XRP is at the center of a new, high-profile debate this week. The token has become a regular name in crypto discussions, from its flat price movement and ETF launch delays to more positive updates like Ripple’s recent $11 billion institutional win. But this week, a new discussion has caught fire online — one that questions the very core of XRP’s value.
Related: XRP Traders Parse Ripple Swell 2025 Schedule for Market-Moving Announcements
Analyst Scott Melker asked a question that many XRP holders might have quietly thought about. He wanted to know what the real pitch for XRP is today; not for Ripple the company but for the token itself.
I say this with no disrespect, looking for an actual answer.

What is the current pitch for $XRP? The token, not Ripple the company.

Western Union chose Solana for their stablecoin. Swift went with Linea on ETH, which was the selling point I heard for years?

Stablecoins have…
The reason to doubt XRP’s real-word utility, Melker pointed out, was that Western Union chose Solana to launch its stablecoin, while Swift opted for Linea on Ethereum. 
For years, XRP’s selling point was cross-border payments, but now stablecoins seem to have taken over that space. So, what is XRP’s role in the current crypto market context?
Ripple’s Chief Technology Officer, David Schwartz, stepped in with a detailed response. He explained that XRP still holds a special place in the blockchain world because it allows users to be their own bank without middlemen taking a cut of their transactions.
“I do think XRP’s special place on XRPL ensures that XRP will capture some of the value XRPL transactions generate,” he said
According to Schwartz, the XRP Ledger (XRPL) was built to let XRP serve as the bridge asset for global transactions. It is the only digital asset that every account on the ledger can access, regardless of jurisdiction, and it carries no risk of default, freezing, or clawback. This, he said, gives XRP a unique form of reliability that centralized payment systems and some stablecoins cannot match.
Melker, however, pushed the discussion further. He asked how much of XRP’s current value comes from real adoption compared to future expectations.
Schwartz’s response was candid. He admitted that most cryptocurrencies, including Bitcoin, derive much of their value from expected future speculation rather than immediate utility. He pointed out that Bitcoin’s main thesis today is built on what might happen if corporations and institutions start holding it, not necessarily on its day-to-day usage.
In other words, much of crypto’s value still depends on what people believe will happen, not what has already happened.
Related: XRP is entering November, historically its second-best month
Disclaimer: The information presented in this article is for informational and educational purposes only. The article does not constitute financial advice or advice of any kind. Coin Edition is not responsible for any losses incurred as a result of the utilization of content, products, or services mentioned. Readers are advised to exercise caution before taking any action related to the company.
Coin Edition is an independent digital media company that focuses on news from the blockchain and crypto space.
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4 tips for successful EHR integration during M&A  Advisory Board
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A previsão de preço cripto para XRP, Pi Coin e Dogecoin se tornou mais otimista hoje, mesmo porque o mercado continua em uma posição de sobrevenda, tornando uma recuperação mais provável.
A capitalização total do mercado caiu 0,3% nas últimas 24 horas, enquanto o Bitcoin (BTC) caiu 0,5% e Solana 1,5%.
No entanto, ainda há algumas oportunidades de ganhos hoje, com o Ethereum subindo 1%, enquanto os tokens sobrevendidos estão cada vez mais perto de rebotes.
Este é particularmente o caso dos alts que apresentamos abaixo, todos os quais podem estar prestes a se reunir fortemente muito em breve.
US$ 2,85, o preço do XRP caiu 0,5% nas últimas 24 horas, enquanto também caiu 5% em uma semana e 7% em um mês.
Por outro lado, o XRP tem um retorno de alta de 415% nos últimos 12 meses, tornando-se uma das moedas top-20 mais fortes durante este período.
Tem seus fortes fundamentos para agradecer por esse crescimento, com a Ripple continuando a expandir seu negócio de pagamentos transfronteiriços novamente depois de finalmente encerrar sua longa batalha legal com a SEC no início de agosto.
Nas últimas semanas, a empresa comprou a plataforma de stablecoin Rails por US$ 200 milhões, enquanto também anunciou parcerias e garantiu licenças em Dubai.
