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Tap, wait & profit? These are the top mining apps that skip the rig hassle with personally-tailored crypto mining schemes.
Since crypto currencies have been widely accessible across the globe, both experienced and brand new crypto enthusiasts are actively exploring crypto mining. Done with intricate setups and problem-solving puzzles previously, now crypto currency mining is far less complex, but crypto aficionados still must know what they’re doing in order to get a sustainable yield.
Sponsored
DailyCoin’s dedicated research team explored three popular crypto mining solutions that don’t require specific knowledge or top-tier technical setups to be profitable. These include Bitcoin-mining via GoMining pools, CryptoTab’s Bitcoin-focused cloud mining services & Pi Network a.k.a. Pi Coin (PI).
Headquartered in Riga, Latvia, GoMining offers a wide range of limitless crypto mining, meaning that the Bitcoin (BTC) miners purchased typically do not have an expiration date. In theory, this crypto mining platform will continue mining BTC for you until all of the 21 million of Bitcoins (BTC) is out in the open, which could be another century.
Straight out of the 60s: the future of mining, without the sweat. ⚡👾 pic.twitter.com/GmDOkyZcP0
However, entry-level power up to 3TH won’t produce big daily returns, while crypto aficionados shall keep an eye out on the mining discount – a service button clicked once in 24 hours could make a clear difference in the mining balance, as the company’s native GOMINING tokens are used to maintain the live mining platform, which also offers live streaming of these activities.
On top of that, the crypto miners on GoMining can be connected to Bitcoin (BTC) mining pools of your choice, including ViaBTC, Binance or Foundry. Customer-owed crypto miners can also be freely sold off as digital collectible via the in-app marketplace.
Additionally, the 1K-limited GoMiners non-fungible token (NFT) collection offers lifetime privileges across the Ecosystem, as well as some unique drip – the merch comes with worldwide shipping and an invitation to exclusive real-life events.
This Estonian blockchain start-up offers mining services in a variety of apps across the CryptoTab ecosystem. CT Pool, arguably the most popular one, offers 10+ of different crypto currencies that can be mined from this massive liquidity pool.
Each crypto enthusiast can switch between cryptos to mine every 24 hours, including Dogecoin (DOGE), Polygon (POL), Toncoin (TON), Tron (TRX), Solana (SOL), BNB Coin (BNB) & a wide selection of popular stablecoins.
💥 One-tap mining? Yep, for real!
No computers or hardware needed — just your phone. Start FREE with 1,000 H/s
🔥 Mine 10+ coins
🔥 Instant rewards & no fees
🔥 Turbo up to 100M H/s
🔗Start now for free https://t.co/xMj0v83ZXR pic.twitter.com/eFoEcE5LgT
Other apps, including CT Farm Pro & CryptoFarm, offer a rental service for those not wanting to risk their own hardware being connected. While some crypto mining enthusiasts call overheating to be the root cause of stopping mining experiments on their computer hardware, these apps offer a subscription plan with exact hash rates & a specified CPU setup.
This can be rented from one month to one year, with the latter offering two workers for free that also have specified computer setups and a powerful management interface with convenient scheduling, remote CPU temperature control and instant balance withdrawals to a non-custodial crypto currency wallet.
Pi Network (PI), arguably the most popular mobile crypto mining service across the globe, unites over 60 million users that mine Pi Coins (PI) simply with their mobile phones. Pi Network (PI) recently launched a desktop app to run a node on PC, but the qualifications for a PC node on Pi’s Network is still pretty vague.
Fact: All Pi coins were pre-mined 💎
and gradually distributed globally via phone mining under specific rules🌍.
Miners can use or hold them, but Pi Core Team keeps building the network 🚀.
Soon,decentralization & open-source will roll out.
Those in a hurry missed the ride 😉. pic.twitter.com/m2VsSypOX2
However, the mobile app on both Android & iOS is easy-to-use, with the mining button available every 24 hours, sometimes requiring you to watch an ad – depending on the location. Differently, than CryptoTab & GoMining, Pi Network (PI) has a clear stance of pro-KYC, meaning that every Pioneer has to get the personal verification process going at some point of the journey.
