Former Beth Israel hospital building in Gramercy opens lottery for 22 rentals, from $963/month  6sqft
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Home » News » Attorneys general submit response to SEC request for information on cryptocurrency, digital assets
A coalition of 21 states’ attorneys general sent a letter to the Securities and Exchange Commission (SEC) responding to the agency’s solicitation for public input on issues related to cryptocurrency and digital assets.
The SEC had included 48 questions to guide the discussion. The attorneys general focused their comments primarily on the first question that asked input on determining the security status of crypto assets and related transactions.
The attorneys general asked the SEC to carefully consider the effect any action it takes would have on states’ laws, including consumer protection laws. An overly broad definition, the attorneys general said, threatens current states’ laws and their legitimate police power.
“Scammers need to be held accountable, and states like Iowa are doing that,” Iowa Attorney General Bird said. “The SEC is working hard to come up with a common-sense framework for how to responsibly regulate cryptocurrencies and we are helping them understand how regulation could have unintended consequences that hurt consumers. We look forward to the SEC incorporating our suggestions into its decision-making to make sure Iowans remain safe and secure when transacting in cryptocurrency.”
The attorneys general asked the SEC to avoid creating regulations that would allow scammers to bypass state consumer-protection laws.
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Smartphones are part of our daily life, but sometimes they get too hot. Overheating can slow your phone, damage the battery, or even cause it to shut down unexpectedly. Here’s a complete guide on how to cool down your phone and prevent overheating.

Phones can get hot for several reasons:

Overheating is more than just uncomfortable—it can reduce your battery life and affect your phone’s performance.

If your phone is already hot, try these quick steps:
Close apps running in the background. They can use a lot of power and generate heat.

Some cases trap heat. Taking off the case allows your phone to cool faster.

Bring your phone indoors or into the shade. Avoid leaving it on a car dashboard or outside in the sun.

Direct sunlight can make your phone temperature rise very quickly. Keep it in your pocket, bag, or shaded areas.

How you use your phone affects its temperature:

Tweaking your settings can make a big difference:

Some solutions involve physical adjustments:

Preventing overheating is easier than fixing it:

Sometimes, overheating indicates a deeper problem:

If you notice any of these signs, take your phone to a professional technician.

Keeping your phone cool is important for its performance and longevity. Quick steps like closing apps, removing the case, or moving to a cooler spot help immediately. Long-term habits like managing usage, updating software, and monitoring battery health prevent future problems. By following these tips, your phone will stay cooler, safer, and work efficiently for a longer time.
Hanry James is an experienced analyst and content writer with over 8 years of experience. He has contributed to several leading publications in renowned tech summits such as TechWorld Expo, Global Digital Forum, and FutureTech Summit.

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No evidence that ‘Jinja Herbal Extracts’ can cure various diseases and conditions, seek verified medical attention instead  Africa Check
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So XRP’s strategic accumulation is really changing the game for fintech startups looking to integrate crypto payroll, huh? With institutional investments flooding in and regulations finally making sense, it looks like using XRP for salary payments could be on the horizon. Let’s dig into what this means for crypto payroll solutions, the ups and downs, and how it might just shake up business operations in our digital era.
You know, regulatory clarity is actually key for XRP’s adoption. It’s helping to keep its price more stable and is attracting those big institutional players. The SEC’s recent reclassification of XRP as a non-security was huge—it cleared the way for institutions to jump in without worrying about legal issues. With that clarity, XRP’s price is more stable, and now we have fintech startups actually thinking about using crypto payments for their payroll. It seems like as regulations get clearer, crypto payroll is becoming more accepted.
For fintech startups in Asia, this XRP accumulation can really shift payroll integration in a few ways:
XRP’s infrastructure lets you move money across borders in near-instant time. That’s gold for startups with teams that are spread out or operating in different countries.
But wait, there are risks for small to medium enterprises (SMEs):
Some companies are already using XRP for payroll. Here’s what we see:
XRP’s accumulation is creating a more liquid and utility-focused environment in Asia. That’s good news for fintech startups considering crypto payroll. As regulations get clearer and institutions get involved, XRP’s future looks bright. Startups willing to embrace this change might just lead the way in how the workforce gets paid in this digital-first world.

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1 Important Tailwind That Could Send XRP Skyrocketing  Yahoo Finance
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BUY/SELL GOLD & SILVER
All Metal Quotes
Featuring views and opinions written by market professionals, not staff journalists.

