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XRP has been trading with relatively low volatility in recent weeks, consolidating below key resistance levels as broader market momentum stalls. While the recent bounce from support suggests short-term buyers are still present, the price remains trapped in a range without clear bullish conviction.
By Shayan
On the USDT pair, XRP is hovering around $2.50, still below the confluence of the 100-day and 200-day moving averages. After the sharp liquidation wick into the demand zone, the asset bounced quickly but failed to break back above the key resistance near $2.60.
The RSI has also flattened out around 45, reflecting weak momentum and a lack of strong bullish drive. Unless the price reclaims the moving averages and breaks above the $2.60–$2.75 zone with volume, the path of least resistance remains sideways to slightly bearish. Regardless, a return to the support level around $2.20 would offer a better risk-reward for buyers.
Looking at the XRPBTC chart, the price remains under pressure after multiple failed attempts to reclaim key resistance levels. It’s currently trading around 2,270 sats, stuck below the 100-day and 200-day moving averages. This entire structure has been a prolonged accumulation or distribution range, depending on how it resolves.
While the bounce off the 2,000 sat zone shows buyers are still defending key long-term support, there’s little follow-through to suggest strength. The RSI at 47 indicates a neutral momentum, but unless a clean break above 2,500 sats with high volume occurs, XRP continues to lag against Bitcoin.
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XRP trades at $2.50 after recording a 0.5% gain in the past 24 hours. The cryptocurrency has climbed more than 400% in 2025 but faces a 16% decline over the last 30 days.
Bitwise recently updated its XRP ETF filing with the US Securities and Exchange Commission. The asset management firm included key details in Amendment #4, such as the New York Stock Exchange as the listing venue and a management fee of 0.34%.
The filing removed the “delaying effective amendment” clause. This change allows the ETF to become auto-effective and launch without additional regulatory hurdles.
Bloomberg analyst Eric Balchunas confirmed that these updates represent the final steps before a potential launch. The auto-effective filing could speed up the approval process.
Bitwise just updated their XRP ETF filing to include exchange (NYSE) and fee of 0.34%, which are typically the last boxes to check. Amendment #4. pic.twitter.com/BUnkasSQY5
— Eric Balchunas (@EricBalchunas) October 31, 2025
Canary Capital also updated its S-1 filing for a Spot Ripple ETF. The company removed the delaying amendment clause from its filing as well.
Nasdaq must still approve the 8-A filing for Canary’s ETF. If approved, the fund could launch on November 13.
XRP price has moved between $2.49 and $2.55 over the past day. Trading volume dropped 29% to $3.81 billion, showing reduced market activity.
The muted price movement comes despite growing optimism around ETF approvals. The weekly chart shows XRP down 1.2%.
Analyst Ali Martinez warned that XRP could revisit the $2 level before rebounding. Other analysts see different outcomes for the cryptocurrency.
$XRP could find support at $2. pic.twitter.com/WKIqhITosA
— Ali (@ali_charts) October 31, 2025
Analyst CryptoBull identified a “cup and handle” pattern on XRP’s monthly chart. This technical formation suggests XRP could reach $5 or higher.
Ripple is pursuing a national bank charter in the United States. The regulatory issues that once affected the company have cleared.
Ripple acquired a stablecoin payment firm for $200 million. The company’s banking charter application suggests a focus on stablecoin development.
RippleNet operates without requiring banks to use XRP. On-Demand Liquidity incorporates XRP as a bridge asset but remains a niche solution.
Larger banks have not widely adopted ODL. This limits the impact on XRP demand from institutional adoption.
Ripple’s stablecoin RLUSD could become the preferred bridge asset in ODL transactions. This would reduce the role XRP plays in cross-border payments.
The banking charter would add legitimacy to Ripple in the eyes of investors. However, the long-term impact on XRP demand remains uncertain.
XRP currently sits near the $2.50 support level with both ETF filings removing key regulatory delays.
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TLDR XRP has surged over 400% in 2025 but faces questions about long-term sustainability as…


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As markets recover after the bearish effects of Powell’s statement about rate cuts in December, traders and investors are now wondering what tokens to back for 1,000% gains. Because of their recent, enduring struggles, analysts have knocked Dogecoin and Pi Network off the list, choosing instead to focus on utility-backed altcoins that have shown potential for impressive performance, especially PayFi.
According to analysts, the three sub-$1 tokens to watch for 1,000% gains in Q4 are HBAR, XLM, and Remittix.

Dogecoin’s repeated failure to break through the $0.2 resistance level and Pi Network’s continued struggles to overturn its bearish momentum have left a lot of investors disappointed. As the market rolls into November, analysts are now backing Hedera (HBAR) to deliver up to 1000% in gains. Already, HBAR is coming off a strong weekly move, and the new spot HBAR ETF launch is boosting attention.
