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So XRP’s strategic accumulation is really changing the game for fintech startups looking to integrate crypto payroll, huh? With institutional investments flooding in and regulations finally making sense, it looks like using XRP for salary payments could be on the horizon. Let’s dig into what this means for crypto payroll solutions, the ups and downs, and how it might just shake up business operations in our digital era.
You know, regulatory clarity is actually key for XRP’s adoption. It’s helping to keep its price more stable and is attracting those big institutional players. The SEC’s recent reclassification of XRP as a non-security was huge—it cleared the way for institutions to jump in without worrying about legal issues. With that clarity, XRP’s price is more stable, and now we have fintech startups actually thinking about using crypto payments for their payroll. It seems like as regulations get clearer, crypto payroll is becoming more accepted.
For fintech startups in Asia, this XRP accumulation can really shift payroll integration in a few ways:
XRP’s infrastructure lets you move money across borders in near-instant time. That’s gold for startups with teams that are spread out or operating in different countries.
But wait, there are risks for small to medium enterprises (SMEs):
Some companies are already using XRP for payroll. Here’s what we see:
XRP’s accumulation is creating a more liquid and utility-focused environment in Asia. That’s good news for fintech startups considering crypto payroll. As regulations get clearer and institutions get involved, XRP’s future looks bright. Startups willing to embrace this change might just lead the way in how the workforce gets paid in this digital-first world.
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Turkey's crypto trading volume nears $200 billion, driven by altcoin speculation and institutional investments. Can the market thrive amid economic challenges?
XRP's strategic accumulation is reshaping crypto payroll integration for fintech startups in Asia, enhancing liquidity and operational efficiency.
FalconX's acquisition of 21Shares reshapes the crypto landscape, driving institutional adoption and offering innovative investment strategies in digital assets.
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BUY/SELL GOLD & SILVER
All Metal Quotes
Featuring views and opinions written by market professionals, not staff journalists.
Bitcoin Price Action and Volume
Bitcoin has yet to clear its immediate overhead resistance but traded with elevated volume relative to its moving average, signaling sustained market interest. Volume outperforming the yellow MA line suggests readiness for renewed momentum; conversely, subdued volume would indicate waning participation. The current roadmap anticipates a successful breakout and a rally toward $114,000, consistent with earlier predictive wicks.
Ethereum Price Dynamics
Ethereum closed below short-term support and now resides in a bearish consolidation phase marked by choppy, lower-low price action. A bullish turn requires reclaiming and holding above $3,900. Should Bitcoin execute its breakout, Ethereum will likely follow; however, the ETH/BTC pair exhibits no signs of turning bullish and will remain under pressure if BTC accelerates higher.
Market Dominance Signals
Stablecoin dominance on the four-hour chart has already produced bearish reversal patterns—tradable bearish top (TBT) divergences and TBO close-long signals—that preceded previous crypto rallies. On the daily timeframe, RSI lost its uptrend and printed a lower high, confirming diminishing strength. Bitcoin dominance briefly surpassed 60% and is forecast to approach 61% before rolling over. Early reversal cues also appear in TotalCryptoCap (TOTALES.D) and SOL.D, while OTHERS.D remains weak pending a Bitcoin breakout to lift broader market sentiment.
Traditional Market Indicators
In traditional markets, WTI crude oil retraced to four-hour TBO support near $57.26, setting the stage for a potential short-squeeze rather than further decline. Gold continues to trade below its daily TBO fast line despite maintaining bullish structures on both daily and weekly timeframes, raising questions of a pause or blow-off top. Silver has yet to rebound after OBV crossed below its moving average on a red close, though both metals retain the potential for renewed upside momentum.
Altcoin Highlights
Altcoin charts present mixed setups. BNB retains an open TBO close-long on the daily but shows exhausted RSI, OBV, and volume readings. HYPE may see a short-term bounce, supported by an open TBO close-long on OBVMNT, while TAO appears poised for a TBO springboard bounce. ZEC printed a bearish divergence cluster, warning of reversal risk, and PUMP stands at critical support. Meanwhile, 2Z and 0G retraced to four-hour TBO supports, offering potential long entries. ATH’s volume decline belies a daily RSI setup for a breakout toward 0.05. ZORA’s four-hour oscillations provide tactical trading opportunities, and VSN and ZEN are working on potential bullish divergences and springboard setups.
Market Forecasts and Macro Outlook
Bitcoin is targeting $130,000 by month-end and $150,000 by mid-November, which will likely drive BTC dominance higher as altcoins lag. Ethereum is expected to underperform, shifting strength to BTC.D and contracting OTHERS.D until broader market recovery unfolds. Close attention to these price targets and dominance metrics will be essential as the macro and crypto market cycles progress.