The base rate can be accelerated by multiplying the lock-up amount and period, so crypto miners with three years of lock-up potentially get the most out of the current structure. Besides, each Pioneer on this mobile mining network has a security circle of up to five people, which also affects the daily mining rate – the more active friends, the better the mining rates.
Out of the three reviewed gamified crypto mining platforms, CryptoTab might get you the fastest result, as the subscription plans are based on very precise computer setups. On the other hand, GoMining is focused on long-term Bitcoin mining within an in-built crypto wallet, so it might take less effort to maintain, but also produce considerably slower income.
Meanwhile, Pi Network (PI) stands out as the only out of the three that won’t require any cash investment, but the mined coins could see extra hurdles before they’re spendable. Pi Network is currently awaiting second migration, so the Pi Network coins mined in-app will take some time before they arrive on your self-custodial Pi Wallet.
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GoMining uses NFTs for Bitcoin cloud mining in Miner Wars. CryptoTab mines Bitcoin and a selection of altcoin via your browser with referral perks. Pi Network mines PI coins through mobile app taps and social growth.
GoMining’s NFT miners tie to data centers for BTC hashing. CryptoTab uses lightweight CPU mining while browsing or motherboard rentals. Pi uses low-energy check-ins and referrals.
GoMining’s Miner Wars pits clans against each other for BTC. CryptoTab boosts earnings via referral pyramids. Pi offers community ranks and security circle bonuses.
GoMining pays steady BTC but requires NFT buys. CryptoTab’s paid Cloud.Boost or Pro versions (renting virtual motherboards for cloud mining) increase returns. Pi’s PI coins are free but tradeable only on a few exchanges, banking on future value.
Pi Network for zero-cost social mining. GoMining for easy long-term BTC earnings. CryptoTab for faster-paced short-term returns and browser miners willing to pay for boosts.
This article is for information purposes only and should not be considered trading or investment advice. Nothing herein shall be construed as financial, legal, or tax advice. Trading forex, cryptocurrencies, and CFDs pose a considerable risk of loss.
Tadas Klimaševskis is a DailyCoin Journalist, covering memecoins & latest developments. Tadas has moderate holdings in SHIB, HBAR, LTC, MATIC and a selection of low-cap meme currencies.
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All traders and investors can talk about right now is the recent market collapse and Bitcoin price performance. In recent weeks, Bitcoin has built momentum to reclaim older highs and record a new all-time high. This run currently faces the challenge posed by Donald Trump’s recent tariff plan announcement that could ignite a trade war with China.
Meanwhile, on-chain analysis also shows that investors are paying close attention to upcoming crypto opportunities with high potential like Remittix.
After rising sharply to create a new all-time high above $126,000, the Bitcoin price is now in a correction movement, with the token dipping to the $112,000 price area. Analysts predict that this bearish movement won’t last long because there is a lot of institutional attention on Bitcoin, and ETF inflows continue rising.
Analysis with the RSI indicator supports this conclusion because the RSI curve is trending upwards, which can be an early sign of a possible trend reversal to the upside. Whales and retail investors continue paying attention to Bitcoin price, but on-chain analysis shows that traders are also beginning to increase their exposure to Remittix, a new high-potential PayFi altcoin on Ethereum.
While discussions around Bitcoin price prediction continue, Remittix, a new PayFi altcoin, is generating a lot of institutional and retail attention. Remittix has raised over $27.3 million, sold more than 677 million tokens, showing strong investor interest in the project. Meanwhile, RTX already has two confirmed Tier-1 CEX listings on BitMart, and LBANK has been announced as the next exchange.
Beta testing for the Remittix wallet is now live, with community users actively testing PayFi functions that enable direct crypto-to-bank transfers. The project has also launched a $250,000 community giveaway and rolled out a 15% USDT referral program, paid daily through the Remittix dashboard.
Why Remittix is attracting global attention:
As week two of October begins, Bitcoin price action remains stable, but traders are positioning for a breakout in either direction. Meanwhile, Remittix offers a different kind of opportunity for those seeking high-growth plays, allowing it to draw attention from investors who want more than just market stability.
Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.
XRP is drawing fresh attention in 2025 as analysts offer new forecasts for its price…
<span class="post-meta-author"><i class="fa fa-user"></i><a href="https://www.digitaltransactions.net/author/john-stewart/" title="">John Stewart </a></span> <span class="tie-date"><i class="fa fa-clock-o"></i>October 10, 2025</span> <span class="post-cats"><i class="fa fa-folder"></i><a href="https://www.digitaltransactions.net/category/news/competitive-strategies/" rel="category tag">Competitive Strategies</a>, <a href="https://www.digitaltransactions.net/category/news/digital-currency/" rel="category tag">Digital Currency</a>, <a href="https://www.digitaltransactions.net/category/news/e-commerce/" rel="category tag">E-Commerce</a>, <a href="https://www.digitaltransactions.net/category/news/mobile-commerce/" rel="category tag">Mobile Commerce</a>, <a href="https://www.digitaltransactions.net/category/news/real-time-payments/" rel="category tag">Real-time Payments</a>, <a href="https://www.digitaltransactions.net/category/news/transaction-processing/" rel="category tag">Transaction Processing</a></span> <br>Cryptocurrency picked up more momentum in payments Thursday as C1 Fund Inc. bought shares in Ripple Inc. C1, which focuses on digital assets and blockchain technology, did not announce the extent of the investment or other financial terms. <br><a href="https://www.digitaltransactions.net/finzly-moves-to-support-stablecoins-while-ripple-acquires-stablecoin-platform-rail/" data-type="post" data-id="1329820"><strong>Ripple</strong></a> is well-known in payments for its XRP ledger, a decentralized blockchain aimed at processing payments fast and at low cost. For settlement, Ripple relies on its RLUSD stablecoin. “Ripple’s technology and international reach fit directly with our strategy to support core infrastructure and institutional progress in blockchain finance,” said Elliot Han, chief investment officer at C1 Fund Inc., in a statement.<div class="g g-4"><div class="g-dyn a-657 c-1"><div><a class="gofollow" data-track="NjU3LDQsMSw2MA==" href="https://x.com/DTPaymentNews" target="_blank"><img width="728" height="90" src="https://v6r2p5t5.delivery.rocketcdn.me/wp-content/uploads/2023/09/Twitter_2023-Web-top-banner.jpg.webp" /></a></div></div></div> <br>C1, based in Palo Alto, Calif., concentrates on investments in companies involved in increasing adoption of digital assets. <div class="wp-block-image"> <figure class="alignright size-full"><img decoding="async" width="200" height="54" src="https://v6r2p5t5.delivery.rocketcdn.me/wp-content/uploads/2017/06/ripple_logo_small.jpg" alt="" class="wp-image-16163" srcset="https://v6r2p5t5.delivery.rocketcdn.me/wp-content/uploads/2017/06/ripple_logo_small.jpg 200w, https://v6r2p5t5.delivery.rocketcdn.me/wp-content/uploads/2017/06/ripple_logo_small-150x41.jpg 150w" sizes="(max-width: 200px) 100vw, 200px" /></figure></div> <br>Ripple has been keen to keep crypto transaction processing at a low cost to users. It created the XRP ledger in 2012 with a view toward fast settlement while processing as many as 1,500 transactions per second, with fees in fractions of a penny per transaction. <br>In related news, BIT Mining Ltd., a company that provides technology for cryptocurrency processing, said it is changing its name to SOLAI Ltd. The change represents a shift in focus at the company from investing in cryptocurrency mining to technology incorporating artificial intelligence for blockchain processing, the company says. <br> “We see the next wave of innovation emerging where intelligent systems connect with decentralized infrastructure — enabling faster, safer, and more efficient exchange of information and value,” says Bo Yu, chairman of BIT Mining, in a statement. <br><span class="tie-date"><i class="fa fa-clock-o"></i>October 10, 2025</span><br><span class="tie-date"><i class="fa fa-clock-o"></i>October 10, 2025</span><br><span class="tie-date"><i class="fa fa-clock-o"></i>October 9, 2025</span><br>Action in the payments industry on stablecoin plans appears to be perking up since President …<br><ul class="wpp-list"> <li class=""><a href="https://www.digitaltransactions.net/customer-satisfaction-and-card-usage-drop-when-sellers-levy-credit-card-surcharges-says-j-d-power/" title="Customer Satisfaction And Card Usage Drop When Sellers Levy Credit Card Surcharges, Says J.D. 