Isso é muito encorajador para o XRP, que agora está perto de atingir o fundo do poço, como indica seu gráfico.
Podemos ver seu RSI (amarelo) e MACD (laranja, azul) se aproximando dos fundos, o que pode significar que o XRP pode subir novamente depois de tocar US$ 2,80.
Pode voltar a US$ 3 nas últimas semanas de setembro, enquanto termina o ano acima de US$ 5, assumindo um corte na taxa do Fed e um rali de alta no final do ano.
PI sofreu uma ligeira queda para US $ 0,3453 hoje, marcando uma perda de 2% em uma semana e uma perda de 3% em um mês.
Mais preocupante, o preço do PI também caiu 88% desde que atingiu um recorde histórico de US$ 2,99 em 26 de fevereiro, com o alt lutando para manter o ímpeto de seu lançamento público.
No entanto, há sinais encorajadores de que ele pode estar lançando as bases para um retorno constante, dadas as várias atualizações que lançou recentemente.
O mais recente é o lançamento de uma versão Linux de seu software de nó, tornando-se mais acessível a um grupo mais amplo de validadores e desenvolvedores.
Também lançou um Pi App Studio, que abre o desenvolvimento da Pi Network até mesmo para pessoas sem experiência em codificação.
Como tal, há todas as hipóteses de que recupere fortemente à medida que o mercado retoma no final do ano.
Ele tem sido negociado em uma posição de sobrevenda por muito tempo, então um final de ano otimista pode vê-lo subir de volta acima de US$ 1, e até mesmo além de US$ 2.
A Dogecoin se manteve no nível de US$ 0,2166 hoje e, embora isso marque uma queda de 3% em uma semana, o popular token meme possui um ganho de 4% em um mês e um aumento de 125% em um ano.
Isso se compara favoravelmente a outros alts e moedas meme, com a principal razão para o relativo sucesso do DOGE sendo sua comunidade de apoiadores de longa data.
Apesar de ter pouco em termos de fundamentos ou utilidade, a Dogecoin continua a atrair apoio e interesse, quanto mais não seja porque Elon Musk continua a ser um dos seus maiores apoiantes.
Por exemplo, o advogado de longa data de Musk, Alex Spiro, está prestes a lançar um novo veículo de investimento institucional para o DOGE, com uma captação inicial de US$ 200 milhões.
Isso mostra como o DOGE ocasionalmente se beneficia de bombas e notícias positivas, e com X ainda trabalhando para pagamentos digitais, permanece a chance externa de que os pagamentos Dogecoin possam chegar à rede social.
E se olharmos para o seu gráfico, vemos que também sofreu no último mês, mas pode estar perto de encenar um regresso.
Uma vez que seu MACD caia em uma posição claramente negativa / sobrevenda, a previsão de preço cripto para DOGE se tornará positiva, com a moeda subindo para US$ 0,30 em outubro e atingindo US$ 0,50 até o final do ano.
Embora os tokens acima estejam ostentando previsões de preço de criptomoedas cada vez mais positivas, também há tokens mais novos no mercado que podem explodir no final do ano.
Algumas delas são moedas de pré-venda, com uma das moedas mais empolgantes sendo Maxi Doge ($MAXI), um token ERC-20 que abriu sua ICO há algumas semanas.
Filhotes de Smol perseguem paus, eu levanto castiçais pic.twitter.com/d2Lujp9Jkz
Já arrecadou pouco mais de US$ 1,8 milhão, no que é um sinal claro de sua crescente – e futura – popularidade.
Ostensivamente outro token meme temático da Dogecoin, Maxi Doge é realmente algo um pouco diferente, com o novo projeto tendo um tema de negociação hiper-otimista.
Atualmente, está construindo uma comunidade online que se reunirá em seus canais Discord e Telegram, onde eles terão a oportunidade de compartilhar tups de negociação, bem como coordenar estratégias.
Ao mesmo tempo, Maxi Doge sediará competições de negociação regulares, incumbindo os membros da comunidade de ver como eles podem obter o máximo retorno dentro de um determinado contexto e dado espaço de tempo.
Os vencedores receberão recompensas na forma de MAXI, que terá um fornecimento máximo de 150,24 bilhões de tokens.