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Next Crypto To Explode: DeepSnitch AI Presale Reports Massive Progress As Gold Crashes
Gold, an asset often considered the most trusted store of value, suffered a multi-trillion-dollar selloff in 24 hours on October 22. Approximately $2.5T was erased from the market value, sparking massive panic among investors.
Even though digital assets like Bitcoin are considered more volatile, the 8% decline of gold calls into question whether even assets considered safe are an effective hedge against inflation.
Meanwhile, as the crypto market keeps an eye on how this downturn will affect digital assets, altcoins, and presales are extending their wins, with DeepSnitch AI raising $450K in the second stage.
This early presale is hailed by its early investors as the next crypto to explode owing to its real-world use case, organic hype, and solid presale performance.

Why did gold crash?
On October 21, gold lost $2.5T market cap after massive selloffs. This represents an 8% decline and is the largest drop for the asset since 2013.
According to Alexander Stahel, a Swiss resources investor, the correction of such size is rare, pointing out that this could only happen once every 240K days. The likely reason for such an event is the FOMO caused by the excessive momentum among investors who rushed to increase their exposure to the asset.
Although it may seem catastrophic, Stahel anticipated the market to stabilize.
In fact, the $2.5T market cap loss surpassed the entire market cap of Bitcoin, which was approximately $2.2T at the time of the crash. Analyst and trader Peter Brandt clarified that the relatively small 8% decline in gold is equal to over 50% of the valuation of all cryptocurrencies.
Meanwhile, the crypto market also experienced volatility in the same time frame, with BTC falling by over 5%. More precisely, the price slipped from $114K to around $108K on October 21. The losses extended into the next day, with Bitcoin falling to $107K after a slight correction, according to CoinMarketCap.
Granted, Bitcoin ETFs saw solid performance on the same day, but it didn’t help soothe traders, as the overall crypto market, which is leaning to ‘Extreme Fear’, according to CoinMarketCap’s Fear and Greed Index.
Overall, despite the short-term losses and bearish sentiments, the wider political and economic factors are generally unfavorable. This means that the momentum could be restored after the political turmoil dies down and the US government shutdown lifts. As such, traders are eyeing undervalued altcoins ready to surge to capitalize on the market recovery.
DeepSnitch AI raised over $450K in its second stage, riding on the coattails of 100x predictions. While this may seem overtly bullish, traders believe that the project is well-positioned to not only capitalize on the growth of the crypto AI market but could also extend its reach beyond just developers.
The project is developing an AI analytics suite that provides actionable trading analytics with five AI agents. These autonomous agents will scour tons of incomprehensible off-chain and on-chain data and turn them into actionable insights in a centralized dashboard.
DeepSnitch AI’s suite is expected to be comprehensive and will allow traders to spot sentiment shifts, discover alpha news and hidden gems, and track whales. Not all functions are centered on making more effective trades, as one of the AI agents also specializes in scanning tokens for rug pulls, risks, and will even notify users of FUD storms and insider moves.
AI projects, despite being a masterclass in technology, may be limited in their appeal. However, the fact that the target audience for DeepSnitch AI is regular traders, there’s a possibility that the project could see mass adoption.
What may help achieve this goal is the tokenomics aspect borrowed from the meme sector, wherein 30% of the token supply is reserved for marketing. This could help build hype, positioning DeepSnitch AI for virality.
Owing to these fundamentals and the buzz, DeepSnitch AI also has a sizable upside potential, which many believe could exceed 100x. If the project achieves this level of success, investing in the early stages could easily yield $50K at a smaller investment, such as $500.
With $450K already raised at the low price of $0.01992, DeepSnitch AI will likely go hypersonic soon as the buzz picks up and whales rotate into the project.
According to CoinMarketCap data, Cardano traded in the $0.6000 zone on October 22.
Analysts have clarified that ADA’s recovery is unconvincing in the short term, as it has failed to reach the 20-day EMA level at $0.70. Naturally, this indicates a lack of buying demand, but ADA may still stage a comeback.
Bulls will have to push the price high above the 20-day EMA ($0.75 more precisely) to open up new targets near the downtrend line.
Yet, the opposite could also happen. If bulls give up, the price could dip to $0.59 support line, followed by a spiral that will hit $0.50 and even close below $0.40 if bulls don’t regain control.
On October 22, DOGE dipped below $0.2000, according to CoinMarketCap.
Although scary at first glance, Dogecoin may be ready to stage a breakout, at least according to some analysts. With strong support in the $0.17 and $0.19 areas, the poor performance could indicate that bulls have started quietly accumulating DOGE.