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data-lazy-srcset="https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75.jpg, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@1.5x.jpg 1.5x, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@2x.jpg 2x, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@2.5x.jpg 2.5x, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@3x.jpg 3x" width="90" height="75" alt="" class="wpp-thumbnail wpp_featured wpp_cached_thumb" decoding="async" data-lazy-src="https://v6r2p5t5.delivery.rocketcdn.me/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75.jpg"><noscript><img src="https://v6r2p5t5.delivery.rocketcdn.me/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75.jpg" srcset="https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75.jpg, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@1.5x.jpg 1.5x, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@2x.jpg 2x, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@2.5x.jpg 2.5x, https://www.digitaltransactions.net/wp-content/uploads/wordpress-popular-posts/1329905-featured-90x75@3x.jpg 3x" width="90" height="75" alt="" class="wpp-thumbnail wpp_featured wpp_cached_thumb" decoding="async"></noscript></a> <a href="https://www.digitaltransactions.net/gift-card-demand-is-poised-to-increase-this-holiday-season/" title="Gift Card Demand Is Poised to Increase This Holiday Season" class="wpp-post-title" target="_self">Gift Card Demand Is Poised to Increase T...</a> <span class="wpp-meta post-stats"><span class="wpp-date">posted on 08-15-2025</span></span><p class="wpp-excerpt"></p></li> </ul> <br><br><br><br><br><br><br><a href="https://news.google.com/rss/articles/CBMisAFBVV95cUxNeEtQcDFTRXUwc3FzSDdpcFV1TDdvdmJHbVg0OXJnb2RyUGhaeExSV3FPVXkxS2w3UXRyRkkxWUhvMWRqYUY3WHdUVXBMTFYxZFdHNFhCcE9weWJoUzlZNTQ1eE5rWG9ScUNrOFVCRWRpQlJZWXM0YU93bHIxZHg1cTBqdjF3NHdCeEpxc0pYOXN3SGRSWk1WODQwTl9ReDJnV3VMem9XVGxzbHp2cWxRNw?oc=5">source</a>
Donald Trump’s recent $870 million investment in Bitcoin through Trump Media and Technology Group (TMTG) is shaking things up in the crypto world. It’s not just about his personal wealth; it’s about how companies are now looking at digital assets for payroll. This article breaks down how this could alter the game for crypto payroll, the regulations at play, and ways to manage those pesky salary fluctuations that come with crypto.
Trump’s indirect stake in Bitcoin, which is now valued at around $870 million, is making waves. This isn’t just a one-off thing; it shows a bigger trend of companies embracing digital currencies. TMTG’s move to buy Bitcoin as a treasury asset is noteworthy because it indicates a change in how businesses view cryptocurrencies, especially in a down market. Raising $2.3 billion through debt and equity to do this aligns TMTG with what’s happening globally in the crypto space.
But it doesn’t stop there. Since Bitcoin is now part of Trump’s net worth, this could change how TMTG plays its cards, especially as the crypto market is currently having a rough time. It’s a sign that companies are starting to see Bitcoin as a valuable asset, even if it can be volatile.
This investment isn’t just about Trump; it’s a moment for institutional adoption of cryptocurrencies. More and more companies are getting into digital assets, and this could change how people feel about Bitcoin and other cryptocurrencies. Institutional investors are increasingly adding cryptocurrencies to their portfolios, showing that digital assets are becoming more accepted in mainstream finance.
For the crypto market, this could mean a new direction. While Trump’s stance may affect sentiment, the technology and regulations won’t change overnight without formal announcements. Investors are waiting for more regulatory news and industry reactions, especially since history shows other major companies have also integrated Bitcoin into their financial strategies.