Bitcoin Price Action and Volume

Bitcoin has yet to clear its immediate overhead resistance but traded with elevated volume relative to its moving average, signaling sustained market interest. Volume outperforming the yellow MA line suggests readiness for renewed momentum; conversely, subdued volume would indicate waning participation. The current roadmap anticipates a successful breakout and a rally toward $114,000, consistent with earlier predictive wicks.

Ethereum Price Dynamics

Ethereum closed below short-term support and now resides in a bearish consolidation phase marked by choppy, lower-low price action. A bullish turn requires reclaiming and holding above $3,900. Should Bitcoin execute its breakout, Ethereum will likely follow; however, the ETH/BTC pair exhibits no signs of turning bullish and will remain under pressure if BTC accelerates higher.
Market Dominance Signals

Stablecoin dominance on the four-hour chart has already produced bearish reversal patterns—tradable bearish top (TBT) divergences and TBO close-long signals—that preceded previous crypto rallies. On the daily timeframe, RSI lost its uptrend and printed a lower high, confirming diminishing strength. Bitcoin dominance briefly surpassed 60% and is forecast to approach 61% before rolling over. Early reversal cues also appear in TotalCryptoCap (TOTALES.D) and SOL.D, while OTHERS.D remains weak pending a Bitcoin breakout to lift broader market sentiment.
Traditional Market Indicators

In traditional markets, WTI crude oil retraced to four-hour TBO support near $57.26, setting the stage for a potential short-squeeze rather than further decline. Gold continues to trade below its daily TBO fast line despite maintaining bullish structures on both daily and weekly timeframes, raising questions of a pause or blow-off top. Silver has yet to rebound after OBV crossed below its moving average on a red close, though both metals retain the potential for renewed upside momentum.
Altcoin Highlights

Altcoin charts present mixed setups. BNB retains an open TBO close-long on the daily but shows exhausted RSI, OBV, and volume readings. HYPE may see a short-term bounce, supported by an open TBO close-long on OBVMNT, while TAO appears poised for a TBO springboard bounce. ZEC printed a bearish divergence cluster, warning of reversal risk, and PUMP stands at critical support. Meanwhile, 2Z and 0G retraced to four-hour TBO supports, offering potential long entries. ATH’s volume decline belies a daily RSI setup for a breakout toward 0.05. ZORA’s four-hour oscillations provide tactical trading opportunities, and VSN and ZEN are working on potential bullish divergences and springboard setups.
Market Forecasts and Macro Outlook
Bitcoin is targeting $130,000 by month-end and $150,000 by mid-November, which will likely drive BTC dominance higher as altcoins lag. Ethereum is expected to underperform, shifting strength to BTC.D and contracting OTHERS.D until broader market recovery unfolds. Close attention to these price targets and dominance metrics will be essential as the macro and crypto market cycles progress.
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Next Crypto To Explode: DeepSnitch AI Presale Reports Massive Progress As Gold Crashes
Gold, an asset often considered the most trusted store of value, suffered a multi-trillion-dollar selloff in 24 hours on October 22. Approximately $2.5T was erased from the market value, sparking massive panic among investors.
Even though digital assets like Bitcoin are considered more volatile, the 8% decline of gold calls into question whether even assets considered safe are an effective hedge against inflation.

Meanwhile, as the crypto market keeps an eye on how this downturn will affect digital assets, altcoins, and presales are extending their wins, with DeepSnitch AI raising $450K in the second stage.

This early presale is hailed by its early investors as the next crypto to explode owing to its real-world use case, organic hype, and solid presale performance.

Why did gold crash?
On October 21, gold lost $2.5T market cap after massive selloffs. This represents an 8% decline and is the largest drop for the asset since 2013.

According to Alexander Stahel, a Swiss resources investor, the correction of such size is rare, pointing out that this could only happen once every 240K days. The likely reason for such an event is the FOMO caused by the excessive momentum among investors who rushed to increase their exposure to the asset.

Although it may seem catastrophic, Stahel anticipated the market to stabilize. 

In fact, the $2.5T market cap loss surpassed the entire market cap of Bitcoin, which was approximately $2.2T at the time of the crash. Analyst and trader Peter Brandt clarified that the relatively small 8% decline in gold is equal to over 50% of the valuation of all cryptocurrencies.

Meanwhile, the crypto market also experienced volatility in the same time frame, with BTC falling by over 5%. More precisely, the price slipped from $114K to around $108K on October 21. The losses extended into the next day, with Bitcoin falling to $107K after a slight correction, according to CoinMarketCap.

