might finally pay off next year, a reward for holders who stayed through the slow build and a possible setup for new buyers aiming for a top-tier Layer-1 rebound.
ChatGPT’s model projects a 46× rise for Pepeto by launch, with a realistic path toward 100× depending on how fast the market recovers and how much capital keeps flowing in.
The reasoning is pretty convincing. Pepeto (PEPETO) sits at the center of what’s now driving the next generation of meme coins: utility, staking, and cultural depth. Every swap on PepetoSwap runs through the PEPETO token, meaning demand grows with each trade. Add audited contracts, a zero-fee exchange, and 219% staking APY, and you have real yield built into the meme narrative.
From a journalist’s point of view, what stands out most is the structure behind the hype; Pepeto is directly linked to PEPE through its identical 420 trillion total supply, but it adds something PEPE never had: real utility from day one. That combination of cultural legacy and working tools gives Pepeto an edge in 2025, when hype alone no longer moves markets.
On top of that, reports that top SHIB and PEPE holders are buying heavy and early in the presale, suggest seasoned money sees this as more than a meme. Combine that with the Tier 1 listing reported by the team and Pepeto’s active $700K giveaway and you get momentum that usually precedes breakout listings.
When history repeats itself, early entries here could mirror what Dogecoin and Shiba Inu did in their early phases, except this time the play is powered by actual tools. With more than $7M raised already, at one of the cheapest entries in the market, the presale shows real strength and strong attention from both retail buyers and larger wallets, that is why AI say minor to high returns are on the table for those who join Pepeto during the presale.
For More Info About Pepeto, Visit:
X (Twitter): https://x.com/Pepetocoin
Telegram Channel: https://t.me/pepeto_channel
Instagram: https://www.instagram.com/pepetocoin/
Disclaimer : Cryptocurrency investments are risky and highly volatile. This is not financial advice; always do your research. Our editors are not involved, and we do not take responsibility for any losses.
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Kerala Lottery Result Today Live Updates 07-11-2025: Suvarna Keralam SK-26 Lottery Lucky Draw results- Check Friday Winning Ticket Numbers Results [OUT] – Times Now

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Kerala Lottery Result Today Suvarna Keralam SK-26 Live: The first winner of today’s lottery game- Suvarna Keralam SK-26 lottery- will take home Rs 1 crore as a cash prize. The Kerala lottery is one of the most trusted games in the country.
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Yellowwood Park residents enjoy bingo blitz – The Citizen

YELLOWWOOD Park Sports Club was filled with cheers, laughter and bingos as 26 enthusiastic residents gathered for the club’s regular bingo nights on November 5.
Also read: Bingo tradition kept alive at Yellowwood Park Sports Club
Contestants competed in several rounds trying to achieve the different types of bingo, including top row, second and third row, corner to corner and the popular full house. Participants were determined to walk away with one of the many prizes to be won. These included chocolates, coffee mugs with cappuccino and biscuits, car windscreen visors and notebook with a pen or pencil sets.
Erika Smith, organiser of the night, said many people joined – some were returning players and the rest were newcomers.
“Everyone is welcome to attend, even if you’re not a member of the club. It is all about community, fun and meeting new people. Bingo night gives our residents something to look forward to and brings us together,” she said.
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UCF vs Houston predictions, picks, odds. Who wins Week 11 college football game? – Daytona Beach News-Journal

3-2-1 blastoff! UCF football plays perhaps its spaciest Space Game ever tonight against Houston, looking to extend its record in its nods to the school’s NASA ties to 9-0.
The Knights could use some magic of the Citronauts (that’s what they’ll be called tonight) after taking a 30-3 loss last week at Baylor to fall to 4-4 (1-4 in Big 12). Running back Myles Montgomery, sixth in the conference with 71.5 rushing yards per game, has gone three games without a 100-yard day. Slumps haven’t stopped the Space Game mojo before: UCF was on a five-game skid last year before unleashing a 56-12 beatdown on Arizona.
At 7-2 (4-2), Houston is hoping to get into the Big 12 championship game and snag a College Football Playoff bid. Those plans took a shot last week when the Cougars were stunned at home by West Virginia 45-35.
Odds courtesy of BetMGM as of Thursday, Nov. 6. 
Not interested in this game? Our guide to college football betting odds, picks and spreads has you covered.
If you’re new to sports betting, don’t worry. We have tips for beginners on how to place a bet online. And USA TODAY Network readers can claim exclusive promos and bonus codes with these online sportsbooks and sports betting sites.
UCF 24, Houston 16: “Generating takeaways tops UCF defensive coordinator Alex Grinch‘s checklist every week, but it becomes even more imperative against Houston. The Cougars turned the ball over four times against West Virginia, and it resulted in 17 points for the conference’s bottom-ranked offense. Seven of Houston’s eight turnovers this fall occurred in their two losses.”
Houston 27, UCF 21: “How long can the Space Game win streak continue? Into infinity? UCF’s offense will need to be just short of infinity times better to get a win Friday. Last week against Baylor, it managed three points. On Oct. 11 against Cincinnati, it mustered 11. The Knights’ lone win since mid-September — and lone offensive outburst of more than 20 points since then — came Oct. 18 against West Virginia 45-13.”
Houston 46, UCF 17: “This whole Space Game streak of UCF’s truly is out of this world. Include the wild margin-of-victory average, and you really do need a rocket scientist to decipher the statistical oddities in play here. Both teams are coming off a disappointing loss. But UCF’s 30-3 pratfall at Baylor provides the type of recency bias you can’t ignore.”
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Gambling involves risk. Please only gamble with funds that you can comfortably afford to lose.  While we do our utmost to offer good advice and information we cannot be held responsible for any loss that may be incurred as a result of gambling.  We do our best to make sure all the information that we provide on this site is correct. However, from time to time mistakes will be made and we will not be held liable. Please check any stats or information if you are unsure how accurate they are. No guarantees are made with regards to results or financial gain. All forms of betting carry financial risk and it is up to the individual to make bets with or without the assistance of information provided on this site and we cannot be held responsible for any loss that may be incurred as a result of following the betting tips provided on this site.  Past performances do not guarantee success in the future and betting odds fluctuate from one minute to the next. The material contained on this site is intended to inform, entertain and educate the reader and in no way represents an inducement to gamble legally or illegally or any sort of professional advice.
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Jackpot Digital Sees Surge in Warrant Activity and Expands U.S. Market Presence – TipRanks

