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Attorneys general submit response to SEC request for information on cryptocurrency, digital assets – Financial Regulation News –

Home » News » Attorneys general submit response to SEC request for information on cryptocurrency, digital assets
A coalition of 21 states’ attorneys general sent a letter to the Securities and Exchange Commission (SEC) responding to the agency’s solicitation for public input on issues related to cryptocurrency and digital assets.
The SEC had included 48 questions to guide the discussion. The attorneys general focused their comments primarily on the first question that asked input on determining the security status of crypto assets and related transactions.
The attorneys general asked the SEC to carefully consider the effect any action it takes would have on states’ laws, including consumer protection laws. An overly broad definition, the attorneys general said, threatens current states’ laws and their legitimate police power.
“Scammers need to be held accountable, and states like Iowa are doing that,” Iowa Attorney General Bird said. “The SEC is working hard to come up with a common-sense framework for how to responsibly regulate cryptocurrencies and we are helping them understand how regulation could have unintended consequences that hurt consumers. We look forward to the SEC incorporating our suggestions into its decision-making to make sure Iowans remain safe and secure when transacting in cryptocurrency.”
The attorneys general asked the SEC to avoid creating regulations that would allow scammers to bypass state consumer-protection laws.
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How to Cool Down Your Phone: Simple Tips to Keep It Safe – vocal.media

Smartphones are part of our daily life, but sometimes they get too hot. Overheating can slow your phone, damage the battery, or even cause it to shut down unexpectedly. Here’s a complete guide on how to cool down your phone and prevent overheating.

Phones can get hot for several reasons:

Overheating is more than just uncomfortable—it can reduce your battery life and affect your phone’s performance.

If your phone is already hot, try these quick steps:
Close apps running in the background. They can use a lot of power and generate heat.

Some cases trap heat. Taking off the case allows your phone to cool faster.

Bring your phone indoors or into the shade. Avoid leaving it on a car dashboard or outside in the sun.

Direct sunlight can make your phone temperature rise very quickly. Keep it in your pocket, bag, or shaded areas.

How you use your phone affects its temperature:

Tweaking your settings can make a big difference:

Some solutions involve physical adjustments:

Preventing overheating is easier than fixing it:

Sometimes, overheating indicates a deeper problem:

If you notice any of these signs, take your phone to a professional technician.

Keeping your phone cool is important for its performance and longevity. Quick steps like closing apps, removing the case, or moving to a cooler spot help immediately. Long-term habits like managing usage, updating software, and monitoring battery health prevent future problems. By following these tips, your phone will stay cooler, safer, and work efficiently for a longer time.
Hanry James is an experienced analyst and content writer with over 8 years of experience. He has contributed to several leading publications in renowned tech summits such as TechWorld Expo, Global Digital Forum, and FutureTech Summit.

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XRP's Accumulation: Changing the Game for Crypto Payroll Integration – OneSafe

So XRP’s strategic accumulation is really changing the game for fintech startups looking to integrate crypto payroll, huh? With institutional investments flooding in and regulations finally making sense, it looks like using XRP for salary payments could be on the horizon. Let’s dig into what this means for crypto payroll solutions, the ups and downs, and how it might just shake up business operations in our digital era.
You know, regulatory clarity is actually key for XRP’s adoption. It’s helping to keep its price more stable and is attracting those big institutional players. The SEC’s recent reclassification of XRP as a non-security was huge—it cleared the way for institutions to jump in without worrying about legal issues. With that clarity, XRP’s price is more stable, and now we have fintech startups actually thinking about using crypto payments for their payroll. It seems like as regulations get clearer, crypto payroll is becoming more accepted.
For fintech startups in Asia, this XRP accumulation can really shift payroll integration in a few ways:
XRP’s infrastructure lets you move money across borders in near-instant time. That’s gold for startups with teams that are spread out or operating in different countries.
But wait, there are risks for small to medium enterprises (SMEs):
Some companies are already using XRP for payroll. Here’s what we see:
XRP’s accumulation is creating a more liquid and utility-focused environment in Asia. That’s good news for fintech startups considering crypto payroll. As regulations get clearer and institutions get involved, XRP’s future looks bright. Startups willing to embrace this change might just lead the way in how the workforce gets paid in this digital-first world.

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Bitcoin eyes key breakout, poised for next rally – KITCO

BUY/SELL GOLD & SILVER
All Metal Quotes
Featuring views and opinions written by market professionals, not staff journalists.

Bitcoin Price Action and Volume

Bitcoin has yet to clear its immediate overhead resistance but traded with elevated volume relative to its moving average, signaling sustained market interest. Volume outperforming the yellow MA line suggests readiness for renewed momentum; conversely, subdued volume would indicate waning participation. The current roadmap anticipates a successful breakout and a rally toward $114,000, consistent with earlier predictive wicks.
A close-up of a bitcoin and ethereum
Ethereum Price Dynamics

Ethereum closed below short-term support and now resides in a bearish consolidation phase marked by choppy, lower-low price action. A bullish turn requires reclaiming and holding above $3,900. Should Bitcoin execute its breakout, Ethereum will likely follow; however, the ETH/BTC pair exhibits no signs of turning bullish and will remain under pressure if BTC accelerates higher.
Market Dominance Signals

Stablecoin dominance on the four-hour chart has already produced bearish reversal patterns—tradable bearish top (TBT) divergences and TBO close-long signals—that preceded previous crypto rallies. On the daily timeframe, RSI lost its uptrend and printed a lower high, confirming diminishing strength. Bitcoin dominance briefly surpassed 60% and is forecast to approach 61% before rolling over. Early reversal cues also appear in TotalCryptoCap (TOTALES.D) and SOL.D, while OTHERS.D remains weak pending a Bitcoin breakout to lift broader market sentiment.
Traditional Market Indicators

In traditional markets, WTI crude oil retraced to four-hour TBO support near $57.26, setting the stage for a potential short-squeeze rather than further decline. Gold continues to trade below its daily TBO fast line despite maintaining bullish structures on both daily and weekly timeframes, raising questions of a pause or blow-off top. Silver has yet to rebound after OBV crossed below its moving average on a red close, though both metals retain the potential for renewed upside momentum.
Altcoin Highlights

Altcoin charts present mixed setups. BNB retains an open TBO close-long on the daily but shows exhausted RSI, OBV, and volume readings. HYPE may see a short-term bounce, supported by an open TBO close-long on OBVMNT, while TAO appears poised for a TBO springboard bounce. ZEC printed a bearish divergence cluster, warning of reversal risk, and PUMP stands at critical support. Meanwhile, 2Z and 0G retraced to four-hour TBO supports, offering potential long entries. ATH’s volume decline belies a daily RSI setup for a breakout toward 0.05. ZORA’s four-hour oscillations provide tactical trading opportunities, and VSN and ZEN are working on potential bullish divergences and springboard setups.
Market Forecasts and Macro Outlook
Bitcoin is targeting $130,000 by month-end and $150,000 by mid-November, which will likely drive BTC dominance higher as altcoins lag. Ethereum is expected to underperform, shifting strength to BTC.D and contracting OTHERS.D until broader market recovery unfolds. Close attention to these price targets and dominance metrics will be essential as the macro and crypto market cycles progress.
Learn my strategies and the tools I use every day by visiting The Complete Cryptocurrency Investor by Mastering Assets.
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