Os detentores do MAXI poderão apostar o token para rendimentos de staking regulares, enquanto o próprio Maxi Doge reterá 25% de seu fornecimento total para uso em um Fundo Maxi.
Utilizará este fundo para apoiar novas parcerias e iniciativas publicitárias, ajudando a fazer crescer o Maxi Doge e a aumentar a sua visibilidade.
Juntamente com as competições de negociação, o Fundo deve dar ao MAXI uma grande vantagem sobre seus rivais.
Os investidores podem participar da venda visitando o site Maxi Doge, onde o MAXI custa atualmente $0.0002555.
Isso aumentará em pouco menos de dois dias e continuará a subir até que a venda termine, então os investidores devem agir rapidamente.
Visite o site oficial aqui

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The cryptocurrency realm is in constant flux, and as we approach 2025, the stakes for savvy investors rise dramatically. The quest for lucrative digital assets leads us to the forefront, where one name shines brighter than the rest: BullZilla ($BZIL). So, what sets this cryptocurrency apart in a crowded field of contenders clamoring for attention?
Community-centric tokens have begun to redefine the investment landscape, thriving on the very essence of collective engagement and support from their users. BullZilla is the quintessential embodiment of this phenomenon, cultivating a robust ecosystem driven by its community. With strategic innovations such as the Progressive Price Engine and integrated burn mechanisms, BullZilla skillfully rewards its early backers while fostering an inclusive environment. Investors don’t just watch their investments grow; they feel part of something significant and dynamic.
As excitement builds around BullZilla’s enticing presale, which has already attracted over $990K in funding, it’s clear this cryptocurrency isn’t just another option—it’s a movement. The pricing structure, which adjusts every $100K raised or every 48 hours, lures discerning investors looking for remarkable returns. Plus, with the HODL Furnace feature, those who stake their tokens can expect an impressive annual percentage yield (APY) of 70%, transforming patience into substantial profit.
With unique features designed to engage investors and cultivate scarcity, BullZilla positions itself not merely as a crypto asset but as a catalyst for potential transformation—an invitation to join in on a journey of exceptional growth.
When evaluating BullZilla, it’s essential to consider its position relative to other prominent cryptocurrencies such as Official Trump Coin and Binance Coin. The recent surge of Official Trump Coin, a notable 6.67%, appears fueled more by speculation than enduring community strength. Conversely, Binance Coin, a longtime player, maintains a stable price near $318.72. Yet, when pitted against BullZilla’s promising trajectory, Binance Coin’s consistency begins to look more like stagnation.
As we move into 2025, the cryptocurrency marketplace harbors untapped potential amidst ongoing technological advancements and wider adoption. Established cryptocurrencies like Bitcoin continue to provide a foundation of stability, while bold initiatives such as BullZilla attract the attention of risk-tolerant investors in search of substantial rewards. Financial experts advocate for a mixed investment approach, blending time-tested assets with dynamic newcomers like BullZilla to optimize potential yields.
Investing in cryptocurrency presales comes with unique perks not found in conventional financial ventures. Currently, BullZilla’s presale offers an opportunity for early supporters to purchase tokens at lower rates ahead of its public debut. A $3,000 investment could result in as many as 14.6 million tokens—an enticing prospect given the potential for a significant price surge shortly after the launch.
Moreover, clear, transparent tokenomics provide investors with vital insights into the project’s operational mechanics, empowering them to make informed decisions.
Thriving in the cryptocurrency sphere necessitates a well-crafted strategy. Diversifying one’s portfolio by balancing stable types like Binance Coin with promising tokens such as BullZilla can help safeguard investments. Staying attuned to market trends and understanding these cryptocurrencies’ distinctive qualities—including the HODL Furnace’s appealing mechanics—can significantly elevate returns. Participation in community-driven initiatives also plays a critical role; strong backing is often an indicator of sustainable growth.