The regulatory scene for cryptocurrencies is changing, and Trump’s investment could push for more clarity. If businesses start adopting crypto payroll solutions, they need to know the rules. Right now, regulations for crypto payroll include sticking to anti-money laundering (AML) and know-your-customer (KYC) rules, which can differ a lot by location.
If Trump’s influence leads to clearer guidelines, it could make it easier for companies to adopt crypto payroll solutions. This would cut down on uncertainty, making it more appealing for businesses that want to use cryptocurrencies for salaries.
Managing the volatility of cryptocurrencies is a big concern for companies thinking about crypto payroll. The ever-changing value of Bitcoin and other digital assets can make cash flow and financial planning tricky. To handle this, firms can use a few strategies.
One option is to pay employees with stablecoins, which are designed to keep a steady value compared to traditional currencies. This can help lessen the impact of market swings on salaries. Another approach is to limit the part of salaries paid in cryptocurrencies, creating a cushion against sudden price changes.
As the interest in crypto payroll grows, companies that figure out how to manage these strategies will likely be the ones leading the charge in this new market. Adopting cryptocurrencies for payroll not only provides modern payment methods but also places firms at the forefront of the financial landscape’s changes.
Trump’s $870 million Bitcoin stake through TMTG is reshaping the payroll landscape, impacting market dynamics and regulatory frameworks. As institutional adoption of cryptocurrencies rises, new opportunities to explore innovative payroll solutions arise for businesses. Understanding the regulatory environment and managing volatility will be key to navigating the complexities of crypto payroll integration effectively. The future of payroll could very well be tied to cryptocurrencies, and those who adapt early will be ready to thrive in this new financial era.
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Trump's $870 million Bitcoin investment through TMTG reshapes the crypto payroll landscape, influencing market dynamics and regulatory frameworks.
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The on-chain activity of XRP has skyrocketed, but the price is telling a different tale. The total amount of payments made on XRP Ledger surpassed 1.56 billion XRP on Oct. 11, marking one of the biggest payment surges in 2025. Although the market is buzzing about this spike, a closer examination of the data indicates that the move may not be the result of organic growth or real demand.
XRP transfers
The XRPL analytics dashboard shows that the payments volume, which calculates the total amount of XRP transferred between accounts, has soared to levels not seen in months. Instead of an increase in users or institutional utility, this activity appears to be primarily network-driven and may be related to automated system transfers or internal ledger rebalancing.XRPUSDT Chart by TradingView">
Amid a wider market meltdown brought on by macroeconomic tensions such as the escalating U.S. tariffs clash, the token’s market value is still declining despite the increase in ledger activity, highlighting the discrepancy between network metrics and investor sentiment. This is echoed by technical indicators.
A consolidation wedge has been broken by XRP on the daily chart. It briefly broke through the 200-day moving average before marginally recovering. Though history indicates that XRP can stay in this zone for prolonged periods of time during bearish phases, the RSI, which is currently hovering around 28, indicates that the market is severely oversold.
Panic or controlled sellout?
The drop’s panic-driven character is further supported by volume profiles, which show a high level of liquidation and no indication of long-term buying support. Even though XRPL activity has increased, traders seem to be taking advantage of the chance to sell rather than buy.
Hence, even though XRP’s on-chain metrics are skyrocketing, the liquidity structure and underlying price action point to internal movement rather than adoption. Until the surge in ledger activity is supported by external demand or real payment utility, the price is unlikely to follow.
To put it briefly, XRP may be soaring on the chain, but not where it counts.
Select market data provided by ICE Data Services. Select reference data provided by FactSet. Copyright © 2025 FactSet Research Systems Inc.Copyright © 2025, American Bankers Association. CUSIP Database provided by FactSet Research Systems Inc. All rights reserved. SEC fillings and other documents provided by Quartr.© 2025 TradingView, Inc.
