After days of red candles and growing investor fatigue, Ripple (XRP) is losing its grip on the payments crown. Even as Evernorth’s billion-dollar treasury deal made headlines, the Ripple coin price barely moved. That could be a sign that confidence in XRP is cracking.
Now, analysts have put their hopes in a new contender called Digitap ($TAP). They argue that this new omnibank could change how cross-border payments happen today. In fact, some experts have even tossed a bold “XRP Killer” prediction for this newcomer. But how can Digitap absorb billions from Ripple’s market cap as many forecast? Read on!
Ripple’s XRP was expected to shock the market after Evernorth’s $1 billion plan to build the largest institutional XRP treasury. But the XRP price has barely moved on the charts. For now, XRP clings tight to the $0.24 price mark. The Ripple coin has slipped more than 6% this week as part of a month-long decline that has erased over 17% of its value.
Even as Ripple’s co-founder Chris Larsen poured a massive $120 million worth of XRP into Evernorth’s XRP treasury initiative, the market seemed unimpressed. And that’s a classic sign that big announcements are rarely enough to shake off investor fatigue.
Over the past few days, XRP has been trying to mount a tight zone between its EMA (20) at $2.57 and EMA (200) at $2.61. The support now sits around $2.24. And the resistance stands firm at $3.10. Analysts have been speculating on where the Ripple coin might go from here.
Veteran chartist The Great Mattsby seems to believe that history could repeat itself. The analyst draws parallels to XRP’s 2017 sideways phase that was followed by a major breakout. But for this cycle, XRP seems to be taking longer. 
Some bullish voices are supporting XRP. But investors and traders are not taking any risks. Per Kalshi, the probability of XRP hitting $4 this year has dropped to 20%.
It might take some time for Ripple to regain momentum. But a new entrant has already found itself in the spotlight. Some experts now hail Digitap as the “XRP Killer” for its revolutionary take on crypto and fiat transfers. Smart investors can identify a winner early, which explains why some analysts say $TAP could be the best crypto to buy in 2025.
For all its early promise, Ripple’s dream of connecting traditional finance with crypto never quite landed. Banks stayed cautious. Regulations tightened. Users still had to deal with regulatory bottlenecks just to move money between fiat and crypto. What was supposed to be a bridge became more of a headache.
That exact gap is what Digitap is trying to fill. And the timing couldn’t be better. Trust in centralized exchanges is fading. And cross-border fees are still eating into transfers. To solve these issues, Digitap has been building what many are calling the world’s first “omni-bank.”
With Digitap, users can now use a single app to manage crypto and fiat. Ripple has been lingering in regulatory uncertainties for years now. And this one solid use case could be enough for Digitap to absorb billions from its market cap.
What’s more, unlike XRP’s institutional-first approach, Digitap goes straight to the user. The everyday trader or freelancer can now send crypto, swap to fiat, or withdraw to a local bank without leaving the app. There are no middlemen.
And when markets turn volatile, users can instantly park assets in fiat. That’s a lifeline that an everyday trader cares about. And that’s one thing Ripple never offered.
What’s driving investor confidence even more is how complete the ecosystem already looks. The Digitap app is live on both iOS and Android. And the project has been audited by Coinsult and Solidproof.
Ripple once promised to modernize money. Digitap might actually be the one to deliver it. And that’s enough to justify the “XRP Killer” tag that Digitap carries.
Digitap’s presale has quickly become one of the most talked-about events in the market, and for good reason. It carries the “XRP Killer” tag with pride. The presale has been a major hit in the aftermath of the recent market blood bath. A reason seems to be Digitap’s ability to convert crypto into fiat with one tap in such market scenarios.
The $TAP presale coin has a cheap price of $0.0194 in Stage 3. Early investors are rushing in before the next stage price jump to $0.0268 in the coming weeks. That’s nearly a 38% short-term ROI before the token even lists on some of the major exchanges.
So far, Digitap has raised over $900K by selling more than 67 million tokens in its presale, completed in less than a month from its launch. And solid use cases seem to be the only explanation for its rising popularity.
Analysts now say Digitap could be the best crypto to buy now. Some even call it the “XRP Killer” because it is about to do what Ripple couldn’t: crypto and fiat under one roof. With the Digitap ($TAP) listing set for early 2026, the FOMO could soon kick in.
Ripple may have paved the road. But it’s Digitap that solves issues faced by everyday traders, freelancers, and business owners. Its blend of crypto and fiat under one app solves what XRP set out to fix.
But Digitap seems to be doing it faster, cheaper, and for everyone, not just institutions. At the moment, Digitap has odds favoring it. It already has a live app for both Android and iOS, a fast-selling presale, and growing analyst confidence.
Investors are on the hunt for the best crypto to buy in 2025. By looking at its presale numbers, Digitap could potentially be a solid option. With its “XRP Killer” tag, Digitap might be the future hero. And the smart move is to catch a crypto hero early into its presale.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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