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Finding a Therapist Near You: Insurance, Questions to Ask, and Tips for Success – Moffly Media

Photographs: contributed; deagreez, Pixel-Shot, Vallabh soni – stock.adobe.com;
 
Perhaps you’ve been feeling stuck lately or a significant relationship in your life (with your spouse, child, boss, parent, etc.) is proving difficult and you need support navigating those courageous conversations. If seeking therapy feels like the right next step, you might be asking yourself, “Where do I even begin?’
I recently started working with a new client who was seeking guidance on a contentious relationship with her son. When she introduced herself, she told me, “My friends have always called me Trudie. But I prefer you call me Gertrude.” Gertrude, born in 1930, was 95 years old. When I asked what motivated her to seek therapy for the first time, she told me, “Well, you know dear, everyone has a therapist now.”
Thankfully, gone are the days when asking a friend for a therapist recommendation was taboo, cloaked in whispers and shame. Still, figuring out where to begin can be intimidating. Let’s break it down.


WHAT KIND OF THERAPIST DO I NEED?
The good news is there are a lot of qualified therapists out there. Therapists treat a variety of mental health concerns—like anxiety, depression and trauma. Others specialize in areas such as grief, divorce, career or infertility. Some even offer additional skills like bilingual support or EMDR training (a specialized approach for processing traumatic experiences and other distressing life events). Studies show that the most important predictor of success is finding trust and therapeutic alliance between you and the therapist. Above all, finding someone you feel comfortable with is key.
A common misconception is that a therapist’s role is to give advice. However, longtime New Canaan resident and clinical social worker Devon Suozzi, founder of The MindWell Center, notes that the opposite is true. “Therapy is more often about collaboration, empowerment and self-discovery—not about receiving instructions,” she explains. “We are actually trained not to provide direct answers, but to listen empathically and strategically, helping clients work through roadblocks and develop their own best solutions.”
Suozzi works primarily with children, adolescents and young adults, noting that they often intuitively possess their own solutions, but may need support accessing them. “Our clients are the experts on their own lives; sometimes they just lack the confidence or perspective to effectively problem solve,” she says. “It’s my job to help them see the big picture and recognize their strengths, creating a partnership and providing a supportive environment where meaningful change can emerge.”

CAN I FIND A THERAPIST WHO TAKES INSURANCE?
Navigating insurance can feel daunting, but many online resources exist to help you find local therapists who accept insurance and are taking new clients. Jocelyn Walls, a New Canaan-based social worker, recommends using a search on Psychology Today to filter by your insurance provider and zip code. “Cost shouldn’t be a barrier to quality mental health resources,” says Walls, whose own private virtual practice is in-network with a few insurance companies. Walls, who also serves as Mentorship Director for a Palliative and End-of-Life Care Training Program at NYU’s Silver School of Social Work, has extensive experience helping oncology patients find affordable therapists that meet their needs. “Try not to get overwhelmed by the system,” she counsels. “The process can take time, but that front end work will be worth it.”
While finding a therapist who takes your insurance can be challenging, many more will qualify as out-of-network providers—meaning you can submit an invoice to your insurance for reimbursement, depending on your plan’s coverage. Additionally, some therapists offer sliding scale fees for clients who cannot afford their standard rate, or they might refer you a colleague who does.


WHAT QUESTIONS SHOULD I ASK BEFORE WE START?
Many therapists offer a brief free consultation call before you schedule a full session. Beyond discussing insurance, in-person versus telehealth options (many do both) and if they are accepting new clients, consider asking them the following questions:
How do you measure therapeutic success?
How will we set goals?
How do you structure your sessions?
Why did you become a therapist?
Do you have specific experience working with [insert your needs]?
There’s no “right” answer to these questions, but they will offer insight into a therapist’s working style and whether their approach aligns with your needs.
Jo Briggs, a marriage and family therapist at Darien’s Sasco River Center, suggests an additional crucial question: Do you collaborate with other therapists? She explains, “If you’re in both individual and couples therapy, it’s helpful to know whether your therapists are willing to coordinate care (with your consent, of course). Having your providers work together ensures alignment in treatment, helping to streamline progress.”
Be willing to do a little detective work to find a therapist and approach that feels right for you. Think of it this way: If you had a bad experience with one dentist, would you never get your teeth cleaned again? Hopefully not; you’d simply find another dentist. Therapy is no different.
As Gertrude and I were scheduling our fifth session, she told me she had new perspective on the situation with her son: “I’m thinking about my role in our conflict, which makes me feel empowered. I don’t know if anything will change, but for the first time, I feel like it actually could.” Maybe she’ll even let me call her Trudie soon.
Paula Winicur is a marriage and family therapist practicing in Connecticut and New York. She works with individuals, couples and families. Learn more at buildyourbeautifullife.com.