As of October 12, 2025, XRP was trading around $2.38 [35] [36]. This follows a wild week: on Oct 10 the coin plunged ~42% intraday (to as low as $1.64) amid a broad crypto selloff [37]. It then rebounded quickly, closing Oct 11 around $2.36 [38]. Over the past year, XRP has recovered impressively (up ~380% YOY) as Ripple’s legal win and ETF hopes fueled a rally [39]. The market cap is about $142.7 b [40], placing XRP fifth among cryptocurrencies. Recent volatility was driven by macro shocks (e.g. new U.S.-China trade tensions) and ETF delays, but technical indicators turned bullish: for example, on Oct 5 Investing.com rated XRP a “Strong Buy”, noting a healthy RSI and strong trend [41].
Bullish scenarios: In a bull case (ETF approvals, institutional flows, rising adoption), analysts see XRP breaking above $3 to resume its uptrend. Standard Chartered Bank’s analysts forecast $5.50 by end-2025 and $8.00 by end-2026 [42]. Bloomberg Intelligence/AInvest sees a baseline of $3–$5 by year-end 2025 (USD) and, if ETFs launch, a bullish path to $4.50–6.19 in 2026 [43] [44]. Crypto news models and chart patterns suggest $4–$5 is achievable in 2025: e.g. technical breakouts could target the $3.60–4.00 zone [45] [46]. Social-media analysts (e.g. “Crypto Pulse”) note that maintaining key support (around $2.75) is crucial for a $5 breakout [47] [48]. Even minor catalysts (like strong whale accumulation or RIUSD adoption) could fuel rallies.
Bearish scenarios: Under a downside scenario (macro headwinds, delayed ETFs, exhausted demand), forecasts are much lower. If XRP loses $2.75–2.80 support, veteran traders warn of a slide toward $2.20 or lower [49]. CryptoQuant analysts warn of continued whale selling, and Coin Edition data show ~$50M/day outflows by large holders [50] [51], which could accelerate declines. A “conservative” view from Bloomberg/AInvest pegs around $2.50–$3.00 as an upper bound if ETF approvals stall [52]. Some bearish reports even project XRP under $1 by 2026 [53]. In sum, experts span a wide range: from $4–8 (bull) down to $2–0.5 (bear) by end-2026.
A major overhang has been cleared. On August 7, 2025 the SEC and Ripple jointly dismissed all appeals, formally ending the lawsuit [62] [63]. This cemented Judge Torres’s July 2023 decision: programmatic XRP sales on exchanges are not securities [64] [65] (only institutional sales were deemed offerings). Ripple agreed to pay a $125 million fine, but crucially the “not a security” ruling became final [66] [67]. Ripple’s legal team hailed this as “the end…and now back to business” [68] [69]. The resolution reassured markets: delisted platforms (Coinbase, etc.) immediately relisted XRP [70], and confidence in regulatory treatment soared.
Meanwhile, regulatory shifts have been favorable: the new U.S. administration rescinded onerous crypto accounting rules (SAB 121) and signaled support for crypto ETFs [71]. As a result, six spot XRP ETF applications (from BlackRock, Grayscale, Fidelity, etc.) are pending at the SEC [72]. Firms like Bloomberg Intelligence now assign ~95–100% approval odds [73] [74], expecting an October decision. When (not if) ETFs launch, analysts predict $5–8 billion in inflows for XRP [75]. In short, legal clarity has de-risked XRP and set the stage for an ETF-driven rally.
XRP’s fundamental use-case—fast, low-cost cross-border payments—is gaining traction. Over 300 financial institutions globally (banks, remittance firms, stablecoin platforms) now use Ripple’s technology [76]. Roughly 40% of them employ XRP via On-Demand Liquidity (ODL) corridors [77]. Notable users include Santander, AmEx, PNC Bank and SBI Remit [78] [79]. Remittance providers like Coins.ph (Philippines) and Bitso (Mexico) have cut costs by replacing pre-funded accounts with XRP liquidity [80].
In 2025 Ripple expanded XRP’s ecosystem beyond payments. It launched Ripple USD (RLUSD), a U.S.-dollar stablecoin, in Dec 2024 to enable FX-stable transfers. Although RLUSD trades at $1, transaction fees are paid in XRP – effectively strengthening XRP’s role [81]. Ripple has integrated RLUSD into African corridors via partners like Chipper Cash, VALR and Yellow Card to tackle local currency volatility [82]. (RLUSD is also backed by audited reserves via Deloitte [83].)