As the cryptocurrency landscape continues to evolve, identifying promising opportunities becomes ever more critical. BullZilla stands as a beacon of potential in the ongoing race for the most appealing cryptos to invest in for 2025. Its innovative features, commitment to community, and dynamic presale structure collectively create a compelling case for investors eager to take action. The opportunity to invest in presales like BullZilla transcends immediate financial returns—it’s about participating in the next leap of cryptocurrency evolution.
Act swiftly—capitalize on this golden opportunity to secure your stake in what promises to be a transformative journey in the world of crypto!

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BullZilla is set to be the leading crypto for 2025, offering lucrative presale opportunities and innovative features to investors seeking growth in the volatile crypto market.
dYdX's U.S. spot trading launch is set to reshape crypto asset management, fostering competition and innovation for startups in the evolving market.
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Brian Armstrong, CEO of Coinbase Global Inc. (NASDAQ:COIN), expects payments to become the next significant use case for the cryptocurrency industry
During Coinbase's third-quarter earnings call, Armstrong was asked about the future of stablecoins and Coinbase’s role in the cross-border payments landscape.
“I mean, payments are just very clearly the next big use case for crypto,” the CEO responded. He emphasized the high growth potential, citing the $40 trillion annual volume of cross-border payments, of which 75% is business-to-business, something he sees as an “early use case” for stablecoins.
Armstrong also mentioned the integration of payment features into the Coinbase retail app and the new Base app, which he believes will be “powerful.”
He talked about Coinbase’s partnership with Shopify Inc. (NYSE:SHOP), in which it powers USDC (CRYPTO: USDC) checkout for their merchants.
See Also: Bitmine Immersion Technologies (BMNR) Stock Is Getting Hammered: What’s Going On?
“I think we’re really one of the only companies that can start to connect these businesses and consumers in the 2-sided market,” Armstrong said.
While acknowledging that it’s still early days, Armstrong expressed optimism about the future of payments over the internet and AI agent payments as emerging areas in the cryptocurrency space.
Armstrong’s comments come on the heels of a successful third-quarter earnings report for Coinbase. The company beat expectations on both the top and bottom lines.
The Coinbase executive has been pushing to get the cryptocurrency market structure legislation passed by the end of 2025, noting bipartisan consensus on the issue.
Price Action: Coinbase shares gained 3.31% in after-hours trading after closing 5.59% lower at $329.13 during Thursday's regular trading session, according to data from Benzinga Pro.
Benzinga’s proprietary Edge Rankings show Growth as the strongest category for COIN at 93.95/100. To see how the stock ranks for Value, Quality, Momentum and other indicators, click here.
Photo Courtesy: Ahyan Stock Studios on Shutterstock.com
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Winning numbers drawn in Thursday’s New Mexico Roadrunner Cash  San Antonio Express-News
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Blake scored a goal Thursday in a 6-2 win over the Islanders.
Blake has four points (two goals, two assists) in a four-game point streak. He finished a drop pass from Taylor Hall with a wrister from the slot. It put the Canes up 4-1 early in the third frame. The 22-year-old Blake has eight points (three goals, five assists) in 10 games this season. His 34-point career high water mark came in 80 games (2024-25). Blake appears poised to smash that total.
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Bitcoin has recently hit a whopping $108,353, an all-time high. But trading volumes on centralized exchanges (CEXs) haven’t kept up, with a total of around $2.05 trillion as of October 2025. Back in 2021, at the peak of that bull market, volumes reached $4.16 trillion. What does this say about the current market?
The disconnect between price and volume indicates a shift. More traders are now turning to decentralized exchanges (DEXs). So, what’s going on?
Decentralized exchanges are taking the world by storm. They enable peer-to-peer trading without middlemen, meaning users get more control and security over their assets. And fees? They’re usually lower than what you’d find on CEXs.
On these DEXs, users trade directly from their wallets, thanks to smart contracts and liquidity pools on blockchains. No need to give up custody of your funds.
But why are DEXs gaining traction?
Challenges remain, like scalability and regulatory issues, but advancements like Layer 2 solutions are addressing these.
Bitcoin’s surge is changing the landscape for fintech startups, especially those considering crypto payroll. More businesses are adopting crypto payroll to attract the tech-savvy workforce who prefer digital assets.
What are the implications?