 
What do all those letters after a therapist’s name mean, anyway?
LMFT: Licensed Marriage and Family Therapist
LCSW: Licensed Clinical Social Worker
LPC: Licensed Professional Counselor
PsyD: Ph. D. in Psychology
The following can prescribe meds but generally are not trained to work with clients for psychotherapy:
APRN: Advanced Practice Registered Nurse
PMHNP: Psychiatric Mental Health Nurse Practitioner
 
Buzzy therapy words get thrown around a lot, especially with platforms like TikTok and Instagram popularizing terms like “narcissist” and “gaslighting.” While there are positives to making this information more accessible, putting your mental health in the hands of social media isn’t the best way to find support. To help you feel more informed, here are explanations of a few modalities you’ve likely heard. If you are ever unsure about a therapist’s specific approach, don’t hesitate to ask them to explain it to you.
CBT: Cognitive behavioral therapy. Often used to challenge and change negative thoughts and behaviors,
DBT: Dialectical behavioral therapy. Seeks to affect change by teaching a structured set of techniques like distress tolerance and mindfulness.
EMDR: Eye movement desensitization and reprocessing. Used for treating traumatic memories, and to reduce symptoms of PTSD. A therapist needs to have specific training in this to practice it.
Psychoanalytic: Explores the unconscious mind to bring repressed thoughts and memories to the surface for processing. (Think Freud.)
Intergenerational: A form of systemic therapy focusing on how patterns and dynamics passed down through generations affect individuals and family systems.
Gottman: Based on qualitative research, goals include decreasing destructive communication patterns and increasing intimacy, respect and affection, as well as creating more empathy between partners.
EFT: Emotionally focused therapy. Based on attachment theory, goals are identifying negative cycles to develop emotional intelligence and increase connection.
 
Our towns have committed resources to helping make mental healthcare accessible for our residents. For more information, check out:
New Canaan Behavorial Health Alliance
newcanaanbha.org
Susannah Lewis, Director of Community Relations at Silver Hill Hospital
(203) 801-3435
Darien Human Services
darienct.gov/187/Mental-Health-Resources-Providers
Ali Ramsteck, Director
(203) 656-7328
 
 
 

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Best Crypto to Buy Now in October – Bitcoin Hyper – ICOBench.com

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Home » News » Best Crypto to Buy Now to Become a Millionaire in October
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The best crypto to buy now is the one that can combine momentum with real long-term utility. In October, retail investors and whales are turning their attention to Bitcoin Hyper, a new Bitcoin Layer-2 project that has already raised over $22 million in presale.
With whale accumulation at record levels and a roadmap that could push valuations into the billions, Bitcoin Hyper is being framed as one of the most promising tokens of the month.
Investors looking for millionaire-making opportunities are asking whether now is the right time to get in.
October has historically been a bullish month for crypto markets, and this year the trend continues. Bitcoin is hovering around six-figure territory, Ethereum remains strong, and altcoin liquidity is spreading across new projects. Traders are scanning for assets that can deliver outsized returns as capital flows into tokens with both hype and fundamentals.
That’s where Bitcoin Hyper stands out. Unlike many speculative tokens, it combines a proven Bitcoin foundation with a scalable Layer-2 ecosystem. The combination of fast transactions, staking rewards, and decentralized applications positions it as a frontrunner among projects aiming to dominate the next market cycle.
For retail investors, the mix of whale interest and presale momentum signals that October could be the pivotal entry point.
Bitcoin Hyper Homepage
According to early projections, Bitcoin Hyper started at $0.0115 and is already trading above $0.0130 in presale. Analysts suggest it could close 2025 near $0.0583, reflecting a potential $1.2 billion market cap if demand continues.
The roadmap extends further. By 2026, with Layer-2 integrations and dApp support fully operational, forecasts point to highs of $0.1557. Looking ahead to 2030, the ecosystem aims to attract over $50 billion in total value locked (TVL), with token supply constraints pushing projections up to $0.7785.
These numbers highlight why Bitcoin Hyper is drawing comparisons to early-stage Solana and Polygon, projects that started with modest valuations before delivering massive gains for early investors. The Layer-2 approach adds scalability while keeping Bitcoin’s security intact, making HYPER a hybrid solution with strong utility.
Whale activity has been one of the clearest signals that Bitcoin Hyper could be the best crypto to buy now. On-chain data shows multiple six-figure purchases during the presale:
The buying spree continued as addresses executed transactions worth more than $500,000 in a matter of days. Over the weekend, one address purchased 42.2 million HYPER for $560,000, followed by another 20 million token buy.
Bitcoin Hyper Explanation
For analysts, this level of whale inflow demonstrates conviction in Bitcoin Hyper’s long-term potential. Such purchases not only drive short-term price appreciation but also signal that deep-pocketed investors are preparing for a major supply squeeze once the presale ends.
Presale performance has been extraordinary. With $22.6 million raised and the cap closing in on $22.9 million, Bitcoin Hyper has only a limited window left before the next price increase. Early projections suggest the token could hit $0.0583 in 2025, cementing its place as one of the strongest altcoin opportunities available today.
What makes HYPER stand out:
Once the presale ends, new buyers will have to purchase on the open market. Whales appear to be anticipating this shift, positioning themselves ahead of retail demand. That combination of urgency and scarcity is why analysts are labeling Bitcoin Hyper one of the best cryptos to buy in October.
At the time of writing, HYPER is trading around $0.013075 with less than 3 hours before the presale round closes, or until the $22.9 million target is reached. The previous price level of $0.013065 was broken in just a day, showing how quickly supply moves at this stage.
How to Buy Bitcoin Hyper
For investors, the message is clear: Bitcoin Hyper combines strong fundamentals, whale confidence, and time-limited scarcity. October may prove to be the last opportunity to secure allocation before the token launches on the open market. With staking rewards of up to 51% and a roadmap focused on scaling Bitcoin transactions, Bitcoin Hyper has positioned itself as the best crypto to buy now for those aiming at millionaire-level returns.