Like Dogecoin and Pi Network, XLM has been in a bearish trend for some time. However, on-chain analysis suggests this bearish trend for XLM might be about to end. This is because, although XLM has spent a month drifting lower, the token has started to flatten out as sellers appear to be getting tired. Now, buyers are starting to take over positions, triggering a bullish breakout.
Analysts suggest that if this trend continues, XLM may have arrived at its lowest point, and from here, a breakout above the $0.33 resistance could be underway.
As capital rotates toward early-stage crypto investment with real use, some desks are adding Remittix as an under-$1 payments play. Remittix is a PayFi solution on Ethereum that is aiming to create a crypto-to-fiat hub for merchants and users that can scale across borders to solve the $19 trillion cross-order payments problem.
The PayFi solution is actually attracting a lot of interest from major institutions, and already, RTX has successfully secured over $27.7 million in private funding. Here are some key factors that make Remittix stand out:
In the sub-$1 lane, utility and liquidity still separate contenders from noise. HBAR brings enterprise rails, XLM offers simple cross-border flows, and Remittix adds a payments rail built for crypto, solving real-world problems.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
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The California Lottery offers multiple draw games for those aiming to win big. Here’s a look at Nov. 1, 2025, results for each game:
02-26-43-44-62, Powerball: 22, Power Play: 2
Check Powerball payouts and previous drawings here.
Midday: 3-3-7
Evening: 4-4-4
Check Daily 3 payouts and previous drawings here.
1st:11 Money Bags-2nd:3 Hot Shot-3rd:10 Solid Gold, Race Time: 1:46.53
Check Daily Derby payouts and previous drawings here.
01-02-21-30-35
Check Fantasy 5 payouts and previous drawings here.
1-8-5-4
Check Daily 4 payouts and previous drawings here.
10-13-21-30-42, Mega Ball: 15
Check SuperLotto Plus payouts and previous drawings here.
Feeling lucky? Explore the latest lottery news & results
This results page was generated automatically using information from TinBu and a template written and reviewed by a Desert Sun producer. You can send feedback using this form.

JOEL Cooper hammered a hat-trick for Coleraine in a 5-1 win over Glenavon at the Showgrounds – then warned that the league leaders will get even better.
The Bannsiders moved three points clear of Glentoran at the top – having played two games more – thanks to that 5-1 success, Cooper the star turn with a goal befiore the break followed by one early in the second half ahead of completing his treble in the 86th minute, an effort that made it 5-0.
Basement side Glenavon grabbed a spectacular 40-yard consolation through Paul McGovern. Coleraine’s other goals came from Matthew Shevlin on 78 minutes and Levi Ives in the 84th minute. Michael O’Connor’s strugglers also had goalkeeper Mark Byrne red carded at 3-0 down for a challenge on Cooper.
And although pleased with the result and performance, Cooper – who departed Linfield for Coleraine in the summer – is sure the Bannsiders are yet to realise their full potential.
Cooper said: “We have so many players who can play in different positions so we can rotate into different areas. We have really good players who can pick out passes. We are still learning each other’s games but we are definitely moving in the right direction.
“Glenavon are a tough side so to win so convincingly was pleasing. Glenavon were very organised in the first half but we played a bit quicker after the break.”
Dungannon Swifts boss Rodney McAree revealed a half-time “kick up the backside’ was required to inspire a 2-0 victory over second-bottom Crusaders at Stangmore Park, a result which takes the Irish Cup holders up to fourth in the table, a spectacular rise given their poor form at the start of the season.
Junior Ogedi-Uzokwe made the breakthrough on 70 minutes before substitute Andrew Mitchell wrapped up the points with a goal in the 86th minute.
McAree said: “There was a bit of a kick up the backside needed at half time. We needed to play with a bit more urgency and put the opposition under more pressure. We started the second half well and could have scored more goals.
“We now have a bit of momentum going into a difficult run of games.”
Reflecting on his team’s rise up the table, McAree said: “Things went against us at the start of the season and we started to worry about it when we should have just got the heads down and worked harder. We probably didn’t run enough at the start of the season, which sounds crazy.
“Winning and losing are both a habit and thankfully we have turned the corner and hopefully we’ll keep it going.”
Cliftonville host champions Linfield on Sunday (3pm).
On Friday night, Glentoran edged Portadown 2-1 at the Oval, while Carrick Rangers stunned Bangor in a 1-0 smash-and-grab at Clandeboye Park.
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@2025 The Irish News Ltd

Ethereum is at a crossroads, folks. With the regulatory landscape shifting, there’s potential for some real changes that could alter its market dynamics. But it doesn’t stop there. These changes could also propel Ethereum into the forefront of crypto payroll solutions. Let’s dive a bit deeper into what this means for the future of digital assets in the workplace.