Jackpot Digital ( (TSE:JJ) ) has provided an announcement.

Jackpot Digital Inc. has reported a significant increase in the exercise of its trading warrants, with 11,167,843 warrants exercised at $0.10 per share in the last 60 days. This activity was notably led by insider Lyle Berman, who exercised 4,196,100 warrants. The company is expanding its presence in the U.S. market by installing its flagship Jackpot Blitz® dealerless electronic table games in casinos across several states, including California, Louisiana, New York, and Wisconsin. This expansion is expected to solidify Jackpot Digital’s position in the gaming industry, particularly in low-limit poker games, as highlighted by Berman’s endorsement of the company’s potential once fully licensed in major markets.
More about Jackpot Digital
Jackpot Digital Inc. is a leading provider of electronic poker table games, offering innovative gaming solutions to casinos worldwide. The company specializes in the development and deployment of dealerless multiplayer electronic poker electronic table games (ETGs), providing operators with efficient, cost-effective, and revenue-generating alternatives to traditional live-dealer table games. Jackpot Digital is committed to enhancing the player experience and helping operators optimize their gaming offerings.
Average Trading Volume: 159,604
Technical Sentiment Signal: Buy
Current Market Cap: C$34.39M

For an in-depth examination of JJ stock, go to TipRanks’ Overview page.

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‘You go to bed… and wake up with £200m’: Lottery adviser on how life will change for Euromillions winner – The Independent

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Less than 20 people in the UK have won lottery prizes of more than £100 million – here’s what they spend their winnings on
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Those lucky enough to win the jackpot on the lottery will know from the moment their numbers were called that their lives will never be the same again.
One ticket holder from Ireland scooped a record-breaking €250m (£208m) in the Euromillions Lottery jackpot on Tuesday, after nobody won the jackpot in the draw last week.
Most of us have planned what we would do in the dream situation of winning millions in the lottery, from exotic holidays to retiring early.
But what actually happens after the adrenaline rush of realising you’ve picked the lucky numbers?
People have spent their money in the past taking their pets on private jets or having a celebrity chef to come and cook Christmas lunch, says Andy Carter Winner’s Adviser at Allwyn, the operator of The National Lottery in the UK.
Mr Carter is the main point of contact for those who have won the big bucks in the lottery in the UK.
He visits the winners, validates their claim, organises payment and talks them through their next steps to make sure they have the support and advice they need.
But the first piece of advice Mr Carter gives winners is to take some time away, take a holiday and let it sink in. He explained the winnings are paid in one lump sum, meaning it can be very overwhelming.
“It’s a huge amount of money, it’s a big shock for people and they just need to sort of take their time on it,” he told The Independent.
“You went to bed with your life as it was, and you’ve woken up and won £200m. That amount of money is beyond questions of whether or not you at work, or whether you pay the mortgage or not.
“That is about generational wealth,” he added.
“The people who won this money will be able to help out their great grandchildren and great, great grandchildren who haven’t even been born yet.”
In the weeks after winning life-changing amounts of money, Mr Carter makes sure winners have access to legal advice, financial advice and well-being advice.
“We make sure they have access to other lottery winners as well. If you’ve won all this money, the best thing you can do is go and have a cup of tea with someone else who’s won because they’re the people that will truly understand,” he said.
Less than 20 people in the UK have won lottery prizes of more than £100 million, Mr Carter explained.
Financial advice is vital for people who have never had to handle this extortionate amount of money.
Most people spend their lives making financial decisions on paying off the mortgage, retiring or buying a house.
But lottery winners are suddenly burdened with making huge financial decisions.
“Everything you’ve ever known about money has changed,” Mr Carter said.
“People sit around in pubs across the country thinking what they would do if they won. But when you do win it becomes slightly more serious, and people do probably more conservative things than they perhaps thought they would do,” he added.
But that doesn’t mean he doesn’t advise people to enjoy their winnings, celebrate and tick off bucket list items.
Allwyn partners with a concierge service that can arrange bucket list items for winners. They can arrange meetings with celebrities, grand proposals, holidays and arranging private jets.
“You don’t want to look back on it in years to come and think: I didn’t make the most of it,” he said.
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