Still, the original meme coin may end up in stock in this zone in the short term, with bulls waiting for a signal to start pumping. This may occur at the end of the month, after the Fed meeting, or if the rumor of BlackRock filing for a DOGE ETF turns out to be true.
If any of these events occur, DOGE may surge to $0.23, the key resistance level, followed by a more substantial rally that could push the price even higher.
As gold tumbles, traders who prefer risky assets could rotate into crypto. Although ADA and DOGE are both expected to log solid results during Q4 and beyond, they may struggle to gain explosive momentum when compared to early-stage projects.
DeepSnitch AI is not only more affordable than both of these coins, but its fusion of AI and crypto trading analytics could prove to be a winning combination, allowing the project to reach “household name” status in the crypto community.
With $450K raised, it’s only a matter of time before whales start throwing the big bucks into DeepSnitch AI, which isn’t something you want to miss out on.
Join the DeepSnitch AI presale before whales make the price go parabolic.
https://youtu.be/0T3Plf8_-XY?si=GYAx7CdFwbPNg2uo
Gold’s $2.5T market cap loss on October 21 resulted from mass investor selloffs driven by excessive momentum and FOMO. Despite being seen as a safe asset, the event exposed gold’s vulnerability to herd behavior.
DeepSnitch AI’s real-world AI utility, strong presale performance, and hype-driven marketing model have made it a standout among altcoins. Its five autonomous AI agents help traders detect market trends, track whale movements, and avoid rug pulls, leading to investors believing it could go 100x after launch.
While ADA and DOGE are expected to recover in Q4, DeepSnitch AI offers higher upside thanks to its early presale stage and AI-driven innovation.

After days of red candles and growing investor fatigue, Ripple (XRP) is losing its grip on the payments crown. Even as Evernorth’s billion-dollar treasury deal made headlines, the Ripple coin price barely moved. That could be a sign that confidence in XRP is cracking.
Now, analysts have put their hopes in a new contender called Digitap ($TAP). They argue that this new omnibank could change how cross-border payments happen today. In fact, some experts have even tossed a bold “XRP Killer” prediction for this newcomer. But how can Digitap absorb billions from Ripple’s market cap as many forecast? Read on!
Ripple’s XRP was expected to shock the market after Evernorth’s $1 billion plan to build the largest institutional XRP treasury. But the XRP price has barely moved on the charts. For now, XRP clings tight to the $0.24 price mark. The Ripple coin has slipped more than 6% this week as part of a month-long decline that has erased over 17% of its value.
Even as Ripple’s co-founder Chris Larsen poured a massive $120 million worth of XRP into Evernorth’s XRP treasury initiative, the market seemed unimpressed. And that’s a classic sign that big announcements are rarely enough to shake off investor fatigue.
Over the past few days, XRP has been trying to mount a tight zone between its EMA (20) at $2.57 and EMA (200) at $2.61. The support now sits around $2.24. And the resistance stands firm at $3.10. Analysts have been speculating on where the Ripple coin might go from here.
Veteran chartist The Great Mattsby seems to believe that history could repeat itself. The analyst draws parallels to XRP’s 2017 sideways phase that was followed by a major breakout. But for this cycle, XRP seems to be taking longer. 
Some bullish voices are supporting XRP. But investors and traders are not taking any risks. Per Kalshi, the probability of XRP hitting $4 this year has dropped to 20%.
It might take some time for Ripple to regain momentum. But a new entrant has already found itself in the spotlight. Some experts now hail Digitap as the “XRP Killer” for its revolutionary take on crypto and fiat transfers. Smart investors can identify a winner early, which explains why some analysts say $TAP could be the best crypto to buy in 2025.
For all its early promise, Ripple’s dream of connecting traditional finance with crypto never quite landed. Banks stayed cautious. Regulations tightened. Users still had to deal with regulatory bottlenecks just to move money between fiat and crypto. What was supposed to be a bridge became more of a headache.
That exact gap is what Digitap is trying to fill. And the timing couldn’t be better. Trust in centralized exchanges is fading. And cross-border fees are still eating into transfers. To solve these issues, Digitap has been building what many are calling the world’s first “omni-bank.”
With Digitap, users can now use a single app to manage crypto and fiat. Ripple has been lingering in regulatory uncertainties for years now. And this one solid use case could be enough for Digitap to absorb billions from its market cap.
What’s more, unlike XRP’s institutional-first approach, Digitap goes straight to the user. The everyday trader or freelancer can now send crypto, swap to fiat, or withdraw to a local bank without leaving the app. There are no middlemen.
And when markets turn volatile, users can instantly park assets in fiat. That’s a lifeline that an everyday trader cares about. And that’s one thing Ripple never offered.