The approval of an Ethereum Spot ETF is a game changer. We’re talking a significant decrease in compliance barriers for traditional investors. This means institutional capital and mainstream investors could finally get their hands on ETH without the hurdles that have been in place. Analysts are cautiously optimistic, suggesting Ethereum’s price could see numbers between $5,000 and $7,000 under favorable conditions. The elusive $10,000 mark? Still a long shot.
But that’s not all. Comprehensive federal legislation like the GENIUS Act and CLARITY Act could bring much-needed clarity to the ecosystem. This clarity would not only boost confidence among institutions and large investors but also create a more welcoming environment for capital inflows. We need clear rules surrounding stablecoins, staking, and DeFi protocols, which are all areas where Ethereum dominates.
Let’s talk about how Ethereum plays into this evolving payroll scenario. Its network upgrades, especially the switch to proof-of-stake and scalability improvements, are making it easier for crypto payroll systems to flourish. Fintech startups in Asia are seizing this moment to automate payroll payments via smart contracts. It’s a way to ensure timely and error-free payments. For companies managing global teams and cross-border salary payments, this is a godsend.
Moreover, the rise of stablecoins like USDC or USDT is a game changer for crypto payroll. It helps to manage Ethereum’s price fluctuations and provides stability to employee compensation. You want the benefits of blockchain technology—transparency and speed—without the wild price swings.
A stable Ethereum price, paired with regulatory clarity, is a trust booster for SMEs considering crypto payroll solutions. The reduced volatility risk means businesses can confidently adopt crypto payroll without the fear of their employees’ salaries taking a nosedive overnight.
To combat volatility further, many SMEs are investing in strategies like paying salaries in stablecoins. This is becoming a popular choice, and it’s clear that crypto salaries are on the rise. Companies can now hire globally with crypto, tapping into a wider talent pool while still offering competitive compensation packages.
But let’s address the elephant in the room: there are misconceptions about crypto payroll that need to be cleared up. Here are some myths that have been debunked:
Where does this leave us? Ethereum’s future is undeniably linked to regulatory developments. These changes could elevate its market position and enhance its role in crypto payroll solutions. As businesses start to see the advantages of adopting these systems, the landscape of employee compensation is bound to change. With the right regulatory framework and tech advancements, Ethereum could not only hit new price highs but also solidify its place as a leader in the digital asset arena. Crypto payroll is just the beginning of a broader shift towards embracing cryptocurrencies in the workplace.
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Regulatory shifts could propel Ethereum's price and enhance crypto payroll solutions, reshaping the future of digital assets in the workplace.
Explore how the convergence of AI and cryptocurrency is reshaping the economy, spotlighting decentralized projects like NEAR, ICP, and RENDER.
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Crypto in 2025 is looking less like a rebellious teenager and more like a young adult at the big kids’ table (albeit one still wearing a hoodie). Andreessen Horowitz’s “State of Crypto 2025” report dubs this “the year crypto went mainstream,” and for good reason. From stablecoins suddenly acting as the fastest money on the internet to AI and crypto teaming up in unexpected ways, the once-fringe industry is stepping into the spotlight.
In this article, we’ll dive into two major themes from the report – the mainstreaming of stablecoins and the convergence of AI and crypto – with a conversational (and occasionally irreverent) spin. Buckle up: 2025 was the year crypto got comfortable in the mainstream, but not without raising a few new questions along the way.
Just a couple of years ago, stablecoins – cryptocurrencies pegged to stable assets like the US dollar – were mostly used by crypto traders shuffling funds between exchanges. How times have changed. In 2025, stablecoins “became the backbone of the onchain economy”, transforming into the fintech equivalent of a room-temperature superconductor for money (to quote Stripe’s CEO). In plain English: moving dollars across the world has never been faster, cheaper, or more open.
What does mainstream stablecoin adoption look like? Consider these jaw-dropping stats and developments from the past year:
Stablecoins handled about $46 trillion in transaction volume in the last year – a 106% jump from the year prior. For context, that’s nearly 3× Visa’s annual volume, and it’s quickly closing in on the grand total of ACH transfers (the U.S. banking system’s own plumbing). Even on an “adjusted” basis (filtering out things like bots or one exchange shuffling coins between wallets), stablecoins carried $9 trillion in real value – 5× PayPal’s yearly throughput and over half of Visa’s. In short, stablecoins aren’t just playing in the big leagues; by some measures, they’re outpacing the incumbents.
The total stablecoin supply hit an all-time high above $300 billion circulating. Remarkably, over 1% of all U.S. dollars in existence now live on public blockchains as tokenized dollars. In September 2025 alone, adjusted on-chain stablecoin transactions neared $1.25 trillion in a single month, a new record. And unlike the crypto crazes of the past, this surge isn’t just speculative trading – the growth in stablecoin volume has decoupled from crypto trading volumes, indicating people are actually using stablecoins for everyday payments and transfers, not just moving money between exchanges.
