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The open enrollment period is underway, when Arkansans and others across the U.S. select their health insurance options for the upcoming year.
The dates people can make their selections depend on who supplies their insurance. Medicare beneficiaries can make changes to their coverage now through Dec. 7 and enrollment for policies through the Affordable Care Act marketplace starts Nov. 1.
Dr. Rhonda Randall, chief medical officer and executive vice president of UnitedHealthcare Employer and Individual, said selections should not be based on cost alone.
“Understand your out-of-pocket costs; things like deductibles, co-pays and coinsurance,” Randall recommended. “Confirm that your physician is in the plan’s network and that your medications are covered. Look for opportunities to save money, like home delivery, for medications that you’re on regularly.”
She pointed out additional benefits could include mental and telehealth services, and dental, vision and hearing coverage. Most companies will hold open enrollment for their employees between now and the end of the year.
There are several people on social media making medical claims and advising people in areas they may not be trained in. Randall stressed it is important to avoid scams and misinformation.
“You want to make sure that you’re checking the source; that you’re getting your information from a credentialed medical professional or a reputable organization,” Randall advised. “Look to see if they’ve included links to research, and the evidence of the information that they’re giving you is accessible to you.”
In a recent survey, 43% of people said they regret a health decision they have made because of inaccurate information.

HARTSVILLE, SC (WMBF) – Lottery players in Hartsville really need to check their tickets.
According to the South Carolina Education Lottery, someone bought a $100,000 Powerball ticket from Lotto Palace II at 505 South Fifth St.
Officials said that the odds of matching four white ball numbers and the red Powerball number are one in 913,129.
Wednesday, Oct. 29:
Players have 180 days from the date of the drawing to claim their prizes.
Click here for more information.
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Copyright 2025 WMBF. All rights reserved.

William Cox of Stedman likes playing his favorite digital instant game, The Lamp: Dark Arts, and it paid off for him on Friday with a $123,503 jackpot.
“The dark arts always draw me back,” he said.
Cox played for $5 and won the middle level “Cadabra” jackpot in The Lamp: Dark Arts, a digital instant game featuring a progressive jackpot that can be won at any time. The odds of that win are 1 in 6.4 million.
“I was like, ‘This is unbelievable,’” Cox recalled. “I’ve never won anything like this in my life.”
He claimed his prize Wednesday at lottery headquarters. After required federal and state tax withholdings, Cox took home $88,615.
“It was just the right place, right time,” Cox said.
He plans to use his winnings to pay bills and take a trip to Michigan to visit his grandchildren.
In The Lamp: Dark Arts, a player can play from 50 cents to $30. After Cox won the “Cadabra” jackpot, it restarted at $25,000 and has grown to over $31,000 as of Thursday morning.
Digital instant games are played exclusively online on the lottery’s website or on the NC Lottery Official Mobile App. Fifty-seven different games are available to play online now.
Click the link below to hear Cox discuss his big win.
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MUST BE 18 TO PLAY. Odds to win a prize and the top prize vary based on the game or promotion. See game or promotion pages for more detail.
Every effort has been made to ensure that the winning numbers posted on this website are accurate; however, no valid claim may be based on information contained herein. In the event of a discrepancy between the numbers posted on this website and the official winning numbers, the official winning numbers as certified by the Multi-State Lottery Association and/or the NCEL shall control. All materials on this Website are owned by or licensed to the NCEL. Materials on this Website may not be modified in any way or reproduced or publicly displayed, performed or distributed or otherwise used for any public or commercial purpose without the express written consent of the NCEL. Copyright © 2006-2025. The North Carolina Education Lottery. All rights reserved. Play Smart™ term is a service mark of the Illinois Lottery licensed to the NCEL.