Companies will need to navigate this evolving landscape while managing crypto salary volatility.
Businesses need to be savvy in managing the volatility of crypto salaries. Here are some strategies:
With these strategies, businesses can attract talent and weather the storm that can come with Bitcoin’s price fluctuations.
Trading volumes are crucial for crypto-friendly small and medium-sized enterprises (SMEs) in Europe. With the EU’s MiCA regulation in place, changing volumes can impact operational practices and compliance strategies.
What are the factors at play?
In essence, changing trading volumes push crypto-friendly SMEs to adapt their strategies in the rapidly evolving European crypto regulatory landscape.

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Bitcoin's price surge reshapes crypto trading and payroll integration, highlighting decentralized exchanges and strategies for managing salary volatility.
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Pi price trades higher today climbing more than 16% in the past 24 hours, pushing its market capitalization to $2.2 billion. Trading volume also climbed sharply, nearing $100 million as community trackers show Protocol v23 active on Testnet. 
The upgrade aligns with Pi Network’s use of a modified Stellar consensus protocol and unlocks smart-contract and DeFi tooling that builders can stage now. The team is expected to publish a consolidated technical note; until then, activation details reflect public reports
The rally coincides with data from PiScan showing that over 2.6 million PI tokens were withdrawn from exchanges within a single day.
Over the course of October, nearly 10 million tokens have exited centralized exchanges, reducing the total exchange supply to 410 million from 420 million in September, according to BeInCrypto’s previous analysis.
Notably, when investors move their holdings off exchanges, it indicates growing confidence in the asset’s long-term potential. Traders often withdraw tokens to self-custody wallets, suggesting fewer intentions to sell and a shift toward accumulation.
Pi Network has rolled out a large-scale automated process to resolve pending Know Your Customer (KYC) verifications. According to the project’s latest blog post, the system has successfully verified over 3.36 million additional Pioneers.
Of these, around 2.69 million users have already migrated to the Pi Mainnet blockchain. Furthermore, 4.76 million Tentative KYC’d Pioneers are now eligible for full verification.
Related: Pi Network Launches DeFi Tools as PI Token Trades 90% Below ATH
“This large-scale system process includes complex mechanisms using advanced AI models and analyzing large datasets from liveness checks and KYC application data,” the Pi Network team explained. The system ensures that each applicant is a genuine individual and meets all KYC standards required for full verification.
Meanwhile, the Testnet2 v23 upgrade marks a crucial advancement toward a fully open Mainnet for Pi Network. The upgrade, activated on October 28, 2025, introduces Stellar SCP compatibility alongside smart contract (Soroban) and decentralized finance (DeFi) tools integration.
According to an analyst tracking the upgrade, the rollout followed a meticulously planned timeline: final node synchronization on October 24, a community vote closure on October 26, and final readiness declaration on October 27, leading up to the full protocol activation on October 28.
🚀 Pi Testnet2 v23 Upgrade Tracker – A Major Leap Toward the Global Mainnet 🌍

The Pi Network community is moving closer to a major technical milestone: the Testnet2 v23 upgrade, marking a significant step in building a Stellar SCP-compatible blockchain infrastructure with smart… pic.twitter.com/cWY8i7CgJc
All network nodes are now running protocol v23, with the new DeFi tools and smart contract capabilities fully available.
The upgrade brings Pi closer to its vision of a human-centered digital economy, enabling users to build, trade, and deploy decentralized applications on the network.
It also sets the foundation for future governance and contract deployments, marking the final bridge toward the much-anticipated Open Mainnet.
Related: Pi Network Price Prediction: PI Faces Key Test As Stellar Partnership And Developer Upgrades Boost Hopes
Disclaimer: The information presented in this article is for informational and educational purposes only. The article does not constitute financial advice or advice of any kind. Coin Edition is not responsible for any losses incurred as a result of the utilization of content, products, or services mentioned. Readers are advised to exercise caution before taking any action related to the company.
Coin Edition is an independent digital media company that focuses on news from the blockchain and crypto space.
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#BBNaija: Angel Reveals The One Thing She Can Never Tell Cross(VIDEO)  gistlover.com
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