Stablecoins have truly gone global. They’re now arguably the fastest, cheapest, most global way to send a dollar – often settling in under a second for less than a penny in fees. Need to pay a contractor in another country, top up a relative’s phone across borders, or protect savings from local inflation? Stablecoins are increasingly the go-to solution in places from Argentina to Nigeria, where users can preserve value in USD and transfer money without the usual friction of banks or remittance services. A16z’s report notes this rapid adoption in emerging markets, where volatile local currencies and expensive remittances make stablecoins a no-brainer alternative. It’s a bit ironic – crypto’s killer app in 2025 is basically moving dollars. But for millions of people, that’s a lifesaver.
If stablecoins represent crypto’s coming-of-age moment in finance, the convergence of AI and crypto is its bold foray into futuristic frontiers. These are 2025’s two hottest tech buzzwords, so naturally people started asking: what if we mash them together? 😜 Beyond the hype, the a16z report highlights some genuinely fascinating intersections where crypto can help address AI’s emerging challenges. Think of it as Web3 meeting Skynet – hopefully to make both smarter and more open, not to trigger the apocalypse. So what’s this AI-crypto love story about?
At a high level, AI’s boom (thanks, ChatGPT) created new problems and opportunities. Who will own and control AI’s output and infrastructure? How will autonomous AI “agents” operate in the economy? Crypto’s ethos of decentralization and its programmable money Lego set might be part of the answer. In 2025 we saw the first real glimmers of this crossover:
With AI generating content, code, even deepfakes, verifying what’s real becomes critical. Blockchain networks, which excel at immutable record-keeping, can timestamp and track the provenance of data or media. For example, an artwork’s NFT could carry an audit trail of whether it was human-made or AI-generated, and who owns its IP rights. The report notes that from tracking creative IP licensing to data provenance, crypto may be a solution to some of AI’s toughest trust issues. Instead of relying on a centralized authority to certify “this AI model was trained on licensed data,” a blockchain could embed that info in an open ledger. It’s early, but expect to hear more about “authenticity infrastructure” (as a response to the coming wave of AI-created everything).
In an AI-permeated internet, knowing you’re interacting with a real human (and not a clever bot) becomes gold. Crypto projects are tackling this via decentralized identity. A prime example is Worldcoin’s World ID, which by 2025 had verified over 17 million people as unique humans via orb-shaped eye-scanners. It’s a controversial approach, but the goal is a “Proof of Personhood” credential – so when you sign into a service or post online, you could cryptographically prove you’re flesh-and-blood. This could help networks differentiate people from AI bots at scale. (Cue the joke: “I’m not a robot” checkboxes might get replaced with “I scanned my eyeball on the blockchain.”) Jokes aside, decentralized ID and biometrics are a serious effort to keep the future internet from becoming an AI spam fest. Whether Worldcoin’s model is the right one is up for debate, but the problem it addresses is very real.
Perhaps the wildest idea – giving AI agents the ability to handle money. If your smart fridge or AI digital assistant could routinely buy things or sell services on your behalf, how would it do that? Today, an AI can’t walk into a bank to open an account, and you probably don’t want to just hand it your credit card. Enter crypto. Blockchain-based wallets and smart contracts don’t care whether you’re a human or a machine. They just require the right keys. A16z’s report calls out new protocol standards like “x402” (a riff on HTTP 402 Payment Required) emerging as the financial backbone for autonomous AI agents. These standards would let AI agents make micro-transactions, pay for API calls, and settle payments with no intermediaries – effectively, bots paying bots, securely and transparently. Gartner even projects this “agentic economy” could reach $30 trillion by 2030 (yes, with a T – although take such far-future forecasts with a grain of salt). We already see early steps: Stripe’s “Agent Toolkit” allows an AI agent to spin up a one-time virtual credit card to perform an e-commerce transaction. It’s being used by an AI shopping assistant (Perplexity.ai) to autonomously purchase items within set limits.
So, are AI and crypto truly a power couple or just a fling? In 2025 we saw the first date, not the wedding. The potential is huge (and genuinely exciting) – imagine AI agents transacting seamlessly on crypto rails, or using tokens to crowdsource data and compute for model training. This could unlock economies and use cases we haven’t seen before.
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Alex Kreger Founder and CEO at UXDA Financial UX Design
Stanley Epstein Associate at Citadel Advantage Group
Vitaliy Abayev Chief Operational Officer at DCM
Scott Dawson CEO at DECTA
This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
Stanley Epstein Associate at Citadel Advantage Group
Julija Jevstignejeva Deputy Head of Marketing at Walletto UAB
Stanley Epstein Associate at Citadel Advantage Group
Carlo R.W. De Meijer The Meyer Financial Services Advisory (MIFS) at MIFSA
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