This Viral Altcoin Under $0.05 Could Outpace Ripple (XRP)  Cryptopolitan
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The Senate approved legislation sponsored by State Sen. Lisa Baker, R-20, Lehman Twp.,  to protect the privacy of Pennsylvania Lottery winners who receive prizes of $100,000 or more.
Senate Bill 73 would keep the names, addresses and other personal identifying information of these winners confidential, unless they choose to make it public. The measure allows the Pennsylvania Lottery to continue operating transparently by releasing the winner’s county and municipality of residence and the prize amount.
“The Pennsylvania Lottery has a proud, decades-long record of transparency and integrity,” Baker said. “At the same time, we must recognize the modern realities that come with instant communication and online access to personal information. This legislation strikes the right balance between public accountability and personal safety.”
Baker noted that half of all states already provide either full or partial anonymity for major lottery winners. Her proposal is designed to shield individuals and their families from harassment, scams and unwanted attention after winning large sums of money.
“My interest in this legislation stems from knowing someone personally who was targeted after winning a $100,000 scratch-off prize,” Baker said. “Scammers went so far as to contact her family members pretending to be government officials demanding tax payments. No one should have to endure that kind of intrusion simply for being lucky.”
The bill now moves to the House of Representatives for consideration.
CAPITOL DIGEST runs periodically in The Citizens’ Voice and features news about local lawmakers in Harrisburg and Washington, D.C.
Copyright © 2025 MediaNews Group

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Ripple Prime Explained: How $XRP and $RLUSD Power Multi-Asset Institutional Finance  CCN.com
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The Colorado Lottery offers multiple draw games for those aiming to win big. Here’s a look at Oct. 25, 2025, results for each game:
02-12-22-39-67, Powerball: 15, Power Play: 2
Check Powerball payouts and previous drawings here.
03-24-46-58-61, Powerball: 07
Midday: 8-0-4
Evening: 6-5-7
Check Pick 3 payouts and previous drawings here.
05-12-14-19-31
21-32-34-35-44, Lucky Ball: 05
07-12-22-32-35-38
02-03-04-32-35-39
Feeling lucky? Explore the latest lottery news & results
Winning lottery numbers are sponsored by Jackpocket, the official digital lottery courier of the USA TODAY Network.
Tickets can be purchased in person at gas stations, convenience stores and grocery stores. Some airport terminals may also sell lottery tickets.
You can also order tickets online through Jackpocket, the official digital lottery courier of the USA TODAY Network, in these U.S. states and territories: Arizona, Arkansas, Colorado, Idaho, Maine, Massachusetts, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, Ohio, Oregon, Puerto Rico, Washington D.C., and West Virginia. The Jackpocket app allows you to pick your lottery game and numbers, place your order, see your ticket and collect your winnings all using your phone or home computer.
Jackpocket is the official digital lottery courier of the USA TODAY Network. Gannett may earn revenue for audience referrals to Jackpocket services. GAMBLING PROBLEM? CALL 1-800-GAMBLER, Call 877-8-HOPENY/text HOPENY (467369) (NY). 18+ (19+ in NE, 21+ in AZ). Physically present where Jackpocket operates. Jackpocket is not affiliated with any State Lottery. Eligibility Restrictions apply. Void where prohibited. Terms: jackpocket.com/tos.
This results page was generated automatically using information from TinBu and a template written and reviewed by Fort Collins Coloradoan planner Holly Engelman. You can send feedback using this form.

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© 2025 THE COOL DOWN COMPANY. All Rights Reserved. Do not sell or share my personal information. Reach us at hello@thecooldown.com.
“Can be far more costly.”
Photo Credit: iStock
Crypto enthusiasts are being reminded that not everything that glitters in the digital world is gold … or bitcoin.
Across social media, so-called “crypto faucets” are luring users with promises of free coins for performing simple online tasks. But experts say that while the offer sounds risk-free, the hidden costs can outweigh the rewards.
According to the New York Post, crypto faucets, first launched in 2010 by bitcoin pioneer Gavin Andresen, were once designed to help newcomers learn how digital wallets and blockchain transactions work. Participants could earn small fractions of cryptocurrency by completing tasks like solving captchas or watching ads.
Today, those payouts have dwindled to nearly nothing, and the faucets themselves have become breeding grounds for scams.
“They’re like a ‘digital water dispenser’ that gives out tiny fractions of a cent in crypto,” said Prashant Tiwari, founder of Vhindi.com, per the New York Post. “The bombastic claims of easy money often hide the real cost — people spend hours on them only to earn less than a dollar.”
Cybersecurity experts also note that many sites are riddled with spam and phishing attempts. 
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“Safety is a big concern,” Tiwari added. “The shady ads, phishing scams, and malware they often expose you to can be far more costly than any earnings.”
For new users, these “free” crypto offers can create a false sense of financial opportunity that comes with both security and environmental risks.
Bitcoin and similar proof-of-work currencies consume vast amounts of electricity to verify transactions. While newer proof-of-stake networks like Ethereum have cut that consumption by 99.95%, the overall energy footprint of the crypto industry remains significant.
A recent University of Cambridge study found that 52.4% of bitcoin mining was powered by renewable energy, but that still leaves a significant reliance on fossil fuels.
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Still, many analysts see long-term potential. In an interview with CNBC, Jeremy Siegel, a Wharton School professor and chief economist at WisdomTree, noted that bitcoin could one day rival the U.S. dollar as the world’s reserve currency. However, its success will depend on whether it can evolve sustainably.
Recognizing the environmental strain of blockchain technology, some innovators are building more efficient alternatives.
One example is Algorand, a network founded by MIT’s Silvio Micali that runs on a pure proof-of-stake system. Unlike bitcoin’s energy-hungry mining process, Algorand’s system drastically cuts energy use while maintaining security.
If you’re interested in exploring the space responsibly, it’s recommended to start with educational tools and reputable platforms rather than chasing “free” crypto online. 
Stick to wallets you control, avoid sharing personal details, and remember: In crypto, as in life, if something sounds too good to be true, it probably is.
Join our free newsletter for good news and useful tips, and don’t miss this cool list of easy ways to help yourself while helping the planet.
© 2025 THE COOL DOWN COMPANY. All Rights Reserved. Do not sell or share my personal information. Reach us at hello@thecooldown.com.