Granted, Bitcoin ETFs saw solid performance on the same day, but it didn’t help soothe traders, as the overall crypto market, which is leaning to ‘Extreme Fear’, according to CoinMarketCap’s Fear and Greed Index.

Overall, despite the short-term losses and bearish sentiments, the wider political and economic factors are generally unfavorable. This means that the momentum could be restored after the political turmoil dies down and the US government shutdown lifts. As such, traders are eyeing undervalued altcoins ready to surge to capitalize on the market recovery. 

DeepSnitch AI raised over $450K in its second stage, riding on the coattails of 100x predictions. While this may seem overtly bullish, traders believe that the project is well-positioned to not only capitalize on the growth of the crypto AI market but could also extend its reach beyond just developers.

The project is developing an AI analytics suite that provides actionable trading analytics with five AI agents. These autonomous agents will scour tons of incomprehensible off-chain and on-chain data and turn them into actionable insights in a centralized dashboard.

DeepSnitch AI’s suite is expected to be comprehensive and will allow traders to spot sentiment shifts, discover alpha news and hidden gems, and track whales. Not all functions are centered on making more effective trades, as one of the AI agents also specializes in scanning tokens for rug pulls, risks, and will even notify users of FUD storms and insider moves. 

AI projects, despite being a masterclass in technology, may be limited in their appeal. However, the fact that the target audience for DeepSnitch AI is regular traders, there’s a possibility that the project could see mass adoption. 

What may help achieve this goal is the tokenomics aspect borrowed from the meme sector, wherein 30% of the token supply is reserved for marketing. This could help build hype, positioning DeepSnitch AI for virality.

Owing to these fundamentals and the buzz, DeepSnitch AI also has a sizable upside potential, which many believe could exceed 100x. If the project achieves this level of success, investing in the early stages could easily yield $50K at a smaller investment, such as $500. 

With $450K already raised at the low price of $0.01992, DeepSnitch AI will likely go hypersonic soon as the buzz picks up and whales rotate into the project.

According to CoinMarketCap data, Cardano traded in the $0.6000 zone on October 22.  
 
Analysts have clarified that ADA’s recovery is unconvincing in the short term, as it has failed to reach the 20-day EMA level at $0.70. Naturally, this indicates a lack of buying demand, but ADA may still stage a comeback.

Bulls will have to push the price high above the 20-day EMA ($0.75 more precisely) to open up new targets near the downtrend line. 

Yet, the opposite could also happen. If bulls give up, the price could dip to $0.59 support line, followed by a spiral that will hit $0.50 and even close below $0.40 if bulls don’t regain control.

On October 22, DOGE dipped below $0.2000, according to CoinMarketCap. 

Although scary at first glance, Dogecoin may be ready to stage a breakout, at least according to some analysts. With strong support in the $0.17 and $0.19 areas, the poor performance could indicate that bulls have started quietly accumulating DOGE. 

Still, the original meme coin may end up in stock in this zone in the short term, with bulls waiting for a signal to start pumping. This may occur at the end of the month, after the Fed meeting, or if the rumor of BlackRock filing for a DOGE ETF turns out to be true. 

If any of these events occur, DOGE may surge to $0.23, the key resistance level, followed by a more substantial rally that could push the price even higher. 

As gold tumbles, traders who prefer risky assets could rotate into crypto. Although ADA and DOGE are both expected to log solid results during Q4 and beyond, they may struggle to gain explosive momentum when compared to early-stage projects.

DeepSnitch AI is not only more affordable than both of these coins, but its fusion of AI and crypto trading analytics could prove to be a winning combination, allowing the project to reach “household name” status in the crypto community. 

With $450K raised, it’s only a matter of time before whales start throwing the big bucks into DeepSnitch AI, which isn’t something you want to miss out on. 

Join the DeepSnitch AI presale before whales make the price go parabolic. 

https://youtu.be/0T3Plf8_-XY?si=GYAx7CdFwbPNg2uo

Gold’s $2.5T market cap loss on October 21 resulted from mass investor selloffs driven by excessive momentum and FOMO. Despite being seen as a safe asset, the event exposed gold’s vulnerability to herd behavior.

DeepSnitch AI’s real-world AI utility, strong presale performance, and hype-driven marketing model have made it a standout among altcoins. Its five autonomous AI agents help traders detect market trends, track whale movements, and avoid rug pulls, leading to investors believing it could go 100x after launch.

While ADA and DOGE are expected to recover in Q4, DeepSnitch AI offers higher upside thanks to its early presale stage and AI-driven innovation. 

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