What’s driving investor confidence even more is how complete the ecosystem already looks. The Digitap app is live on both iOS and Android. And the project has been audited by Coinsult and Solidproof.
Ripple once promised to modernize money. Digitap might actually be the one to deliver it. And that’s enough to justify the “XRP Killer” tag that Digitap carries.
Digitap’s presale has quickly become one of the most talked-about events in the market, and for good reason. It carries the “XRP Killer” tag with pride. The presale has been a major hit in the aftermath of the recent market blood bath. A reason seems to be Digitap’s ability to convert crypto into fiat with one tap in such market scenarios.
The $TAP presale coin has a cheap price of $0.0194 in Stage 3. Early investors are rushing in before the next stage price jump to $0.0268 in the coming weeks. That’s nearly a 38% short-term ROI before the token even lists on some of the major exchanges.
So far, Digitap has raised over $900K by selling more than 67 million tokens in its presale, completed in less than a month from its launch. And solid use cases seem to be the only explanation for its rising popularity.
Analysts now say Digitap could be the best crypto to buy now. Some even call it the “XRP Killer” because it is about to do what Ripple couldn’t: crypto and fiat under one roof. With the Digitap ($TAP) listing set for early 2026, the FOMO could soon kick in.
Ripple may have paved the road. But it’s Digitap that solves issues faced by everyday traders, freelancers, and business owners. Its blend of crypto and fiat under one app solves what XRP set out to fix.
But Digitap seems to be doing it faster, cheaper, and for everyone, not just institutions. At the moment, Digitap has odds favoring it. It already has a live app for both Android and iOS, a fast-selling presale, and growing analyst confidence.
Investors are on the hunt for the best crypto to buy in 2025. By looking at its presale numbers, Digitap could potentially be a solid option. With its “XRP Killer” tag, Digitap might be the future hero. And the smart move is to catch a crypto hero early into its presale.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Disclaimer:
AMBCrypto’s content is meant to be informational in nature and should not be interpreted as investment advice. Trading, buying or selling cryptocurrencies should be considered a high-risk investment and every reader is advised to do their own research before making any decisions.
© 2025 AMBCrypto

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As the leaves turn and the air gets crisp, it's the perfect time to tackle those home improvement projects you've been putting off. George Oliphant, TV personality and home improvement expert, joined "We Are Austin" to share his top tips for sprucing up your home this fall. Whether you're looking to enhance your indoor space or give your exterior a fresh look, George has you covered. "I've added all of these to my fall home improvement list," said the host, clearly inspired by George's advice. So grab your toolbox and get ready to transform your home this season!
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FirstAlert.com
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Rustoleum.com
Chase.com/MyEquity
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Federal law enforcement seized $15 billion worth of bitcoin in the largest crypto seizure in Department of Justice (DOJ) history. The bitcoin was held in wallets by Chen Zhi, chairman of the Prince Group, an organization that prosecutors say grew “in secret …. into one of Asia’s largest transnational criminal organizations.”
According to court documents, Prince Group operated at least ten forced-labor camps across Cambodia. Individuals held against their will were forced to engage in cryptocurrency investment schemes known as ‘pig butchering.” That’s when scammers nurture a relationship with a victim to gain trust and then manipulate the victim to invest in a fraudulent cryptocurrency platform. Billions were stolen from victims around the world with the illegal proceeds laundered.
“The FBI and partners executed one of the largest financial fraud takedowns in history,” said FBI Director Kash Patel.
“Trafficked workers were confined in prison-like compounds and forced to carry out online scams on an industrial scale, preying on thousands worldwide, including many here in the United States,” said Assistant Attorney General for National Security John A. Eisenberg. “This indictment and historic forfeiture, the largest in Department history, reflect our commitment to using every tool at our disposal to ensure such crimes do not pay.”
Scheme Details
Prince Group was founded around 2015, ostensibly as a real estate, financial services, and consumer services company. However, prosecutors say the defendant and top executives grew it into a transnational criminal organization, making “enormous profits operating scam compounds.”
The schemes were carried out by the trafficking of hundreds of workers, who were hosted in dormitories surrounded by barbed wire that functioned as “violent forced labor camps.”
Court documents show that Zhi was “directly involved” in using violence against the individuals in the forced labor camps, and meticulously tracked profits and data from the automated call centers used to call scam victims.
Zhi remains at large. He is charged with wire fraud conspiracy and money laundering conspiracy.
The FBI’s New York Joint Asian Criminal Enterprise Task Force and the FBI’s Virtual Asset Unit are leading the investigation.
The Treasury Department, in parallel action, designated Prince Group as a transnational criminal organization and announced sanctions against Zhi and more than 100 associated individuals and entities.
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