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Smaller Bitcoin miners gain ground as post-halving competition returns  Cryptopolitan
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Bitcoin Hyper Gains Attention as US Credit Downgrade by Scope Pushes Investors Toward Crypto  Brave New Coin
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XRP Price Prediction: What It Means That 317,500 Wallets Now Hold 10,000+ XRP Tokens  BlockchainReporter
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The Federal Reserve is making waves with its latest initiative. They’ve introduced a new payment pathway for the digital currency firms. This is a major change for those issuing stablecoins and other crypto companies looking to tap into the Fed’s payment systems. It’s a big deal since it’s poised to transform traditional banks’ role in the crypto world, but it also raises questions about how regulatory compliance will unfold.
At the Federal Reserve’s Payment Innovation Conference on October 21, a new payment account model was introduced. This one specifically targets stablecoin issuers and cryptocurrency firms. The best part? These companies can now connect directly to the Fedwire and ACH systems. However, this access doesn’t come with all the bells and whistles like earning interest on deposits or emergency lending.
This is a nod back to the concept of “narrow banking”, which is all about focusing strictly on payments and steering clear of credit creation. Right now, stablecoin issuers are relying on traditional banks for token redemption facilitation. With this initiative, eligible companies could hold their reserves right at the Fed, using central bank money to back their digital currencies.
Narrow banking is seeing a revival in the crypto world, and it’s all about stabilizing the system. By separating the payment functions from traditional lending, it aims to create a more secure environment. Caitlin Long, CEO of Custodia Bank, believes this fixes past mistakes by the Fed that had limited payment-oriented banks. The new pathway should lead to faster redemptions and fewer liquidity problems that often arise between banks and their partners.
However, there are still challenges. Arthur Hayes, founder of BitMEX, raised a valid concern about the diminishing need for traditional banks if stablecoins like Tether lessen their reliance on them. To tackle these risks, the Fed has proposed some measures, including restrictions on non-interest-bearing accounts and balance limits.
As the Fed moves to balance regulatory compliance with the burgeoning demand for innovation in the crypto sector, the implications of this new payment pathway are significant. While there’s no official timeline for regulatory changes, Waller has directed Fed staff to gather input from stakeholders. The GENIUS Act, which has been in effect since July, set federal standards for stablecoins but didn’t facilitate Fed access. This innovative model aims to fill that gap.
The focus on crypto-specific management of dollar flows shows the continuing impact of digital assets on financial regulations and liquidity. As digital banking for business evolves, the importance of adhering to crypto business regulations will only grow. This shift will significantly reframe the financial landscape, promising faster redemptions while coming with restrictions like interest limitations and balance caps.
The integration of cryptocurrency into payroll systems is advancing, with businesses exploring crypto payroll solutions. Stablecoins are emerging as the hot new salary trend, allowing employees to choose digital assets as their payment method. This is not just a trend; it’s a movement towards promoting financial inclusion and enhancing cross-border payments.
As digital banking for business continues to grow, businesses must navigate the evolving regulatory environment while seizing the benefits of crypto payments. The rise of Web3 banking is indicative of how technology is reshaping traditional banking practices.
In summary, the Fed’s new payment pathway is set to reshape the role of traditional banking, diminishing its role in payment facilitation. This change is bound to foster fintech and crypto innovation, leading to a more direct, efficient, and competitive financial ecosystem. With the lines between traditional banking and cryptocurrency blurring, businesses need to adapt to these changes while adhering to compliance.
The future of banking is here and it’s closely linked to cryptocurrency and digital payments. As we progress, the implications of these changes will continue to unfold, steering the financial world for years to come.

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