Ripple has deepened key partnerships in Asia. SBI Holdings (Japan) launched an institutional XRP lending service, enabling banks to borrow XRP for settlement [84]. On news of SBI’s XRP lending (Oct 2025), XRP briefly jumped from $2.98 to $3.03 [85]. SBI Asia also teamed with Tobu Top Tours to build an XRPL-based tourism payments platform (digital tokens and NFTs for travel) set to launch in 2026 [86]. Additionally, Ripple acquired payments platform Rail in 2025 to expand its stablecoin and banking reach [87].
Meanwhile, the XRP Ledger (XRPL) is being upgraded: a new EVM-compatible sidechain (for smart contracts) and native lending/ZK-proof features were announced [88]. Major asset managers (e.g. BlackRock’s BUIDL, VanEck’s VBILL) are exploring tokenized-fund integration with XRPL via the Securitize platform [89]. All these moves – strategic alliances, stablecoin tools, ledger enhancements – aim to broaden XRP’s utility and institutional appeal, supporting long-term demand.
After the October flash crash, market sentiment is mixed but turning hopeful. Crypto Twitter and Reddit chatter shifted from fear (for missing the crash) to “buy-the-dip” enthusiasm as XRP held above key supports [90]. Traders note that Bitcoin’s rally to ~$125K has so far outpaced XRP, suggesting room for altcoin capital rotation [91]. Technical analysts highlight bullish patterns (ascending triangles, consolidation at $3) that could fuel a breakout once external pressure eases [92].
Influencers and analysts: CryptoQuant’s team (Maartunn) reports large XRP transfers to exchanges and cautions “selling pressure persists” [93]. On the other hand, chart analyst “Crypto Pulse” points out that XRP’s price is forming a bull flag aiming at ~$5 [94]. Even mainstream commentators weigh in: Bloomberg quoted ETF expert Nate Geraci saying crypto ETF “floodgates are about to open” (with XRP and Solana leading) [95]. A recent FinancialContent report notes traders are “bracing” – one quipped “buckle up! XRP to $5 seems fair” if spot ETFs go live [96]. On the bearish side, Peter Brandt explicitly put XRP on his “short candidates” list, warning of a drop to ~$2.20 [97] if support fails.
Overall, market observers remain divided. About 40% of prediction-market bettors think XRP can break $4 by October’s end [98], while others hedge on a pause. Polls on crypto forums suggest cautious optimism: many acknowledge the risk of $2–$2.50 pullbacks [99] but also the potential for a $4+ surge if ETFs clear. Sentiment indicators (e.g. Crypto Fear & Greed) have been unstable, reflecting the tug-of-war between ETF hope and macro concerns.
Technical indicators: Mid-October analysis shows XRP oscillating between $2.93–$3.10. A break above ~$3.10–$3.15 (the recent swing high) would open $3.60–$4.00 targets [100] [101]. Conversely, a sustained break below ~$2.75 would negate the bull setup. Chartists note XRP has maintained a series of higher lows through 2025, with 50-day and 200-day moving averages sloping up [102]. As long as ~2.75–2.80 holds, the bullish consolidation remains intact. In practice, XRP formed a bearish flash-crash candle on Oct 10 but buyers immediately defended $2.95–$3.00 (50% fib level) [103] [104]. On-chain data (Glassnode) shows >90% of XRP supply in profit, a level that in past cycles often led to pullbacks [105] – cautioning that a correction could still unfold.
Fundamentals: XRP’s fundamentals are improving with regulatory relief and new products. Ripple’s “bad actor” waiver means it can issue capital and products (like RLUSD) without SEC veto [106] [107]. The growing use of RLUSD for settlements (with XRP paid as fees) could modestly increase XRP burn/demand [108]. Moreover, XRPL’s upgrades may draw DeFi and tokenization demand into the ecosystem [109] [110]. However, XRP’s supply dynamics (50B max supply, with ~55% in escrow) and lack of staking yield are structural headwinds. Fundamentally, if demand from banks and trading firms continues, XRP’s 150-day realized price support (~$0.38 as of mid-2025) suggests a very bearish floor – but that is far below current prices.