Buy Bitcoin Hyper Here


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Luxembourg Joins the Bitcoin Arms Race: Nation’s Wealth Fund to Buy Bitcoin for the First Time – Bitcoin Magazine

Luxembourg’s Intergenerational Sovereign Wealth Fund (FSIL) will allocate 1% of its total portfolio — over €7 million — to Bitcoin and other crypto.
Luxembourg is officially joining the ranks of governments investing in Bitcoin. 
The country’s Intergenerational Sovereign Wealth Fund (FSIL) will allocate 1% of its total portfolio — over €7 million — to Bitcoin and other crypto, Finance Minister Gilles Roth announced Wednesday during his 2026 budget presentation in the Chamber of Deputies.
“This is really great news for crypto-assets because this is the first investment of a public fund in bitcoin in Luxembourg,” said CSV lawmaker Laurent Mosar following the announcement.
The move positions Luxembourg as the first Eurozone nation to allocate sovereign wealth into Bitcoin exchange-traded funds, marking a significant symbolic step for Europe’s financial landscape.
JUSTIN: 🇱🇺 Luxembourg’s Sovereign Wealth Fund FSIL became the first Eurozone state fund to invest 1% of its holdings in #Bitcoin ETFs.

Europe is coming 🚀 pic.twitter.com/Vi6INQw9RE
As of June 30, 2025, the FSIL held $887 million in assets, primarily in investment-grade bonds (53%) and index funds (46%), with less than 1% in cash. 
The planned allocation, if implemented at current asset levels, would translate to roughly $9.5 million in Bitcoin exposure through ETFs.
Bob Kieffer, Luxembourg’s Director of the Treasury, confirmed the details in a Wednesday post, explaining that the decision follows the government’s July 2025 approval of a revised investment policy allowing up to 15% of FSIL assets to be placed in “alternative investments,” including private equity, real estate, and cryptocurrencies.
He acknowledged the debate surrounding the move: “Some might argue that we’re committing too little too late; others will point out the volatility and speculative nature of the investment. Yet, given the FSIL’s particular profile and mission, the fund’s management board concluded that a 1% allocation strikes the right balance, while sending a clear message about bitcoin’s long-term potential.”
Kieffer clarified that the exposure would not involve direct Bitcoin holdings. “To avoid operational risks, the exposure to bitcoin has been taken through a selection of ETFs,” he said.
The decision also aligns with Luxembourg’s broader strategy to cement its status as a fintech and digital assets hub within the European Union. 
The country has increasingly become a base for crypto firms applying for MiCA (Markets in Crypto-Assets) licenses, which allow companies to operate across the EU under unified regulatory standards.
By integrating Bitcoin ETFs into a state investment fund, Luxembourg is signaling that digital assets are entering the financial mainstream — not as speculative gambles, but as long-term strategic holdings.
Luxembourg’s move follows similar steps by sovereign wealth funds across the world. Norway’s $1.9 trillion fund reportedly holds around 11,400 BTC indirectly through corporate investments, while sovereign funds in Asia and the Middle East have begun exploring limited exposure to crypto markets.
The U.K. and Finland also hold Bitcoin. The Czech central bank recently confirmed that it is studying a potential €7 billion shift of reserves into Bitcoin.
For Luxembourg, however, the motivation appears strategic rather than opportunistic — a controlled experiment in digital diversification that underscores the country’s ambitions to lead within Europe’s evolving financial infrastructure.
“Obviously, what’s right for the FSIL might not be right for other investors,” Kieffer noted. “But this allocation sends a clear message about where we believe the future of finance is headed.”
Established in 2012, Bitcoin Magazine is the oldest and most established source of trustworthy news, information and thought leadership on Bitcoin.
© BTC Media, LLC 2025

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