In sum, technical analysis leans bullish (patterns and indicators favor recovery) but fundamentals are neutral-to-positive (less regulation risk, increasing utility). The next price leg will likely be driven by ETF approvals and institutional adoption.
Looking ahead to late 2025–2026: if the SEC approves spot XRP ETFs (high odds) and new use-cases uptake continues, experts see targets well above current levels [111] [112]. Table:
These ranges reflect diverse views: Standard Chartered envisions $8+ by 2026 [120], while pessimistic “bear cases” even fall under $2 [121] [122]. In either scenario, volatility is certain. Investors are advised to watch: (a) key technical levels ($2.75–2.80 support, $3.30–3.40 resistance); (b) ETF approval status; (c) broader crypto market trends (BTC, interest rates); (d) on-chain signals like whale flows.
Bottom line: XRP’s path through 2026 hinges on regulatory catalysts and adoption. Positive legal outcomes and ETF launches could turbocharge demand (as some analysts forecast $4–6 by end-2025 [123] [124]). But if sentiment sours or macro risks spike, even “blue-chip” alts like XRP can see steep corrections [125] [126]. For now, most experts remain cautiously optimistic, citing XRP’s newfound clarity and growing use-cases as reasons to believe bullish targets (mid-single digits) are within reach [127] [128] — while acknowledging that returns are unlikely to be smooth.
Sources: Current prices and trends from CryptoNews and market data [129] [130]; legal updates from Reuters and Kelman PLLC [131] [132]; price forecasts from TS2.Tech, Bloomberg/AInvest, Standard Chartered, Motley Fool, and Cryptonews [133] [134] [135]; partnerships from Ripple/TS2/Franklin MarketMinute reports [136] [137]; technical analysis from TradingView/CryptoNews [138] [139]; quotes and analyst commentary from TS2 and Cryptonews [140] [141]. All figures and forecasts are forward-looking estimates, not investment advice.
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CEO of TS2 Space and founder of TS2.tech. Expert in satellites, telecommunications, and emerging technologies, covering trends in space, AI, and connectivity.
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The crypto world is never short of surprises, and the recent Binance incident was a real doozy. So what happened? Well, Binance had a display issue on their platform, which showed several altcoins, including IoTeX (IOTX), Cosmos (ATOM), and Enjin (ENJ), crashing to $0. This wasn’t the first time either; Binance has had its fair share of tech hiccups before. But here’s the kicker – it led to a massive wave of liquidations, with traders losing as much as $1 billion in forced sell-offs. The whole incident has left many people questioning the reliability of centralized exchanges like Binance.
It’s understandable why user trust in centralized exchanges might take a hit after such an event. Nobody wants to see their holdings vanish into thin air, even if it was just a glitch. The question now is whether this will lead to a shift towards decentralized solutions. If users have more control over their assets, they might feel more secure. On the other hand, do decentralized options have the same appeal as centralized ones? That’s still up for debate.
In the wake of the incident, regulators might be looking into centralized exchanges like Binance even more closely. The incident has the potential to spark discussions about tighter regulations to protect users. If there’s one thing we know about the crypto space, it’s that it doesn’t like being regulated. But, in the end, it might just be what we need to keep things in check.
How do you deal with volatility? Crypto startups might want to consider a few strategies. First, they can diversify payroll structures to reduce exposure to market fluctuations. If you’re paying employees in a mix of fiat, stablecoins, and cryptocurrencies, you’re in a better position. Secondly, using stablecoins for payroll can help. Instant stablecoin payments ensure employees get value for their work without the volatility of traditional cryptocurrencies.
Automated systems using smart contracts can help streamline payroll and reduce errors. And educating staff about the risks and benefits of cryptocurrency payments can build trust and reduce mistakes. Lastly, having real-time hedging tools can help maintain predictable cash flow.
In conclusion, the Binance incident is a stark reminder that the crypto market is volatile. Understanding how to navigate these ups and downs is crucial. Time will tell if user trust in centralized exchanges can be salvaged. In the meantime, crypto startups will need to implement strategies to help manage the unpredictability.
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